<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 10-Q FOR
JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,074
<INT-BEARING-DEPOSITS> 1,985
<FED-FUNDS-SOLD> 8,140
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 67,950
<INVESTMENTS-CARRYING> 28,989
<INVESTMENTS-MARKET> 28,301
<LOANS> 262,687
<ALLOWANCE> 4,329
<TOTAL-ASSETS> 392,457
<DEPOSITS> 314,056
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,122
<LONG-TERM> 43,790
0
0
<COMMON> 40
<OTHER-SE> 29,156
<TOTAL-LIABILITIES-AND-EQUITY> 392,457
<INTEREST-LOAN> 11,212
<INTEREST-INVEST> 3,108
<INTEREST-OTHER> 433
<INTEREST-TOTAL> 14,754
<INTEREST-DEPOSIT> 7,119
<INTEREST-EXPENSE> 8,489
<INTEREST-INCOME-NET> 6,265
<LOAN-LOSSES> 810
<SECURITIES-GAINS> 21
<EXPENSE-OTHER> 4,461
<INCOME-PRETAX> 2,748
<INCOME-PRE-EXTRAORDINARY> 2,748
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,803
<EPS-BASIC> 0.46
<EPS-DILUTED> 0.46
<YIELD-ACTUAL> 3.43
<LOANS-NON> 9,220
<LOANS-PAST> 120
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 5,782
<ALLOWANCE-OPEN> 3,775
<CHARGE-OFFS> 308
<RECOVERIES> 52
<ALLOWANCE-CLOSE> 4,329
<ALLOWANCE-DOMESTIC> 4,329
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>