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Filed Pursuant to Rule 497(d)
Registration File No.: 2-94996
THE HUDSON RIVER TRUST
SUPPLEMENT DATED FEBRUARY 12, 1996
TO THE
PROSPECTUS DATED MAY 1, 1995
Robert G. Heisterberg is the person principally responsible for the
Conservative Investors and Growth Investors Portfolios' investment programs
as of February 12, 1996. Mr. Heisterberg, a Senior Vice President of Alliance
and Global Economic Policy Analyst, has been associated with Alliance since
1977.
YOU SHOULD RETAIN THIS SUPPLEMENT WITH
YOUR PROSPECTUS FOR FUTURE REFERENCE.
