CORPUS CHRISTI BANCSHARES INC
DEFA14A, 1995-05-19
STATE COMMERCIAL BANKS
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<PAGE>   1
                                      
                        CORPUS CHRISTI BANCSHARES, INC.
                              Post Office Box 9923
                          Corpus Christi, Texas 78469

Dear Fellow Shareholder:

                                   A REMINDER


         In late April, we mailed you proxy material relating to the Annual
Meeting to be held on May 31, 1995.

         According to our latest records, we have not yet received your voted
proxy for this meeting.

         Every vote is important, so we urge you to give the proxy materials
your immediate attention. Please sign and return the enclosed proxy today, even
if you returned the original. The prompt return of your signed proxy will aid
in reducing the expenses of additional proxy solicitations.

         Thank you for your continued support.

Sincerely,

/s/ JOHN T. WRIGHT, III                     /s/ R. JAY PHILLIPS

John T. Wright, III                         R. Jay Phillips
Chairman of the Board                       President & Chief Executive Officer 

                  BECAUSE OF THE POSSIBILITY OF MAIL DELAYS,
                PLEASE SIGN AND RETURN THE ENCLOSED PROXY CARD
               EVEN IF YOU HAVE ALREADY RETURNED THE ORIGINAL.


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