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Previous: CANANDAIGUA NATIONAL CORP, 10-Q, 2000-08-14 |
Next: AEI REAL ESTATE FUND 85-A LTD PARTNERSHIP, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CAPTION>
<S>
<C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-END> Jun-30-2000
<CASH> 25,416
<INT-BEARING-DEPOSITS> 62
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 718
<INVESTMENTS-CARRYING> 81,953
<INVESTMENTS-MARKET> 81,352
<LOANS> 442,608
<ALLOWANCE> 4,586
<TOTAL-ASSETS> 573,266
<DEPOSITS> 507,335
<SHORT-TERM> 17,500
<LIABILITIES-OTHER> 2,943
<LONG-TERM> 2,267
<COMMON> 8,110
0
0
<OTHER-SE> 35,111
<TOTAL-LIABILITIES-AND-EQUITY> 573,266
<INTEREST-LOAN> 17,642
<INTEREST-INVEST> 2,150
<INTEREST-OTHER> 47
<INTEREST-TOTAL> 19,839
<INTEREST-DEPOSIT> 7,943
<INTEREST-EXPENSE> 8,746
<INTEREST-INCOME-NET> 11,093
<LOAN-LOSSES> 558
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,482
<INCOME-PRETAX> 2,174
<INCOME-PRE-EXTRAORDINARY> 1,684
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,684
<EPS-BASIC> 10.63
<EPS-DILUTED> 10.56
<YIELD-ACTUAL> 7.82
<LOANS-NON> 3,219
<LOANS-PAST> 902
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,136
<CHARGE-OFFS> 420
<RECOVERIES> 312
<ALLOWANCE-CLOSE> 4,586
<ALLOWANCE-DOMESTIC> 4,586
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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