GARDEN STATE BANCSHARES INC
15-12G, 1996-07-03
STATE COMMERCIAL BANKS
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                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
                                      FORM 15

Certification and Notice of Termination of Registration under Section 12(g) of
the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
Under Sections 13 and 15(d) of the Securities and Exchange Act of 1934.

                      Commission File Number   1-13328
                                               --------

                        Garden State BancShares, Inc.
- ----------------------------------------------------------------------------
            (Exact Name of registrant as specified in its charter)
                         
                            c/o Summit Bancorp.,
 301 Carnegie Center, P.O. Box 2066, Princeton, NJ 08543-2066;  (609) 987-3442
- -------------------------------------------------------------------------------
(Address, including zip code, and telephone number, including area code,
              of registrant's principal executive offices)

         Common Stock, no par value, of Garden State BancShares, Inc.
- --------------------------------------------------------------------------- 
           (Title of each class of securities covered by this Form)
- -------------------------------------------------------------------------------
(Titles of all other classes of securities for which a duty to file reports
                   under Section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the appropriate rule provision(s)
relied upon to terminate or suspend the duty to file reports:

             Rule 12g-4(a)(1)(i)  [X]     Rule 12h-3(b)(1)(ii)     [ ]
             Rule 12g-4(a)(1)(ii) [ ]     Rule 12h-3(b)(2)(i)      [ ]
             Rule 12g-4(a)(2)(i)  [ ]     Rule 12h-3(b)(2)(ii)     [ ]
             Rule 12g-4(a)(2)(ii) [ ]      
             Rule 12h-3(b)(1)(i)  [ ]     Rule 15d-6               [ ]

Approximate number of holders of record as of the certification or notice date:
          Zero (0)
     -----------------------------------

Pursuant to the requirements of the Securities Exchange Act of 1934,
Garden State BancShares, Inc. has caused this certification/notice to be
signed on its behalf by the undersigned duly authorized person.

DATE:     July 2, 1996               BY:  /s/ Dennis A.  Williams
     -----------------                        ----------------------
                                              Senior Vice President and
                                              Group Counsel, Summit Bancorp.,
                                              successor  through merger to
                                              Garden State BancShares, Inc.


Instruction:   This form is required by Rules 12g-4 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.
The registrant shall file with the Commission three copies of Form 15,
one of which shall be manually signed.  It may signed by an officer of the
registrant, by counsel or by any other duly authorized person.  The name
and title of the person signing the form shall be typed or printed under
the signature.


<PAGE>
[LOGO OF SUMMIT BANCORP.]
                                                 Summit Bancorp.
                                                 301 Carnegie Center
                                                 Princeton, NJ 08543
                                                 (609) 987-3200 
                                                 Office of the General Counsel



July 2, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549-1004


     Re:  Form 15 for Garden State BancShares, Inc.  (SEC File No.  1-13328)


Dear Sir or Madam:

Garden State BancShares, Inc. ("Garden State") (Commission File No.  1-13328)
ceased to exist pursuant to a merger into The Summit Bancorporation on
January 16, 1995.  Being filed herewith on behalf of Garden State is a
Form 15. 

The Summit Bancorporation was merged into UJB Financial Corp. under the
name "Summit Bancorp." and it was Summit Bancorp which discovered that
no Form 15 had been filed following the end of Garden State's corporate
existence.

Further information about this filing, if needed, can be obtained by calling
me at 609-987-3438.


Very truly yours,

/s/Dennis A. Williams

Dennis A. Williams
Senior Vice President & Group Counsel


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