<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 1
<NAME> INCOME FUND - INVESTOR SHARES
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 33,789,346
<INVESTMENTS-AT-VALUE> 32,491,608
<RECEIVABLES> 475,289
<ASSETS-OTHER> 6,769
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 32,973,666
<PAYABLE-FOR-SECURITIES> 43,370
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 234,254
<TOTAL-LIABILITIES> 277,624
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 35,774,239
<SHARES-COMMON-STOCK> 2,950,038
<SHARES-COMMON-PRIOR> 2,604,985
<ACCUMULATED-NII-CURRENT> 17,508
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1,797,967)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,297,738)
<NET-ASSETS> 28,968,575
<DIVIDEND-INCOME> 1,359,157
<INTEREST-INCOME> 27,403
<OTHER-INCOME> 0
<EXPENSES-NET> 273,720
<NET-INVESTMENT-INCOME> 1,112,840
<REALIZED-GAINS-CURRENT> (662,882)
<APPREC-INCREASE-CURRENT> 2,493,108
<NET-CHANGE-FROM-OPS> 2,943,066
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (960,314)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 8,523,565
<NUMBER-OF-SHARES-REDEEMED> (5,835,567)
<SHARES-REINVESTED> 559,759
<NET-CHANGE-IN-ASSETS> 6,132,782
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1,135,085)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 142,510
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 273,720
<AVERAGE-NET-ASSETS> 21,598,723
<PER-SHARE-NAV-BEGIN> 9.22
<PER-SHARE-NII> 0.36
<PER-SHARE-GAIN-APPREC> 0.59
<PER-SHARE-DIVIDEND> (0.35)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.82
<EXPENSE-RATIO> 1.92
</TABLE>
