UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )*
FIRST-KNOX BANC CORP.
Name of Issuer
COMMON SHARES, par value $3.125 per Share
Title of Class of Securities
320656101
CUSIP number
Check the following box if a fee is being paid with this statement
[ ]. (A fee is not required only if the filing person:(1) has a
previous statement on file reporting beneficial ownership of more
than five percent of the class of securities described in Item 1;
and (2) has filed no amendment subsequent thereto reporting
beneficial ownership of five percent or less of such class.) (See
Rule 13d-7).
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided
in a prior cover page.
The information required in the remainder of this cover page shall
not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934("Act") or otherwise subject to the
liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes).
page 1 of 5
CUSIP No. 320656101 13G Page 2 of 5 Pages
1. NAME OF REPORTING PERSON
S.S or I.R.S. INDENTIFICATION NO. OF ABOVE PERSON
First-Knox National Bank, Trust Department, Trustee
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
Not Applicable (a) [ ]
(b) [ ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States
NUMBER OF 5. SOLE VOTING POWER
SHARES 82,848 Shares
BENEFICIALLY 6. SHARED VOTING POWER
OWNED BY 7,175 Shares
EACH 7. SOLE DISPOSITIVE POWER
REPORTING 71,601 Shares
PERSON WITH 8. SHARED DISPOSITIVE POWER
101,984 Shares
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
190,023 Shares
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES* [ ]
Not Applicable
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
5.33%
12. TYPE OF REPORTING PERSON*
BK
Page 2 of 5 pages
Schedule 13G Page 3 of 5 pages
Item 1.
(a) Name of Issuer
First-Knox Banc Corp.
(b) Address of Issuer's Principal Executive Offices
One South Main Street
P.O. Box 871
Mount Vernon, OH 43050
Item 2.
(a) Name of Person Filing
First-Knox National Bank, Trust Department, Trustee
(b) Address of Principal Business Office or, If None,
Residence.
One South Main Street
P.O.Box 871
Mount Vernon, OH 43050
(c) Citizenship
United States
(d) Title of Class of Securities
Common Shares
(e) CUSIP Number
320656101
Item 3.
The filing person is:
[X] Bank as defined in Section 3(a) (6) of the
Securities Exchange Act of 1934.
Item 4. Ownership
(a) Amount beneficially owned: 190,023 Shares
(b) Percent of class: 5.33%
Page 3 of 5 Pages
Schedule 13G Page 4 of 5 pages
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote:
182,848 shares
(ii) Shared power to vote of to direct the vote:
7,175 shares
(iii)Sole power to dispose of to direct the
disposition of:
71,601 shares
(iv) Shared power to dispose or to direct the
disposition of:
101,984 shares
Item 5. Ownership of 5% or Less of a Class
Not applicable.
Item 6. Ownership of More than 5% on Behalf of Another Person.
Persons other than the Reporting Person possess the power
to receive or direct the receipt of dividends as to all of the
101,984 shares listed in response to Item 4(c) (iv) above. In
addition, persons other than the Reporting Person possess the power
to receive or direct the receipt of dividends as to certain other
common shares of First-Knox Banc Corp. held by the Reporting Person
as trustee. No such other person has such interest relating to more
than 5% of the common shares of First-Knox Banc Corp. The Reporting
Person possesses no power to received any proceeds from the sale of
any shares reported, other than as trustee of the accounts in which
such shares are held.
Item 7. Identification and Classification of the Subsidiary which
Acquired the Security Being Reported on by the Parent
Holding Company.
Not Applicable.
Page 4 of 5 Pages
Schedule 13G Page 5 of 5 pages
Item 8. Identification and Classification of Members of the Group.
Not Applicable.
Item 9. Notice of Dissolution of Group.
Not Applicable
Item 10. Certification
By signing below I certify that, to the best of my
knowledge and belief, the securities referred to above were
acquired in the ordinary course of business and were not acquired
for the purpose of and do not have the effect of changing or
influencing the control of the issuer of such securities and were
not acquired in connection with or as a participant in any
transaction having such purposes or effect.
Signature
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement
is true, complete and correct.
FIRST-KNOX NATIONAL BANK,
TRUST DEPARTMENT,
TRUSTEE
By: /S/ David R. Irvin
Title: Vice President & Trust Officer
Dated: As of December 31, 1995
Page 5 of 5 Pages
