<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> GLOBAL HARD ASSETS PORTFOLIO
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 5771697
<INVESTMENTS-AT-VALUE> 5865865
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<ASSETS-OTHER> 2384
<OTHER-ITEMS-ASSETS> 75396
<TOTAL-ASSETS> 6116466
<PAYABLE-FOR-SECURITIES> 256085
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 7295
<TOTAL-LIABILITIES> 263380
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 9497177
<SHARES-COMMON-STOCK> 653551
<SHARES-COMMON-PRIOR> 614477
<ACCUMULATED-NII-CURRENT> 46938
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3785176)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 94147
<NET-ASSETS> 5853086
<DIVIDEND-INCOME> 68356
<INTEREST-INCOME> 13404
<OTHER-INCOME> 0
<EXPENSES-NET> 31613
<NET-INVESTMENT-INCOME> 50147
<REALIZED-GAINS-CURRENT> 40098
<APPREC-INCREASE-CURRENT> (17376)
<NET-CHANGE-FROM-OPS> 72869
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (69014)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 315500
<NUMBER-OF-SHARES-REDEEMED> (284277)
<SHARES-REINVESTED> 7851
<NET-CHANGE-IN-ASSETS> 328360
<ACCUMULATED-NII-PRIOR> 68445
<ACCUMULATED-GAINS-PRIOR> (3827914)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 21283
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 31613
<AVERAGE-NET-ASSETS> 5706702
<PER-SHARE-NAV-BEGIN> 8.99
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> .01
<PER-SHARE-DIVIDEND> (.11)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.96
<EXPENSE-RATIO> 1.11
</TABLE>
