MANUFACTURERS LIFE INSURANCE CO OF NORTH AMERICA SEP ACC A
497, 1999-09-13
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                            SUPPLEMENT TO PROSPECTUS
          FOR THE MANUFACTURERS LIFE INSURANCE COMPANY OF NORTH AMERICA
                               SEPARATE ACCOUNT A
                                DATED MAY 1, 1999



CHANGE IN ADDRESS

         Effective September 13, 1999, the address of the Company's principal
offices will be:

                  The Manufacturers Life Insurance Company of North America
                  500 Boylston Street
                  Suite 400
                  Boston, MA  02116-3739

         The Annuity Service Office mailing address is:

                  The Manufacturers Life Insurance Company of North America
                  Post Office Box 9230
                  Boston, MA  02205-9230

TRANSFERS AMONG INVESTMENT OPTIONS

         The following supplements the disclosure under "Transfers Among
Investment Options."

"Where permitted by law, we may accept your authorization for a third party to
make transfers for you subject to our rules. However, the contract is not
designed for professional market timing organizations or other entities or
persons engaging in programmed, frequent or large exchanges (collectively,
"market timers") to speculate on short-term movements in the market since such
activity may be disruptive to the Trust portfolios and increase their
transaction costs. Therefore, in order to prevent excessive use of the exchange
privilege, we reserve the right to (a) reject or restrict any specific purchase
and exchange requests and (b) impose specific limitations with respect to market
timers including restricting exchanges by market timers to certain variable
investment options (transfers by market timers into or out of fixed investment
options is not permitted)."


INFORMATION REGARDING THE ULTIMATE PARENT COMPANY OF THE MANUFACTURERS LIFE
INSURANCE COMPANY OF NORTH AMERICA

         The second paragraph under "The Manufacturers Life Insurance Company of
North America" is amended and restated as follows:

"On January 20, 1998, the Board of Directors of The Manufacturers Life Insurance
Company ("Manulife"), our ultimate parent company, announced that it had asked
the management of Manulife to prepare a plan for conversion of Manulife from a
mutual life insurance company to a publicly traded, shareholder-owned company.
On May 19, 1999 this plan was approved by the Board of Directors of Manulife and
on July 29, 1999, Manulife's eligible policyholders voted in favor of
demutualization. Provided that all necessary regulatory approvals are obtained,
Manulife expects that demutualization will take place in Autumn, 1999."

                      SUPPLEMENT DATED SEPTEMBER 13, 1999.





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