<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
------------
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) March 5, 1998
-------------
FIRST CENTRAL FINANCIAL CORPORATION
(Exact Name of Registrant as Specified in Charter)
NEW YORK 1-9138 11-2648222
(State or Other Jurisdiction Commission File Number) (I.R.S. Employer
of Incorporation) Identification Number)
266 MERRICK ROAD
LYNBROOK, NEW YORK 11563
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (516) 593-7070
--------------
<PAGE>
<PAGE>
ITEM 5. OTHER EVENTS.
Pursuant to Paragraph F of the General Instructions to Form 8-K, the
Company hereby incorporates by reference herein the press release issued by the
Company on March 5, 1998, which is attached hereto as Exhibit 99.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
(c) EXHIBITS
Exhibit Description
------- -----------
99 Press release, dated March 5, 1998
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FIRST CENTRAL FINANCIAL CORPORATION
March 12, 1998 By: /s/ Andrew W. Attivissimo
--------------------------
Andrew W. Attivissimo
President
2
<PAGE>
<PAGE>
EXHIBIT 99
PRESS RELEASE
FIRST CENTRAL FINANCIAL CORPORATION
FOR RELEASE: March 5, 1998
CONTACT: Andrew W. Attivissimo, President
First Central Financial Corporation
266 Merrick Road
Lynbrook, NY 11563
(516) 593-7070
March 5, 1998 - First Central Financial Corporation announced today
that it has filed a voluntary petition pursuant to Chapter 11 of the United
States Bankruptcy Code. The case is pending before the Honorable Judge Marvin
Holland in the United States Bankruptcy Court for the Eastern District of New
York, docket no. 198-12848-352.
Except for historical information, this news release contains forward-looking
statements which involve unknown risks and uncertainties that may cause First
Central's actual results or outcomes to be materially different from those
anticipated and discussed herein.
