<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
BERKSHIRE BANCORP INC. QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD
ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 502
<INT-BEARING-DEPOSITS> 12,510
<FED-FUNDS-SOLD> 10,750
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 96,886
<INVESTMENTS-CARRYING> 860
<INVESTMENTS-MARKET> 859
<LOANS> 74,564
<ALLOWANCE> 1,053
<TOTAL-ASSETS> 212,033
<DEPOSITS> 97,996
<SHORT-TERM> 0
<LIABILITIES-OTHER> 24,206
<LONG-TERM> 6,500
<COMMON> 256
0
0
<OTHER-SE> 83,075
<TOTAL-LIABILITIES-AND-EQUITY> 212,033
<INTEREST-LOAN> 4,695
<INTEREST-INVEST> 4,637
<INTEREST-OTHER> 903
<INTEREST-TOTAL> 10,235
<INTEREST-DEPOSIT> 3,027
<INTEREST-EXPENSE> 3,607
<INTEREST-INCOME-NET> 6,628
<LOAN-LOSSES> 15
<SECURITIES-GAINS> 13,288
<EXPENSE-OTHER> 3,696
<INCOME-PRETAX> 17,394
<INCOME-PRE-EXTRAORDINARY> 17,394
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 11,165
<EPS-BASIC> 5.24
<EPS-DILUTED> 5.13
<YIELD-ACTUAL> 4.78
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 923
<CHARGE-OFFS> 0
<RECOVERIES> 115
<ALLOWANCE-CLOSE> 1,053
<ALLOWANCE-DOMESTIC> 1,053
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,053
</TABLE>
