SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15d of the
Securities and Exchange Act of 1934
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Date of Report (Date of earliest
event reported) July 19, 1995
HIGHLANDS BANKSHARES, INC.
(Exact name of registrant as specified in its charter)
West Virginia 2-94129 55-0650793
(State of (Commission File (IRS Employer
Incorporation) Number) Identification No.)
P. O. Box 929
Petersburg, West Virginia 26847
(Address of principal executive offices)
(304) 257-4111
(Registrant's telephone number,
including area code)<PAGE>
Item 5. Other Events
On July 19, 1995, a member of the Company's Board of Directors,
James E. Frye, Sr., died. On August 14, 1995, Courtney R. Tusing was
elected to fill his vacancy on the Board of Directors.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf
by the undersigned thereunto duly authorized.
HIGHLANDS BANKSHARES, INC.
CLARENCE E. PORTER
Clarence E. Porter
Corporate Secretary
September 5, 1995
