INTERCHANGE FINANCIAL SERVICES CORPORATION
REGISTRATION STATEMENT
FORM S-8
EXHIBIT 23(a)
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INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in this Registration Statement of
Interchange Financial Services Corporation ("Interchange") on Form S-8 of our
report dated January 19, 2000, appearing in the Annual Report on Form 10-K of
Interchange for the year ended December 31, 1999.
/S/ Deloitte & Touche, LLP
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Parsippany, New Jersey
June 26, 2000