<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
BERKSHIRE BANCORP INC. QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD
ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,633
<INT-BEARING-DEPOSITS> 12,266
<FED-FUNDS-SOLD> 3,250
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 97,276
<INVESTMENTS-CARRYING> 927
<INVESTMENTS-MARKET> 924
<LOANS> 72,550
<ALLOWANCE> 1,031
<TOTAL-ASSETS> 203,645
<DEPOSITS> 95,245
<SHORT-TERM> 0
<LIABILITIES-OTHER> 25,123
<LONG-TERM> 1,500
<COMMON> 256
0
0
<OTHER-SE> 81,521
<TOTAL-LIABILITIES-AND-EQUITY> 203,645
<INTEREST-LOAN> 3,040
<INTEREST-INVEST> 2,904
<INTEREST-OTHER> 707
<INTEREST-TOTAL> 6,651
<INTEREST-DEPOSIT> 2,017
<INTEREST-EXPENSE> 2,233
<INTEREST-INCOME-NET> 4,418
<LOAN-LOSSES> 5
<SECURITIES-GAINS> 13,079
<EXPENSE-OTHER> 2,593
<INCOME-PRETAX> 15,154
<INCOME-PRE-EXTRAORDINARY> 15,154
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 9,563
<EPS-BASIC> 4.49
<EPS-DILUTED> 4.36
<YIELD-ACTUAL> 4.95
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 923
<CHARGE-OFFS> 0
<RECOVERIES> 103
<ALLOWANCE-CLOSE> 1,031
<ALLOWANCE-DOMESTIC> 1,031
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,031
</TABLE>