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SUPPLEMENT TO PROSPECTUS
THE MANUFACTURERS LIFE INSURANCE COMPANY OF NORTH AMERICA
SEPARATE ACCOUNT A
DATED MAY 1, 1998
FINANCIAL RATINGS OF THE COMPANY
The contracts described in the Prospectus are issued by The Manufacturers Life
Insurance Company of North America (the "Company"). The Company's financial
ratings are as follows:
A++ A.M. Best
Superior in financial strength; 1st category of 15
AAA Duff & Phelps
Highest in claims paying ability; 1st category of 18
AA+ Standard & Poor's
Excellent in claims paying ability; 2nd category of 21
Aa2 Moody's
Excellent in financial strength; 3rd category of 21
These ratings, which are current as of September 21, 1998 and are subject
to change, are assigned to The Manufacturers Life Insurance Company of North
America as a measure of the Company's ability to honor the death benefit and
life annuitization guarantees but not specifically to its products, the
performance (return) of these products, the value of any investment in these
products upon withdrawal or to individual securities held in any portfolio.
DCA PROMOTIONAL RATES
As described in a supplement to the Prospectus dated August 31, 1998, the
Company is currently offering promotional rates in connection with the Dollar
Cost Averaging (DCA) program. The promotional rates are available for a limited
time for new purchase payments of $100,000 or more allocated to either a
6-month or a 12-month DCA fixed account investment option. Payments must be
received on or after August 31, 1998 but not later than December 31, 1998 to be
eligible.
As of the date of this supplement, the promotional rates are 8% for the
12-month DCA option and 10% (annualized) for the 6-month DCA option. Both the 8%
and the 10% rates are effective annual interest rates and interest is earned for
the period of time amounts are in the DCA account. The Company reserves the
right to change the promotional rates at any time for purchase payments made
after the effective date of the change. Contract owners should not rely on the
promotional rates being in effect for subsequent payments. Subsequent payments
will receive the interest rate in effect at the time of payment.
SUPPLEMENT DATED SEPTEMBER 21, 1998
V20/21. SUPP998
V22/23.SUPP998
V7. SUPP 998
