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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
ARTICLE 9 FDS FOR 10-q
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 14,596
<INT-BEARING-DEPOSITS> 369
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 107,010
<INVESTMENTS-CARRYING> 46,099
<INVESTMENTS-MARKET> 44,619
<LOANS> 182,755
<ALLOWANCE> 3,108
<TOTAL-ASSETS> 362,778
<DEPOSITS> 295,187
<SHORT-TERM> 11,322
<LIABILITIES-OTHER> 2,914
<LONG-TERM> 25,000
0
0
<COMMON> 1,800
<OTHER-SE> 27,021
<TOTAL-LIABILITIES-AND-EQUITY> 362,778
<INTEREST-LOAN> 7,139
<INTEREST-INVEST> 4,869
<INTEREST-OTHER> 34
<INTEREST-TOTAL> 12,042
<INTEREST-DEPOSIT> 4,749
<INTEREST-EXPENSE> 5,644
<INTEREST-INCOME-NET> 6,398
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 105
<EXPENSE-OTHER> 4,878
<INCOME-PRETAX> 2,828
<INCOME-PRE-EXTRAORDINARY> 2,180
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,180
<EPS-BASIC> 1.44
<EPS-DILUTED> 1.44
<YIELD-ACTUAL> 4.10
<LOANS-NON> 465
<LOANS-PAST> 11
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,634
<ALLOWANCE-OPEN> 3,196
<CHARGE-OFFS> 93
<RECOVERIES> 5
<ALLOWANCE-CLOSE> 3,108
<ALLOWANCE-DOMESTIC> 3,108
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 783
</TABLE>
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