<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS YEAR
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 DEC-31-1999
<CASH> 27,039 24,230
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 1,585 415
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 184,648 163,997
<INVESTMENTS-CARRYING> 52,031 68,193
<INVESTMENTS-MARKET> 52,123 68,049
<LOANS> 689,750 635,434
<ALLOWANCE> 10,609 9,390
<TOTAL-ASSETS> 1,001,743 928,350
<DEPOSITS> 676,784 667,720
<SHORT-TERM> 234,624 173,924
<LIABILITIES-OTHER> 8,090 9,083
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 2,450 2,450
<OTHER-SE> 79,795 75,173
<TOTAL-LIABILITIES-AND-EQUITY> 1,001,743 928,350
<INTEREST-LOAN> 29,568 54,838
<INTEREST-INVEST> 8,340 15,553
<INTEREST-OTHER> 333 172
<INTEREST-TOTAL> 38,241 70,563
<INTEREST-DEPOSIT> 12,120 23,187
<INTEREST-EXPENSE> 18,590 30,504
<INTEREST-INCOME-NET> 19,651 40,059
<LOAN-LOSSES> 1,288 3,670
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 13,088 27,604
<INCOME-PRETAX> 9,413 15,412
<INCOME-PRE-EXTRAORDINARY> 9,413 15,412
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 6,517 10,229
<EPS-BASIC> 0.80 1.27
<EPS-DILUTED> 0.80 1.27
<YIELD-ACTUAL> 8.54 8.53
<LOANS-NON> 5,653 6,136
<LOANS-PAST> 695 195
<LOANS-TROUBLED> 0 0
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<ALLOWANCE-OPEN> 9,390 8,092
<CHARGE-OFFS> 449 2,660
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<ALLOWANCE-CLOSE> 10,609 9,390
<ALLOWANCE-DOMESTIC> 9,911 8,862
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 698 528
</TABLE>