UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 8)*.
Crawford & Company
Class A Common
22463320
Check the following box if a fee is being paid with this statement ( ).
(A fee is not required only if the filing person: (1) has a previous
statement on file reporting beneficial ownership of more than five
percent of the class of securities described in Item 1; and (2) has
filed no amendment subsequent thereto reporting beneficial ownership of
give percent or less of such class.) (See Rule 13d-7).
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of
the Act (however, see the Notes).
CUSIP NO. 22463320 13G
1. NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
SunTrust Banks, Inc. as Parent Holding Company for: SunTrust Banks
of Tennessee, Inc. as Parent Holding Company; STI Capital Management, N.A.
SunTrust Banks of Georgia, Inc. as Parent Holding Company for SunTrust
Bank, Atlanta and in various fiduciary capacities. 58-1575035
- ------------------------------------------------------------------------
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (A) _______
(B) _______
- ------------------------------------------------------------------------
3. SEC USE ONLY
- ------------------------------------------------------------------------
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Georgia
- ----------------------------------------------------------------------
NUMBER OF 5. SOLE VOTING POWER
SHARES 11,444,585
--------------------------------------------
BENEFICIALLY 6. SHARED VOTING POWER
OWNED BY 0
--------------------------------------------
EACH 7. SOLE DISPOSITIVE POWER
REPORTING 11,435,285
---------------------------------------------
PERSON 8. SHARED DISPOSITIVE POWER
WITH 1,518
- ----------------------------------------------------------------------
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11,444,585
- ------------------------------------------------------------------------
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES*
- ------------------------------------------------------------------------
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
48.6%
- ------------------------------------------------------------------------
12. TYPE OF REPORTING PERSON*
HC and BK
CUSIP NO. 22463320 13G
1. NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
SunTrust Bank, Atlanta and in various fiduciary capacities. 58-1198830
- ------------------------------------------------------------------------
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (A) _______
(B) _______
- ------------------------------------------------------------------------
3. SEC USE ONLY
- ------------------------------------------------------------------------
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Georgia
- ----------------------------------------------------------------------
NUMBER OF 5. SOLE VOTING POWER
SHARES 11,439,861
---------------------------------------------
BENEFICIALLY 6. SHARED VOTING POWER
OWNED BY 0
---------------------------------------------
EACH 7. SOLE DISPOSITIVE POWER
REPORTING 11,430,561
---------------------------------------------
PERSON 8. SHARED DISPOSITIVE POWER
WITH 1,518
- ----------------------------------------------------------------------
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11,439,861
- ------------------------------------------------------------------------
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES*
- ------------------------------------------------------------------------
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
48.6%
- ------------------------------------------------------------------------
12. TYPE OF REPORTING PERSON*
BK
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
Item 1(a) Name of Issuer:
- --------- --------------
Crawford & Company
Item 1(b) Address of Issuer's Principal Executive Offices:
- --------- -----------------------------------------------
5620 Glenridge Drive, N.E.
Atlanta, Georgia 30342
Item 2(a) Name of Person Filing:
- --------- ---------------------
SunTrust Banks, Inc. as Parent Holding Company for:
SunTrust Banks of Georgia, Inc. as Parent Holding Company
for SunTrust Bank, Atlanta and in various fiduciary capacities;
SunTrust Banks of Tennessee, Inc. as Parent Holding Company;
STI Capital Management, N.A.
Item 2(b) Address of Principal Business Office(s):
- --------- ---------------------------------------
303 Peachtree Street, Suite 1500
Atlanta, Georgia 30308
Item 2(c) Citizenship:
- --------- -----------
SunTrust Banks, Inc. is a Georgia corporation; SunTrust
Banks of Georgia, Inc. is a Georgia corporation; SunTrust
Bank, Atlanta is a Georgia banking association;
SunTrust Banks of Tennessee, Inc. is a Tennessee corporation;
STI Capital Management, N.A. is a Florida corporation.
Item 2(d) Title of Class of Securities:
- --------- ----------------------------
Class A Common
Item 2(e) CUSIP Number:
- --------- ------------
22463320
Item 3 Type of Person:
- ------ --------------
(b) Bank as defined in section 3(a)(6) of the Act.
(g) Parent holding company, in accordance with para. 240,13d-
1(1)(ii)(H).
Item 4 Ownership:
- ------ ---------
Amount Beneficially Owned. 11,444,585
(b) Percent of Class: 48.6%
(c) Number of Shares as to which such person has:
(i) Sole power to vote or to direct the vote: 11,444,585
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the disposition of:
11,435,285
(iv) Shared power to dispose or the direct the disposition
of: 1,518
tem 5 Ownership of Five Percent or Less of Class:
- ------ ------------------------------------------
Not Applicable
Item 6 Ownership of More than 5 Percent of Behalf of Another Person:
- ------ ------------------------------------------------------------
See Exhibit B
Item 7 Identification and Classification of the Subsidiary Which
- ------ Acquired the Security Being Reported on By the Parent Holding
Company:
------------------------------------------------------------
See Item 2 and Exhibit C
Item 8 Identification and Classification of Members of the Group:
- ------ ---------------------------------------------------------
Not Applicable
Item 9 Notice of Dissolution of Group:
- ------ ------------------------------
Not Applicable
Item 10 Certification:
- ------- -------------
By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired in
the ordinary course of business and were not acquired for the
purpose of and do not have the effect of changing or
influencing the control of the issuer of such securities and
were not acquired in connection with or as a participant in any
transaction having such purpose or effect.
Signature:
---------
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
Dated: February 1, 1998
SunTrust Banks, Inc.
By /s/Cynthia S. Walker
------------------------
Cynthia S. Walker
Assistant Vice President
STI Trust & Investment Operations, Inc. as agent for
SunTrust Banks, Inc.
EXHIBIT A
The shares reported are held by one or more bank subsidiaries of
SunTrust Banks, Inc., in various fiduciary and agency capacities.
SunTrust Banks, Inc. and such subsidiaries disclaim by beneficial
interest in any of the shares reported, and the filing of this
statement shall not be construed as an admission to the contrary.
Certain of the shares included in shared voting authority are held in
agency accounts and co-fiduciary accounts and co-fiduciary accounts
in nominee registration. These are voted by the banks under revocable
authority of trust accounts and therefore, are reported as shared
voting authority.
EXHIBIT B
Various co-trustees share the power to direct distribution of income
including dividends and the proceeds from sale of securities.
Additionally, various beneficiaries have the right to receive
dividends. The following person or persons have the rights and/or
powers when combined that exceed 5% of the class.
IA Crawford Partners LP
EXHIBIT C
Sole Shared Sole Shared
Voting Voting Power to Power to
Name of Person Filing Power Power Dispose Dispose
SunTrust Banks of Georgia, Inc.
as Parent Holding Company for:
- -------------------------------
SunTrust Bank, Atlanta as 11,439,861 -0- 11,430,561 1,518
Parent Company of Trusco
Capital Management, Inc., and in
Various Fiduciary Capacities
25 Park Place, N.E.
Atlanta, Georgia 30303
SunTrust Banks of Tennessee, Inc.
Parent Holding Company for:
- --------------------------------
SunTrust Bank, Nashville, 3,374 -0- 3,374 -0-
N.A. and in Various
Fiduciary Capacities
201 4th Avenue North
Nashville, Tennessee 37244
SunTrust Banks, Inc. as Parent
Holding Company for:
- ------------------------------
STI Capital Management, N.A. 1,350 -0- 1,350 -0-
and in Various Fiduciary Capacities
200 South Orange Avenue
Orlando, Florida 32801
Shares Beneficially Owned 11,444,585
SunTrust Banks, Inc.
303 Peachtree Street, Suite 1500
Atlanta, Georgia 30308
February 1, 1998
Ladies and Gentlemen:
There is hereby transmitted for filing pursuant to Section 13(g) of
the Securities Exchange Act of 1934 and Rule 13G thereunder a
Schedule 13G relating to beneficial ownership by SunTrust Banks, Inc.
and its subsidiaries of shares of Crawford & Company Class A Common Stock.
Please call the undersigned at (404) 581-1475 if you have any questions.
Sincerely,
/s/ Cynthia S. Walker
- ---------------------
Cynthia S. Walker
Assistant Vice President
STI Trust & Investment Operations, Inc. as agent for SunTrust Banks, Inc.
cc: Crawford & Company
New York Stock Exchange
