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FLEXIBLE PREMIUM MULTIFUNDED LIFE INSURANCE POLICIES
ISSUED BY METROPOLITAN TOWER LIFE INSURANCE COMPANY
SUPPLEMENT DATED NOVEMBER 9, 1998
TO
PROSPECTUS DATED MAY 1, 1992
(AS PREVIOUSLY SUPPLEMENTED ON APRIL 30, 1993, MAY 1, 1994, MAY 1, 1997 AND
MAY 1, 1998)
This supplements the information contained in the prospectus ("Prospectus")
for Flexible Premium Variable Life Insurance Policies, dated May 1, 1992 and
its supplements dated April 30, 1993, May 1, 1994, May 1, 1997 and May 1,
1998. You should keep this Supplement to the Prospectus for future reference.
1. Effective on or about November 9, 1998, and subject to Shareholder
approval on January 7, 1999, Santander Global Advisors, Inc. has replaced
State Street Research & Management Company, Inc. as the sub-investment manager
of the Santander International Stock Portfolio (formerly the State Street
Research International Stock Portfolio) of the Metropolitan Series Fund, Inc.
GFM International Investors, Inc. no longer serves as sub-sub investment
manager of the Portfolio. To reflect these developments the following changes
have been made:
a. All references to the State Street Research International Stock
Portfolio and its corresponding investment division are replaced with
references to the Santander International Stock Portfolio and its
corresponding investment division.
b. All references to State Street Research & Management Company, Inc. and
to GFM International Investors, Inc. providing sub or sub-sub investment
management services to the Santander International Stock Portfolio are
replaced with references to Santander Global Advisors, Inc. providing sub-
investment management services to the Portfolio.
METROPOLITAN TOWER LIFE INSURANCE COMPANY
ONE MADISON AVENUE
NEW YORK, NY 10010
98102QKR (exp0599)MLIC-LD
MTL FPMLI 11/98 Supplement