ALLMERICA INVESTMENT TRUST
NSAR-A, 1999-08-25
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<PAGE>      PAGE  1
000 A000000 06/30/99
000 C000000 0000756742
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 ALLMERICA INVESTMENT TRUST
001 B000000 811-4138
001 C000000 5088551000
002 A000000 440 LINCOLN STREET
002 B000000 WORCESTER
002 C000000 MA
002 D010000 01653
002 D020000 1959
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 14
007 C010100  1
007 C020100 GROWTH FUND
007 C030100 N
007 C010200  2
007 C020200 INVESTMENT GRADE INCOME FUND
007 C030200 N
007 C010300  3
007 C020300 MONEY MARKET FUND
007 C030300 N
007 C010400  4
007 C020400 EQUITY INDEX FUND
007 C030400 N
007 C010500  5
007 C020500 GOVERNMENT BOND FUND
007 C030500 N
007 C010600  6
007 C020600 SELECT GROWTH AND INCOME FUND
007 C030600 N
007 C010700  7
007 C020700 SELECT GROWTH FUND
007 C030700 N
007 C010800  8
007 C020800 SELECT AGGRESSIVE GROWTH FUND
007 C030800 N
007 C010900  9
007 C020900 SELECT INCOME FUND
007 C030900 N
007 C011000 10
<PAGE>      PAGE  2
007 C021000 SELECT VALUE OPPORTUNITY
007 C031000 N
007 C011100 11
007 C021100 SELECT INTERNATIONAL EQUITY FUND
007 C031100 N
007 C011200 12
007 C021200 SELECT CAPITAL APPRECIATION FUND
007 C031200 N
007 C011300 13
007 C021300 SELECT EMERGING MARKETS FUND
007 C031300 N
007 C011400 14
007 C021400 SELECT STRATEGIC GROWTH FUND
007 C031400 N
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
007 C012100 21
007 C012200 22
007 C012300 23
007 C012400 24
007 C012500 25
007 C012600 26
007 C012700 27
007 C012800 28
007 C012900 29
007 C013000 30
007 C013100 31
007 C013200 32
007 C013300 33
007 C013400 34
007 C013500 35
007 C013600 36
007 C013700 37
007 C013800 38
007 C013900 39
007 C014000 40
007 C014100 41
007 C014200 42
007 C014300 43
007 C014400 44
007 C014500 45
007 C014600 46
007 C014700 47
007 C014800 48
007 C014900 49
007 C015000 50
010 A00AA01 INVESTORS BANK & TRUST COMPANY
<PAGE>      PAGE  3
010 B00AA01 85-720
010 C01AA01 BOSTON
010 C02AA01 MA
010 C03AA01 02116
010 A00AA02 FIRST DATA INVESTOR SERVICES GROUP, INC.
010 B00AA02 84-1761
010 C01AA02 WESTBOROUGH
010 C02AA02 MA
010 C03AA02 01581
011 A00AA01 ALLMERICA INVESTMENTS, INC.
011 B00AA01 8-14716
011 C01AA01 WORCESTER
011 C02AA01 MA
011 C03AA01 01653
011 C04AA01 1959
013 A00AA01 PRICEWATERHOUSECOOPERS, LLP
013 B01AA01 BOSTON
013 B02AA01 MA
013 B03AA01 02110
014 A00AA01 ALLMERICA INVESTMENTS, INC.
014 B00AA01 8-14716
015 A00AA01 INVESTORS BANK & TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02116
015 E01AA01 X
015 A00AA02 CITIBANK, N.A. (ARGENTINA)
015 B00AA02 S
015 C01AA02 BUENOS AIRES
015 D01AA02 ARGENTINA
015 E04AA02 X
015 A00AA03 NATIONAL AUSTRALIA BANK LIMITED
015 B00AA03 S
015 C01AA03 MELBOURNE
015 D01AA03 AUSTRALIA
015 E04AA03 X
015 A00AA04 BANKAUSTRIA AG
015 B00AA04 S
015 C01AA04 -
015 D01AA04 AUSTRIA
015 E04AA04 X
015 A00AA05 THE BRITISH BANK OF THE MIDDLE EAST
015 B00AA05 S
015 C01AA05 -
015 D01AA05 BAHRAIN
015 E04AA05 X
015 A00AA06 STANDARD CHARTERED BANK, DHAKA
015 B00AA06 S
015 C01AA06 -
015 D01AA06 BANGLADESH
<PAGE>      PAGE  4
015 E04AA06 X
015 A00AA07 PARIBAS
015 B00AA07 S
015 C01AA07 -
015 D01AA07 BELGIUM
015 E04AA07 X
015 A00AA08 THE BANK OF BERMUDA LIMITED
015 B00AA08 S
015 C01AA08 -
015 D01AA08 BERMUDA
015 E04AA08 X
015 A00AA09 BARCLAYS BANK OF BOTSWANA LTD.
015 B00AA09 S
015 C01AA09 -
015 D01AA09 BOTSWANA
015 E04AA09 X
015 A00AA10 BANKBOSTON BRAZIL
015 B00AA10 S
015 C01AA10 -
015 D01AA10 BRAZIL
015 E04AA10 X
015 A00AA11 ING BANK
015 B00AA11 S
015 C01AA11 -
015 D01AA11 BULGARIA
015 E04AA11 X
015 A00AA12 ROYAL BANK OF CANADA
015 B00AA12 S
015 C01AA12 -
015 D01AA12 CANADA
015 E04AA12 X
015 A00AA13 BANKBOSTON, SANTIAGO
015 B00AA13 S
015 C01AA13 -
015 D01AA13 CHILE
015 E04AA13 X
015 A00AA14 STANDARD CHARTERED BANK, SHANGHAI
015 B00AA14 S
015 C01AA14 -
015 D01AA14 CHINA
015 E04AA14 X
015 A00AA15 STANDARD CHARTERED BANK, SHENZEN
015 B00AA15 S
015 C01AA15 -
015 D01AA15 CHINA
015 E04AA15 X
015 A00AA16 CITITRUST COLUMBIA S.A. (COLUMBIA)
015 B00AA16 S
015 C01AA16 -
015 D01AA16 COLUMBIA
015 E04AA16 X
<PAGE>      PAGE  5
015 A00AA17 BANKAUSTRIA CREDITANSTALT
015 B00AA17 S
015 C01AA17 -
015 D01AA17 CROATIA
015 E04AA17 X
015 A00AA18 CITIBANK, A.S.
015 B00AA18 S
015 C01AA18 -
015 D01AA18 CZECH REPUBLIC
015 E04AA18 X
015 A00AA19 UNIBANK, A.S.
015 B00AA19 S
015 C01AA19 -
015 D01AA19 DENMARK
015 E04AA19 X
015 A00AA20 CITIBANK, N.A. (ECUADOR)
015 B00AA20 S
015 C01AA20 -
015 D01AA20 ECUADOR
015 E04AA20 X
015 A00AA21 CITIBANK, N.A. (EGYPT)
015 B00AA21 S
015 C01AA21 -
015 D01AA21 EGYPT
015 E04AA21 X
015 A00AA22 HANSABANK
015 B00AA22 S
015 C01AA22 -
015 D01AA22 ESTONIA
015 E04AA22 X
015 A00AA23 EUROCLEAR / MERITA BANK
015 B00AA23 S
015 C01AA23 -
015 D01AA23 FINLAND
015 E04AA23 X
015 A00AA24 PARIBAS
015 B00AA24 S
015 C01AA24 -
015 D01AA24 FRANCE
015 E04AA24 X
015 A00AA25 EUROCLEAR / DEUTSCHE BANK A.G.
015 B00AA25 S
015 C01AA25 -
015 D01AA25 GERMANY
015 E04AA25 X
015 A00AA26 BARCLAYS BANK OF GHANA LTD.
015 B00AA26 S
015 C01AA26 -
015 D01AA26 GHANA
015 E04AA26 X
015 A00AA27 PARIBAS
<PAGE>      PAGE  6
015 B00AA27 S
015 C01AA27 -
015 D01AA27 GREECE
015 E04AA27 X
015 A00AA28 STANDARD CHARTERED BANK, HONG KONG
015 B00AA28 S
015 C01AA28 -
015 D01AA28 HONG KONG
015 E04AA28 X
015 A00AA29 CITIBANK BUDAPEST RT
015 B00AA29 S
015 C01AA29 -
015 D01AA29 HUNGARY
015 E04AA29 X
015 A00AA30 ANZ GRINDLAYS BANK
015 B00AA30 S
015 C01AA30 -
015 D01AA30 INDIA
015 E04AA30 X
015 A00AA31 STANDARD CHARTERED BANK, JAKARTA
015 B00AA31 S
015 C01AA31 -
015 D01AA31 INDONESIA
015 E04AA31 X
015 A00AA32 BANK OF IRELAND SECURITIES SERVICES
015 B00AA32 S
015 C01AA32 -
015 D01AA32 IRELAND
015 E04AA32 X
015 A00AA33 BANK HAPOALIM B.M.
015 B00AA33 S
015 C01AA33 -
015 D01AA33 ISRAEL
015 E04AA33 X
015 A00AA34 PARIBAS
015 B00AA34 S
015 C01AA34 -
015 D01AA34 ITALY
015 E04AA34 X
015 A00AA35 STANDARD CHARTERED BANK, TOKYO
015 B00AA35 S
015 C01AA35 -
015 D01AA35 JAPAN
015 E04AA35 X
015 A00AA36 CITIBANK, N.A. (JORDAN)
015 B00AA36 S
015 C01AA36 -
015 D01AA36 JORDAN
015 E04AA36 X
015 A00AA37 ABN AMRO
015 B00AA37 S
<PAGE>      PAGE  7
015 C01AA37 -
015 D01AA37 KAZAKSTAN
015 E04AA37 X
015 A00AA38 BARCLAYS BANK OF KENYA LTD.
015 B00AA38 S
015 C01AA38 -
015 D01AA38 KENYA
015 E04AA38 X
015 A00AA39 STANDARD CHARTERED BANK, SEOUL
015 B00AA39 S
015 C01AA39 -
015 D01AA39 KOREA
015 E04AA39 X
015 A00AA40 SOCIETE GENERALE
015 B00AA40 S
015 C01AA40 -
015 D01AA40 LATVIA
015 E04AA40 X
015 A00AA41 HONGKONG SHANGHAI BANKING CORP.
015 B00AA41 S
015 C01AA41 -
015 D01AA41 LEBANON
015 E04AA41 X
015 A00AA42 VILNIAUS BANKAS AB
015 B00AA42 S
015 C01AA42 -
015 D01AA42 LITHUANIA
015 E04AA42 X
015 A00AA43 EUROCLEAR/BANQUE ET CAISSE D'EPARGNE DE LETAT
015 B00AA43 S
015 C01AA43 -
015 D01AA43 LUXEMBOURG
015 E04AA43 X
015 A00AA44 STD CHARTER BANK MALAYSIA BERHAD,KUALA LUMPUR
015 B00AA44 S
015 C01AA44 -
015 D01AA44 MALAYSIA
015 E04AA44 X
015 A00AA45 HONGKONG SHANGHAI BANKING CORP.
015 B00AA45 S
015 C01AA45 -
015 D01AA45 MAURITIUS
015 E04AA45 X
015 A00AA46 BANCOMER, S.A.
015 B00AA46 S
015 C01AA46 -
015 D01AA46 MEXICO
015 E04AA46 X
015 A00AA47 CITIBANK, MAGHREB
015 B00AA47 S
015 C01AA47 -
<PAGE>      PAGE  8
015 D01AA47 MOROCCO
015 E04AA47 X
015 A00AA48 MEESPIERSON
015 B00AA48 S
015 C01AA48 -
015 D01AA48 NETHERLANDS
015 E04AA48 X
015 A00AA49 NATIONAL NOMINEES LIMITED
015 B00AA49 S
015 C01AA49 -
015 D01AA49 NEW ZEALAND
015 E04AA49 X
015 A00AA50 UNION BANK OF NORWAY
015 B00AA50 S
015 C01AA50 -
015 D01AA50 NORWAY
015 E04AA50 X
015 A00AA51 HONGKONG SHANGHAI BANKING CORP.
015 B00AA51 S
015 C01AA51 -
015 D01AA51 OMAN
015 E04AA51 X
015 A00AA52 STANDARD CHARTERED BANK, KARACHI
015 B00AA52 S
015 C01AA52 -
015 D01AA52 PAKISTAN
015 E04AA52 X
015 A00AA53 CITIBANK, N.A. (PERU)
015 B00AA53 S
015 C01AA53 -
015 D01AA53 PERU
015 E04AA53 X
015 A00AA54 STANDARD CHARTERED BANK, MANILA
015 B00AA54 S
015 C01AA54 -
015 D01AA54 PHILIPPINES
015 E04AA54 X
015 A00AA55 BANK POLSKA (PEKAO)
015 B00AA55 S
015 C01AA55 -
015 D01AA55 POLAND
015 E04AA55 X
015 A00AA56 CITIBANK PORTUGAL S.A.
015 B00AA56 S
015 C01AA56 -
015 D01AA56 PORTUGAL
015 E04AA56 X
015 A00AA57 BANKAUSTRIA SECURITIES S.A.
015 B00AA57 S
015 C01AA57 -
015 D01AA57 ROMANIA
<PAGE>      PAGE  9
015 E04AA57 X
015 A00AA58 CREDIT SUISSE (MOSCOW) LTD.
015 B00AA58 S
015 C01AA58 -
015 D01AA58 RUSSIA
015 E04AA58 X
015 A00AA59 STANDARD CHARTERED BANK, SINGAPORE
015 B00AA59 S
015 C01AA59 -
015 D01AA59 SINGAPORE
015 E04AA59 X
015 A00AA60 CESKOSLOVENSKA OBCHODNA BANKA A.S.
015 B00AA60 S
015 C01AA60 -
015 D01AA60 SLOVAK REPUBLIC
015 E04AA60 X
015 A00AA61 BANK AUSTRIA D.D. LJUBLJANA
015 B00AA61 S
015 C01AA61 -
015 D01AA61 SLOVENIA
015 E04AA61 X
015 A00AA62 THE STANDARD BANK OF SOUTH AFRICA LIMITED
015 B00AA62 S
015 C01AA62 -
015 D01AA62 SOUTH AFRICA
015 E04AA62 X
015 A00AA63 PARIBAS
015 B00AA63 S
015 C01AA63 -
015 D01AA63 SPAIN
015 E04AA63 X
015 A00AA64 STANDARD CHARTERED BANK, COLUMBO
015 B00AA64 S
015 C01AA64 -
015 D01AA64 SRI LANKA
015 E04AA64 X
015 A00AA65 SVENSKA HANDELSBANKEN
015 B00AA65 S
015 C01AA65 -
015 D01AA65 SWEDEN
015 E04AA65 X
015 A00AA66 BANK LEU LTD.
015 B00AA66 S
015 C01AA66 -
015 D01AA66 SWITZERLAND
015 E04AA66 X
015 A00AA67 STANDARD CHARTERED BANK, TAIPEI
015 B00AA67 S
015 C01AA67 -
015 D01AA67 TAIWAN
015 E04AA67 X
<PAGE>      PAGE  10
015 A00AA68 STANDARD CHARTERED BANK, BANGKOK
015 B00AA68 S
015 C01AA68 -
015 D01AA68 THAILAND
015 E04AA68 X
015 A00AA69 CITIBANK N.A. (TURKEY)
015 B00AA69 S
015 C01AA69 -
015 D01AA69 TURKEY
015 E04AA69 X
015 A00AA70 ING BANK
015 B00AA70 S
015 C01AA70 -
015 D01AA70 UKRAINE
015 E04AA70 X
015 A00AA71 MIDLAND BANK
015 B00AA71 S
015 C01AA71 -
015 D01AA71 UNITED KINGDOM
015 E04AA71 X
015 A00AA72 FIRST CHICAGO CLEARING CENTRE
015 B00AA72 S
015 C01AA72 -
015 D01AA72 UNITED KINGDOM
015 E04AA72 X
015 A00AA73 BANKBOSTON MONTEVIDEO
015 B00AA73 S
015 C01AA73 -
015 D01AA73 URUGUAY
015 E04AA73 X
015 A00AA74 CITIBANK, N.A. (CARACAS)
015 B00AA74 S
015 C01AA74 -
015 D01AA74 VENEZUELA
015 E04AA74 X
015 A00AA75 BARCLAYS BANK PLC
015 B00AA75 S
015 C01AA75 -
015 D01AA75 ZAMBIA
015 E04AA75 X
015 A00AA76 BARCLAYS BANK PLC
015 B00AA76 S
015 C01AA76 -
015 D01AA76 ZIMBABWE
015 E04AA76 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00   15
019 C00AA00 ALLMEFUNDS
020 A000001 INVESTMENT TECHNOLOGY GROUP, INC.
020 B000001 95-2622900
<PAGE>      PAGE  11
020 C000001    475
020 A000002 PRUDENTIAL SECURITIES
020 B000002 22-2347336
020 C000002    384
020 A000003 LEHMAN BROTHERS HOLDINGS, INC.
020 B000003 13-2518466
020 C000003    364
020 A000004 CAPITAL INSTITUTION SERVICES
020 B000004 75-1565705
020 C000004    307
020 A000005 GOLDMAN SACHS & CO.
020 B000005 13-5108880
020 C000005    206
020 A000006 MERRILL LYNCH & CO., INC.
020 B000006 13-5674085
020 C000006    190
020 A000007 MORGAN STANLEY & CO.
020 B000007 13-2655998
020 C000007    179
020 A000008 CREDIT SUISSE FIRST BOSTON
020 B000008 13-5659485
020 C000008    175
020 A000009 FIDELITY BROKERAGE SERVICES
020 B000009 04-2653569
020 C000009    144
020 A000010 J.P. MORGAN & CO., INC.
020 B000010 13-3224016
020 C000010    133
021  000000     4470
022 A000001 MORGAN STANLEY & CO., INC.
022 B000001 13-2655998
022 C000001    424446
022 D000001    128838
022 A000002 STATE STREET BANK
022 B000002 13-5108880
022 C000002    200338
022 D000002    207548
022 A000003 GOLDMAN SACHS & CO.
022 B000003 04-1867445
022 C000003    166789
022 D000003    144721
022 A000004 MERRILL LYNCH & CO., INC.
022 B000004 13-5674085
022 C000004    309651
022 D000004     45272
022 A000005 CREDIT SUISSE FIRST BOSTON
022 B000005 13-5659485
022 C000005    252410
022 D000005     37618
022 A000006 ASSOCIATES CORP. OF NORTH AMERICA
022 C000006    255410
<PAGE>      PAGE  12
022 D000006         0
022 A000007 PAINE WEBBER INC.
022 B000007 13-2638166
022 C000007    110958
022 D000007     22330
022 A000008 LEHMAN BROTHERS HOLDINGS, INC.
022 B000008 13-2518466
022 C000008     66079
022 D000008     23157
022 A000009 BA SECURITIES, INC.
022 B000009 95-3783486
022 C000009     82905
022 D000009     22521
022 A000010 BEAR STEARNS COS., INC.
022 B000010 13-4946705
022 C000010     56006
022 D000010     11308
023 C000000   10903888
023 D000000    1790540
026 A000000 Y
026 B000000 N
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 Y
026 G020000 Y
026 H000000 N
027  000000 Y
029  00AA00 N
030 A00AA00      0
030 B00AA00  0.00
030 C00AA00  0.00
031 A00AA00      0
031 B00AA00      0
032  00AA00      0
033  00AA00      0
034  00AA00 N
035  00AA00      0
036 B00AA00      0
037  00AA00 N
038  00AA00      0
039  00AA00 N
040  00AA00 N
041  00AA00 N
042 A00AA00   0
042 B00AA00   0
042 C00AA00   0
042 D00AA00   0
042 E00AA00   0
042 F00AA00   0
<PAGE>      PAGE  13
042 G00AA00   0
042 H00AA00   0
043  00AA00      0
044  00AA00      0
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 Y
058 A00AA00 N
058 B00AA00 N
058 C00AA00 N
058 D00AA00 N
058 E00AA00 N
059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00        0
077 A000000 Y
077 D000000 Y
078  000000 N
080 C00AA00        0
081 B00AA00   0
082 B00AA00        0
083 B00AA00        0
084 B00AA00        0
086 A010000      0
086 A020000      0
086 B010000      0
086 B020000      0
086 C010000      0
086 C020000      0
086 D010000      0
086 D020000      0
086 E010000      0
086 E020000      0
086 F010000      0
086 F020000      0
008 A000101 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000101 A
008 C000101 801-44189
<PAGE>      PAGE  14
008 D010101 WORCESTER
008 D020101 MA
008 D030101 01653
008 D040101 1959
008 A000102 MILLER, ANDERSON & SHERRERD, LLP
008 B000102 S
008 C000102 801-10437
008 D010102 WEST CONSHOCKEN
008 D020102 PA
008 D030102 19428
024  000100 N
025 D000101       0
025 D000102       0
025 D000103       0
025 D000104       0
025 D000105       0
025 D000106       0
025 D000107       0
025 D000108       0
028 A010100      1030
028 A020100         0
028 A030100         0
028 A040100      4294
028 B010100       371
028 B020100         0
028 B030100         0
028 B040100      6526
028 C010100      1431
028 C020100      1733
028 C030100         0
028 C040100      9024
028 D010100      1788
028 D020100         0
028 D030100         0
028 D040100      6916
028 E010100      2085
028 E020100         0
028 E030100         0
028 E040100      6627
028 F010100      2605
028 F020100     88698
028 F030100         0
028 F040100      3887
028 G010100      9310
028 G020100     90431
028 G030100         0
028 G040100     37274
028 H000100         0
045  000100 Y
046  000100 N
047  000100 Y
<PAGE>      PAGE  15
048  000100  0.000
048 A010100   250000
048 A020100 0.600
048 B010100   250000
048 B020100 0.400
048 C010100        0
048 C020100 0.000
048 D010100        0
048 D020100 0.000
048 E010100        0
048 E020100 0.000
048 F010100        0
048 F020100 0.000
048 G010100        0
048 G020100 0.000
048 H010100        0
048 H020100 0.000
048 I010100        0
048 I020100 0.000
048 J010100        0
048 J020100 0.000
048 K010100   500000
048 K020100 0.350
049  000100 N
050  000100 N
051  000100 N
052  000100 N
053 A000100 N
055 A000100 N
055 B000100 N
056  000100 N
057  000100 N
062 A000100 N
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100   0.0
063 A000100   0
<PAGE>      PAGE  16
063 B000100  0.0
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 Y
066 E000100 N
066 F000100 N
066 G000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 Y
070 A020100 N
070 B010100 Y
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 Y
070 D020100 N
070 E010100 Y
070 E020100 N
070 F010100 Y
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 Y
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 Y
070 L010100 Y
070 L020100 Y
070 M010100 Y
070 M020100 N
070 N010100 Y
070 N020100 Y
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100    480360
071 B000100    517008
071 C000100    913689
<PAGE>      PAGE  17
071 D000100   53
072 A000100  6
072 B000100      299
072 C000100     5087
072 D000100        0
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<PAGE>      PAGE  18
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008 A000201 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000201 A
008 C000201 801-44189
008 D010201 WORCESTER
008 D020201 MA
008 D030201 01653
008 D040201 1959
008 A000202 ALLMERICA ASSET MANAGEMENT, INC.
008 B000202 S
008 C000202 801-44189
008 D010202 WORCESTER
008 D020202 MA
008 D030202 01653
008 D040202 1959
024  000200 Y
025 A000201 PAINE WEBBER GROUP, INC.
025 B000201 13-2638166
025 C000201 D
025 D000201    1596
025 A000202 BEAR STEARNS COS., INC.
025 B000202 13-4946705
025 C000202 D
025 D000202    7072
025 A000203 DONALDSON, LUFKIN & JENRETTE, INC.
025 B000203 13-2741729
025 C000203 D
025 D000203    3184
025 A000204 MORGAN STANLEY DEAN WITTER & CO.
025 B000204 13-2655998
025 C000204 D
025 D000204    2250
<PAGE>      PAGE  19
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045  000200 Y
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<PAGE>      PAGE  20
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049  000200 N
050  000200 N
051  000200 N
052  000200 N
053 A000200 N
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056  000200 N
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062 A000200 Y
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063 B000200 14.1
064 A000200 N
064 B000200 N
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 N
<PAGE>      PAGE  21
070 D020200 N
070 E010200 Y
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 Y
070 K010200 Y
070 K020200 Y
070 L010200 Y
070 L020200 Y
070 M010200 Y
070 M020200 N
070 N010200 Y
070 N020200 Y
070 O010200 Y
070 O020200 N
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070 P020200 N
070 Q010200 N
070 Q020200 N
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070 R020200 N
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<PAGE>      PAGE  22
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<PAGE>      PAGE  23
076  000200     0.00
008 A000301 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000301 A
008 C000301 801-44189
008 D010301 WORCESTER
008 D020301 MA
008 D030301 01653
008 D040301 1959
008 A000302 ALLMERICA ASSET MANAGEMENT, INC.
008 B000302 S
008 C000302 801-44189
008 D010302 WORCESTER
008 D020302 MA
008 D030302 01653
008 D040302 1959
024  000300 Y
025 A000301 PAINE WEBBER GROUP, INC.
025 B000301 13-2638166
025 C000301 D
025 D000301   12308
025 A000302 BEAR STEARNS COS., INC.
025 B000302 13-4946705
025 C000302 D
025 D000302   16572
025 A000303 GOLDMAN SACHS & CO.
025 B000303 13-5108880
025 C000303 D
025 D000303    4000
025 A000304 LEHMAN BROTHERS HOLDINGS, INC.
025 B000304 13-2518466
025 C000304 D
025 D000304    5052
025 A000305 MORGAN STANLEY DEAN WITTER & CO.
025 B000305 13-2655998
025 C000305 D
025 D000305   14000
025 A000306 MERRILL LYNCH & CO., INC.
025 B000306 13-5674085
025 C000306 D
025 D000306    4246
025 A000307 DONALDSON, LUFKIN & JENRETTE, INC.
025 B000307 13-2741729
025 C000307 D
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<PAGE>      PAGE  24
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045  000300 Y
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050  000300 N
<PAGE>      PAGE  25
051  000300 N
052  000300 N
053 A000300 N
055 A000300 N
055 B000300 N
056  000300 N
057  000300 N
062 A000300 Y
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063 A000300  74
063 B000300  0.0
064 A000300 Y
064 B000300 N
066 A000300 N
067  000300 N
068 A000300 N
068 B000300 N
069  000300 N
070 A010300 Y
070 A020300 N
070 B010300 N
070 B020300 N
070 C010300 N
070 C020300 N
070 D010300 N
070 D020300 N
070 E010300 N
070 E020300 N
070 F010300 N
070 F020300 N
070 G010300 N
070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
<PAGE>      PAGE  26
070 I020300 N
070 J010300 Y
070 J020300 Y
070 K010300 Y
070 K020300 Y
070 L010300 Y
070 L020300 Y
070 M010300 N
070 M020300 N
070 N010300 Y
070 N020300 N
070 O010300 Y
070 O020300 N
070 P010300 Y
070 P020300 N
070 Q010300 N
070 Q020300 N
070 R010300 N
070 R020300 N
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<PAGE>      PAGE  27
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008 A000401 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000401 A
008 C000401 801-44189
008 D010401 WORCESTER
008 D020401 MA
008 D030401 01653
008 D040401 1959
008 A000402 ALLMERICA ASSET MANAGEMENT, INC.
008 B000402 S
<PAGE>      PAGE  28
008 C000402 801-44189
008 D010402 WORCESTER
008 D020402 MA
008 D030402 01653
008 D040402 1959
024  000400 Y
025 A000401 MORGAN STANLEY DEAN WITTER & CO.
025 B000401 13-2655998
025 C000401 E
025 D000401    2872
025 A000402 MERRILL LYNCH & CO., INC.
025 B000402 13-5674085
025 C000402 E
025 D000402    1455
025 A000403 J.P. MORGAN & CO., INC.
025 B000403 13-3224016
025 C000403 E
025 D000403    1222
025 A000404 LEHMAN BROTHERS HOLDINGS, INC.
025 B000404 13-2518466
025 C000404 E
025 D000404     361
025 A000405 BEAR STEARNS COS., INC.
025 B000405 13-4946705
025 C000405 E
025 D000405     269
025 A000406 PAINE WEBBER GROUP, INC.
025 B000406 13-2638166
025 C000406 E
025 D000406     337
025 A000407 CHARLES SCHWAB CORP.
025 B000407 94-1737782
025 C000407 E
025 D000407    2214
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<PAGE>      PAGE  29
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049  000400 N
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051  000400 N
052  000400 N
053 A000400 N
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056  000400 N
057  000400 N
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062 B000400   0.0
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<PAGE>      PAGE  30
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063 B000400  0.0
066 A000400 Y
066 B000400 N
066 C000400 N
066 D000400 Y
066 E000400 N
066 F000400 N
066 G000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 Y
070 A010400 Y
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070 B010400 Y
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 Y
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 Y
070 F020400 Y
070 G010400 Y
070 G020400 N
070 H010400 Y
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 Y
070 K020400 Y
070 L010400 Y
<PAGE>      PAGE  31
070 L020400 Y
070 M010400 Y
070 M020400 N
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070 N020400 Y
070 O010400 Y
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070 Q020400 N
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070 R020400 N
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<PAGE>      PAGE  32
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008 A000501 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000501 A
008 C000501 801-44189
008 D010501 WORCESTER
008 D020501 MA
008 D030501 01653
008 D040501 1959
008 A000502 ALLMERICA ASSET MANAGEMENT, INC.
008 B000502 S
008 C000502 801-44189
008 D010502 WORCESTER
008 D020502 MA
008 D030502 01653
008 D040502 1959
024  000500 Y
<PAGE>      PAGE  33
025 A000501 MORGAN STANLEY DEAN WITTER & CO.
025 B000501 13-2655998
025 C000501 D
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025 A000502 STATE STREET BANK
025 B000502 13-5108880
025 C000502 D
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<PAGE>      PAGE  34
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049  000500 N
050  000500 N
051  000500 N
052  000500 N
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056  000500 N
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062 A000500 Y
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064 B000500 N
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067  000500 N
<PAGE>      PAGE  35
068 A000500 N
068 B000500 N
069  000500 N
070 A010500 Y
070 A020500 N
070 B010500 N
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 N
070 D020500 N
070 E010500 Y
070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 Y
070 G020500 N
070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 Y
070 J020500 N
070 K010500 Y
070 K020500 Y
070 L010500 N
070 L020500 N
070 M010500 N
070 M020500 N
070 N010500 Y
070 N020500 Y
070 O010500 Y
070 O020500 N
070 P010500 Y
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070 Q020500 N
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<PAGE>      PAGE  36
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<PAGE>      PAGE  37
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008 A000601 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000601 A
008 C000601 801-44189
008 D010601 WORCESTER
008 D020601 MA
008 D030601 01653
008 D040601 1959
008 A000602 J.P. MORGAN INVESTMENT MANAGEMENT INC.
008 B000602 S
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008 D010602 NEW YORK
008 D020602 NY
008 D030602 10020
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025 B000601 13-4946705
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025 B000603 13-2518466
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025 B000604 13-5674085
025 C000604 E
025 D000604    2102
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025 B000605 13-2655998
025 C000605 E
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<PAGE>      PAGE  38
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<PAGE>      PAGE  39
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068 A000600 N
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070 A010600 Y
070 A020600 N
070 B010600 Y
070 B020600 N
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070 C020600 N
070 D010600 Y
<PAGE>      PAGE  40
070 D020600 N
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070 E020600 N
070 F010600 Y
070 F020600 Y
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070 H020600 N
070 I010600 N
070 I020600 N
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070 J020600 Y
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<PAGE>      PAGE  41
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<PAGE>      PAGE  42
076  000600     0.00
008 A000701 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000701 A
008 C000701 801-44189
008 D010701 WORCESTER
008 D020701 MA
008 D030701 01653
008 D040701 1959
008 A000702 PUTNAM INVESTMENT MANAGEMENT, INC.
008 B000702 S
008 C000702 801-11303
008 D010702 BOSTON
008 D020702 MA
008 D030702 02109
024  000700 Y
025 A000701 CHARLES SCHWAB CORP.
025 B000701 94-1737782
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<PAGE>      PAGE  43
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051  000700 N
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<PAGE>      PAGE  44
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070 A010700 Y
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<PAGE>      PAGE  45
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<PAGE>      PAGE  46
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008 A000802 NICHOLAS-APPLEGATE CAPITAL MANAGEMENT,L.P.
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<PAGE>      PAGE  47
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<PAGE>      PAGE  48
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<PAGE>      PAGE  49
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070 J010800 Y
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<PAGE>      PAGE  51
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008 A000901 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B000901 A
008 C000901 801-44189
008 D010901 WORCESTER
008 D020901 MA
008 D030901 01653
008 D040901 1959
008 A000902 STANDISH, AYER & WOOD, INC.
008 B000902 S
008 C000902 801-584
008 D010902 BOSTON
008 D020902 MA
008 D030902 02111
024  000900 Y
025 A000901 MERRILL LYNCH & CO., INC.
025 B000901 13-5674085
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025 D000901    2265
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025 B000902 13-4946705
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025 D000902    1682
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025 B000904 13-5108880
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025 B000905 13-2638166
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<PAGE>      PAGE  52
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<PAGE>      PAGE  53
052  000900 N
053 A000900 N
055 A000900 N
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056  000900 N
057  000900 N
062 A000900 Y
062 B000900   0.1
062 C000900   2.7
062 D000900   0.0
062 E000900   0.0
062 F000900   0.0
062 G000900   0.0
062 H000900   0.0
062 I000900   0.0
062 J000900   0.0
062 K000900   0.0
062 L000900   0.0
062 M000900  13.3
062 N000900  36.3
062 O000900   0.0
062 P000900  36.8
062 Q000900   8.4
062 R000900   2.4
063 A000900   0
063 B000900 17.9
064 A000900 N
064 B000900 N
066 A000900 N
067  000900 N
068 A000900 N
068 B000900 N
069  000900 N
070 A010900 Y
070 A020900 N
070 B010900 Y
070 B020900 N
070 C010900 Y
070 C020900 N
070 D010900 N
070 D020900 N
070 E010900 Y
070 E020900 N
070 F010900 N
070 F020900 N
070 G010900 Y
070 G020900 N
070 H010900 N
070 H020900 N
070 I010900 N
070 I020900 N
<PAGE>      PAGE  54
070 J010900 Y
070 J020900 N
070 K010900 Y
070 K020900 Y
070 L010900 Y
070 L020900 Y
070 M010900 Y
070 M020900 N
070 N010900 Y
070 N020900 Y
070 O010900 Y
070 O020900 N
070 P010900 Y
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900    182045
071 B000900    163600
071 C000900    161983
071 D000900  101
072 A000900  6
072 B000900     5800
072 C000900        0
072 D000900        0
072 E000900        1
072 F000900      440
072 G000900        0
072 H000900        0
072 I000900        0
072 J000900       39
072 K000900        0
072 L000900       15
072 M000900        2
072 N000900        0
072 O000900        0
072 P000900        0
072 Q000900        0
072 R000900        9
072 S000900        1
072 T000900        0
072 U000900        0
072 V000900        0
072 W000900        1
072 X000900      507
072 Y000900        0
072 Z000900     5294
072AA000900        0
072BB000900     1752
072CC010900        0
<PAGE>      PAGE  55
072CC020900     5572
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072EE000900     1346
073 A010900   0.0310
073 A020900   0.0000
073 B000900   0.0080
073 C000900   0.0000
074 A000900     6781
074 B000900        0
074 C000900     4691
074 D000900   166438
074 E000900        0
074 F000900        0
074 G000900        0
074 H000900        0
074 I000900        0
074 J000900      384
074 K000900        0
074 L000900     2173
074 M000900     6667
074 N000900   187134
074 O000900     4965
074 P000900       74
074 Q000900        0
074 R010900        0
074 R020900        0
074 R030900        0
074 R040900     6740
074 S000900        0
074 T000900   175355
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074 U020900        0
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074 W000900   0.0000
074 X000900        9
074 Y000900        0
075 A000900        0
075 B000900   169374
076  000900     0.00
008 A001001 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B001001 A
008 C001001 801-44189
008 D011001 WORCESTER
008 D021001 MA
008 D031001 01653
008 D041001 1959
008 A001002 CRAMER ROSENTHAL MCGLYNN, LLC
008 B001002 S
008 C001002 801-19007
<PAGE>      PAGE  56
008 D011002 NEW YORK
008 D021002 NY
008 D031002 10020
024  001000 Y
025 A001001 MERRILL LYNCH & CO., INC.
025 B001001 13-5674085
025 C001001 D
025 D001001     999
025 D001002       0
025 D001003       0
025 D001004       0
025 D001005       0
025 D001006       0
025 D001007       0
025 D001008       0
028 A011000      5849
028 A021000         0
028 A031000         0
028 A041000        34
028 B011000      3838
028 B021000         0
028 B031000         0
028 B041000       373
028 C011000      4884
028 C021000         0
028 C031000         0
028 C041000      1398
028 D011000      5157
028 D021000         0
028 D031000         0
028 D041000      1919
028 E011000     15366
028 E021000         0
028 E031000         0
028 E041000      4077
028 F011000      6449
028 F021000     16640
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028 F041000      4366
028 G011000     41543
028 G021000     16640
028 G031000         0
028 G041000     12167
028 H001000         0
045  001000 Y
046  001000 N
047  001000 Y
048  001000  0.000
048 A011000   100000
048 A021000 1.000
048 B011000   150000
<PAGE>      PAGE  57
048 B021000 0.850
048 C011000   250000
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048 D011000   250000
048 D021000 0.750
048 E011000        0
048 E021000 0.000
048 F011000        0
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048 G011000        0
048 G021000 0.000
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048 H021000 0.000
048 I011000        0
048 I021000 0.000
048 J011000        0
048 J021000 0.000
048 K011000   750000
048 K021000 0.700
049  001000 N
050  001000 N
051  001000 N
052  001000 N
053 A001000 Y
053 B001000 Y
055 A001000 N
055 B001000 N
056  001000 N
057  001000 N
062 A001000 N
062 B001000   0.0
062 C001000   0.0
062 D001000   0.0
062 E001000   0.0
062 F001000   0.0
062 G001000   0.0
062 H001000   0.0
062 I001000   0.0
062 J001000   0.0
062 K001000   0.0
062 L001000   0.0
062 M001000   0.0
062 N001000   0.0
062 O001000   0.0
062 P001000   0.0
062 Q001000   0.0
062 R001000   0.0
063 A001000   0
063 B001000  0.0
066 A001000 Y
066 B001000 Y
<PAGE>      PAGE  58
066 C001000 N
066 D001000 N
066 E001000 N
066 F001000 N
066 G001000 N
067  001000 N
068 A001000 N
068 B001000 N
069  001000 N
070 A011000 Y
070 A021000 N
070 B011000 Y
070 B021000 N
070 C011000 Y
070 C021000 N
070 D011000 Y
070 D021000 N
070 E011000 Y
070 E021000 N
070 F011000 Y
070 F021000 N
070 G011000 Y
070 G021000 N
070 H011000 Y
070 H021000 N
070 I011000 N
070 I021000 N
070 J011000 Y
070 J021000 N
070 K011000 Y
070 K021000 Y
070 L011000 Y
070 L021000 Y
070 M011000 Y
070 M021000 N
070 N011000 Y
070 N021000 Y
070 O011000 Y
070 O021000 N
070 P011000 Y
070 P021000 N
070 Q011000 N
070 Q021000 N
070 R011000 N
070 R021000 N
071 A001000    149488
071 B001000    126992
071 C001000    266193
071 D001000   48
072 A001000  6
072 B001000      322
<PAGE>      PAGE  59
072 C001000     1490
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072 F001000     1225
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072 H001000        0
072 I001000        0
072 J001000       41
072 K001000        0
072 L001000       36
072 M001000        3
072 N001000        0
072 O001000        0
072 P001000        0
072 Q001000        0
072 R001000       11
072 S001000        2
072 T001000        0
072 U001000        0
072 V001000        0
072 W001000     -115
072 X001000     1203
072 Y001000        0
072 Z001000      610
072AA001000     4959
072BB001000        0
072CC011000    11421
072CC021000        0
072DD011000        2
072DD021000        0
072EE001000    16638
073 A011000   0.0000
073 A021000   0.0000
073 B001000   0.0940
073 C001000   0.0000
074 A001000     3912
074 B001000        0
074 C001000     9738
074 D001000        0
074 E001000        0
074 F001000   295477
074 G001000        0
074 H001000        0
074 I001000     6851
074 J001000     1496
074 K001000        0
074 L001000      216
074 M001000     1976
074 N001000   319666
074 O001000     2296
074 P001000      224
<PAGE>      PAGE  60
074 Q001000        0
074 R011000        0
074 R021000        0
074 R031000        0
074 R041000     2375
074 S001000        0
074 T001000   314771
074 U011000   186883
074 U021000        0
074 V011000     1.68
074 V021000     0.00
074 W001000   0.0000
074 X001000       17
074 Y001000        0
075 A001000        0
075 B001000   275192
076  001000     0.00
008 A001101 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B001101 A
008 C001101 801-44189
008 D011101 WORCESTER
008 D021101 MA
008 D031101 01653
008 D041101 1959
008 A001102 BANK OF IRELAND ASSET MANAGEMENT (U.S) LTD.
008 B001102 S
008 C001102 801-529606
008 D011102 GREENWICH
008 D021102 CT
008 D031102 06830
024  001100 Y
025 A001101 ABN-AMRO HOLDINGS
025 B001101 13-3227946
025 C001101 E
025 D001101    4535
025 A001102 HSBC HOLDINGS
025 B001102 13-2650272
025 C001102 E
025 D001102    3093
025 D001103       0
025 D001104       0
025 D001105       0
025 D001106       0
025 D001107       0
025 D001108       0
028 A011100     27877
028 A021100         0
028 A031100         0
028 A041100     19184
028 B011100     23118
028 B021100         0
<PAGE>      PAGE  61
028 B031100         0
028 B041100     28664
028 C011100     41729
028 C021100         0
028 C031100         0
028 C041100     40978
028 D011100     23325
028 D021100         0
028 D031100         0
028 D041100     23238
028 E011100     40555
028 E021100         0
028 E031100         0
028 E041100     45900
028 F011100     40656
028 F021100         0
028 F031100         0
028 F041100     29859
028 G011100    197260
028 G021100         0
028 G031100         0
028 G041100    187823
028 H001100         0
045  001100 Y
046  001100 N
047  001100 Y
048  001100  0.000
048 A011100   100000
048 A021100 1.000
048 B011100   150000
048 B021100 0.900
048 C011100        0
048 C021100 0.000
048 D011100        0
048 D021100 0.000
048 E011100        0
048 E021100 0.000
048 F011100        0
048 F021100 0.000
048 G011100        0
048 G021100 0.000
048 H011100        0
048 H021100 0.000
048 I011100        0
048 I021100 0.000
048 J011100        0
048 J021100 0.000
048 K011100   250000
048 K021100 0.850
049  001100 N
050  001100 N
<PAGE>      PAGE  62
051  001100 N
052  001100 N
053 A001100 N
055 A001100 N
055 B001100 N
056  001100 N
057  001100 N
062 A001100 N
062 B001100   0.0
062 C001100   0.0
062 D001100   0.0
062 E001100   0.0
062 F001100   0.0
062 G001100   0.0
062 H001100   0.0
062 I001100   0.0
062 J001100   0.0
062 K001100   0.0
062 L001100   0.0
062 M001100   0.0
062 N001100   0.0
062 O001100   0.0
062 P001100   0.0
062 Q001100   0.0
062 R001100   0.0
063 A001100   0
063 B001100  0.0
066 A001100 Y
066 B001100 N
066 C001100 Y
066 D001100 N
066 E001100 N
066 F001100 N
066 G001100 N
067  001100 N
068 A001100 N
068 B001100 Y
069  001100 N
070 A011100 Y
070 A021100 N
070 B011100 Y
070 B021100 N
070 C011100 Y
070 C021100 N
070 D011100 Y
070 D021100 N
070 E011100 Y
070 E021100 N
070 F011100 Y
070 F021100 N
070 G011100 Y
<PAGE>      PAGE  63
070 G021100 N
070 H011100 Y
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 N
070 K011100 Y
070 K021100 Y
070 L011100 Y
070 L021100 Y
070 M011100 Y
070 M021100 Y
070 N011100 Y
070 N021100 Y
070 O011100 Y
070 O021100 N
070 P011100 Y
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
071 A001100     47041
071 B001100     31341
071 C001100    504926
071 D001100    6
072 A001100  6
072 B001100      373
072 C001100     5082
072 D001100        0
072 E001100       49
072 F001100     2343
072 G001100        0
072 H001100        0
072 I001100        0
072 J001100      110
072 K001100        0
072 L001100       51
072 M001100        5
072 N001100        0
072 O001100        0
072 P001100        0
072 Q001100        0
072 R001100       16
072 S001100        4
072 T001100        0
072 U001100        0
072 V001100        0
072 W001100      -19
072 X001100     2510
<PAGE>      PAGE  64
072 Y001100        0
072 Z001100     2994
072AA001100    11464
072BB001100        0
072CC011100    22062
072CC021100        0
072DD011100        0
072DD021100        0
072EE001100        0
073 A011100   0.0000
073 A021100   0.0000
073 B001100   0.0000
073 C001100   0.0000
074 A001100    25437
074 B001100        0
074 C001100        0
074 D001100        0
074 E001100        0
074 F001100   525841
074 G001100        0
074 H001100        0
074 I001100        0
074 J001100      584
074 K001100        0
074 L001100     3118
074 M001100    13362
074 N001100   568342
074 O001100     1522
074 P001100      399
074 Q001100        0
074 R011100        0
074 R021100        0
074 R031100        0
074 R041100    14911
074 S001100        0
074 T001100   551510
074 U011100   334505
074 U021100        0
074 V011100     1.65
074 V021100     0.00
074 W001100   0.0000
074 X001100       18
074 Y001100        0
075 A001100        0
075 B001100   529246
076  001100     0.00
008 A001201 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B001201 A
008 C001201 801-44189
008 D011201 WORCESTER
008 D021201 MA
<PAGE>      PAGE  65
008 D031201 01653
008 D041201 1959
008 A001202 T. ROWE PRICE ASSOCIATES, INC.
008 B001202 S
008 C001202 801-00000
008 D011202 DENVER
008 D021202 CO
008 D031202 80206
008 D041202 4923
024  001200 N
025 D001201       0
025 D001202       0
025 D001203       0
025 D001204       0
025 D001205       0
025 D001206       0
025 D001207       0
025 D001208       0
028 A011200      1292
028 A021200         0
028 A031200         0
028 A041200      2321
028 B011200      2241
028 B021200         0
028 B031200         0
028 B041200       421
028 C011200      3768
028 C021200         0
028 C031200         0
028 C041200      1609
028 D011200      2272
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028 D031200         0
028 D041200      1557
028 E011200      2596
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028 E031200         0
028 E041200      2180
028 F011200      3918
028 F021200       511
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028 F041200      3605
028 G011200     16087
028 G021200       511
028 G031200         0
028 G041200     11693
028 H001200         0
045  001200 Y
046  001200 N
047  001200 Y
048  001200  0.000
<PAGE>      PAGE  66
048 A011200   100000
048 A021200 1.000
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048 B021200 0.900
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048 D021200 0.000
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048 E021200 0.000
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048 F021200 0.000
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048 G021200 0.000
048 H011200        0
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048 I011200        0
048 I021200 0.000
048 J011200        0
048 J021200 0.000
048 K011200   250000
048 K021200 0.850
049  001200 N
050  001200 N
051  001200 N
052  001200 N
053 A001200 N
055 A001200 N
055 B001200 N
056  001200 N
057  001200 N
062 A001200 N
062 B001200   0.0
062 C001200   0.0
062 D001200   0.0
062 E001200   0.0
062 F001200   0.0
062 G001200   0.0
062 H001200   0.0
062 I001200   0.0
062 J001200   0.0
062 K001200   0.0
062 L001200   0.0
062 M001200   0.0
062 N001200   0.0
062 O001200   0.0
062 P001200   0.0
062 Q001200   0.0
062 R001200   0.0
063 A001200   0
063 B001200  0.0
<PAGE>      PAGE  67
066 A001200 Y
066 B001200 N
066 C001200 Y
066 D001200 N
066 E001200 N
066 F001200 N
066 G001200 N
067  001200 N
068 A001200 N
068 B001200 N
069  001200 N
070 A011200 Y
070 A021200 N
070 B011200 Y
070 B021200 N
070 C011200 Y
070 C021200 N
070 D011200 Y
070 D021200 N
070 E011200 Y
070 E021200 N
070 F011200 Y
070 F021200 N
070 G011200 Y
070 G021200 N
070 H011200 Y
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 Y
070 J021200 N
070 K011200 Y
070 K021200 N
070 L011200 Y
070 L021200 Y
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 Y
070 O011200 Y
070 O021200 N
070 P011200 Y
070 P021200 N
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200    101804
071 B001200     98415
071 C001200    313148
071 D001200   31
<PAGE>      PAGE  68
072 A001200  6
072 B001200      243
072 C001200      443
072 D001200        0
072 E001200        4
072 F001200     1450
072 G001200        0
072 H001200        0
072 I001200        0
072 J001200       49
072 K001200        0
072 L001200       41
072 M001200        3
072 N001200        0
072 O001200        0
072 P001200        0
072 Q001200        0
072 R001200       12
072 S001200        2
072 T001200        0
072 U001200        1
072 V001200        0
072 W001200        2
072 X001200     1560
072 Y001200        0
072 Z001200     -870
072AA001200     9137
072BB001200        0
072CC011200    29800
072CC021200        0
072DD011200        0
072DD021200        0
072EE001200      511
073 A011200   0.0000
073 A021200   0.0000
073 B001200   0.0030
073 C001200   0.0000
074 A001200        0
074 B001200        0
074 C001200    12205
074 D001200        0
074 E001200        0
074 F001200   345353
074 G001200        0
074 H001200        0
074 I001200      378
074 J001200      484
074 K001200        0
074 L001200      569
074 M001200    39407
074 N001200   398396
<PAGE>      PAGE  69
074 O001200     4706
074 P001200      256
074 Q001200        0
074 R011200        0
074 R021200        0
074 R031200        0
074 R041200    40391
074 S001200        0
074 T001200   353043
074 U011200   192355
074 U021200        0
074 V011200     1.84
074 V021200     0.00
074 W001200   0.0000
074 X001200       17
074 Y001200        0
075 A001200        0
075 B001200   317428
076  001200     0.00
008 A001301 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B001301 A
008 C001301 801-44189
008 D011301 WORCESTER
008 D021301 MA
008 D031301 01653
008 D041301 1959
008 A001302 SCHRODER CAPITAL MANAGEMENT INTERNATIONAL,INC
008 B001302 S
008 C001302 801-000000
008 D011302 DENVER
008 D021302 CO
008 D031302 80206
008 D041302 4923
024  001300 N
025 D001301       0
025 D001302       0
025 D001303       0
025 D001304       0
025 D001305       0
025 D001306       0
025 D001307       0
025 D001308       0
028 A011300       755
028 A021300         0
028 A031300         0
028 A041300        14
028 B011300       758
028 B021300         0
028 B031300         0
028 B041300         5
028 C011300       608
<PAGE>      PAGE  70
028 C021300         0
028 C031300         0
028 C041300        74
028 D011300       932
028 D021300         0
028 D031300         0
028 D041300        67
028 E011300      1031
028 E021300         0
028 E031300         0
028 E041300       135
028 F011300      1103
028 F021300       138
028 F031300         0
028 F041300        48
028 G011300      5187
028 G021300       138
028 G031300         0
028 G041300       343
028 H001300         0
045  001300 Y
046  001300 N
047  001300 Y
048  001300  1.350
048 A011300        0
048 A021300 0.000
048 B011300        0
048 B021300 0.000
048 C011300        0
048 C021300 0.000
048 D011300        0
048 D021300 0.000
048 E011300        0
048 E021300 0.000
048 F011300        0
048 F021300 0.000
048 G011300        0
048 G021300 0.000
048 H011300        0
048 H021300 0.000
048 I011300        0
048 I021300 0.000
048 J011300        0
048 J021300 0.000
048 K011300        0
048 K021300 0.000
049  001300 N
050  001300 N
051  001300 N
052  001300 N
053 A001300 Y
<PAGE>      PAGE  71
053 B001300 Y
053 C001300 N
055 A001300 N
055 B001300 N
056  001300 N
057  001300 N
062 A001300 N
062 B001300   0.0
062 C001300   0.0
062 D001300   0.0
062 E001300   0.0
062 F001300   0.0
062 G001300   0.0
062 H001300   0.0
062 I001300   0.0
062 J001300   0.0
062 K001300   0.0
062 L001300   0.0
062 M001300   0.0
062 N001300   0.0
062 O001300   0.0
062 P001300   0.0
062 Q001300   0.0
062 R001300   0.0
063 A001300   0
063 B001300  0.0
066 A001300 Y
066 B001300 N
066 C001300 N
066 D001300 Y
066 E001300 N
066 F001300 N
066 G001300 N
067  001300 N
068 A001300 N
068 B001300 Y
069  001300 N
070 A011300 Y
070 A021300 N
070 B011300 Y
070 B021300 N
070 C011300 Y
070 C021300 N
070 D011300 Y
070 D021300 N
070 E011300 Y
070 E021300 N
070 F011300 Y
070 F021300 N
070 G011300 Y
070 G021300 N
<PAGE>      PAGE  72
070 H011300 Y
070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 Y
070 J021300 N
070 K011300 Y
070 K021300 Y
070 L011300 Y
070 L021300 Y
070 M011300 Y
070 M021300 Y
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
070 P011300 Y
070 P021300 N
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
071 A001300     13148
071 B001300      6872
071 C001300     22787
071 D001300   30
072 A001300  6
072 B001300       85
072 C001300      340
072 D001300        0
072 E001300        0
072 F001300      173
072 G001300        0
072 H001300        0
072 I001300        0
072 J001300       82
072 K001300        0
072 L001300        9
072 M001300        1
072 N001300        0
072 O001300        0
072 P001300        0
072 Q001300        0
072 R001300       19
072 S001300        1
072 T001300        0
072 U001300        0
072 V001300        0
072 W001300       -2
072 X001300      283
072 Y001300       40
<PAGE>      PAGE  73
072 Z001300      182
072AA001300        0
072BB001300       11
072CC011300     7731
072CC021300        0
072DD011300      138
072DD021300        0
072EE001300        0
073 A011300   0.0040
073 A021300   0.0000
073 B001300   0.0000
073 C001300   0.0000
074 A001300     2753
074 B001300        0
074 C001300        0
074 D001300        0
074 E001300      110
074 F001300    30776
074 G001300        0
074 H001300        0
074 I001300     1023
074 J001300       25
074 K001300        9
074 L001300      236
074 M001300        0
074 N001300    34932
074 O001300     1090
074 P001300       35
074 Q001300        0
074 R011300        0
074 R021300        0
074 R031300        0
074 R041300      188
074 S001300        0
074 T001300    33619
074 U011300    32176
074 U021300        0
074 V011300     1.05
074 V021300     0.00
074 W001300   0.0000
074 X001300       15
074 Y001300        0
075 A001300        0
075 B001300    25933
076  001300     0.00
008 A001401 ALLMERICA FINANCIAL INVESTMENT MGMT SVC.,INC.
008 B001401 A
008 C001401 801-44189
008 D011401 WORCESTER
008 D021401 MA
008 D031401 01653
<PAGE>      PAGE  74
008 D041401 1959
008 A001402 CAMBIAR INVESTORS, INC.
008 B001402 S
008 C001402 801-000000
008 D011402 DENVER
008 D021402 CO
008 D031402 80206
008 D041402 4923
024  001400 N
025 D001401       0
025 D001402       0
025 D001403       0
025 D001404       0
025 D001405       0
025 D001406       0
025 D001407       0
025 D001408       0
028 A011400      1079
028 A021400         0
028 A031400         0
028 A041400        51
028 B011400      1262
028 B021400         0
028 B031400         0
028 B041400         3
028 C011400      1005
028 C021400         0
028 C031400         0
028 C041400       292
028 D011400       901
028 D021400         0
028 D031400         0
028 D041400       100
028 E011400       783
028 E021400         0
028 E031400         0
028 E041400        26
028 F011400      1788
028 F021400         0
028 F031400         0
028 F041400        38
028 G011400      6818
028 G021400         0
028 G031400         0
028 G041400       510
028 H001400         0
045  001400 Y
046  001400 N
047  001400 Y
048  001400  0.850
048 A011400        0
<PAGE>      PAGE  75
048 A021400 0.000
048 B011400        0
048 B021400 0.000
048 C011400        0
048 C021400 0.000
048 D011400        0
048 D021400 0.000
048 E011400        0
048 E021400 0.000
048 F011400        0
048 F021400 0.000
048 G011400        0
048 G021400 0.000
048 H011400        0
048 H021400 0.000
048 I011400        0
048 I021400 0.000
048 J011400        0
048 J021400 0.000
048 K011400        0
048 K021400 0.000
049  001400 N
050  001400 N
051  001400 N
052  001400 N
053 A001400 Y
053 B001400 Y
053 C001400 N
055 A001400 N
055 B001400 N
056  001400 N
057  001400 N
062 A001400 N
062 B001400   0.0
062 C001400   0.0
062 D001400   0.0
062 E001400   0.0
062 F001400   0.0
062 G001400   0.0
062 H001400   0.0
062 I001400   0.0
062 J001400   0.0
062 K001400   0.0
062 L001400   0.0
062 M001400   0.0
062 N001400   0.0
062 O001400   0.0
062 P001400   0.0
062 Q001400   0.0
062 R001400   0.0
063 A001400   0
<PAGE>      PAGE  76
063 B001400  0.0
066 A001400 Y
066 B001400 N
066 C001400 N
066 D001400 Y
066 E001400 N
066 F001400 N
066 G001400 N
067  001400 N
068 A001400 N
068 B001400 N
069  001400 N
070 A011400 Y
070 A021400 N
070 B011400 Y
070 B021400 N
070 C011400 Y
070 C021400 N
070 D011400 Y
070 D021400 N
070 E011400 Y
070 E021400 N
070 F011400 Y
070 F021400 N
070 G011400 Y
070 G021400 N
070 H011400 Y
070 H021400 N
070 I011400 N
070 I021400 N
070 J011400 Y
070 J021400 N
070 K011400 Y
070 K021400 N
070 L011400 Y
070 L021400 Y
070 M011400 Y
070 M021400 N
070 N011400 Y
070 N021400 N
070 O011400 Y
070 O021400 N
070 P011400 Y
070 P021400 N
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
071 A001400      9127
071 B001400      4226
071 C001400     17101
<PAGE>      PAGE  77
071 D001400   25
072 A001400  6
072 B001400       38
072 C001400       99
072 D001400        0
072 E001400        0
072 F001400       78
072 G001400        0
072 H001400        0
072 I001400        0
072 J001400       27
072 K001400        0
072 L001400        5
072 M001400        0
072 N001400        0
072 O001400        0
072 P001400        0
072 Q001400        0
072 R001400        9
072 S001400        0
072 T001400        0
072 U001400        0
072 V001400        0
072 W001400        1
072 X001400      120
072 Y001400       13
072 Z001400       30
072AA001400      296
072BB001400        0
072CC011400     2040
072CC021400        0
072DD011400        0
072DD021400        0
072EE001400        0
073 A011400   0.0000
073 A021400   0.0000
073 B001400   0.0000
073 C001400   0.0000
074 A001400     1993
074 B001400        0
074 C001400        0
074 D001400        0
074 E001400        0
074 F001400    21624
074 G001400        0
074 H001400        0
074 I001400        0
074 J001400        0
074 K001400        1
074 L001400      104
074 M001400        0
<PAGE>      PAGE  78
074 N001400    23722
074 O001400      146
074 P001400       18
074 Q001400        0
074 R011400        0
074 R021400        0
074 R031400        0
074 R041400       45
074 S001400        0
074 T001400    23513
074 U011400    21480
074 U021400        0
074 V011400     1.10
074 V021400     0.00
074 W001400   0.0000
074 X001400       15
074 Y001400        0
075 A001400        0
075 B001400    18449
076  001400     0.00
SIGNATURE   GEORGE BOYD
TITLE       SECRETARY



<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  001
   <NAME>   AIT Growth

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     738,741,000
<INVESTMENTS-AT-VALUE>                    990,163,000
<RECEIVABLES>                              13,746,000
<ASSETS-OTHER>                             73,204,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                          1,077,113,000
<PAYABLE-FOR-SECURITIES>                    9,825,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  77,285,000
<TOTAL-LIABILITIES>                        87,110,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  665,024,000
<SHARES-COMMON-STOCK>                     325,011,000
<SHARES-COMMON-PRIOR>                     304,511,000
<ACCUMULATED-NII-CURRENT>                      47,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    73,510,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                  251,422,000
<NET-ASSETS>                              990,003,000
<DIVIDEND-INCOME>                           5,087,000
<INTEREST-INCOME>                             299,000
<OTHER-INCOME>                                 12,000
<EXPENSES-NET>                             (1,987,000)
<NET-INVESTMENT-INCOME>                     3,411,000
<REALIZED-GAINS-CURRENT>                   75,381,000
<APPREC-INCREASE-CURRENT>                  78,842,000
<NET-CHANGE-FROM-OPS>                     157,634,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (3,504,000)
<DISTRIBUTIONS-OF-GAINS>                  (86,927,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                     3,046,000
<NUMBER-OF-SHARES-REDEEMED>               (12,239,000)
<SHARES-REINVESTED>                        29,693,000
<NET-CHANGE-IN-ASSETS>                        129,670
<ACCUMULATED-NII-PRIOR>                       140,000
<ACCUMULATED-GAINS-PRIOR>                  85,056,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       1,970,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             2,177,000
<AVERAGE-NET-ASSETS>                      920,395,000
<PER-SHARE-NAV-BEGIN>                            2.83
<PER-SHARE-NII>                                  0.01
<PER-SHARE-GAIN-APPREC>                          0.52
<PER-SHARE-DIVIDEND>                            (0.01)
<PER-SHARE-DISTRIBUTIONS>                       (0.30)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              3.05
<EXPENSE-RATIO>                                  0.44


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  002
   <NAME>   AIT Investment Grade Income

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     255,358,000
<INVESTMENTS-AT-VALUE>                    250,503,000
<RECEIVABLES>                               3,661,000
<ASSETS-OTHER>                             48,272,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            302,436,000
<PAYABLE-FOR-SECURITIES>                    4,610,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  48,495,000
<TOTAL-LIABILITIES>                        53,105,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  253,686,000
<SHARES-COMMON-STOCK>                     231,351,000
<SHARES-COMMON-PRIOR>                     203,784,000
<ACCUMULATED-NII-CURRENT>                      82,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                       418,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   (4,855,000)
<NET-ASSETS>                              249,331,000
<DIVIDEND-INCOME>                              19,000
<INTEREST-INCOME>                           8,060,000
<OTHER-INCOME>                                  3,000
<EXPENSES-NET>                               (605,000)
<NET-INVESTMENT-INCOME>                     7,477,000
<REALIZED-GAINS-CURRENT>                      419,000
<APPREC-INCREASE-CURRENT>                 (11,626,000)
<NET-CHANGE-FROM-OPS>                      (3,730,000)
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (7,619,000)
<DISTRIBUTIONS-OF-GAINS>                     (202,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    25,230,000
<NUMBER-OF-SHARES-REDEEMED>                (4,824,000)
<SHARES-REINVESTED>                         7,161,000
<NET-CHANGE-IN-ASSETS>                     18,708,000
<ACCUMULATED-NII-PRIOR>                       224,000
<ACCUMULATED-GAINS-PRIOR>                     201,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         520,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               605,000
<AVERAGE-NET-ASSETS>                      243,146,000
<PER-SHARE-NAV-BEGIN>                            1.13
<PER-SHARE-NII>                                  0.03
<PER-SHARE-GAIN-APPREC>                         (0.05)
<PER-SHARE-DIVIDEND>                            (0.03)
<PER-SHARE-DISTRIBUTIONS>                       (0.00)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.08
<EXPENSE-RATIO>                                  0.50


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  003
   <NAME>   AIT Money Market

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     398,269,000
<INVESTMENTS-AT-VALUE>                    398,269,000
<RECEIVABLES>                              11,468,000
<ASSETS-OTHER>                                 20,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            409,757,000
<PAYABLE-FOR-SECURITIES>                            0
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                     145,000
<TOTAL-LIABILITIES>                           145,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  409,709,000
<SHARES-COMMON-STOCK>                     409,711,000
<SHARES-COMMON-PRIOR>                     336,352,000
<ACCUMULATED-NII-CURRENT>                           0
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                       (97,000)
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                            0
<NET-ASSETS>                              409,612,000
<DIVIDEND-INCOME>                              25,000
<INTEREST-INCOME>                           9,269,000
<OTHER-INCOME>                                      0
<EXPENSES-NET>                               (538,000)
<NET-INVESTMENT-INCOME>                     8,756,000
<REALIZED-GAINS-CURRENT>                            0
<APPREC-INCREASE-CURRENT>                           0
<NET-CHANGE-FROM-OPS>                       8,756,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (8,756,000)
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                   350,581,000
<NUMBER-OF-SHARES-REDEEMED>              (285,978,000)
<SHARES-REINVESTED>                         8,756,000
<NET-CHANGE-IN-ASSETS>                     73,359,000
<ACCUMULATED-NII-PRIOR>                             0
<ACCUMULATED-GAINS-PRIOR>                     (97,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         449,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               538,000
<AVERAGE-NET-ASSETS>                      364,758,000
<PER-SHARE-NAV-BEGIN>                            1.00
<PER-SHARE-NII>                                  0.02
<PER-SHARE-GAIN-APPREC>                          0.00
<PER-SHARE-DIVIDEND>                            (0.02)
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.00
<EXPENSE-RATIO>                                  0.30


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  004
   <NAME>   AIT Equity Index

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     360,884,000
<INVESTMENTS-AT-VALUE>                    548,794,000
<RECEIVABLES>                              10,773,000
<ASSETS-OTHER>                             10,145,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            569,712,000
<PAYABLE-FOR-SECURITIES>                    4,952,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  10,432,000
<TOTAL-LIABILITIES>                        15,384,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  327,643,000
<SHARES-COMMON-STOCK>                     146,353,000
<SHARES-COMMON-PRIOR>                     141,391,000
<ACCUMULATED-NII-CURRENT>                    (686,000)
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    39,365,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                  188,006,000
<NET-ASSETS>                              554,328,000
<DIVIDEND-INCOME>                           3,552,000
<INTEREST-INCOME>                             105,000
<OTHER-INCOME>                                  1,000
<EXPENSES-NET>                               (879,000)
<NET-INVESTMENT-INCOME>                     2,779,000
<REALIZED-GAINS-CURRENT>                   39,920,000
<APPREC-INCREASE-CURRENT>                  17,779,000
<NET-CHANGE-FROM-OPS>                      60,478,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (3,465,000)
<DISTRIBUTIONS-OF-GAINS>                     (811,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    17,870,000
<NUMBER-OF-SHARES-REDEEMED>               (14,056,000)
<SHARES-REINVESTED>                         1,148,000
<NET-CHANGE-IN-ASSETS>                     72,451,000
<ACCUMULATED-NII-PRIOR>                             0
<ACCUMULATED-GAINS-PRIOR>                     256,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         735,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               879,000
<AVERAGE-NET-ASSETS>                      532,486,000
<PER-SHARE-NAV-BEGIN>                            3.41
<PER-SHARE-NII>                                  0.02
<PER-SHARE-GAIN-APPREC>                          0.39
<PER-SHARE-DIVIDEND>                            (0.02)
<PER-SHARE-DISTRIBUTIONS>                       (0.01)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              3.79
<EXPENSE-RATIO>                                  0.33


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  005
   <NAME>   AIT Government Bond

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     100,794,000
<INVESTMENTS-AT-VALUE>                     99,032,000
<RECEIVABLES>                               1,436,000
<ASSETS-OTHER>                             26,294,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            126,762,000
<PAYABLE-FOR-SECURITIES>                    2,707,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  26,367,000
<TOTAL-LIABILITIES>                        29,074,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  101,813,000
<SHARES-COMMON-STOCK>                      94,648,000
<SHARES-COMMON-PRIOR>                      75,884,000
<ACCUMULATED-NII-CURRENT>                      29,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    (2,392,000)
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   (1,762,000)
<NET-ASSETS>                               97,688,000
<DIVIDEND-INCOME>                              15,000
<INTEREST-INCOME>                           2,822,000
<OTHER-INCOME>                                  2,000
<EXPENSES-NET>                               (288,000)
<NET-INVESTMENT-INCOME>                     2,551,000
<REALIZED-GAINS-CURRENT>                     (123,000)
<APPREC-INCREASE-CURRENT>                  (3,062,000)
<NET-CHANGE-FROM-OPS>                        (634,000)
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (2,604,000)
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    21,955,000
<NUMBER-OF-SHARES-REDEEMED>                (5,691,000)
<SHARES-REINVESTED>                         2,500,000
<NET-CHANGE-IN-ASSETS>                     16,670,000
<ACCUMULATED-NII-PRIOR>                        82,000
<ACCUMULATED-GAINS-PRIOR>                  (2,269,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         231,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               288,000
<AVERAGE-NET-ASSETS>                       92,582,000
<PER-SHARE-NAV-BEGIN>                            1.07
<PER-SHARE-NII>                                  0.03
<PER-SHARE-GAIN-APPREC>                         (0.04)
<PER-SHARE-DIVIDEND>                            (0.03)
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.03
<EXPENSE-RATIO>                                  0.63


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  006
   <NAME>   AIT Select Growth and Income

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     683,960,000
<INVESTMENTS-AT-VALUE>                    742,719,000
<RECEIVABLES>                              10,521,000
<ASSETS-OTHER>                             18,933,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            772,173,000
<PAYABLE-FOR-SECURITIES>                    4,524,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  11,311,000
<TOTAL-LIABILITIES>                        15,835,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  573,927,000
<SHARES-COMMON-STOCK>                     406,609,000
<SHARES-COMMON-PRIOR>                     363,138,000
<ACCUMULATED-NII-CURRENT>                      31,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                   123,162,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   59,218,000
<NET-ASSETS>                              756,338,000
<DIVIDEND-INCOME>                           5,742,000
<INTEREST-INCOME>                           2,395,000
<OTHER-INCOME>                                  2,000
<EXPENSES-NET>                             (2,428,000)
<NET-INVESTMENT-INCOME>                     5,711,000
<REALIZED-GAINS-CURRENT>                  123,254,000
<APPREC-INCREASE-CURRENT>                 (40,138,000)
<NET-CHANGE-FROM-OPS>                      88,827,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (5,738,000)
<DISTRIBUTIONS-OF-GAINS>                  (54,380,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    18,489,000
<NUMBER-OF-SHARES-REDEEMED>                (7,351,000)
<SHARES-REINVESTED>                        32,333,000
<NET-CHANGE-IN-ASSETS>                    110,252,000
<ACCUMULATED-NII-PRIOR>                        58,000
<ACCUMULATED-GAINS-PRIOR>                  54,288,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       2,302,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             2,453,000
<AVERAGE-NET-ASSETS>                      686,894,000
<PER-SHARE-NAV-BEGIN>                            1.78
<PER-SHARE-NII>                                  0.02
<PER-SHARE-GAIN-APPREC>                          0.23
<PER-SHARE-DIVIDEND>                            (0.02)
<PER-SHARE-DISTRIBUTIONS>                       (0.15)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.86
<EXPENSE-RATIO>                                  0.71


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  007
   <NAME>   AIT Select Growth

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     745,719,000
<INVESTMENTS-AT-VALUE>                    999,053,000
<RECEIVABLES>                              11,070,000
<ASSETS-OTHER>                             21,353,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                          1,031,476,000
<PAYABLE-FOR-SECURITIES>                   10,065,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  28,395,000
<TOTAL-LIABILITIES>                        38,460,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  658,463,000
<SHARES-COMMON-STOCK>                     386,333,000
<SHARES-COMMON-PRIOR>                     335,794,000
<ACCUMULATED-NII-CURRENT>                    (371,000)
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    81,590,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                  253,334,000
<NET-ASSETS>                              993,016,000
<DIVIDEND-INCOME>                           2,410,000
<INTEREST-INCOME>                             743,000
<OTHER-INCOME>                                  3,000
<EXPENSES-NET>                             (3,527,000)
<NET-INVESTMENT-INCOME>                      (371,000)
<REALIZED-GAINS-CURRENT>                   81,997,000
<APPREC-INCREASE-CURRENT>                     652,000
<NET-CHANGE-FROM-OPS>                      82,278,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                    (504,000)
<DISTRIBUTIONS-OF-GAINS>                  (32,039,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    43,519,000
<NUMBER-OF-SHARES-REDEEMED>                (5,643,000)
<SHARES-REINVESTED>                        12,663,000
<NET-CHANGE-IN-ASSETS>                    177,626,000
<ACCUMULATED-NII-PRIOR>                       504,000
<ACCUMULATED-GAINS-PRIOR>                  31,632,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       3,472,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             3,661,000
<AVERAGE-NET-ASSETS>                      893,179,000
<PER-SHARE-NAV-BEGIN>                            2.43
<PER-SHARE-NII>                                 (0.00)
<PER-SHARE-GAIN-APPREC>                          0.23
<PER-SHARE-DIVIDEND>                            (0.00)
<PER-SHARE-DISTRIBUTIONS>                       (0.09)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              2.57
<EXPENSE-RATIO>                                  0.80


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  008
   <NAME> AIT Select Aggressive Growth

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     561,180,000
<INVESTMENTS-AT-VALUE>                    826,997,000
<RECEIVABLES>                                 459,000
<ASSETS-OTHER>                             56,384,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            883,840,000
<PAYABLE-FOR-SECURITIES>                            0
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  60,253,000
<TOTAL-LIABILITIES>                        60,253,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  528,540,000
<SHARES-COMMON-STOCK>                     295,324,000
<SHARES-COMMON-PRIOR>                     305,982,000
<ACCUMULATED-NII-CURRENT>                  (1,710,000)
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    30,940,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                  265,817,000
<NET-ASSETS>                              823,587,000
<DIVIDEND-INCOME>                           1,256,000
<INTEREST-INCOME>                             307,000
<OTHER-INCOME>                                100,000
<EXPENSES-NET>                             (3,373,000)
<NET-INVESTMENT-INCOME>                    (1,710,000)
<REALIZED-GAINS-CURRENT>                   33,231,000
<APPREC-INCREASE-CURRENT>                  66,547,000
<NET-CHANGE-FROM-OPS>                      98,068,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                           0
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    17,522,000
<NUMBER-OF-SHARES-REDEEMED>                   (28,210)
<SHARES-REINVESTED>                                 0
<NET-CHANGE-IN-ASSETS>                     70,846,000
<ACCUMULATED-NII-PRIOR>                             0
<ACCUMULATED-GAINS-PRIOR>                  (2,291,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       3,299,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             3,501,000
<AVERAGE-NET-ASSETS>                      756,195,000
<PER-SHARE-NAV-BEGIN>                            2.46
<PER-SHARE-NII>                                 (0.01)
<PER-SHARE-GAIN-APPREC>                          0.34
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              2.79
<EXPENSE-RATIO>                                  0.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  009
   <NAME>   AIT Select Income

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     175,700,000
<INVESTMENTS-AT-VALUE>                    171,129,000
<RECEIVABLES>                               2,557,000
<ASSETS-OTHER>                             13,448,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            187,134,000
<PAYABLE-FOR-SECURITIES>                    4,965,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                   6,814,000
<TOTAL-LIABILITIES>                        11,779,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  181,626,000
<SHARES-COMMON-STOCK>                     178,828,000
<SHARES-COMMON-PRIOR>                     155,548,000
<ACCUMULATED-NII-CURRENT>                      60,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    (1,760,000)
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   (4,571,000)
<NET-ASSETS>                              175,355,000
<DIVIDEND-INCOME>                                   0
<INTEREST-INCOME>                           5,800,000
<OTHER-INCOME>                                  1,000
<EXPENSES-NET>                               (507,000)
<NET-INVESTMENT-INCOME>                     5,294,000
<REALIZED-GAINS-CURRENT>                   (1,752,000)
<APPREC-INCREASE-CURRENT>                  (5,572,000)
<NET-CHANGE-FROM-OPS>                      (2,030,000)
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                  (5,333,000)
<DISTRIBUTIONS-OF-GAINS>                   (1,346,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    23,590,000
<NUMBER-OF-SHARES-REDEEMED>                (7,035,000)
<SHARES-REINVESTED>                         6,725,000
<NET-CHANGE-IN-ASSETS>                     14,905,000
<ACCUMULATED-NII-PRIOR>                        99,000
<ACCUMULATED-GAINS-PRIOR>                   1,338,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         440,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               507,000
<AVERAGE-NET-ASSETS>                      169,374,000
<PER-SHARE-NAV-BEGIN>                            1.03
<PER-SHARE-NII>                                  0.03
<PER-SHARE-GAIN-APPREC>                         (0.04)
<PER-SHARE-DIVIDEND>                            (0.03)
<PER-SHARE-DISTRIBUTIONS>                       (0.01)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              0.98
<EXPENSE-RATIO>                                  0.60


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  010
   <NAME>   AIT Select Value Opportunity

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     281,763,000
<INVESTMENTS-AT-VALUE>                    312,066,000
<RECEIVABLES>                               1,712,000
<ASSETS-OTHER>                              5,888,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            319,666,000
<PAYABLE-FOR-SECURITIES>                    2,296,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                   2,599,000
<TOTAL-LIABILITIES>                         4,895,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  278,973,000
<SHARES-COMMON-STOCK>                     186,883,000
<SHARES-COMMON-PRIOR>                     159,227,000
<ACCUMULATED-NII-CURRENT>                     610,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                     4,885,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   30,303,000
<NET-ASSETS>                              314,771,000
<DIVIDEND-INCOME>                           1,490,000
<INTEREST-INCOME>                             322,000
<OTHER-INCOME>                                  1,000
<EXPENSES-NET>                             (1,203,000)
<NET-INVESTMENT-INCOME>                       610,000
<REALIZED-GAINS-CURRENT>                    4,959,000
<APPREC-INCREASE-CURRENT>                  11,421,000
<NET-CHANGE-FROM-OPS>                      16,990,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                      (2,000)
<DISTRIBUTIONS-OF-GAINS>                  (16,638,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                    24,977,000
<NUMBER-OF-SHARES-REDEEMED>                (7,202,000)
<SHARES-REINVESTED>                         9,881,000
<NET-CHANGE-IN-ASSETS>                     46,366,000
<ACCUMULATED-NII-PRIOR>                         2,000
<ACCUMULATED-GAINS-PRIOR>                  16,564,000
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       1,225,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             1,319,000
<AVERAGE-NET-ASSETS>                      275,192,000
<PER-SHARE-NAV-BEGIN>                            1.69
<PER-SHARE-NII>                                  0.00
<PER-SHARE-GAIN-APPREC>                          0.09
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                       (0.10)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.68
<EXPENSE-RATIO>                                  0.88


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  011
   <NAME>   AIT Select International Equity

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     401,782,000
<INVESTMENTS-AT-VALUE>                    525,841,000
<RECEIVABLES>                               3,702,000
<ASSETS-OTHER>                             38,799,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                            568,342,000
<PAYABLE-FOR-SECURITIES>                    1,522,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  15,310,000
<TOTAL-LIABILITIES>                        16,832,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  423,492,000
<SHARES-COMMON-STOCK>                     334,505,000
<SHARES-COMMON-PRIOR>                     327,959,000
<ACCUMULATED-NII-CURRENT>                     472,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                     2,972,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                  124,574,000
<NET-ASSETS>                              551,510,000
<DIVIDEND-INCOME>                           5,082,000
<INTEREST-INCOME>                             373,000
<OTHER-INCOME>                                 49,000
<EXPENSES-NET>                             (2,510,000)
<NET-INVESTMENT-INCOME>                     2,994,000
<REALIZED-GAINS-CURRENT>                   11,464,000
<APPREC-INCREASE-CURRENT>                  22,062,000
<NET-CHANGE-FROM-OPS>                      36,520,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                           0
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                   123,607,000
<NUMBER-OF-SHARES-REDEEMED>              (117,061,000)
<SHARES-REINVESTED>                                 0
<NET-CHANGE-IN-ASSETS>                     45,957,000
<ACCUMULATED-NII-PRIOR>                    (2,522,000)
<ACCUMULATED-GAINS-PRIOR>                  (8,492,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       2,343,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             2,534,000
<AVERAGE-NET-ASSETS>                      529,246,000
<PER-SHARE-NAV-BEGIN>                            1.54
<PER-SHARE-NII>                                  0.01
<PER-SHARE-GAIN-APPREC>                          0.10
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.65
<EXPENSE-RATIO>                                  0.96


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  012
   <NAME> AIT Select Capital Appreciation

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                     298,279,000
<INVESTMENTS-AT-VALUE>                    357,936,000
<RECEIVABLES>                               1,053,000
<ASSETS-OTHER>                             39,406,000
<OTHER-ITEMS-ASSETS>                            1,000
<TOTAL-ASSETS>                            398,396,000
<PAYABLE-FOR-SECURITIES>                    4,706,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                  40,647,000
<TOTAL-LIABILITIES>                        45,353,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                  286,131,000
<SHARES-COMMON-STOCK>                     192,355,000
<SHARES-COMMON-PRIOR>                     189,354,000
<ACCUMULATED-NII-CURRENT>                  (1,134,000)
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                     8,389,000
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                   59,657,000
<NET-ASSETS>                              353,043,000
<DIVIDEND-INCOME>                             443,000
<INTEREST-INCOME>                             243,000
<OTHER-INCOME>                                  4,000
<EXPENSES-NET>                             (1,560,000)
<NET-INVESTMENT-INCOME>                      (870,000)
<REALIZED-GAINS-CURRENT>                    9,137,000
<APPREC-INCREASE-CURRENT>                  29,800,000
<NET-CHANGE-FROM-OPS>                      38,067,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                           0
<DISTRIBUTIONS-OF-GAINS>                     (511,000)
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                     9,631,000
<NUMBER-OF-SHARES-REDEEMED>                (6,908,000)
<SHARES-REINVESTED>                           278,000
<NET-CHANGE-IN-ASSETS>                     42,461,000
<ACCUMULATED-NII-PRIOR>                      (264,000)
<ACCUMULATED-GAINS-PRIOR>                    (237,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                       1,450,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                             1,560,000
<AVERAGE-NET-ASSETS>                      317,428,000
<PER-SHARE-NAV-BEGIN>                            1.64
<PER-SHARE-NII>                                  0.00
<PER-SHARE-GAIN-APPREC>                          0.20
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                       (0.00)
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.84
<EXPENSE-RATIO>                                  0.99


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  013
   <NAME> AIT Select Emerging Markets

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-END>                              JUN-30-1999
<INVESTMENTS-AT-COST>                      26,270,000
<INVESTMENTS-AT-VALUE>                     31,909,000
<RECEIVABLES>                                 270,000
<ASSETS-OTHER>                              2,753,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                             34,932,000
<PAYABLE-FOR-SECURITIES>                    1,090,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                     223,000
<TOTAL-LIABILITIES>                         1,313,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                   30,545,000
<SHARES-COMMON-STOCK>                      32,176,000
<SHARES-COMMON-PRIOR>                      26,620,000
<ACCUMULATED-NII-CURRENT>                     237,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                    (2,794,000)
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                    5,631,000
<NET-ASSETS>                               33,619,000
<DIVIDEND-INCOME>                             340,000
<INTEREST-INCOME>                              85,000
<OTHER-INCOME>                                      0
<EXPENSES-NET>                               (243,000)
<NET-INVESTMENT-INCOME>                       182,000
<REALIZED-GAINS-CURRENT>                      (11,000)
<APPREC-INCREASE-CURRENT>                   7,731,000
<NET-CHANGE-FROM-OPS>                       7,902,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                    (138,000)
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                     5,801,000
<NUMBER-OF-SHARES-REDEEMED>                  (378,000)
<SHARES-REINVESTED>                           133,000
<NET-CHANGE-IN-ASSETS>                     12,746,000
<ACCUMULATED-NII-PRIOR>                       193,000
<ACCUMULATED-GAINS-PRIOR>                  (2,783,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                         173,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               288,000
<AVERAGE-NET-ASSETS>                       25,933,000
<PER-SHARE-NAV-BEGIN>                            0.78
<PER-SHARE-NII>                                  0.01
<PER-SHARE-GAIN-APPREC>                          0.26
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.05
<EXPENSE-RATIO>                                  1.89


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Allmerica
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
   <NUMBER>  014
   <NAME>   AIT Select Strategic Growth

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               DEC-31-1999
<PERIOD-END>                    JUN-30-1999
<INVESTMENTS-AT-COST>                      19,159,000
<INVESTMENTS-AT-VALUE>                     21,624,000
<RECEIVABLES>                                 105,000
<ASSETS-OTHER>                              1,993,000
<OTHER-ITEMS-ASSETS>                                0
<TOTAL-ASSETS>                             23,722,000
<PAYABLE-FOR-SECURITIES>                      146,000
<SENIOR-LONG-TERM-DEBT>                             0
<OTHER-ITEMS-LIABILITIES>                      63,000
<TOTAL-LIABILITIES>                           209,000
<SENIOR-EQUITY>                                     0
<PAID-IN-CAPITAL-COMMON>                   21,178,000
<SHARES-COMMON-STOCK>                      21,480,000
<SHARES-COMMON-PRIOR>                      15,248,000
<ACCUMULATED-NII-CURRENT>                      30,000
<OVERDISTRIBUTION-NII>                              0
<ACCUMULATED-NET-GAINS>                      (160,000)
<OVERDISTRIBUTION-GAINS>                            0
<ACCUM-APPREC-OR-DEPREC>                    2,465,000
<NET-ASSETS>                               23,513,000
<DIVIDEND-INCOME>                              99,000
<INTEREST-INCOME>                              38,000
<OTHER-INCOME>                                      0
<EXPENSES-NET>                               (107,000)
<NET-INVESTMENT-INCOME>                        30,000
<REALIZED-GAINS-CURRENT>                      296,000
<APPREC-INCREASE-CURRENT>                   2,040,000
<NET-CHANGE-FROM-OPS>                       2,366,000
<EQUALIZATION>                                      0
<DISTRIBUTIONS-OF-INCOME>                           0
<DISTRIBUTIONS-OF-GAINS>                            0
<DISTRIBUTIONS-OTHER>                               0
<NUMBER-OF-SHARES-SOLD>                     6,747,000
<NUMBER-OF-SHARES-REDEEMED>                  (515,000)
<SHARES-REINVESTED>                                 0
<NET-CHANGE-IN-ASSETS>                      8,674,000
<ACCUMULATED-NII-PRIOR>                             0
<ACCUMULATED-GAINS-PRIOR>                    (456,000)
<OVERDISTRIB-NII-PRIOR>                             0
<OVERDIST-NET-GAINS-PRIOR>                          0
<GROSS-ADVISORY-FEES>                          78,000
<INTEREST-EXPENSE>                                  0
<GROSS-EXPENSE>                               123,000
<AVERAGE-NET-ASSETS>                       18,449,000
<PER-SHARE-NAV-BEGIN>                            0.97
<PER-SHARE-NII>                                  0.01
<PER-SHARE-GAIN-APPREC>                          0.12
<PER-SHARE-DIVIDEND>                             0.00
<PER-SHARE-DISTRIBUTIONS>                        0.00
<RETURNS-OF-CAPITAL>                                0
<PER-SHARE-NAV-END>                              1.10
<EXPENSE-RATIO>                                  1.17


</TABLE>

                                  [Letterhead]




April 21, 1999


Dear Valued Client:

This  letter  serves to advise  you that the  Trustees  have  voted to amend the
wording of the investment objective of the Select Capital Appreciation Fund (the
"Fund") of Allmerica  Investment Trust.  Their action will not change the way in
which the Fund is currently managed.

The Fund's investment objective currently reads as follows:  "The Select Capital
Appreciation  Fund seeks long-term growth of capital in a manner consistent with
the  preservation  of  capital.  Realization  of  income  is  not a  significant
investment  consideration and any income realized on the Fund's investments will
be incidental to its primary objective."

Effective May 1, 1999, the  investment  objective of the Fund will be amended to
read as follows:  "The Fund seeks  long-term  growth of capital.  Realization of
income is not a significant investment  consideration and any income realized on
the Fund's investments will be incidental to its primary  objective." As you can
see,  the  only  change  is that the  words  "in a  manner  consistent  with the
preservation of capital" will be removed from the end of the first sentence. The
Trustees and  management  believe  that the  investment  objective,  as revised,
appropriately reflects the Fund's primary goal of achieving long-term growth.

The Fund's investment objective is a non-fundamental  policy that may be changed
by the Trustees without formal shareholder action. However, variable annuity and
variable  life  insurance  policy  owners  have  the  right  to  transfer  their
investment to another account, without charge, on written request within 60 days
of the later of the effective  date of the change or the receipt of this letter.
The transfer will not count towards the 12 "free" transfers permitted under your
Policy.  If you wish to  exercise  this  right,  send your  transfer  request to
Allmerica Annuity, P.O. Box 8632, Boston, MA 02266-8632.

As always,  if you have any  questions or comments,  please feel free to contact
me. Thank you for your continuing interest and support.


Sincerely yours,

/s/ Richard M. Reilly
Richard M. Reilly
President




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