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Previous: HIGHLANDS BANKSHARES INC /WV/, 10-Q, 2000-11-13 |
Next: MAXUS INCOME FUND, DEFS14A, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summmary financial information extracted from
Highlands Bankshares, Inc. Form 10Q and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 5,922
<INT-BEARING-DEPOSITS> 2,195
<FED-FUNDS-SOLD> 5,563
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 26,501
<INVESTMENTS-CARRYING> 2,796
<INVESTMENTS-MARKET> 2,784
<LOANS> 184,301
<ALLOWANCE> (1,556)
<TOTAL-ASSETS> 239,997
<DEPOSITS> 207,752
<SHORT-TERM> 2,414
<LIABILITIES-OTHER> 2,052
<LONG-TERM> 2,230
0
0
<COMMON> 2,734
<OTHER-SE> 22,815
<TOTAL-LIABILITIES-AND-EQUITY> 239,997
<INTEREST-LOAN> 11,561
<INTEREST-INVEST> 1,373
<INTEREST-OTHER> 351
<INTEREST-TOTAL> 13,285
<INTEREST-DEPOSIT> 6,208
<INTEREST-EXPENSE> 6,349
<INTEREST-INCOME-NET> 6,936
<LOAN-LOSSES> 310
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,864
<INCOME-PRETAX> 2,593
<INCOME-PRE-EXTRAORDINARY> 1,654
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,654
<EPS-BASIC> 3.30
<EPS-DILUTED> 3.30
<YIELD-ACTUAL> 4.44
<LOANS-NON> 166
<LOANS-PAST> 2,186
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,406
<CHARGE-OFFS> 244
<RECOVERIES> 84
<ALLOWANCE-CLOSE> 1,556
<ALLOWANCE-DOMESTIC> 1,556
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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