UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
For the Year Ended December 31, 1999
NORTH BAY BANCORP
------------------------------------
(Name of Issuer)
COMMON STOCK
(Title of Class of Securities)
65747710-5
(CUSIP Number)
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NORTH BAY BANCORP
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1. Name of reporting persons.............. Houghton Gifford
S.S. or I.R.S. Identification Nos. of SS# ###-##-####
above persons
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2. Check the appropriate box if a (a)
member of a group -------------------------------
(b)
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3. SEC use only...........................
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4. Citizenship or place of organization... United States
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Number of shares beneficially owned by each reporting person with:
5. Sole voting power...............107,804
6. Shared voting power.................-0-
7. Sole dispositive power..........107,804
8. Shared dispositive power............-0-
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9. Aggregate amount beneficially owned 107,804
by each reporting person.
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10. Check if the amount in Row (9)
excludes certain shares (see
instructions).
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11. Percent of class represented by
amount in (9) ......................... 6.8%
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12. Type of reporting person (see
instructions).......................... IN
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SCHEDULE 13G
By Houghton Gifford, M.D.
Stockholder, North Bay Bancorp
Item 1(a) Name of issuer: North Bay Bancorp
Item 1(b) Address of issuer's principal executive offices: 1500 Soscol Avenue,
Napa, California 94559-1314.
Item 2(a) Name of person filing: Houghton Gifford, M.D.
Item 2(b) Address of residence: 3219 Vichy Avenue, Napa, California 94558.
Item 2(c) Citizenship: United States of America.
Item 2(d) Title of class of securities: Common Stock.
Item 2(e) CUSIP No.: Not applicable.
Item 3: Not applicable.
Item 4. Ownership: The following information is provided as of December 31, 1999
(a) Amount beneficially owned: 107,804
(b) Percent of class: 6.8
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 107,804
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the disposition: 107,804
(iv) Shared power to dispose or to direct the disposition: 0
Item 5. Ownership of 5 Percent or Less of a Class: Not applicable.
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Item 6. Ownership of More than 5 Percent on Behalf of Another Person: Not
applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on By the Parent Holding Company: Not applicable.
Item 8. Identification and Classification of Members of the Group: Not
applicable.
Item 9. Notice of Dissolution of Group: Not applicable.
Item 10. Certification: Not applicable.
Signature. After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true, complete and
correct.
Dated: February 7, 2000
/s/ Houghton Gifford, M.D.
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Houghton Gifford, M.D.
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