[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: CITIZENS BANK
Address: 870 WESTMINSTER STREET
PROVIDENCE, RI 02903
13F File Number: 28-05954
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: BRADFORD KOPP
Title: GROUP EXECUTIVE VICE PRESIDENT
Phone: 401-456-7570
Signature, Place, and Date of Signing:
BRADFORD KOPP PROVIDENCE, RI 08/04/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 675
Form 13F Information Table Value Total: $ 1,969,065.00
List of Other Included Managers:
No. 13F File Number Name
9 NH Contenniel Home Inv. Comm.
12 Starkweather
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 2255 26880 SH
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 17 200 SH
AT&T COMMON STOCK 001957109 5197 164335 SH
AT&T COMMON STOCK 001957109 175 5540 SH
AT&T COMMON STOCK 001957109 2095 66240 SH
AXA FINL INC COMMON STOCK 002451102 4476 131639 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 3875 86960 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 152 3400 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 869 19490 SH
ADOBE SYS INC COMMON STOCK 00724F101 7288 56062 SH
ADOBE SYS INC COMMON STOCK 00724F101 78 600 SH
ADOBE SYS INC COMMON STOCK 00724F101 20 150 SH
ADTRAN INC COMMON STOCK 00738A106 882 14725 SH
ADTRAN INC COMMON STOCK 00738A106 108 1800 SH
ADTRAN INC COMMON STOCK 00738A106 57 950 SH
AETNA INC. COMMON STOCK 008117103 126 1970 SH
AETNA INC. COMMON STOCK 008117103 180 2812 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 2399 32523 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 59 800 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 651 8828 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 696 22590 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 158 5122 SH
ALCOA INC COMMON STOCK 013817101 831 28660 SH
ALCOA INC COMMON STOCK 013817101 64 2200 SH
ALCOA INC COMMON STOCK 013817101 200 6880 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 117 4288 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 97 3560 SH
ALLERGAN, INC COMMON STOCK 018490102 2497 33514 SH
ALLERGAN, INC COMMON STOCK 018490102 60 800 SH
ALLSTATE CORP COMMON STOCK 020002101 379 17017 SH
ALLSTATE CORP COMMON STOCK 020002101 199 8956 SH
ALLTEL CORPORATION COMMON STOCK 020039103 948 15300 SH
ALLTEL CORPORATION COMMON STOCK 020039103 339 5475 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 3692 70074 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 21 400 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 378 7167 SH
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 124 4198 SH
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 128 4320 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 8885 170459 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 78 1500 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 1020 19569 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 5705 97110 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 4053 68992 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 46166 392906 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 1059 9016 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 10711 91158 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 3119 76425 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 294 7200 SH
AMGEN INC. COMMON STOCK 031162100 4460 63487 SH
AMGEN INC. COMMON STOCK 031162100 292 4150 SH
AMGEN INC. COMMON STOCK 031162100 639 9100 SH
ANADARKO PET CORP. COMMON STOCK 032511107 298 6050 SH
ANADARKO PET CORP. COMMON STOCK 032511107 81 1640 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 5714 75190 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 53 700 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 141 1850 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 8128 108821 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 207 2770 SH
AON CORP COMMON STOCK 037389103 214 6896 SH
APACHE CORP. COMMON STOCK 037411105 248 4225 SH
APACHE CORP. COMMON STOCK 037411105 76 1300 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 12590 138925 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 121 1340 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 397 4380 SH
ARGUSS COMMUNICATIONS, INC. COMMON STOCK 040282105 12218 647293 SH
ARGUSS COMMUNICATIONS, INC. COMMON STOCK 040282105 1878 99520 SH
AUTODESK INC. COMMON STOCK 052769106 278 8000 SH
AUTODESK INC. COMMON STOCK 052769106 2 52 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 10444 194986 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 321 6000 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 2884 53849 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 2188 32591 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 10 150 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 505 7526 SH
AVNET, INC. COMMON STOCK 053807103 612 10335 SH
AVNET, INC. COMMON STOCK 053807103 18 300 SH
AVNET, INC. COMMON STOCK 053807103 107 1800 SH
BJ SERVICES COMPANY COMMON STOCK 055482103 2233 35725 SH
BP AMOCO PLC COMMON STOCK 055622104 8299 146723 SH
BP AMOCO PLC COMMON STOCK 055622104 401 7088 SH
BP AMOCO PLC COMMON STOCK 055622104 2883 50970 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 7296 169686 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 415 9646 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 124 2656 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 851 18304 SH
BANK ONE CORP COMMON STOCK 06423A103 178 6719 SH
BANK ONE CORP COMMON STOCK 06423A103 35 1335 SH
BANKNORTH GROUP INC. COMMON STOCK 06646R107 611 39880 SH
BANKNORTH GROUP INC. COMMON STOCK 06646R107 322 21012 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 354 5034 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 158 2241 SH
BED BATH & BEYOND INC COMMON STOCK 075896100 241 6650 SH
BED BATH & BEYOND INC COMMON STOCK 075896100 2 42 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 13042 256668 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 544 10700 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 3920 77149 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 8052 188910 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 60 1400 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 2464 57798 SH
A H BELO CORP COMMON STOCK 080555105 2181 126000 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670108 861 16 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 93 53 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 63 36 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 672 382 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 1728 27328 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 21 332 SH
BESTFOODS COMMON STOCK 08658U101 2197 31728 SH
BESTFOODS COMMON STOCK 08658U101 132 1900 SH
BESTFOODS COMMON STOCK 08658U101 554 8000 SH
BIOGEN, INC. COMMON STOCK 090597105 2592 40180 SH
BIOGEN, INC. COMMON STOCK 090597105 74 1150 SH
BIOGEN, INC. COMMON STOCK 090597105 162 2510 SH
BIOMET INC COMMON STOCK 090613100 1288 33520 SH
BIOMET INC COMMON STOCK 090613100 23 600 SH
BIOMET INC COMMON STOCK 090613100 27 700 SH
BOEING CO. COMMON STOCK 097023105 490 11708 SH
BOEING CO. COMMON STOCK 097023105 508 12145 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 309 9020 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 185 5400 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 14169 243238 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 105 1800 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 5206 89366 SH
CDW COMPUTER CENTERS INC COMMON STOCK 125129106 450 7200 SH
CIGNA COMMON STOCK 125509109 5269 56356 SH
CIGNA COMMON STOCK 125509109 194 2075 SH
CVS CORP COMMON STOCK 126650100 2161 54029 SH
CVS CORP COMMON STOCK 126650100 463 11585 SH
CALPINE CORP COMMON STOCK 131347106 2850 43350 SH
CALPINE CORP COMMON STOCK 131347106 132 2000 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 208 7133 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 181 6200 SH
CARDINAL HEALTH INC COMMON STOCK 14149Y108 190 2574 SH
CARDINAL HEALTH INC COMMON STOCK 14149Y108 15 200 SH
CARNIVAL CRUISE COMMON STOCK 143658102 276 14150 SH
CARNIVAL CRUISE COMMON STOCK 143658102 16 800 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 666 6525 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 8 75 SH
CATERPILLAR TRACTOR CO COMMON STOCK 149123101 808 23850 SH
CATERPILLAR TRACTOR CO COMMON STOCK 149123101 20 600 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 9112 197821 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 117 2550 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 741 16095 SH
CHEVRON CORP COMMON STOCK 166751107 11723 138228 SH
CHEVRON CORP COMMON STOCK 166751107 119 1400 SH
CHEVRON CORP COMMON STOCK 166751107 2377 28031 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 2182 65750 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 9 275 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 76 2276 SH
CISCO SYSTEMS COMMON STOCK 17275R102 27994 440415 SH
CISCO SYSTEMS COMMON STOCK 17275R102 576 9064 SH
CISCO SYSTEMS COMMON STOCK 17275R102 3737 58791 SH
CITIGROUP INC COMMON STOCK 172967101 21582 358209 SH
CITIGROUP INC COMMON STOCK 172967101 419 6958 SH
CITIGROUP INC COMMON STOCK 172967101 1910 31695 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 1461 77160 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 13 700 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 40 2124 SH
CLOROX CO. COMMON STOCK 189054109 3514 78416 SH
CLOROX CO. COMMON STOCK 189054109 641 14300 SH
COASTAL CORPORATION COMMON STOCK 190441105 88 1450 SH
COASTAL CORPORATION COMMON STOCK 190441105 140 2300 SH
COCA-COLA CO. COMMON STOCK 191216100 12611 219567 SH
COCA-COLA CO. COMMON STOCK 191216100 4957 86305 SH
COCA-COLA ENTERPRISES INC COMMON STOCK 191219104 673 41250 SH
COCA-COLA ENTERPRISES INC COMMON STOCK 191219104 13 800 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 2328 38877 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 10 175 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 895 14950 SH
COMCAST CORP COMMON STOCK 200300200 1186 29275 SH
COMCAST CORP COMMON STOCK 200300200 24 600 SH
COMERICA INC. COMMON STOCK 200340107 130 2903 SH
COMERICA INC. COMMON STOCK 200340107 128 2850 SH
COMPAQ COMPUTER COMMON STOCK 204493100 764 29897 SH
COMPAQ COMPUTER COMMON STOCK 204493100 3 118 SH
COMPAQ COMPUTER COMMON STOCK 204493100 89 3501 SH
COMPUTER ASSOCIATES INT'L INC. COMMON STOCK 204912109 696 13595 SH
COMPUTER ASSOCIATES INT'L INC. COMMON STOCK 204912109 82 1594 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 183 17655 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 8 808 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 10 930 SH
COMVERSE TECHNOLOGY INC. COMMON STOCK 205862402 299 3214 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 233 4800 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 61 1250 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 46 950 SH
CONOCO INC. COMMON STOCK 208251405 881 35853 SH
CONOCO INC. COMMON STOCK 208251405 60 2457 SH
CONOCO INC. COMMON STOCK 208251405 378 15379 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 78 2640 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 132 4444 SH
COOPER CAMERON CORP COMMON STOCK 216640102 2315 35075 SH
ADOLPH COORS COMPANY CLASS B COMMON STOCK 217016104 1032 17050 SH
ADOLPH COORS COMPANY CLASS B COMMON STOCK 217016104 12 200 SH
CORNING INCORPORATED COMMON STOCK 219350105 7748 28708 SH
CORNING INCORPORATED COMMON STOCK 219350105 81 300 SH
CORNING INCORPORATED COMMON STOCK 219350105 978 3625 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 1750 53025 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 39 1180 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 222 5250 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 17 400 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 17 400 SH
CYTYC CORP COMMON STOCK 232946103 2766 51830 SH
DQE INC. COMMON STOCK 23329J104 557 14100 SH
DQE INC. COMMON STOCK 23329J104 97 2466 SH
DANA CORP. COMMON STOCK 235811106 179 8432 SH
DANA CORP. COMMON STOCK 235811106 87 4088 SH
DANA CORP. COMMON STOCK 235811106 32 1523 SH
DELL COMPUTER COMMON STOCK 247025109 6730 136468 SH
DELL COMPUTER COMMON STOCK 247025109 656 13300 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 77 5310 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 205 14051 SH
DIAL CORP NEW COMMON STOCK 25247D101 94 9050 SH
DIAL CORP NEW COMMON STOCK 25247D101 24 2350 SH
DIEBOLD, INC. COMMON STOCK 253651103 120 4299 SH
DIEBOLD, INC. COMMON STOCK 253651103 276 9890 SH
WALT DISNEY CO. COMMON STOCK 254687106 8884 228895 SH
WALT DISNEY CO. COMMON STOCK 254687106 396 10200 SH
WALT DISNEY CO. COMMON STOCK 254687106 1009 25990 SH
DOMINION RES INC COMMON STOCK 25746U109 111 2596 SH
DOMINION RES INC COMMON STOCK 25746U109 94 2198 SH
DONALDSON LUFKIN & JENRETTE COMMON STOCK 257661108 282 6650 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 121 5350 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 124 5475 SH
DOVER CORP. COMMON STOCK 260003108 706 17400 SH
DOW CHEMICAL CO COMMON STOCK 260543103 3397 112524 SH
DOW CHEMICAL CO COMMON STOCK 260543103 91 3000 SH
DOW CHEMICAL CO COMMON STOCK 260543103 507 16806 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 3430 78400 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 44 1000 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 1350 30859 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 276 4900 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 56 1000 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 198 3518 SH
E M C CORP MASS COMMON STOCK 268648102 10014 130152 SH
E M C CORP MASS COMMON STOCK 268648102 108 1400 SH
E M C CORP MASS COMMON STOCK 268648102 3905 50750 SH
EASTMAN KODAK CO COMMON STOCK 277461109 881 14802 SH
EASTMAN KODAK CO COMMON STOCK 277461109 276 4642 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 3398 165754 SH
A G EDWARDS INC COMMON STOCK 281760108 277 7100 SH
A G EDWARDS INC COMMON STOCK 281760108 192 4925 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 2465 50900 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 115 2367 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 148 3594 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 107 2592 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 1439 23830 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 612 10130 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 1022 17243 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 139 2340 SH
ENRON CORP. COMMON STOCK 293561106 6316 97925 SH
ENRON CORP. COMMON STOCK 293561106 11 175 SH
ENRON CORP. COMMON STOCK 293561106 1451 22490 SH
EQUITABLE RESOURCES INC. COMMON STOCK 294549100 1773 36750 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 180 9024 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 10 500 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 36 1800 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 33609 428143 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 525 6694 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 14373 183097 SH
FPL GROUP COMMON STOCK 302571104 2269 45834 SH
FPL GROUP COMMON STOCK 302571104 380 7679 SH
FREDDIE MAC COMMON STOCK 313400301 2846 70270 SH
FREDDIE MAC COMMON STOCK 313400301 35 860 SH
FREDDIE MAC COMMON STOCK 313400301 644 15900 SH
FANNIE MAE COMMON STOCK 313586109 2699 51720 SH
FANNIE MAE COMMON STOCK 313586109 104 2000 SH
FANNIE MAE COMMON STOCK 313586109 403 7730 SH
FEDERATED DEPT STORES, INC. COMMON STOCK 31410H101 223 6600 SH
FIRST UNION CORP COMMON STOCK 337358105 2692 108506 SH
FIRST UNION CORP COMMON STOCK 337358105 275 11091 SH
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 497 23582 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 5715 168086 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 181 5310 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 3247 95506 SH
FORD MOTOR CO COMMON STOCK 345370100 1683 39146 SH
FORD MOTOR CO COMMON STOCK 345370100 436 10137 SH
FOREST LABORATORIES, INC. COMMON STOCK 345838106 929 9200 SH
FOREST LABORATORIES, INC. COMMON STOCK 345838106 167 1650 SH
FOSSIL INC COMMON STOCK 349882100 765 39350 SH
GTE CORP. COMMON STOCK 362320103 6361 102192 SH
GTE CORP. COMMON STOCK 362320103 1839 29540 SH
GANNETT INC. COMMON STOCK 364730101 182 3035 SH
GANNETT INC. COMMON STOCK 364730101 71 1190 SH
GAP, INC. COMMON STOCK 364760108 3345 107044 SH
GAP, INC. COMMON STOCK 364760108 6 187 SH
GAP, INC. COMMON STOCK 364760108 104 3318 SH
GATEWAY INC COM COMMON STOCK 367626108 3502 61710 SH
GATEWAY INC COM COMMON STOCK 367626108 35 616 SH
GATEWAY INC COM COMMON STOCK 367626108 34 600 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 81068 1529583 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 1742 32862 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 27856 525593 SH
GENERAL MILLS INC COMMON STOCK 370334104 933 24400 SH
GENERAL MILLS INC COMMON STOCK 370334104 200 5220 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 1819 31321 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 28 480 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 499 8602 SH
GENTEX COMMON STOCK 371901109 80 3200 SH
GENTEX COMMON STOCK 371901109 226 9000 SH
GENUINE PARTS COMMON STOCK 372460105 88 4380 SH
GENUINE PARTS COMMON STOCK 372460105 126 6299 SH
GILLETTE CO COMMON STOCK 375766102 2872 82212 SH
GILLETTE CO COMMON STOCK 375766102 763 21850 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 150 2600 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 143 2470 SH
GUIDANT CORPORATION COMMON STOCK 401698105 386 7790 SH
GUIDANT CORPORATION COMMON STOCK 401698105 10 200 SH
GUIDANT CORPORATION COMMON STOCK 401698105 30 600 SH
HALLIBURTON CO COMMON STOCK 406216101 2261 47925 SH
HALLIBURTON CO COMMON STOCK 406216101 123 2600 SH
HALLIBURTON CO COMMON STOCK 406216101 571 12100 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 127 3300 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 77 2000 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 39 1000 SH
HASBRO, INC. COMMON STOCK 418056107 483 32050 SH
HASBRO, INC. COMMON STOCK 418056107 11 750 SH
HASBRO, INC. COMMON STOCK 418056107 133 8843 SH
H.J. HEINZ CO. COMMON STOCK 423074103 202 4620 SH
H.J. HEINZ CO. COMMON STOCK 423074103 162 3700 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 883 18214 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 276 5700 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 10704 85719 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 262 2100 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 2895 23184 SH
HOME DEPOT INC. COMMON STOCK 437076102 7977 159731 SH
HOME DEPOT INC. COMMON STOCK 437076102 293 5867 SH
HOME DEPOT INC. COMMON STOCK 437076102 1109 22210 SH
HONEYWELL INTL INC COMMON STOCK 438516106 1220 36224 SH
HONEYWELL INTL INC COMMON STOCK 438516106 20 600 SH
HONEYWELL INTL INC COMMON STOCK 438516106 516 15324 SH
HUNTINGTON BANKSHARES INC COMMON STOCK 446150104 161 10181 SH
HUNTINGTON BANKSHARES INC COMMON STOCK 446150104 16 1000 SH
ITT INDUSTRIES INC COMMON STOCK 450911102 243 8000 SH
ITT INDUSTRIES INC COMMON STOCK 450911102 29 939 SH
IDEXX LABS, INC. COMMON STOCK 45168D104 682 29800 SH
IMMUNEX CORP WASH COM NEW COMMON STOCK 452528102 237 4800 SH
IMMUNEX CORP WASH COM NEW COMMON STOCK 452528102 53 1080 SH
INTEL CORP COMMON STOCK 458140100 36874 275822 SH
INTEL CORP COMMON STOCK 458140100 1136 8500 SH
INTEL CORP COMMON STOCK 458140100 8224 61517 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 17228 157242 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 110 1000 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 3716 33914 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 269 9016 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 86 2900 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 1084 25200 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 238 5524 SH
INTERSYSTEMS, INC. COMMON STOCK 460920101 6 10000 SH
INVERNESS MED TECH INC. COMMON STOCK 461268104 90 10000 SH
IVAX CORP COMMON STOCK 465823102 7299 175875 SH
IVAX CORP COMMON STOCK 465823102 71 1700 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 345 2875 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 24 200 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 36 300 SH
JABIL CIRCUIT INC COMMON STOCK 466313103 2203 44400 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 21789 213881 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 621 6100 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 5502 54004 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 5329 103855 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 139 2700 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 834 16252 SH
JONES APPAREL COMMON STOCK 480074103 248 10566 SH
JONES APPAREL COMMON STOCK 480074103 2 96 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 2640 45075 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 23 400 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 32 550 SH
KANSAS CITY SOUTHERN IND INC COMMON STOCK 485170104 560 6315 SH
KANSAS CITY SOUTHERN IND INC COMMON STOCK 485170104 95 1070 SH
KIMBERLY CLARK COMMON STOCK 494368103 6285 109535 SH
KIMBERLY CLARK COMMON STOCK 494368103 57 1000 SH
KIMBERLY CLARK COMMON STOCK 494368103 1040 18122 SH
KNIGHT TRADING GROUP INC. COMMON STOCK 499063105 969 32500 SH
KNIGHT TRADING GROUP INC. COMMON STOCK 499063105 27 900 SH
KOHL'S CORP (WISC) COMMON STOCK 500255104 267 4800 SH
KOHL'S CORP (WISC) COMMON STOCK 500255104 56 1000 SH
LSI LOGIC CORPORATION COMMON STOCK 502161102 3673 67860 SH
LEHMAN BROS HLDGS INC COMMON STOCK 524908100 1067 11284 SH
LEHMAN BROS HLDGS INC COMMON STOCK 524908100 10 108 SH
ELI LILLY & CO. COMMON STOCK 532457108 2130 21325 SH
ELI LILLY & CO. COMMON STOCK 532457108 270 2700 SH
LIZ CLAIBORNE, INC. COMMON STOCK 539320101 1106 31375 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 744 18124 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 99 2400 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 41 1000 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 18231 307697 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 295 4977 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 6015 101522 SH
MARSH & MCLENNAN COMMON STOCK 571748102 1844 17653 SH
MARRIOTT INTL' INC. NEW COMMON STOCK 571903202 1637 45400 SH
MARRIOTT INTL' INC. NEW COMMON STOCK 571903202 22 600 SH
MAXIM INTEGRATED PRODUCTS, INC COMMON STOCK 57772K101 207 3050 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 381 15875 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 14 600 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 155 6462 SH
MCDONALDS CORP. COMMON STOCK 580135101 3617 109822 SH
MCDONALDS CORP. COMMON STOCK 580135101 115 3500 SH
MCDONALDS CORP. COMMON STOCK 580135101 1187 36044 SH
MCGRAW-HILL, INC. COMMON STOCK 580645109 360 6675 SH
MCGRAW-HILL, INC. COMMON STOCK 580645109 103 1900 SH
MEAD CORP. COMMON STOCK 582834107 274 10850 SH
MEAD CORP. COMMON STOCK 582834107 61 2400 SH
MEDIAONE GROUP INC. COMMON STOCK 58440J104 8162 122505 SH
MEDIAONE GROUP INC. COMMON STOCK 58440J104 435 6532 SH
MEDIMMUNE INC. COMMON STOCK 584699102 5306 71700 SH
MEDIMMUNE INC. COMMON STOCK 584699102 178 2400 SH
MEDIMMUNE INC. COMMON STOCK 584699102 9 120 SH
MEDTRONIC INC COMMON STOCK 585055106 3730 74875 SH
MEDTRONIC INC COMMON STOCK 585055106 62 1250 SH
MEDTRONIC INC COMMON STOCK 585055106 319 6400 SH
MELLON FINL CORP COMMON STOCK 58551A108 598 16406 SH
MELLON FINL CORP COMMON STOCK 58551A108 386 10600 SH
MERCK & CO INC COMMON STOCK 589331107 25557 333538 SH
MERCK & CO INC COMMON STOCK 589331107 429 5600 SH
MERCK & CO INC COMMON STOCK 589331107 7534 98329 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 3876 33705 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 14 125 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 621 5400 SH
MICROSOFT CORP COMMON STOCK 594918104 22643 283043 SH
MICROSOFT CORP COMMON STOCK 594918104 392 4898 SH
MICROSOFT CORP COMMON STOCK 594918104 2905 36312 SH
MILLIPORE CORP. COMMON STOCK 601073109 3683 48856 SH
MILLIPORE CORP. COMMON STOCK 601073109 53 700 SH
MILLIPORE CORP. COMMON STOCK 601073109 34 450 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 5881 71286 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 83 1000 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 1232 14936 SH
MOBIUS MGMT SYSTEMS INC COMMON STOCK 606925105 68 15000 SH
J P MORGAN & CO COMMON STOCK 616880100 4723 42885 SH
J P MORGAN & CO COMMON STOCK 616880100 165 1500 SH
J P MORGAN & CO COMMON STOCK 616880100 2451 22257 SH
MORGAN STANLEY COMMON STOCK 617446448 10231 122892 SH
MORGAN STANLEY COMMON STOCK 617446448 142 1700 SH
MORGAN STANLEY COMMON STOCK 617446448 613 7360 SH
MOTOROLA INC COMMON STOCK 620076109 2617 90043 SH
MOTOROLA INC COMMON STOCK 620076109 57 1950 SH
MOTOROLA INC COMMON STOCK 620076109 289 9950 SH
MURPHY OIL CORP. COMMON STOCK 626717102 906 15250 SH
NABORS INDUSTRIES, INC COMMON STOCK 629568106 370 8900 SH
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 347 7116 SH
NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 713 12572 SH
NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 31 550 SH
NAVIGANT CONSULTING INC COMMON STOCK 63935N107 64 15000 SH
NEIMAN MARCUS GP COMMON STOCK 640204202 465 15725 SH
NEIMAN MARCUS GP COMMON STOCK 640204202 6 200 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 516 6415 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 16 200 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 37 460 SH
NEW YORK TIMES COMMON STOCK 650111107 2693 68175 SH
NEW YORK TIMES COMMON STOCK 650111107 47 1200 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 475 7760 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 43 700 SH
NOKIA CORP COMMON STOCK 654902204 601 12044 SH
NOKIA CORP COMMON STOCK 654902204 97 1950 SH
NOBLE DRILLING CORP COMMON STOCK 655042109 1161 28200 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 422 28350 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 241 16230 SH
NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 1642 24053 SH
NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 14 200 SH
NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 781 11440 SH
NORTHERN STATES PWR CO COMMON STOCK 665772109 108 5350 SH
NORTHERN STATES PWR CO COMMON STOCK 665772109 95 4700 SH
NOVELLUS SYSTEMS COMMON STOCK 670008101 472 8350 SH
NOVELLUS SYSTEMS COMMON STOCK 670008101 34 600 SH
NSTAR COM COMMON STOCK 67019E107 263 6474 SH
NSTAR COM COMMON STOCK 67019E107 113 2772 SH
NUCOR CORP COMMON STOCK 670346105 843 25400 SH
NUCOR CORP COMMON STOCK 670346105 58 1750 SH
NUVEEN MUNICIPAL VALUE FUND TAX EXEMPT FUND 670928100 127 15000 PRN
NUVEEN MUNICIPAL VALUE FUND TAX EXEMPT FUND 670928100 32 3800 PRN
OMNICOM GROUP COMMON STOCK 681919106 1821 20450 SH
OMNICOM GROUP COMMON STOCK 681919106 4 48 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 14455 171954 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 265 3150 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 840 9995 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 369 7876 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 33 700 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 766 17280 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 62 1400 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 137 3100 SH
PALL CORPORATION COMMON STOCK 696429307 191 10350 SH
PALL CORPORATION COMMON STOCK 696429307 7 400 SH
PAYCHEX, INC. COMMON STOCK 704326107 227 5399 SH
PEPSICO INC COMMON STOCK 713448108 7984 179676 SH
PEPSICO INC COMMON STOCK 713448108 69 1563 SH
PEPSICO INC COMMON STOCK 713448108 3596 80928 SH
PFIZER INC COMMON STOCK 717081103 18785 391362 SH
PFIZER INC COMMON STOCK 717081103 86 1800 SH
PFIZER INC COMMON STOCK 717081103 7160 149173 SH
PHARMACIA CORP COMMON STOCK 71713U102 2040 39477 SH
PHARMACIA CORP COMMON STOCK 71713U102 185 3575 SH
PHARMACIA CORP COMMON STOCK 71713U102 1556 30096 SH
PHILIP MORRIS COS INC. COMMON STOCK 718154107 452 17028 SH
PHILIP MORRIS COS INC. COMMON STOCK 718154107 626 23550 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 537 10585 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 51 1000 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 75 1474 SH
PITNEY BOWES COMMON STOCK 724479100 1033 25815 SH
PITNEY BOWES COMMON STOCK 724479100 604 15100 SH
T ROWE PRICE COMMON STOCK 741477103 257 6050 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 6645 116075 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 384 6700 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 1802 31477 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 356 3956 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 41 450 SH
QUAKER OATS CO. COMMON STOCK 747402105 248 3300 SH
QUAKER OATS CO. COMMON STOCK 747402105 53 700 SH
QUAKER OATS CO. COMMON STOCK 747402105 929 12360 SH
QUALCOMM CORP COMMON STOCK 747525103 2466 41098 SH
QUALCOMM CORP COMMON STOCK 747525103 174 2900 SH
QUALCOMM CORP COMMON STOCK 747525103 186 3100 SH
RADIOSHACK CORP COMMON STOCK 750438103 197 4150 SH
RADIOSHACK CORP COMMON STOCK 750438103 4 94 SH
RAYTHEON CO. COMMON STOCK 755111408 281 14604 SH
RAYTHEON CO. COMMON STOCK 755111408 11 580 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 170 5400 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 49 1550 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 24 750 SH
ROHM & HAAS INC. COMMON STOCK 775371107 1180 34200 SH
ROHM & HAAS INC. COMMON STOCK 775371107 78 2247 SH
ROSS STORES INC COMMON STOCK 778296103 206 12100 SH
ROSS STORES INC COMMON STOCK 778296103 44 2600 SH
ROYAL DUTCH PETROLEUM CO. COMMON STOCK 780257804 954 15501 SH
ROYAL DUTCH PETROLEUM CO. COMMON STOCK 780257804 14 235 SH
ROYAL DUTCH PETROLEUM CO. COMMON STOCK 780257804 832 13513 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 6590 152373 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 53 1231 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 2803 64818 SH
SCI SYSTEMS INC COMMON STOCK 783890106 217 5550 SH
SCI SYSTEMS INC COMMON STOCK 783890106 16 400 SH
SCI SYSTEMS INC COMMON STOCK 783890106 71 1800 SH
SEI INVESTMENTS COMPANY COMMON STOCK 784117103 248 6225 SH
SAFEWAY INC. COMMON STOCK 786514208 2976 66125 SH
SAFEWAY INC. COMMON STOCK 786514208 63 1400 SH
SARA LEE CORP COMMON STOCK 803111103 1179 61030 SH
SARA LEE CORP COMMON STOCK 803111103 100 5157 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 11820 234060 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 343 6800 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 1705 33760 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 738 9895 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 324 4338 SH
CHARLES SCHWAB CORP NEW COMMON STOCK 808513105 428 12733 SH
CHARLES SCHWAB CORP NEW COMMON STOCK 808513105 435 12943 SH
SCIENTIFIC-ATLANTA, INC. COMMON STOCK 808655104 6608 88695 SH
SCIENTIFIC-ATLANTA, INC. COMMON STOCK 808655104 119 1600 SH
SCIENTIFIC-ATLANTA, INC. COMMON STOCK 808655104 143 1920 SH
SEAGATE TECHNOLOGY COMMON STOCK 811804103 1209 21973 SH
SEAGATE TECHNOLOGY COMMON STOCK 811804103 55 1000 SH
SEAGRAM COMPANY LTD. FOREIGN STOCK 811850106 180 3100 SH
SEAGRAM COMPANY LTD. FOREIGN STOCK 811850106 203 3500 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 440 13484 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 42 1300 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 201 6161 SH
SEMPRA ENERGY COMMON STOCK 816851109 456 26812 SH
SIEBEL INC COMMON STOCK 826170102 984 6015 SH
SIEBEL INC COMMON STOCK 826170102 23 140 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 71 1092 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 235 3600 SH
SOLECTRON CORP COMMON STOCK 834182107 4819 115090 SH
SOLECTRON CORP COMMON STOCK 834182107 42 1000 SH
SOUTHERN CO COMMON STOCK 842587107 158 6772 SH
SOUTHERN CO COMMON STOCK 842587107 147 6300 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 2917 57205 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 10 200 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 189 3700 SH
SPRINT CORPORATION COM COMMON STOCK 852061506 664 11159 SH
SPRINT CORPORATION COM COMMON STOCK 852061506 193 3250 SH
STATE STREET CORP COMMON STOCK 857477103 2094 19740 SH
STATE STREET CORP COMMON STOCK 857477103 408 3850 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 18444 202825 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 364 4000 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 1626 17875 SH
SYSCO CORP COMMON STOCK 871829107 3156 74930 SH
SYSCO CORP COMMON STOCK 871829107 360 8550 SH
TECO ENERGY INC. COMMON STOCK 872375100 255 12688 SH
TECO ENERGY INC. COMMON STOCK 872375100 216 10775 SH
TJX COMPANIES COMMON STOCK 872540109 1773 94565 SH
TJX COMPANIES COMMON STOCK 872540109 34 1812 SH
TJX COMPANIES COMMON STOCK 872540109 42 2264 SH
TRW INC. COMMON STOCK 872649108 614 14146 SH
TRW INC. COMMON STOCK 872649108 226 5200 SH
TXU CORP COMMON STOCK 873168108 172 5825 SH
TXU CORP COMMON STOCK 873168108 70 2380 SH
TARGET CORP COMMON STOCK 87612E106 525 9060 SH
TARGET CORP COMMON STOCK 87612E106 55 950 SH
TELLABS INC COMMON STOCK 879664100 5275 77075 SH
TELLABS INC COMMON STOCK 879664100 192 2808 SH
TELLABS INC COMMON STOCK 879664100 147 2150 SH
TEXACO INC COMMON STOCK 881694103 2424 45512 SH
TEXACO INC COMMON STOCK 881694103 117 2200 SH
TEXACO INC COMMON STOCK 881694103 869 16323 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2383 34692 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 14 200 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4101 59710 SH
TEXTRON INC COMMON STOCK 883203101 1340 24666 SH
TEXTRON INC COMMON STOCK 883203101 197 3618 SH
TIFFANY & CO. COMMON STOCK 886547108 467 6925 SH
TIFFANY & CO. COMMON STOCK 886547108 24 350 SH
TIME WARNER, INC. COMMON STOCK 887315109 3299 43410 SH
TIME WARNER, INC. COMMON STOCK 887315109 174 2296 SH
TIME WARNER, INC. COMMON STOCK 887315109 583 7665 SH
TIMES MIRROR CO COMMON STOCK 887364107 259 2855 SH
TIMKEN COMPANY COMMON STOCK 887389104 324 17400 SH
TIMKEN COMPANY COMMON STOCK 887389104 0 43 SH
TORONTO DOMINION BANK FOREIGN STOCK 891160509 389 16000 SH
TOSCO CORP COMMON STOCK 891490302 418 14750 SH
TOSCO CORP COMMON STOCK 891490302 57 2000 SH
TRIBUNE CO NEW COMMON STOCK 896047107 1538 43952 SH
TRIBUNE CO NEW COMMON STOCK 896047107 14 400 SH
TYCO INTL LTD COMMON STOCK 902124106 12103 255477 SH
TYCO INTL LTD COMMON STOCK 902124106 81 1700 SH
TYCO INTL LTD COMMON STOCK 902124106 1172 24730 SH
UAL CORP COMMON STOCK 902549500 591 10150 SH
UAL CORP COMMON STOCK 902549500 17 300 SH
UNAPIX ENTERTAINMENT INC. COMMON STOCK 904270105 46 35273 SH
UNION PACIFIC CORP COMMON STOCK 907818108 634 17038 SH
UNION PACIFIC CORP COMMON STOCK 907818108 401 10778 SH
UNITED STATES CELLULAR CORP COMMON STOCK 911684108 326 5175 SH
US WEST INC NEW COMMON STOCK 91273H101 822 9587 SH
US WEST INC NEW COMMON STOCK 91273H101 420 4896 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6564 111487 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 47 800 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 729 12378 SH
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4240 49450 SH
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 47 550 SH
UNITIL CORP COMMON COMMON STOCK 913259107 146 5460 SH
UNITIL CORP COMMON COMMON STOCK 913259107 663 24846 SH
UNOCAL CORP. COMMON STOCK 915289102 193 5828 SH
UNOCAL CORP. COMMON STOCK 915289102 80 2425 SH
VIACOM INC. COMMON STOCK 925524100 855 12500 SH
VIACOM INC. COMMON STOCK 925524100 109 1600 SH
VIACOM INC. COMMON STOCK 925524100 190 2775 SH
VIACOM INC. COMMON STOCK 925524308 4129 60547 SH
VIACOM INC. COMMON STOCK 925524308 103 1515 SH
VIACOM INC. COMMON STOCK 925524308 450 6596 SH
VISHAY INTERTCHLGY INC. COMMON STOCK 928298108 6162 162413 SH
VISHAY INTERTCHLGY INC. COMMON STOCK 928298108 82 2150 SH
VISHAY INTERTCHLGY INC. COMMON STOCK 928298108 115 3025 SH
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 671 16205 SH
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 524 12642 SH
WAL-MART STORES COMMON STOCK 931142103 12949 224705 SH
WAL-MART STORES COMMON STOCK 931142103 12 200 SH
WAL-MART STORES COMMON STOCK 931142103 1093 18973 SH
WALGREEN COMPANY COMMON STOCK 931422109 353 10970 SH
WALGREEN COMPANY COMMON STOCK 931422109 160 4960 SH
WARNER-LAMBERT CO COMMON STOCK 934488107 610 4700 SH
WASHINGTON TRUST BANCORP., INC. COMMON STOCK 940610108 1180 79967 SH
WATSON PHARMACEUTICAL INC COMMON STOCK 942683103 508 9450 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 814 21005 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 33 850 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 148 3820 SH
WEYERHAEUSER CO COMMON STOCK 962166104 718 16700 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 5001 119958 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 238 5700 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 1709 41004 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 273 13786 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 133 6725 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 4391 95717 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 109 2380 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 157 3424 SH
XILINX INC. COMMON STOCK 983919101 1348 16325 SH
XILINX INC. COMMON STOCK 983919101 248 3000 SH
XILINX INC. COMMON STOCK 983919101 182 2200 SH
XYBERNAUT CORP COMMON STOCK 984149104 112 10000 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 838 16093 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 147 2819 SH
AMDOCS LTD COMMON STOCK G02602103 4759 62000 SH
AMDOCS LTD COMMON STOCK G02602103 54 700 SH
ABINGTON BANCORP (ABBK) COMMON STOCK 00350P100 343 38700
BOSTONFED BANCORP INC. (BFD) COMMON STOCK 101178101 362 25600
C-BRIDGE INTERNET SOLUTIONS COMMON STOCK 12500B105 108 8000
FIRST ESSEX BANCORP, INC. COMMON STOCK 320103104 1154 72700
FIRST UNION CORP. (FTU) COMMON STOCK 337358105 641 25000
GRANITE STATE BANKSHARES, INC. COMMON STOCK 387472103 1469 100000
INDEPENDENT BANK CORP. (INDB) COMMON STOCK 453836108 3262 298200
SEACOAST FINANCIAL SERVICES COMMON STOCK 81170Q106 31 3332000
WEBSTER FINANCIAL CORP. (WBST) COMMON STOCK 947890109 118 104480
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
ADC TELECOMMUNICATIONS, INC. SOLE 26880
ADC TELECOMMUNICATIONS, INC. OTHER 200
AT&T SOLE 163635
AT&T SOLE 700
AT&T DEFINED 2750
AT&T DEFINED 9 2790
AT&T OTHER 65040
AT&T OTHER 1200
AXA FINL INC SOLE 121389
AXA FINL INC SOLE 10250
ABBOTT LABORATORIES SOLE 86960
ABBOTT LABORATORIES DEFINED 9 3400
ABBOTT LABORATORIES OTHER 17490
ABBOTT LABORATORIES OTHER 12 2000
ADOBE SYS INC SOLE 51762
ADOBE SYS INC SOLE 4300
ADOBE SYS INC DEFINED 9 600
ADOBE SYS INC OTHER 150
ADTRAN INC SOLE 14725
ADTRAN INC DEFINED 600
ADTRAN INC DEFINED 9 1200
ADTRAN INC OTHER 950
AETNA INC. SOLE 1970
AETNA INC. OTHER 2812
AGILENT TECHNOLOGIES INC SOLE 32447
AGILENT TECHNOLOGIES INC SOLE 76
AGILENT TECHNOLOGIES INC DEFINED 800
AGILENT TECHNOLOGIES INC OTHER 8447
AGILENT TECHNOLOGIES INC OTHER 381
AIR PRODUCTS & CHEMICALS INC SOLE 22590
AIR PRODUCTS & CHEMICALS INC OTHER 5122
ALCOA INC SOLE 23660
ALCOA INC SOLE 5000
ALCOA INC DEFINED 2200
ALCOA INC OTHER 6880
ALLEGHENY ENERGY INC SOLE 4288
ALLEGHENY ENERGY INC OTHER 3560
ALLERGAN, INC SOLE 33314
ALLERGAN, INC SOLE 200
ALLERGAN, INC OTHER 800
ALLSTATE CORP SOLE 17017
ALLSTATE CORP OTHER 8956
ALLTEL CORPORATION SOLE 15150
ALLTEL CORPORATION SOLE 150
ALLTEL CORPORATION OTHER 3675
ALLTEL CORPORATION OTHER 1800
AMERICA ONLINE INC SOLE 69874
AMERICA ONLINE INC SOLE 200
AMERICA ONLINE INC DEFINED 400
AMERICA ONLINE INC OTHER 6967
AMERICA ONLINE INC OTHER 200
AMERICAN ELECTRIC POWER CO SOLE 4198
AMERICAN ELECTRIC POWER CO OTHER 4131
AMERICAN ELECTRIC POWER CO OTHER 189
AMERICAN EXPRESS CO SOLE 170159
AMERICAN EXPRESS CO SOLE 300
AMERICAN EXPRESS CO DEFINED 1500
AMERICAN EXPRESS CO OTHER 13569
AMERICAN EXPRESS CO OTHER 12 6000
AMERICAN HOME PRODUCTS CORP. SOLE 92110
AMERICAN HOME PRODUCTS CORP. SOLE 5000
AMERICAN HOME PRODUCTS CORP. OTHER 66192
AMERICAN HOME PRODUCTS CORP. OTHER 1200
AMERICAN HOME PRODUCTS CORP. OTHER 12 1600
AMERICAN INTERNATIONAL GROUP SOLE 392781
AMERICAN INTERNATIONAL GROUP SOLE 125
AMERICAN INTERNATIONAL GROUP DEFINED 5616
AMERICAN INTERNATIONAL GROUP DEFINED 9 3400
AMERICAN INTERNATIONAL GROUP OTHER 87554
AMERICAN INTERNATIONAL GROUP OTHER 2761
AMERICAN INTERNATIONAL GROUP OTHER 12 843
AMERICAN POWER CONVERSION SOLE 64425
AMERICAN POWER CONVERSION SOLE 12000
AMERICAN POWER CONVERSION OTHER 7200
AMGEN INC. SOLE 62987
AMGEN INC. SOLE 500
AMGEN INC. DEFINED 4150
AMGEN INC. OTHER 9100
ANADARKO PET CORP. SOLE 6050
ANADARKO PET CORP. OTHER 1640
ANALOG DEVICES, INC. SOLE 75190
ANALOG DEVICES, INC. DEFINED 9 700
ANALOG DEVICES, INC. OTHER 1850
ANHEUSER-BUSCH COMPANIES, INC. SOLE 108671
ANHEUSER-BUSCH COMPANIES, INC. SOLE 150
ANHEUSER-BUSCH COMPANIES, INC. OTHER 2770
AON CORP SOLE 6896
APACHE CORP. SOLE 4225
APACHE CORP. OTHER 1300
APPLIED MATERIALS INC SOLE 132725
APPLIED MATERIALS INC SOLE 6200
APPLIED MATERIALS INC DEFINED 1340
APPLIED MATERIALS INC OTHER 4380
ARGUSS COMMUNICATIONS, INC. SOLE 647293
ARGUSS COMMUNICATIONS, INC. OTHER 99520
AUTODESK INC. SOLE 8000
AUTODESK INC. OTHER 52
AUTOMATIC DATA PROCESSING INC. SOLE 194986
AUTOMATIC DATA PROCESSING INC. DEFINED 6000
AUTOMATIC DATA PROCESSING INC. OTHER 50739
AUTOMATIC DATA PROCESSING INC. OTHER 3110
AVERY DENNISON CORP. SOLE 32441
AVERY DENNISON CORP. SOLE 150
AVERY DENNISON CORP. DEFINED 150
AVERY DENNISON CORP. OTHER 7526
AVNET, INC. SOLE 10335
AVNET, INC. DEFINED 300
AVNET, INC. OTHER 1800
BJ SERVICES COMPANY SOLE 35725
BP AMOCO PLC SOLE 146723
BP AMOCO PLC DEFINED 5153
BP AMOCO PLC DEFINED 9 1935
BP AMOCO PLC OTHER 50970
BANK OF AMERICA CORP SOLE 169686
BANK OF AMERICA CORP OTHER 9646
BANK OF NEW YORK CO. INC SOLE 2656
BANK OF NEW YORK CO. INC OTHER 18304
BANK ONE CORP SOLE 6719
BANK ONE CORP OTHER 1335
BANKNORTH GROUP INC. SOLE 39880
BANKNORTH GROUP INC. OTHER 21012
BAXTER INTERNATIONAL INC. SOLE 5034
BAXTER INTERNATIONAL INC. OTHER 2241
BED BATH & BEYOND INC SOLE 150
BED BATH & BEYOND INC SOLE 6500
BED BATH & BEYOND INC OTHER 42
BELL ATLANTIC CORP. SOLE 256293
BELL ATLANTIC CORP. SOLE 375
BELL ATLANTIC CORP. DEFINED 6100
BELL ATLANTIC CORP. DEFINED 9 4600
BELL ATLANTIC CORP. OTHER 75899
BELL ATLANTIC CORP. OTHER 1250
BELLSOUTH CORPORATION SOLE 188760
BELLSOUTH CORPORATION SOLE 150
BELLSOUTH CORPORATION DEFINED 1400
BELLSOUTH CORPORATION OTHER 56398
BELLSOUTH CORPORATION OTHER 1400
A H BELO CORP SOLE 126000
BERKSHIRE HATHAWAY DEL SOLE 16
BERKSHIRE HATHAWAY DEL SOLE 53
BERKSHIRE HATHAWAY DEL DEFINED 9 36
BERKSHIRE HATHAWAY DEL OTHER 382
BEST BUY COMPANY INC SOLE 27328
BEST BUY COMPANY INC OTHER 332
BESTFOODS SOLE 31728
BESTFOODS DEFINED 9 1900
BESTFOODS OTHER 8000
BIOGEN, INC. SOLE 39980
BIOGEN, INC. SOLE 200
BIOGEN, INC. DEFINED 1150
BIOGEN, INC. OTHER 2110
BIOGEN, INC. OTHER 400
BIOMET INC SOLE 33520
BIOMET INC DEFINED 600
BIOMET INC OTHER 700
BOEING CO. SOLE 11708
BOEING CO. OTHER 12145
BRIGGS & STRATTON CORP SOLE 9020
BRIGGS & STRATTON CORP OTHER 5400
BRISTOL-MYERS SQUIBB CO. SOLE 243238
BRISTOL-MYERS SQUIBB CO. DEFINED 1800
BRISTOL-MYERS SQUIBB CO. OTHER 87266
BRISTOL-MYERS SQUIBB CO. OTHER 500
BRISTOL-MYERS SQUIBB CO. OTHER 12 1600
CDW COMPUTER CENTERS INC SOLE 4200
CDW COMPUTER CENTERS INC SOLE 3000
CIGNA SOLE 50706
CIGNA SOLE 5650
CIGNA OTHER 2075
CVS CORP SOLE 54029
CVS CORP OTHER 10535
CVS CORP OTHER 350
CVS CORP OTHER 12 700
CALPINE CORP SOLE 43350
CALPINE CORP DEFINED 2000
CAMPBELL SOUP CO SOLE 7133
CAMPBELL SOUP CO OTHER 6200
CARDINAL HEALTH INC SOLE 2574
CARDINAL HEALTH INC OTHER 200
CARNIVAL CRUISE SOLE 13850
CARNIVAL CRUISE SOLE 300
CARNIVAL CRUISE OTHER 800
CATALINA MARKETING CORP SOLE 6525
CATALINA MARKETING CORP OTHER 75
CATERPILLAR TRACTOR CO SOLE 23850
CATERPILLAR TRACTOR CO OTHER 600
CHASE MANHATTAN CORP SOLE 192521
CHASE MANHATTAN CORP SOLE 5300
CHASE MANHATTAN CORP DEFINED 2550
CHASE MANHATTAN CORP OTHER 16095
CHEVRON CORP SOLE 136778
CHEVRON CORP SOLE 1450
CHEVRON CORP DEFINED 1400
CHEVRON CORP OTHER 27931
CHEVRON CORP OTHER 100
CIRCUIT CITY STORES SOLE 65750
CIRCUIT CITY STORES DEFINED 275
CIRCUIT CITY STORES OTHER 500
CIRCUIT CITY STORES OTHER 1776
CISCO SYSTEMS SOLE 435615
CISCO SYSTEMS SOLE 4800
CISCO SYSTEMS DEFINED 9064
CISCO SYSTEMS OTHER 58591
CISCO SYSTEMS OTHER 200
CITIGROUP INC SOLE 349572
CITIGROUP INC SOLE 8637
CITIGROUP INC DEFINED 6958
CITIGROUP INC OTHER 28398
CITIGROUP INC OTHER 1785
CITIGROUP INC OTHER 12 1512
CITRIX SYSTEMS INC SOLE 71160
CITRIX SYSTEMS INC SOLE 6000
CITRIX SYSTEMS INC DEFINED 700
CITRIX SYSTEMS INC OTHER 2124
CLOROX CO. SOLE 78416
CLOROX CO. OTHER 14300
COASTAL CORPORATION SOLE 1250
COASTAL CORPORATION SOLE 200
COASTAL CORPORATION OTHER 2300
COCA-COLA CO. SOLE 214067
COCA-COLA CO. SOLE 5500
COCA-COLA CO. OTHER 81505
COCA-COLA CO. OTHER 800
COCA-COLA CO. OTHER 12 4000
COCA-COLA ENTERPRISES INC SOLE 41250
COCA-COLA ENTERPRISES INC OTHER 800
COLGATE-PALMOLIVE CO. SOLE 38677
COLGATE-PALMOLIVE CO. SOLE 200
COLGATE-PALMOLIVE CO. DEFINED 175
COLGATE-PALMOLIVE CO. OTHER 14950
COMCAST CORP SOLE 29275
COMCAST CORP OTHER 600
COMERICA INC. SOLE 2903
COMERICA INC. OTHER 2850
COMPAQ COMPUTER SOLE 29897
COMPAQ COMPUTER DEFINED 118
COMPAQ COMPUTER OTHER 2501
COMPAQ COMPUTER OTHER 12 1000
COMPUTER ASSOCIATES INT'L INC. SOLE 9395
COMPUTER ASSOCIATES INT'L INC. SOLE 4200
COMPUTER ASSOCIATES INT'L INC. OTHER 1594
COMPUWARE CORPORATION SOLE 17255
COMPUWARE CORPORATION SOLE 400
COMPUWARE CORPORATION DEFINED 808
COMPUWARE CORPORATION OTHER 930
COMVERSE TECHNOLOGY INC. SOLE 3214
CONEXANT SYSTEMS INC SOLE 4800
CONEXANT SYSTEMS INC DEFINED 9 1250
CONEXANT SYSTEMS INC OTHER 950
CONOCO INC. SOLE 35853
CONOCO INC. DEFINED 2457
CONOCO INC. OTHER 15379
CONSOLIDATED EDISON INC. SOLE 2640
CONSOLIDATED EDISON INC. OTHER 4444
COOPER CAMERON CORP SOLE 30075
COOPER CAMERON CORP SOLE 5000
ADOLPH COORS COMPANY CLASS B SOLE 17050
ADOLPH COORS COMPANY CLASS B OTHER 200
CORNING INCORPORATED SOLE 28558
CORNING INCORPORATED SOLE 150
CORNING INCORPORATED DEFINED 9 300
CORNING INCORPORATED OTHER 3625
COSTCO WHSL CORP SOLE 53025
COSTCO WHSL CORP OTHER 1180
CYPRESS SEMI-CONDUCTOR CORP SOLE 5250
CYPRESS SEMI-CONDUCTOR CORP DEFINED 400
CYPRESS SEMI-CONDUCTOR CORP OTHER 400
CYTYC CORP SOLE 51830
DQE INC. SOLE 14100
DQE INC. OTHER 2466
DANA CORP. SOLE 8432
DANA CORP. DEFINED 9 4088
DANA CORP. OTHER 1523
DELL COMPUTER SOLE 136468
DELL COMPUTER OTHER 12700
DELL COMPUTER OTHER 600
DELPHI AUTOMOTIVE SYS CORP SOLE 5310
DELPHI AUTOMOTIVE SYS CORP OTHER 14051
DIAL CORP NEW SOLE 9050
DIAL CORP NEW OTHER 2350
DIEBOLD, INC. SOLE 4299
DIEBOLD, INC. OTHER 9890
WALT DISNEY CO. SOLE 216595
WALT DISNEY CO. SOLE 12300
WALT DISNEY CO. DEFINED 10200
WALT DISNEY CO. OTHER 24600
WALT DISNEY CO. OTHER 1390
DOMINION RES INC SOLE 2596
DOMINION RES INC OTHER 2198
DONALDSON LUFKIN & JENRETTE SOLE 6650
RR DONNELLEY & SONS SOLE 5350
RR DONNELLEY & SONS OTHER 5475
DOVER CORP. SOLE 17400
DOW CHEMICAL CO SOLE 110924
DOW CHEMICAL CO SOLE 1600
DOW CHEMICAL CO DEFINED 3000
DOW CHEMICAL CO OTHER 16806
E.I. DUPONT deNEMOURS & CO. SOLE 78400
E.I. DUPONT deNEMOURS & CO. DEFINED 1000
E.I. DUPONT deNEMOURS & CO. OTHER 30859
DUKE ENERGY CORP. SOLE 4900
DUKE ENERGY CORP. DEFINED 1000
DUKE ENERGY CORP. OTHER 3518
E M C CORP MASS SOLE 127752
E M C CORP MASS SOLE 2400
E M C CORP MASS DEFINED 1400
E M C CORP MASS OTHER 50750
EASTMAN KODAK CO SOLE 14802
EASTMAN KODAK CO OTHER 4642
EDISON INTERNATIONAL SOLE 157754
EDISON INTERNATIONAL SOLE 8000
A G EDWARDS INC SOLE 6900
A G EDWARDS INC SOLE 200
A G EDWARDS INC OTHER 4925
ELAN CORP. PLC ADR SOLE 50900
ELAN CORP. PLC ADR OTHER 2367
ELECTRONIC DATA SYSTEMS SOLE 3594
ELECTRONIC DATA SYSTEMS OTHER 2592
EMERSON ELECTRIC CO. SOLE 23830
EMERSON ELECTRIC CO. OTHER 10130
ENERGYNORTH, INC. SOLE 17243
ENERGYNORTH, INC. OTHER 2340
ENRON CORP. SOLE 92650
ENRON CORP. SOLE 5275
ENRON CORP. DEFINED 175
ENRON CORP. OTHER 22490
EQUITABLE RESOURCES INC. SOLE 36750
ERICSSON TEL NEW ADR SOLE 9024
ERICSSON TEL NEW ADR DEFINED 500
ERICSSON TEL NEW ADR OTHER 1800
EXXON MOBIL CORP SOLE 422786
EXXON MOBIL CORP SOLE 5357
EXXON MOBIL CORP DEFINED 3494
EXXON MOBIL CORP DEFINED 9 3200
EXXON MOBIL CORP OTHER 179716
EXXON MOBIL CORP OTHER 3381
FPL GROUP SOLE 45634
FPL GROUP SOLE 200
FPL GROUP OTHER 7679
FREDDIE MAC SOLE 70270
FREDDIE MAC DEFINED 860
FREDDIE MAC OTHER 15900
FANNIE MAE SOLE 51620
FANNIE MAE SOLE 100
FANNIE MAE DEFINED 2000
FANNIE MAE OTHER 7380
FANNIE MAE OTHER 350
FEDERATED DEPT STORES, INC. SOLE 6200
FEDERATED DEPT STORES, INC. SOLE 400
FIRST UNION CORP SOLE 108506
FIRST UNION CORP OTHER 11091
FIRSTAR CORP NEW WIS SOLE 23582
FLEETBOSTON FINL CORP SOLE 167786
FLEETBOSTON FINL CORP SOLE 300
FLEETBOSTON FINL CORP DEFINED 5310
FLEETBOSTON FINL CORP OTHER 82750
FLEETBOSTON FINL CORP OTHER 3556
FLEETBOSTON FINL CORP OTHER 12 9200
FORD MOTOR CO SOLE 34246
FORD MOTOR CO SOLE 4900
FORD MOTOR CO OTHER 10137
FOREST LABORATORIES, INC. SOLE 9200
FOREST LABORATORIES, INC. OTHER 1650
FOSSIL INC SOLE 39050
FOSSIL INC SOLE 300
GTE CORP. SOLE 102192
GTE CORP. OTHER 29240
GTE CORP. OTHER 300
GANNETT INC. SOLE 3035
GANNETT INC. OTHER 1190
GAP, INC. SOLE 107044
GAP, INC. DEFINED 187
GAP, INC. OTHER 3318
GATEWAY INC COM SOLE 61510
GATEWAY INC COM SOLE 200
GATEWAY INC COM DEFINED 616
GATEWAY INC COM OTHER 600
GENERAL ELECTRIC CO SOLE 1518383
GENERAL ELECTRIC CO SOLE 11200
GENERAL ELECTRIC CO DEFINED 24462
GENERAL ELECTRIC CO DEFINED 9 8400
GENERAL ELECTRIC CO OTHER 503918
GENERAL ELECTRIC CO OTHER 16275
GENERAL ELECTRIC CO OTHER 12 5400
GENERAL MILLS INC SOLE 24400
GENERAL MILLS INC OTHER 5220
GENERAL MOTORS CORP. SOLE 31221
GENERAL MOTORS CORP. SOLE 100
GENERAL MOTORS CORP. DEFINED 480
GENERAL MOTORS CORP. OTHER 8602
GENTEX SOLE 3200
GENTEX OTHER 9000
GENUINE PARTS SOLE 4380
GENUINE PARTS OTHER 6299
GILLETTE CO SOLE 82012
GILLETTE CO SOLE 200
GILLETTE CO OTHER 19700
GILLETTE CO OTHER 1150
GILLETTE CO OTHER 12 1000
GLAXO WELLCOME PLC SOLE 2600
GLAXO WELLCOME PLC OTHER 2470
GUIDANT CORPORATION SOLE 7565
GUIDANT CORPORATION SOLE 225
GUIDANT CORPORATION DEFINED 200
GUIDANT CORPORATION OTHER 600
HALLIBURTON CO SOLE 47825
HALLIBURTON CO SOLE 100
HALLIBURTON CO DEFINED 9 2600
HALLIBURTON CO OTHER 12050
HALLIBURTON CO OTHER 50
HARLEY DAVIDSON INC SOLE 3300
HARLEY DAVIDSON INC DEFINED 2000
HARLEY DAVIDSON INC OTHER 1000
HASBRO, INC. SOLE 32050
HASBRO, INC. DEFINED 750
HASBRO, INC. OTHER 2600
HASBRO, INC. OTHER 12 6243
H.J. HEINZ CO. SOLE 4620
H.J. HEINZ CO. OTHER 3700
HERSHEY FOODS CORP. SOLE 18214
HERSHEY FOODS CORP. OTHER 5700
HEWLETT PACKARD CO SOLE 85519
HEWLETT PACKARD CO SOLE 200
HEWLETT PACKARD CO DEFINED 2100
HEWLETT PACKARD CO OTHER 22184
HEWLETT PACKARD CO OTHER 1000
HOME DEPOT INC. SOLE 159206
HOME DEPOT INC. SOLE 525
HOME DEPOT INC. DEFINED 5867
HOME DEPOT INC. OTHER 21385
HOME DEPOT INC. OTHER 825
HONEYWELL INTL INC SOLE 36124
HONEYWELL INTL INC SOLE 100
HONEYWELL INTL INC DEFINED 600
HONEYWELL INTL INC OTHER 15324
HUNTINGTON BANKSHARES INC SOLE 10181
HUNTINGTON BANKSHARES INC OTHER 1000
ITT INDUSTRIES INC SOLE 8000
ITT INDUSTRIES INC OTHER 939
IDEXX LABS, INC. OTHER 29800
IMMUNEX CORP WASH COM NEW SOLE 4800
IMMUNEX CORP WASH COM NEW DEFINED 1080
INTEL CORP SOLE 273474
INTEL CORP SOLE 2348
INTEL CORP DEFINED 5500
INTEL CORP DEFINED 9 3000
INTEL CORP OTHER 57042
INTEL CORP OTHER 3875
INTEL CORP OTHER 12 600
INTERNATIONAL BUSINESS MACHINES SOLE 157092
INTERNATIONAL BUSINESS MACHINES SOLE 150
INTERNATIONAL BUSINESS MACHINES DEFINED 1000
INTERNATIONAL BUSINESS MACHINES OTHER 29864
INTERNATIONAL BUSINESS MACHINES OTHER 2850
INTERNATIONAL BUSINESS MACHINES OTHER 12 1200
INTERNATIONAL PAPER CO SOLE 9016
INTERNATIONAL PAPER CO OTHER 2900
INTERPUBLIC GROUP COS INC SOLE 25200
INTERPUBLIC GROUP COS INC OTHER 5524
INTERSYSTEMS, INC. OTHER 10000
INVERNESS MED TECH INC. SOLE 10000
IVAX CORP SOLE 175875
IVAX CORP OTHER 1700
JDS UNIPHASE CORP SOLE 2875
JDS UNIPHASE CORP DEFINED 200
JDS UNIPHASE CORP OTHER 300
JABIL CIRCUIT INC SOLE 44400
JOHNSON & JOHNSON SOLE 213781
JOHNSON & JOHNSON SOLE 100
JOHNSON & JOHNSON DEFINED 4400
JOHNSON & JOHNSON DEFINED 9 1700
JOHNSON & JOHNSON OTHER 52114
JOHNSON & JOHNSON OTHER 1390
JOHNSON & JOHNSON OTHER 12 500
JOHNSON CONTROLS INC SOLE 103855
JOHNSON CONTROLS INC DEFINED 800
JOHNSON CONTROLS INC DEFINED 9 1900
JOHNSON CONTROLS INC OTHER 16252
JONES APPAREL SOLE 10566
JONES APPAREL OTHER 96
KLA INSTRUMENTS CORP SOLE 40075
KLA INSTRUMENTS CORP SOLE 5000
KLA INSTRUMENTS CORP DEFINED 400
KLA INSTRUMENTS CORP OTHER 550
KANSAS CITY SOUTHERN IND INC SOLE 6315
KANSAS CITY SOUTHERN IND INC OTHER 1070
KIMBERLY CLARK SOLE 109335
KIMBERLY CLARK SOLE 200
KIMBERLY CLARK DEFINED 1000
KIMBERLY CLARK OTHER 18122
KNIGHT TRADING GROUP INC. SOLE 32500
KNIGHT TRADING GROUP INC. OTHER 900
KOHL'S CORP (WISC) SOLE 4800
KOHL'S CORP (WISC) OTHER 1000
LSI LOGIC CORPORATION SOLE 62160
LSI LOGIC CORPORATION SOLE 5700
LEHMAN BROS HLDGS INC SOLE 11284
LEHMAN BROS HLDGS INC OTHER 108
ELI LILLY & CO. SOLE 21325
ELI LILLY & CO. OTHER 2700
LIZ CLAIBORNE, INC. SOLE 31375
LOWE'S COMPANIES INC SOLE 17974
LOWE'S COMPANIES INC SOLE 150
LOWE'S COMPANIES INC DEFINED 1200
LOWE'S COMPANIES INC DEFINED 9 1200
LOWE'S COMPANIES INC OTHER 1000
LUCENT TECHNOLOGIES INC SOLE 302297
LUCENT TECHNOLOGIES INC SOLE 5400
LUCENT TECHNOLOGIES INC DEFINED 1725
LUCENT TECHNOLOGIES INC DEFINED 9 3252
LUCENT TECHNOLOGIES INC OTHER 98016
LUCENT TECHNOLOGIES INC OTHER 1506
LUCENT TECHNOLOGIES INC OTHER 12 2000
MARSH & MCLENNAN SOLE 17653
MARRIOTT INTL' INC. NEW SOLE 45400
MARRIOTT INTL' INC. NEW OTHER 600
MAXIM INTEGRATED PRODUCTS, INC SOLE 3050
MAY DEPARTMENT STORES SOLE 15875
MAY DEPARTMENT STORES DEFINED 600
MAY DEPARTMENT STORES OTHER 6462
MCDONALDS CORP. SOLE 109822
MCDONALDS CORP. DEFINED 3500
MCDONALDS CORP. OTHER 30194
MCDONALDS CORP. OTHER 5850
MCGRAW-HILL, INC. SOLE 6675
MCGRAW-HILL, INC. OTHER 1700
MCGRAW-HILL, INC. OTHER 200
MEAD CORP. SOLE 10850
MEAD CORP. OTHER 2400
MEDIAONE GROUP INC. SOLE 122505
MEDIAONE GROUP INC. OTHER 4184
MEDIAONE GROUP INC. OTHER 12 2348
MEDIMMUNE INC. SOLE 71400
MEDIMMUNE INC. SOLE 300
MEDIMMUNE INC. DEFINED 2400
MEDIMMUNE INC. OTHER 120
MEDTRONIC INC SOLE 74875
MEDTRONIC INC DEFINED 1250
MEDTRONIC INC OTHER 6400
MELLON FINL CORP SOLE 16406
MELLON FINL CORP OTHER 10600
MERCK & CO INC SOLE 333438
MERCK & CO INC SOLE 100
MERCK & CO INC DEFINED 5600
MERCK & CO INC OTHER 96909
MERCK & CO INC OTHER 1420
MERRILL LYNCH & CO. INC. SOLE 33705
MERRILL LYNCH & CO. INC. DEFINED 125
MERRILL LYNCH & CO. INC. OTHER 5400
MICROSOFT CORP SOLE 282543
MICROSOFT CORP SOLE 500
MICROSOFT CORP DEFINED 4898
MICROSOFT CORP OTHER 32372
MICROSOFT CORP OTHER 2340
MICROSOFT CORP OTHER 12 1600
MILLIPORE CORP. SOLE 48781
MILLIPORE CORP. SOLE 75
MILLIPORE CORP. DEFINED 9 700
MILLIPORE CORP. OTHER 450
MINNESOTA MINING & MFG CO. SOLE 71286
MINNESOTA MINING & MFG CO. DEFINED 1000
MINNESOTA MINING & MFG CO. OTHER 13980
MINNESOTA MINING & MFG CO. OTHER 956
MOBIUS MGMT SYSTEMS INC SOLE 15000
J P MORGAN & CO SOLE 42835
J P MORGAN & CO SOLE 50
J P MORGAN & CO DEFINED 9 1500
J P MORGAN & CO OTHER 21957
J P MORGAN & CO OTHER 300
MORGAN STANLEY SOLE 120092
MORGAN STANLEY SOLE 2800
MORGAN STANLEY DEFINED 1700
MORGAN STANLEY OTHER 7360
MOTOROLA INC SOLE 90043
MOTOROLA INC DEFINED 9 1950
MOTOROLA INC OTHER 9950
MURPHY OIL CORP. SOLE 15250
NABORS INDUSTRIES, INC SOLE 8900
NATIONAL FUEL GAS COMPANY SOLE 7116
NATIONAL SEMICONDUCTOR CORP. SOLE 6572
NATIONAL SEMICONDUCTOR CORP. SOLE 6000
NATIONAL SEMICONDUCTOR CORP. OTHER 550
NAVIGANT CONSULTING INC SOLE 15000
NEIMAN MARCUS GP SOLE 15725
NEIMAN MARCUS GP OTHER 200
NETWORK APPLIANCE INC SOLE 6415
NETWORK APPLIANCE INC DEFINED 200
NETWORK APPLIANCE INC OTHER 460
NEW YORK TIMES SOLE 68175
NEW YORK TIMES OTHER 1200
NEXTEL COMMUNICATIONS SOLE 7760
NEXTEL COMMUNICATIONS OTHER 700
NOKIA CORP SOLE 11744
NOKIA CORP SOLE 300
NOKIA CORP OTHER 1950
NOBLE DRILLING CORP SOLE 28200
NORFOLK SOUTHERN CORP. SOLE 28350
NORFOLK SOUTHERN CORP. OTHER 16230
NORTEL NETWORKS CORP NEW SOLE 24053
NORTEL NETWORKS CORP NEW DEFINED 200
NORTEL NETWORKS CORP NEW OTHER 11440
NORTHERN STATES PWR CO SOLE 5350
NORTHERN STATES PWR CO OTHER 4700
NOVELLUS SYSTEMS SOLE 8350
NOVELLUS SYSTEMS OTHER 600
NSTAR COM SOLE 6474
NSTAR COM OTHER 2772
NUCOR CORP SOLE 25400
NUCOR CORP OTHER 1750
NUVEEN MUNICIPAL VALUE FUND SOLE 15000
NUVEEN MUNICIPAL VALUE FUND OTHER 3800
OMNICOM GROUP SOLE 20450
OMNICOM GROUP OTHER 48
ORACLE SYSTEMS CORP. SOLE 168054
ORACLE SYSTEMS CORP. SOLE 3900
ORACLE SYSTEMS CORP. DEFINED 3150
ORACLE SYSTEMS CORP. OTHER 9995
PNC FINANCIAL SERVICES GROUP SOLE 7676
PNC FINANCIAL SERVICES GROUP SOLE 200
PNC FINANCIAL SERVICES GROUP OTHER 700
PPG INDUSTRIES, INC. SOLE 17180
PPG INDUSTRIES, INC. SOLE 100
PPG INDUSTRIES, INC. DEFINED 9 1400
PPG INDUSTRIES, INC. OTHER 3100
PALL CORPORATION SOLE 10350
PALL CORPORATION OTHER 400
PAYCHEX, INC. SOLE 5399
PEPSICO INC SOLE 179676
PEPSICO INC DEFINED 1563
PEPSICO INC OTHER 80928
PFIZER INC SOLE 390987
PFIZER INC SOLE 375
PFIZER INC DEFINED 1800
PFIZER INC OTHER 148873
PFIZER INC OTHER 300
PHARMACIA CORP SOLE 39477
PHARMACIA CORP DEFINED 475
PHARMACIA CORP DEFINED 9 3100
PHARMACIA CORP OTHER 30096
PHILIP MORRIS COS INC. SOLE 17028
PHILIP MORRIS COS INC. OTHER 22650
PHILIP MORRIS COS INC. OTHER 12 900
PHILLIPS PETROLEUM CO SOLE 10585
PHILLIPS PETROLEUM CO DEFINED 1000
PHILLIPS PETROLEUM CO OTHER 1324
PHILLIPS PETROLEUM CO OTHER 150
PITNEY BOWES SOLE 25815
PITNEY BOWES OTHER 15100
T ROWE PRICE SOLE 6050
PROCTER & GAMBLE CO SOLE 115975
PROCTER & GAMBLE CO SOLE 100
PROCTER & GAMBLE CO DEFINED 3300
PROCTER & GAMBLE CO DEFINED 9 3400
PROCTER & GAMBLE CO OTHER 31477
PROVIDIAN FINANCIAL CORP SOLE 3956
PROVIDIAN FINANCIAL CORP OTHER 450
QUAKER OATS CO. SOLE 3300
QUAKER OATS CO. DEFINED 700
QUAKER OATS CO. OTHER 12360
QUALCOMM CORP SOLE 41098
QUALCOMM CORP DEFINED 2900
QUALCOMM CORP OTHER 2175
QUALCOMM CORP OTHER 925
RADIOSHACK CORP SOLE 4150
RADIOSHACK CORP OTHER 94
RAYTHEON CO. SOLE 14604
RAYTHEON CO. OTHER 580
ROCKWELL INTL CORP SOLE 5400
ROCKWELL INTL CORP DEFINED 300
ROCKWELL INTL CORP DEFINED 9 1250
ROCKWELL INTL CORP OTHER 750
ROHM & HAAS INC. SOLE 34200
ROHM & HAAS INC. OTHER 2247
ROSS STORES INC SOLE 12100
ROSS STORES INC OTHER 2600
ROYAL DUTCH PETROLEUM CO. SOLE 15201
ROYAL DUTCH PETROLEUM CO. SOLE 300
ROYAL DUTCH PETROLEUM CO. DEFINED 235
ROYAL DUTCH PETROLEUM CO. OTHER 11588
ROYAL DUTCH PETROLEUM CO. OTHER 1925
SBC COMMUNICATIONS INC SOLE 144897
SBC COMMUNICATIONS INC SOLE 7476
SBC COMMUNICATIONS INC DEFINED 1231
SBC COMMUNICATIONS INC OTHER 63718
SBC COMMUNICATIONS INC OTHER 1100
SCI SYSTEMS INC SOLE 5550
SCI SYSTEMS INC DEFINED 400
SCI SYSTEMS INC OTHER 1800
SEI INVESTMENTS COMPANY SOLE 5925
SEI INVESTMENTS COMPANY SOLE 300
SAFEWAY INC. SOLE 66125
SAFEWAY INC. OTHER 1400
SARA LEE CORP SOLE 61030
SARA LEE CORP OTHER 5157
SCHERING-PLOUGH CORP SOLE 233760
SCHERING-PLOUGH CORP SOLE 300
SCHERING-PLOUGH CORP DEFINED 5800
SCHERING-PLOUGH CORP DEFINED 9 1000
SCHERING-PLOUGH CORP OTHER 30660
SCHERING-PLOUGH CORP OTHER 3100
SCHLUMBERGER LTD SOLE 9795
SCHLUMBERGER LTD SOLE 100
SCHLUMBERGER LTD OTHER 4338
CHARLES SCHWAB CORP NEW SOLE 5233
CHARLES SCHWAB CORP NEW SOLE 7500
CHARLES SCHWAB CORP NEW OTHER 12943
SCIENTIFIC-ATLANTA, INC. SOLE 80295
SCIENTIFIC-ATLANTA, INC. SOLE 8400
SCIENTIFIC-ATLANTA, INC. DEFINED 700
SCIENTIFIC-ATLANTA, INC. DEFINED 9 900
SCIENTIFIC-ATLANTA, INC. OTHER 1920
SEAGATE TECHNOLOGY SOLE 21673
SEAGATE TECHNOLOGY SOLE 300
SEAGATE TECHNOLOGY OTHER 1000
SEAGRAM COMPANY LTD. SOLE 3100
SEAGRAM COMPANY LTD. OTHER 3500
SEARS ROEBUCK & CO SOLE 13484
SEARS ROEBUCK & CO DEFINED 9 1300
SEARS ROEBUCK & CO OTHER 6161
SEMPRA ENERGY SOLE 26812
SIEBEL INC SOLE 6015
SIEBEL INC OTHER 140
SMITHKLINE BEECHAM SOLE 1092
SMITHKLINE BEECHAM OTHER 3600
SOLECTRON CORP SOLE 107690
SOLECTRON CORP SOLE 7400
SOLECTRON CORP OTHER 1000
SOUTHERN CO SOLE 6772
SOUTHERN CO OTHER 6300
SPRINT CORPORATION COM SOLE 51005
SPRINT CORPORATION COM SOLE 6200
SPRINT CORPORATION COM DEFINED 200
SPRINT CORPORATION COM OTHER 3700
SPRINT CORPORATION COM SOLE 10759
SPRINT CORPORATION COM SOLE 400
SPRINT CORPORATION COM OTHER 3250
STATE STREET CORP SOLE 19740
STATE STREET CORP OTHER 3850
SUN MICROSYSTEMS INC. SOLE 202525
SUN MICROSYSTEMS INC. SOLE 300
SUN MICROSYSTEMS INC. DEFINED 3300
SUN MICROSYSTEMS INC. DEFINED 9 700
SUN MICROSYSTEMS INC. OTHER 17875
SYSCO CORP SOLE 68430
SYSCO CORP SOLE 6500
SYSCO CORP OTHER 3250
SYSCO CORP OTHER 5300
TECO ENERGY INC. SOLE 12688
TECO ENERGY INC. OTHER 10775
TJX COMPANIES SOLE 93990
TJX COMPANIES SOLE 575
TJX COMPANIES DEFINED 1812
TJX COMPANIES OTHER 1964
TJX COMPANIES OTHER 300
TRW INC. SOLE 14146
TRW INC. OTHER 5200
TXU CORP SOLE 5825
TXU CORP OTHER 2380
TARGET CORP SOLE 8910
TARGET CORP SOLE 150
TARGET CORP OTHER 950
TELLABS INC SOLE 76725
TELLABS INC SOLE 350
TELLABS INC DEFINED 2808
TELLABS INC OTHER 2150
TEXACO INC SOLE 45512
TEXACO INC DEFINED 600
TEXACO INC DEFINED 9 1600
TEXACO INC OTHER 16323
TEXAS INSTRUMENTS INC SOLE 34292
TEXAS INSTRUMENTS INC SOLE 400
TEXAS INSTRUMENTS INC DEFINED 200
TEXAS INSTRUMENTS INC OTHER 59710
TEXTRON INC SOLE 24666
TEXTRON INC OTHER 3618
TIFFANY & CO. SOLE 6925
TIFFANY & CO. OTHER 350
TIME WARNER, INC. SOLE 35110
TIME WARNER, INC. SOLE 8300
TIME WARNER, INC. DEFINED 2296
TIME WARNER, INC. OTHER 7665
TIMES MIRROR CO SOLE 2855
TIMKEN COMPANY SOLE 17400
TIMKEN COMPANY OTHER 43
TORONTO DOMINION BANK SOLE 16000
TOSCO CORP SOLE 14750
TOSCO CORP OTHER 2000
TRIBUNE CO NEW SOLE 43952
TRIBUNE CO NEW OTHER 400
TYCO INTL LTD SOLE 245277
TYCO INTL LTD SOLE 10200
TYCO INTL LTD DEFINED 1700
TYCO INTL LTD OTHER 24630
TYCO INTL LTD OTHER 100
UAL CORP SOLE 10150
UAL CORP OTHER 300
UNAPIX ENTERTAINMENT INC. OTHER 35273
UNION PACIFIC CORP SOLE 17038
UNION PACIFIC CORP OTHER 10778
UNITED STATES CELLULAR CORP SOLE 5175
US WEST INC NEW SOLE 9487
US WEST INC NEW SOLE 100
US WEST INC NEW OTHER 4896
UNITED TECHNOLOGIES CORP SOLE 101487
UNITED TECHNOLOGIES CORP SOLE 10000
UNITED TECHNOLOGIES CORP DEFINED 800
UNITED TECHNOLOGIES CORP OTHER 10978
UNITED TECHNOLOGIES CORP OTHER 1400
UNITEDHEALTH GROUP INC SOLE 49450
UNITEDHEALTH GROUP INC OTHER 550
UNITIL CORP COMMON SOLE 5460
UNITIL CORP COMMON OTHER 24846
UNOCAL CORP. SOLE 5828
UNOCAL CORP. OTHER 2425
VIACOM INC. SOLE 12500
VIACOM INC. DEFINED 1600
VIACOM INC. OTHER 2775
VIACOM INC. SOLE 60303
VIACOM INC. SOLE 244
VIACOM INC. DEFINED 1515
VIACOM INC. OTHER 6596
VISHAY INTERTCHLGY INC. SOLE 162413
VISHAY INTERTCHLGY INC. DEFINED 750
VISHAY INTERTCHLGY INC. DEFINED 9 1400
VISHAY INTERTCHLGY INC. OTHER 3025
VODAFONE AIRTOUCH PLC SOLE 16205
VODAFONE AIRTOUCH PLC OTHER 12642
WAL-MART STORES SOLE 224505
WAL-MART STORES SOLE 200
WAL-MART STORES DEFINED 200
WAL-MART STORES OTHER 16325
WAL-MART STORES OTHER 2648
WALGREEN COMPANY SOLE 10970
WALGREEN COMPANY OTHER 4960
WARNER-LAMBERT CO SOLE 700
WARNER-LAMBERT CO SOLE 4000
WASHINGTON TRUST BANCORP., INC. OTHER 77942
WASHINGTON TRUST BANCORP., INC. OTHER 12 2025
WATSON PHARMACEUTICAL INC SOLE 9450
WELLS FARGO & CO NEW SOLE 21005
WELLS FARGO & CO NEW DEFINED 850
WELLS FARGO & CO NEW OTHER 3820
WEYERHAEUSER CO SOLE 13500
WEYERHAEUSER CO SOLE 3200
WILLIAMS COMPANIES INC SOLE 119958
WILLIAMS COMPANIES INC DEFINED 9 5700
WILLIAMS COMPANIES INC OTHER 41004
WISCONSIN ENERGY CORP. SOLE 13786
WISCONSIN ENERGY CORP. OTHER 6725
WORLDCOM INC GA NEW SOLE 95417
WORLDCOM INC GA NEW SOLE 300
WORLDCOM INC GA NEW DEFINED 2380
WORLDCOM INC GA NEW OTHER 3424
XILINX INC. SOLE 16325
XILINX INC. DEFINED 3000
XILINX INC. OTHER 2200
XYBERNAUT CORP OTHER 10000
DAIMLERCHRYSLER AG SOLE 16093
DAIMLERCHRYSLER AG OTHER 2819
AMDOCS LTD SOLE 62000
AMDOCS LTD OTHER 700
ABINGTON BANCORP (ABBK) SOLE 38700
BOSTONFED BANCORP INC. (BFD) SOLE 25600
C-BRIDGE INTERNET SOLUTIONS SOLE 8000
FIRST ESSEX BANCORP, INC. SOLE 72700
FIRST UNION CORP. (FTU) SOLE 25000
GRANITE STATE BANKSHARES, INC. SOLE 100000
INDEPENDENT BANK CORP. (INDB) SOLE 298200
SEACOAST FINANCIAL SERVICES SOLE 3332
WEBSTER FINANCIAL CORP. (WBST) SOLE 104480
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