INTERCHANGE FINANCIAL SERVICES CORP /NJ/
S-8, EX-23.A, 2000-06-26
NATIONAL COMMERCIAL BANKS
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                   INTERCHANGE FINANCIAL SERVICES CORPORATION

                             REGISTRATION STATEMENT

                                    FORM S-8


                                  EXHIBIT 23(a)

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INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this  Registration  Statement of
Interchange  Financial Services  Corporation  ("Interchange") on Form S-8 of our
report dated  January 19, 2000,  appearing in the Annual  Report on Form 10-K of
Interchange for the year ended December 31, 1999.

/S/ Deloitte & Touche, LLP
__________________________
Parsippany, New Jersey
June 26, 2000



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