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Previous: COMMUNITY BANCSHARES INC /DE/, 10-Q, EX-11, 2000-08-18 |
Next: SAND TECHNOLOGY INC, F-2/A, 2000-08-18 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF THE COMMUNITY BANCSHARES, INC. FOR THE QUARTER ENDED
JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 6,621,238
<INT-BEARING-DEPOSITS> 700,000
<FED-FUNDS-SOLD> 1,000,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 111,350,980
<INVESTMENTS-CARRYING> 111,350,980
<INVESTMENTS-MARKET> 111,350,980
<LOANS> 530,768,238
<ALLOWANCE> 3,141,653
<TOTAL-ASSETS> 725,062,361
<DEPOSITS> 617,700,420
<SHORT-TERM> 2,269,106
<LIABILITIES-OTHER> 9,017,651
<LONG-TERM> 54,171,144
0
0
<COMMON> 467,499
<OTHER-SE> 41,436,541
<TOTAL-LIABILITIES-AND-EQUITY> 725,062,361
<INTEREST-LOAN> 26,214,059
<INTEREST-INVEST> 3,130,955
<INTEREST-OTHER> 193,241
<INTEREST-TOTAL> 29,538,255
<INTEREST-DEPOSIT> 14,160,141
<INTEREST-EXPENSE> 15,904,695
<INTEREST-INCOME-NET> 13,633,560
<LOAN-LOSSES> 2,337,351
<SECURITIES-GAINS> (26,886)
<EXPENSE-OTHER> 15,362,315
<INCOME-PRETAX> 1,066,555
<INCOME-PRE-EXTRAORDINARY> 757,150
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 757,150
<EPS-BASIC> .17
<EPS-DILUTED> .16
<YIELD-ACTUAL> 4.51
<LOANS-NON> 2,312,000
<LOANS-PAST> 2,599,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,603,128
<CHARGE-OFFS> 1,942,300
<RECOVERIES> 143,474
<ALLOWANCE-CLOSE> 3,141,653
<ALLOWANCE-DOMESTIC> 3,141,658
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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