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Previous: MERCHANTS & MANUFACTURERS BANCORPORATION INC, 10-Q, 2000-11-13 |
Next: HABERSHAM BANCORP, 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 13,412
<INT-BEARING-DEPOSITS> 1,357
<FED-FUNDS-SOLD> 160
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 62,058
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 425,845
<ALLOWANCE> 3,827
<TOTAL-ASSETS> 524,913
<DEPOSITS> 404,451
<SHORT-TERM> 72,849
<LIABILITIES-OTHER> 5,573
<LONG-TERM> 0
0
0
<COMMON> 2,128
<OTHER-SE> 39,912
<TOTAL-LIABILITIES-AND-EQUITY> 524,913
<INTEREST-LOAN> 24,975
<INTEREST-INVEST> 3,001
<INTEREST-OTHER> 205
<INTEREST-TOTAL> 28,181
<INTEREST-DEPOSIT> 10,304
<INTEREST-EXPENSE> 13,996
<INTEREST-INCOME-NET> 14,185
<LOAN-LOSSES> 475
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 11,156
<INCOME-PRETAX> 4,937
<INCOME-PRE-EXTRAORDINARY> 4,937
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,376
<EPS-BASIC> 1.61
<EPS-DILUTED> 1.59
<YIELD-ACTUAL> 4.02
<LOANS-NON> 1,814
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,582
<CHARGE-OFFS> 232
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 3,827
<ALLOWANCE-DOMESTIC> 3,827
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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