[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: CITIZENS BANK
Address: 870 WESTMINSTER STREET
PROVIDENCE, RI 02903
13F File Number: 28-05954
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: BRADFORD KOPP
Title: GROUP EXECUTIVE VICE PRESIDENT
Phone: 401-456-7570
Signature, Place, and Date of Signing:
1 PROVIDENCE, RI 04262000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 672
Form 13F Information Table Value Total: $ 1,380,236
List of Other Included Managers:
No. 13F File Number Name
9 NH Contenniel Home Inv. Comm.
12 Starkweather
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 4075 75630 SH
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 27 500 SH
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 11 200 SH
AT&T COMMON STOCK 001957109 15963 283476 SH
AT&T COMMON STOCK 001957109 244 4340 SH
AT&T COMMON STOCK 001957109 3951 70155 SH
AXA FINL INC COMMON STOCK 002451102 3377 94139 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 3195 90802 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 120 3400 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 851 24190 SH
ADOBE SYS INC COMMON STOCK 00724F101 6135 55112 SH
ADTRAN INC COMMON STOCK 00738A106 467 7850 SH
AETNA INC. COMMON STOCK 008117103 112 2026 SH
AETNA INC. COMMON STOCK 008117103 156 2812 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 667 23440 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 146 5122 SH
ALCOA INC COMMON STOCK 013817101 1150 16365 SH
ALCOA INC COMMON STOCK 013817101 56 800 SH
ALCOA INC COMMON STOCK 013817101 196 2790 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 124 4488 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 99 3560 SH
ALLERGAN, INC COMMON STOCK 018490102 1678 33564 SH
ALLERGAN, INC COMMON STOCK 018490102 40 800 SH
ALLSTATE CORP COMMON STOCK 020002101 405 17017 SH
ALLSTATE CORP COMMON STOCK 020002101 213 8956 SH
ALLTEL CORPORATION COMMON STOCK 020039103 971 15345 SH
ALLTEL CORPORATION COMMON STOCK 020039103 16 250 SH
ALLTEL CORPORATION COMMON STOCK 020039103 359 5675 SH
AMBAC FINANCIAL GROUP, INC. COMMON STOCK 023139108 231 4590 SH
AMBAC FINANCIAL GROUP, INC. COMMON STOCK 023139108 5 100 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 8457 125402 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 556 8250 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 11041 74129 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 123 825 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 1459 9797 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 5847 108790 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 387 7200 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 4004 74500 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 45403 414643 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 1044 9536 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 9875 90179 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 6969 162550 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 309 7200 SH
AMGEN INC. COMMON STOCK 031162100 4104 66871 SH
AMGEN INC. COMMON STOCK 031162100 104 1700 SH
AMGEN INC. COMMON STOCK 031162100 565 9200 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 4652 57790 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 48 600 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 6370 102333 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 11 175 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 1033 16598 SH
AON CORP COMMON STOCK 037389103 233 7233 SH
APACHE CORP. COMMON STOCK 037411105 146 2925 SH
APACHE CORP. COMMON STOCK 037411105 65 1300 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 12649 134205 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 164 1740 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 318 3370 SH
ARGUSS HLDGS INC COMMON STOCK 040282105 14483 647293 SH
ARGUSS HLDGS INC COMMON STOCK 040282105 2227 99520 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 2172 25558 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 109 1280 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1193 14036 SH
ATMEL CORP COMMON STOCK 049513104 232 4500 SH
AUTODESK INC. COMMON STOCK 052769106 2639 58000 SH
AUTODESK INC. COMMON STOCK 052769106 2 52 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 9217 191020 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 386 8000 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 2679 55515 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 2077 34016 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 40 650 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 472 7726 SH
AVNET, INC. COMMON STOCK 053807103 629 9985 SH
AVNET, INC. COMMON STOCK 053807103 113 1800 SH
BCE INC. FOREIGN STOCK 05534B109 784 6252 SH
BCE INC. FOREIGN STOCK 05534B109 125 1000 SH
BJ SERVICES COMPANY COMMON STOCK 055482103 423 5725 SH
BP AMOCO PLC COMMON STOCK 055622104 6124 114998 SH
BP AMOCO PLC COMMON STOCK 055622104 188 3525 SH
BP AMOCO PLC COMMON STOCK 055622104 1582 29718 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 8944 170569 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 591 11263 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 110 2656 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 761 18304 SH
BANK ONE CORP COMMON STOCK 06423A103 343 9939 SH
BANK ONE CORP COMMON STOCK 06423A103 54 1556 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 304 4850 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 122 1941 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 174 6600 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 0 10 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 105 4000 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 17857 292132 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 689 11264 SH
BELL ATLANTIC CORP. COMMON STOCK 077853109 4649 76057 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 7341 156603 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 144 3072 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 2680 57168 SH
A H BELO CORP COMMON STOCK 080555105 2252 126000 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670108 915 16 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 95 52 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 66 36 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 695 382 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 217 2528 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 29 332 SH
BESTFOODS COMMON STOCK 08658U101 1512 32303 SH
BESTFOODS COMMON STOCK 08658U101 89 1900 SH
BESTFOODS COMMON STOCK 08658U101 524 11200 SH
BIOGEN, INC. COMMON STOCK 090597105 5046 72215 SH
BIOGEN, INC. COMMON STOCK 090597105 31 450 SH
BIOGEN, INC. COMMON STOCK 090597105 149 2135 SH
BIOMET INC COMMON STOCK 090613100 1169 32150 SH
BIOMET INC COMMON STOCK 090613100 18 500 SH
BOEING CO. COMMON STOCK 097023105 1248 33008 SH
BOEING CO. COMMON STOCK 097023105 37 981 SH
BOEING CO. COMMON STOCK 097023105 459 12145 SH
BOISE CASCADE CORP. COMMON STOCK 097383103 212 6113 SH
BOISE CASCADE CORP. COMMON STOCK 097383103 35 1015 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 371 9020 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 261 6350 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 14588 251514 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 58 1000 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 5656 97516 SH
CBS CORP COMMON STOCK 12490K107 913 16119 SH
CBS CORP COMMON STOCK 12490K107 278 4908 SH
CIGNA COMMON STOCK 125509109 8129 107311 SH
CIGNA COMMON STOCK 125509109 89 1175 SH
CVS CORP COMMON STOCK 126650100 1984 52829 SH
CVS CORP COMMON STOCK 126650100 390 10375 SH
CALPINE CORP COMMON STOCK 131347106 2096 22300 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 266 8660 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 252 8200 SH
CANANDAIGUA BRANDS INC COMMON STOCK 137219200 257 5042 SH
CARNIVAL CRUISE COMMON STOCK 143658102 579 23350 SH
CARNIVAL CRUISE COMMON STOCK 143658102 145 5850 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 749 7400 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 8 75 SH
CATERPILLAR TRACTOR CO COMMON STOCK 149123101 956 24250 SH
CATERPILLAR TRACTOR CO COMMON STOCK 149123101 24 600 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 12037 138059 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 1152 13208 SH
CHEVRON CORP COMMON STOCK 166751107 14367 155423 SH
CHEVRON CORP COMMON STOCK 166751107 51 550 SH
CHEVRON CORP COMMON STOCK 166751107 2614 28280 SH
CHUBB CORP. COMMON STOCK 171232101 104 1544 SH
CHUBB CORP. COMMON STOCK 171232101 101 1500 SH
CHURCH & DWIGHT CO., INC. COMMON STOCK 171340102 859 50000 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 5829 95750 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 17 275 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 126 2076 SH
CISCO SYSTEMS COMMON STOCK 17275R102 34103 441102 SH
CISCO SYSTEMS COMMON STOCK 17275R102 155 2000 SH
CISCO SYSTEMS COMMON STOCK 17275R102 4457 57650 SH
CITIGROUP INC COMMON STOCK 172967101 21614 360981 SH
CITIGROUP INC COMMON STOCK 172967101 141 2358 SH
CITIGROUP INC COMMON STOCK 172967101 2106 35181 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 4661 70360 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 28 424 SH
CLOROX CO. COMMON STOCK 189054109 2651 80341 SH
CLOROX CO. COMMON STOCK 189054109 482 14600 SH
COCA-COLA CO. COMMON STOCK 191216100 10578 225355 SH
COCA-COLA CO. COMMON STOCK 191216100 7 150 SH
COCA-COLA CO. COMMON STOCK 191216100 5278 112453 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 2265 40177 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 41 725 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 1435 25450 SH
COMCAST CORP COMMON STOCK 200300200 3747 86385 SH
COMCAST CORP COMMON STOCK 200300200 7 150 SH
COMERICA INC. COMMON STOCK 200340107 122 2903 SH
COMERICA INC. COMMON STOCK 200340107 119 2850 SH
COMPAQ COMPUTER COMMON STOCK 204493100 2717 100641 SH
COMPAQ COMPUTER COMMON STOCK 204493100 14 518 SH
COMPAQ COMPUTER COMMON STOCK 204493100 108 4001 SH
COMPUTER ASSOCIATES INT'L INC. COMMON STOCK 204912109 1746 29500 SH
COMPUTER ASSOCIATES INT'L INC. COMMON STOCK 204912109 78 1325 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 393 18670 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 17 808 SH
COMPUWARE CORPORATION COMMON STOCK 205638109 20 930 SH
COMVERSE TECHNOLOGY INC. COMMON STOCK 205862402 325 1719 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 341 4800 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 89 1250 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 67 950 SH
CONOCO INC. COMMON STOCK 208251405 885 34546 SH
CONOCO INC. COMMON STOCK 208251405 63 2457 SH
CONOCO INC. COMMON STOCK 208251405 444 17323 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 77 2640 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 129 4444 SH
CORNING INCORPORATED COMMON STOCK 219350105 6228 32103 SH
CORNING INCORPORATED COMMON STOCK 219350105 664 3425 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 2840 54025 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 41 780 SH
COUNTRYWIDE CREDIT INDS INC COMMON STOCK 222372104 234 8575 SH
COUNTRYWIDE CREDIT INDS INC COMMON STOCK 222372104 22 800 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 235 4800 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 69 1400 SH
DQE INC. COMMON STOCK 23329J104 642 14100 SH
DQE INC. COMMON STOCK 23329J104 112 2466 SH
DANA CORP. COMMON STOCK 235811106 272 9640 SH
DANA CORP. COMMON STOCK 235811106 115 4088 SH
DANA CORP. COMMON STOCK 235811106 52 1848 SH
DELL COMPUTER COMMON STOCK 247025109 6017 111547 SH
DELL COMPUTER COMMON STOCK 247025109 863 16000 SH
DIAL CORP NEW COMMON STOCK 25247D101 155 11250 SH
DIAL CORP NEW COMMON STOCK 25247D101 45 3300 SH
DIEBOLD, INC. COMMON STOCK 253651103 135 4899 SH
DIEBOLD, INC. COMMON STOCK 253651103 272 9890 SH
WALT DISNEY CO. COMMON STOCK 254687106 8919 216220 SH
WALT DISNEY CO. COMMON STOCK 254687106 446 10800 SH
WALT DISNEY CO. COMMON STOCK 254687106 1014 24590 SH
DONALDSON LUFKIN & JENRETTE COMMON STOCK 257661108 344 6650 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 112 5350 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 119 5675 SH
DOVER CORP. COMMON STOCK 260003108 656 13700 SH
DOW CHEMICAL CO COMMON STOCK 260543103 5215 45743 SH
DOW CHEMICAL CO COMMON STOCK 260543103 673 5902 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 5507 104030 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 72 1367 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 1783 33681 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 265 5050 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 53 1000 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 185 3518 SH
E M C CORP MASS COMMON STOCK 268648102 8818 69985 SH
E M C CORP MASS COMMON STOCK 268648102 38 300 SH
E M C CORP MASS COMMON STOCK 268648102 3109 24675 SH
EASTMAN KODAK CO COMMON STOCK 277461109 765 14092 SH
EASTMAN KODAK CO COMMON STOCK 277461109 258 4742 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 2885 174214 SH
A G EDWARDS INC COMMON STOCK 281760108 284 7100 SH
A G EDWARDS INC COMMON STOCK 281760108 197 4925 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 2418 50900 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 119 2500 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 215 3354 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 169 2632 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 1418 26700 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 751 14130 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 1004 17243 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 136 2340 SH
ENRON CORP. COMMON STOCK 293561106 2083 27825 SH
ENRON CORP. COMMON STOCK 293561106 39 525 SH
ENRON CORP. COMMON STOCK 293561106 2283 30490 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 188 2006 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 35 375 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 42 450 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 33687 432232 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 623 7998 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 14650 187973 SH
FPL GROUP COMMON STOCK 302571104 1996 43334 SH
FPL GROUP COMMON STOCK 302571104 9 200 SH
FPL GROUP COMMON STOCK 302571104 432 9379 SH
FREDDIE MAC COMMON STOCK 313400301 3554 80420 SH
FREDDIE MAC COMMON STOCK 313400301 38 860 SH
FREDDIE MAC COMMON STOCK 313400301 716 16200 SH
FANNIE MAE COMMON STOCK 313586109 3095 54713 SH
FANNIE MAE COMMON STOCK 313586109 124 2200 SH
FANNIE MAE COMMON STOCK 313586109 627 11080 SH
FEDERATED DEPT STORES, INC. COMMON STOCK 31410H101 191 4520 SH
FEDERATED DEPT STORES, INC. COMMON STOCK 31410H101 13 300 SH
FIRST UNION CORP COMMON STOCK 337358105 4668 125306 SH
FIRST UNION CORP COMMON STOCK 337358105 674 18091 SH
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 527 22982 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 8794 240935 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 205 5610 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 3329 91209 SH
FLEETWOOD ENTERPRISES COMMON STOCK 339099103 139 9450 SH
FLEETWOOD ENTERPRISES COMMON STOCK 339099103 9 600 SH
FORD MOTOR CO COMMON STOCK 345370100 3175 69107 SH
FORD MOTOR CO COMMON STOCK 345370100 424 9234 SH
FOREST LABORATORIES, INC. COMMON STOCK 345838106 541 6400 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 122 4890 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 18 700 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 62 2470 SH
GTE CORP. COMMON STOCK 362320103 7307 102909 SH
GTE CORP. COMMON STOCK 362320103 2111 29739 SH
GANNETT INC. COMMON STOCK 364730101 221 3145 SH
GANNETT INC. COMMON STOCK 364730101 84 1190 SH
GAP, INC. COMMON STOCK 364760108 5708 114594 SH
GAP, INC. COMMON STOCK 364760108 24 487 SH
GAP, INC. COMMON STOCK 364760108 213 4268 SH
GATEWAY INC COM COMMON STOCK 367626108 3274 61710 SH
GATEWAY INC COM COMMON STOCK 367626108 33 616 SH
GATEWAY INC COM COMMON STOCK 367626108 32 600 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 80394 516588 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 1623 10432 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 29033 186558 SH
GENERAL MILLS INC COMMON STOCK 370334104 955 26400 SH
GENERAL MILLS INC COMMON STOCK 370334104 117 3220 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 2614 31570 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 40 480 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 762 9202 SH
GENTEX COMMON STOCK 371901109 119 3200 SH
GENTEX COMMON STOCK 371901109 334 9000 SH
GENUINE PARTS COMMON STOCK 372460105 104 4350 SH
GENUINE PARTS COMMON STOCK 372460105 150 6299 SH
GEORGIA-PACIFIC CORP COMMON STOCK 373298108 286 7235 SH
GEORGIA-PACIFIC CORP COMMON STOCK 373298108 107 2694 SH
GILLETTE CO COMMON STOCK 375766102 3692 97962 SH
GILLETTE CO COMMON STOCK 375766102 4 100 SH
GILLETTE CO COMMON STOCK 375766102 1062 28175 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 149 2600 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 142 2470 SH
GRAINGER W W INC COMMON STOCK 384802104 148 2720 SH
GRAINGER W W INC COMMON STOCK 384802104 43 800 SH
GRAINGER W W INC COMMON STOCK 384802104 92 1700 SH
GUIDANT CORPORATION COMMON STOCK 401698105 707 12015 SH
GUIDANT CORPORATION COMMON STOCK 401698105 12 200 SH
GUIDANT CORPORATION COMMON STOCK 401698105 35 600 SH
HALLIBURTON CO COMMON STOCK 406216101 2214 53825 SH
HALLIBURTON CO COMMON STOCK 406216101 107 2600 SH
HALLIBURTON CO COMMON STOCK 406216101 716 17400 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 587 7400 SH
HASBRO, INC. COMMON STOCK 418056107 246 14750 SH
HASBRO, INC. COMMON STOCK 418056107 13 750 SH
HASBRO, INC. COMMON STOCK 418056107 131 7843 SH
H.J. HEINZ CO. COMMON STOCK 423074103 196 5620 SH
H.J. HEINZ CO. COMMON STOCK 423074103 129 3700 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 1005 20614 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 297 6100 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 11604 87328 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 80 600 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 3067 23084 SH
HOME DEPOT INC. COMMON STOCK 437076102 12619 195642 SH
HOME DEPOT INC. COMMON STOCK 437076102 202 3125 SH
HOME DEPOT INC. COMMON STOCK 437076102 1345 20860 SH
HONEYWELL INTL INC COMMON STOCK 438516106 2050 38907 SH
HONEYWELL INTL INC COMMON STOCK 438516106 32 600 SH
HONEYWELL INTL INC COMMON STOCK 438516106 865 16424 SH
HUBBELL INC. COMMON STOCK 443510201 127 4648 SH
HUBBELL INC. COMMON STOCK 443510201 128 4676 SH
ITT INDUSTRIES INC COMMON STOCK 450911102 249 8000 SH
ITT INDUSTRIES INC COMMON STOCK 450911102 29 939 SH
IDEXX LABS, INC. COMMON STOCK 45168D104 699 30000 SH
IMMUNEX CORP WASH COM NEW COMMON STOCK 452528102 373 5880 SH
INTEL CORP COMMON STOCK 458140100 41820 316965 SH
INTEL CORP COMMON STOCK 458140100 646 4900 SH
INTEL CORP COMMON STOCK 458140100 8949 67825 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 17200 145766 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 136 1150 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 4587 38875 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 458 10716 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 167 3900 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 1342 28400 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 261 5524 SH
INTERSYSTEMS, INC. COMMON STOCK 460920101 9 10000 SH
INTUIT COMMON STOCK 461202103 1766 32475 SH
IVAX CORP COMMON STOCK 465823102 3220 118175 SH
IVAX CORP COMMON STOCK 465823102 46 1700 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 335 2775 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 24 200 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 36 300 SH
JABIL CIRCUIT INC COMMON STOCK 466313103 1977 45700 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 16447 234121 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 274 3900 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 4110 58504 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 5507 101855 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 43 800 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 976 18052 SH
JONES APPAREL COMMON STOCK 480074103 347 10966 SH
JONES APPAREL COMMON STOCK 480074103 3 96 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 366 4350 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 46 550 SH
KANSAS CITY SOUTHERN IND INC COMMON STOCK 485170104 558 6490 SH
KANSAS CITY SOUTHERN IND INC COMMON STOCK 485170104 92 1070 SH
KEYCORP COMMON STOCK 493267108 168 8818 SH
KEYCORP COMMON STOCK 493267108 43 2282 SH
KIMBERLY CLARK COMMON STOCK 494368103 7343 130975 SH
KIMBERLY CLARK COMMON STOCK 494368103 39 700 SH
KIMBERLY CLARK COMMON STOCK 494368103 1066 19022 SH
LEGATO SYSTEMS INC COMMON STOCK 524651106 1955 43801 SH
LEGATO SYSTEMS INC COMMON STOCK 524651106 4 100 SH
LEHMAN BROS HLDGS INC COMMON STOCK 524908100 1143 11784 SH
LEHMAN BROS HLDGS INC COMMON STOCK 524908100 19 192 SH
ELI LILLY & CO. COMMON STOCK 532457108 1397 22300 SH
ELI LILLY & CO. COMMON STOCK 532457108 301 4800 SH
LINCOLN NATIONAL CORP. COMMON STOCK 534187109 235 7000 SH
LINCOLN NATIONAL CORP. COMMON STOCK 534187109 20 600 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 393 6725 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 70 1200 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 35 600 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 19699 321610 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 418 6831 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 6766 110464 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 4406 97231 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 7 150 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 151 3324 SH
MARSH & MCLENNAN COMMON STOCK 571748102 2014 18253 SH
MARRIOTT INTL' INC. NEW COMMON STOCK 571903202 1430 45400 SH
MARRIOTT INTL' INC. NEW COMMON STOCK 571903202 19 600 SH
MAXIM INTEGRATED PRODUCTS, INC COMMON STOCK 57772K101 231 3250 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 582 20412 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 17 600 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 171 6012 SH
MCDONALDS CORP. COMMON STOCK 580135101 4520 120942 SH
MCDONALDS CORP. COMMON STOCK 580135101 75 2000 SH
MCDONALDS CORP. COMMON STOCK 580135101 1264 33810 SH
MCGRAW-HILL, INC. COMMON STOCK 580645109 262 5750 SH
MCGRAW-HILL, INC. COMMON STOCK 580645109 127 2800 SH
MEAD CORP. COMMON STOCK 582834107 313 8950 SH
MEAD CORP. COMMON STOCK 582834107 178 5100 SH
MEDIAONE GROUP INC. COMMON STOCK 58440J104 9915 122409 SH
MEDIAONE GROUP INC. COMMON STOCK 58440J104 553 6824 SH
MEDIMMUNE INC. COMMON STOCK 584699102 4458 25600 SH
MEDIMMUNE INC. COMMON STOCK 584699102 17 100 SH
MEDIMMUNE INC. COMMON STOCK 584699102 7 40 SH
MEDTRONIC INC COMMON STOCK 585055106 3860 75050 SH
MEDTRONIC INC COMMON STOCK 585055106 89 1725 SH
MEDTRONIC INC COMMON STOCK 585055106 561 10900 SH
MELLON FINL CORP COMMON STOCK 58551A108 452 15206 SH
MELLON FINL CORP COMMON STOCK 58551A108 351 11800 SH
MERCK & CO INC COMMON STOCK 589331107 20991 337878 SH
MERCK & CO INC COMMON STOCK 589331107 286 4600 SH
MERCK & CO INC COMMON STOCK 589331107 6649 107033 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 3397 32355 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 39 375 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 567 5400 SH
MICROSOFT CORP COMMON STOCK 594918104 30745 289366 SH
MICROSOFT CORP COMMON STOCK 594918104 271 2550 SH
MICROSOFT CORP COMMON STOCK 594918104 5417 50982 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 6485 73221 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 239 2700 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 1278 14436 SH
MOBIUS MGMT SYSTEMS INC COMMON STOCK 606925105 182 15000 SH
MONSANTO CO COMMON STOCK 611662107 2001 38848 SH
MONSANTO CO COMMON STOCK 611662107 184 3575 SH
MONSANTO CO COMMON STOCK 611662107 1479 28716 SH
MONTANA POWER CO COMMON STOCK 612085100 209 3258 SH
MONTANA POWER CO COMMON STOCK 612085100 38 600 SH
J P MORGAN & CO COMMON STOCK 616880100 5923 44960 SH
J P MORGAN & CO COMMON STOCK 616880100 211 1600 SH
J P MORGAN & CO COMMON STOCK 616880100 2827 21457 SH
MORGAN STANLEY COMMON STOCK 617446448 13579 163852 SH
MORGAN STANLEY COMMON STOCK 617446448 17 200 SH
MORGAN STANLEY COMMON STOCK 617446448 627 7560 SH
MOTOROLA INC COMMON STOCK 620076109 7184 49208 SH
MOTOROLA INC COMMON STOCK 620076109 95 650 SH
MOTOROLA INC COMMON STOCK 620076109 453 3100 SH
MURPHY OIL CORP. COMMON STOCK 626717102 879 15250 SH
NABORS INDUSTRIES, INC COMMON STOCK 629568106 536 13800 SH
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 317 7116 SH
NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 800 13172 SH
NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 33 550 SH
NAVIGANT CONSULTING INC COMMON STOCK 63935N107 165 15000 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 554 6690 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 17 200 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 38 460 SH
NEW YORK TIMES COMMON STOCK 650111107 2863 66675 SH
NEW YORK TIMES COMMON STOCK 650111107 52 1200 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 571 3850 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 52 350 SH
NIKE, INC. CLASS B COMMON STOCK 654106103 939 23700 SH
NOKIA CORP COMMON STOCK 654902204 541 2436 SH
NOBLE DRILLING CORP COMMON STOCK 655042109 1167 28200 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 506 35500 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 64 4500 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 263 18480 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 725 5751 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 13 100 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 588 4660 SH
NORTHERN STATES PWR CO COMMON STOCK 665772109 126 6350 SH
NORTHERN STATES PWR CO COMMON STOCK 665772109 93 4700 SH
NOVELLUS SYSTEMS COMMON STOCK 670008101 429 7650 SH
NSTAR COM COMMON STOCK 67019E107 272 6474 SH
NSTAR COM COMMON STOCK 67019E107 116 2772 SH
NUCOR CORP COMMON STOCK 670346105 1405 28100 SH
NUCOR CORP COMMON STOCK 670346105 78 1550 SH
NUVEEN MUNICIPAL VALUE FUND TAX EXEMPT FUND 670928100 127 15000 PRN
NUVEEN MUNICIPAL VALUE FUND TAX EXEMPT FUND 670928100 32 3800 PRN
OMNICOM GROUP COMMON STOCK 681919106 1915 20450 SH
OMNICOM GROUP COMMON STOCK 681919106 4 48 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 13463 172466 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 55 700 SH
ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 605 7745 SH
OWENS ILLINOIS INC. COMMON STOCK 690768403 422 25000 SH
PLC SYSTEMS, INC COMMON STOCK 69341D104 161 66000 SH
PNC BANK CORP COMMON STOCK 693475105 359 7976 SH
PNC BANK CORP COMMON STOCK 693475105 32 700 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 1004 19195 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 73 1400 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 173 3300 SH
PAYCHEX, INC. COMMON STOCK 704326107 431 8225 SH
PEOPLE'S HERITAGE FINANCIAL GRP COMMON STOCK 711147108 393 26180 SH
PEOPLE'S HERITAGE FINANCIAL GRP COMMON STOCK 711147108 702 46812 SH
PEPSICO INC COMMON STOCK 713448108 6452 185014 SH
PEPSICO INC COMMON STOCK 713448108 2890 82878 SH
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 354 5950 SH
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 69 1160 SH
PFIZER INC COMMON STOCK 717081103 5803 158718 SH
PFIZER INC COMMON STOCK 717081103 51 1400 SH
PFIZER INC COMMON STOCK 717081103 2257 61719 SH
PHILIP MORRIS COS INC. COMMON STOCK 718154107 378 17908 SH
PHILIP MORRIS COS INC. COMMON STOCK 718154107 497 23550 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 1019 22035 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 46 1000 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 68 1474 SH
PITNEY BOWES COMMON STOCK 724479100 1170 26190 SH
PITNEY BOWES COMMON STOCK 724479100 1068 23900 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 8174 144679 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 232 4100 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 3216 56928 SH
PROGRESSIVE CORP COMMON STOCK 743315103 228 3000 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 337 3891 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 39 450 SH
QUAKER OATS CO. COMMON STOCK 747402105 273 4500 SH
QUAKER OATS CO. COMMON STOCK 747402105 42 700 SH
QUAKER OATS CO. COMMON STOCK 747402105 749 12360 SH
QUALCOMM CORP COMMON STOCK 747525103 6156 41228 SH
QUALCOMM CORP COMMON STOCK 747525103 358 2400 SH
QUALCOMM CORP COMMON STOCK 747525103 384 2575 SH
RAYTHEON CO. COMMON STOCK 755111408 337 19004 SH
RAYTHEON CO. COMMON STOCK 755111408 42 2350 SH
RAYTHEON CO. COMMON STOCK 755111408 130 7330 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 271 6471 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 65 1550 SH
ROCKWELL INTL CORP COMMON STOCK 773903109 31 750 SH
ROHM & HAAS INC. COMMON STOCK 775371107 4668 104600 SH
ROHM & HAAS INC. COMMON STOCK 775371107 234 5247 SH
ROSS STORES INC COMMON STOCK 778296103 448 18600 SH
ROSS STORES INC COMMON STOCK 778296103 63 2600 SH
ROYAL DUTCH PETROLEUM CO. FOREIGN STOCK 780257804 769 13296 SH
ROYAL DUTCH PETROLEUM CO. FOREIGN STOCK 780257804 862 14913 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 6946 164894 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 234 5564 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 2828 67137 SH
SCI SYSTEMS INC COMMON STOCK 783890106 1828 34000 SH
SCI SYSTEMS INC COMMON STOCK 783890106 177 3300 SH
SAFEWAY INC. COMMON STOCK 786514208 3132 69225 SH
SAFEWAY INC. COMMON STOCK 786514208 63 1400 SH
SARA LEE CORP COMMON STOCK 803111103 1111 61730 SH
SARA LEE CORP COMMON STOCK 803111103 87 4857 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 9619 259100 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 85 2300 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 1452 39120 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 745 9745 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 638 8338 SH
CHARLES SCHWAB CORP NEW COMMON STOCK 808513105 426 7500 SH
SCIENTIFIC-ATLANTA, INC. COMMON STOCK 808655104 6608 104480 SH
SCIENTIFIC-ATLANTA, INC. COMMON STOCK 808655104 46 720 SH
SEAGATE TECHNOLOGY COMMON STOCK 811804103 1721 27873 SH
SEAGATE TECHNOLOGY COMMON STOCK 811804103 49 800 SH
SEAGATE TECHNOLOGY COMMON STOCK 811804103 62 1000 SH
SEAGRAM COMPANY LTD. FOREIGN STOCK 811850106 184 3100 SH
SEAGRAM COMPANY LTD. FOREIGN STOCK 811850106 208 3500 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 401 13084 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 40 1300 SH
SEARS ROEBUCK & CO COMMON STOCK 812387108 186 6061 SH
SELFCARE INC COMMON STOCK 81631R107 68 10000 SH
SEMPRA ENERGY COMMON STOCK 816851109 439 26212 SH
SIEBEL INC COMMON STOCK 826170102 695 5815 SH
SIEBEL INC COMMON STOCK 826170102 17 140 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 72 1091 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 238 3600 SH
SOLECTRON CORP COMMON STOCK 834182107 4626 115290 SH
SOLECTRON CORP COMMON STOCK 834182107 40 1000 SH
SOUTHDOWN INC. COMMON STOCK 841297104 258 4350 SH
SOUTHERN CO COMMON STOCK 842587107 154 7062 SH
SOUTHERN CO COMMON STOCK 842587107 137 6300 SH
SOUTHWEST AIRLINES COMMON STOCK 844741108 170 8154 SH
SOUTHWEST AIRLINES COMMON STOCK 844741108 9 450 SH
SOUTHWEST AIRLINES COMMON STOCK 844741108 35 1686 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 3694 58405 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 13 200 SH
SPRINT CORPORATION COM COMMON STOCK 852061100 316 5000 SH
SPRINT CORPORATION COM COMMON STOCK 852061506 859 13108 SH
SPRINT CORPORATION COM COMMON STOCK 852061506 223 3400 SH
STATE STREET CORP COMMON STOCK 857477103 2029 20940 SH
STATE STREET CORP COMMON STOCK 857477103 954 9850 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 17953 191600 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 126 1350 SH
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 1600 17075 SH
SYSCO CORP COMMON STOCK 871829107 235 6500 SH
SYSCO CORP COMMON STOCK 871829107 291 8050 SH
TECO ENERGY INC. COMMON STOCK 872375100 235 12088 SH
TECO ENERGY INC. COMMON STOCK 872375100 221 11375 SH
TJX COMPANIES COMMON STOCK 872540109 2500 112665 SH
TJX COMPANIES COMMON STOCK 872540109 47 2112 SH
TJX COMPANIES COMMON STOCK 872540109 110 4964 SH
TRW INC. COMMON STOCK 872649108 897 15326 SH
TRW INC. COMMON STOCK 872649108 322 5500 SH
TANDY CORP. COMMON STOCK 875382103 203 4000 SH
TANDY CORP. COMMON STOCK 875382103 5 94 SH
TARGET CORP COMMON STOCK 87612E106 723 9675 SH
TARGET CORP COMMON STOCK 87612E106 71 950 SH
TELLABS INC COMMON STOCK 879664100 5145 81683 SH
TELLABS INC COMMON STOCK 879664100 38 600 SH
TELLABS INC COMMON STOCK 879664100 135 2150 SH
TEXACO INC COMMON STOCK 881694103 2595 48287 SH
TEXACO INC COMMON STOCK 881694103 118 2200 SH
TEXACO INC COMMON STOCK 881694103 772 14356 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 3064 19151 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 36 225 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4793 29955 SH
TEXTRON INC COMMON STOCK 883203101 1604 26346 SH
TEXTRON INC COMMON STOCK 883203101 220 3618 SH
TIFFANY & CO. COMMON STOCK 886547108 504 6025 SH
TIFFANY & CO. COMMON STOCK 886547108 29 350 SH
TIME WARNER, INC. COMMON STOCK 887315109 2201 22012 SH
TIME WARNER, INC. COMMON STOCK 887315109 787 7865 SH
TIMES MIRROR CO COMMON STOCK 887364107 265 2855 SH
TORONTO DOMINION BANK FOREIGN STOCK 891160509 443 16600 SH
TRIBUNE CO NEW COMMON STOCK 896047107 1607 43952 SH
TRIBUNE CO NEW COMMON STOCK 896047107 15 400 SH
TYCO INTL LTD COMMON STOCK 902124106 13008 259512 SH
TYCO INTL LTD COMMON STOCK 902124106 110 2200 SH
TYCO INTL LTD COMMON STOCK 902124106 1475 29430 SH
UAL CORP COMMON STOCK 902549500 711 11750 SH
UAL CORP COMMON STOCK 902549500 48 800 SH
UNAPIX ENTERTAINMENT INC. COMMON STOCK 904270105 53 35273 SH
UNION PACIFIC CORP COMMON STOCK 907818108 743 18986 SH
UNION PACIFIC CORP COMMON STOCK 907818108 424 10830 SH
UNITED STATES CELLULAR CORP COMMON STOCK 911684108 396 5575 SH
US WEST INC NEW COMMON STOCK 91273H101 677 9315 SH
US WEST INC NEW COMMON STOCK 91273H101 39 532 SH
US WEST INC NEW COMMON STOCK 91273H101 386 5313 SH
US TRUST CORP COMMON STOCK 91288L105 704 3718 SH
US TRUST CORP COMMON STOCK 91288L105 193 1018 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 7520 119004 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 51 800 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 937 14833 SH
UNITIL CORP COMMON COMMON STOCK 913259107 259 8760 SH
UNITIL CORP COMMON COMMON STOCK 913259107 735 24846 SH
UNOCAL CORP. COMMON STOCK 915289102 173 5828 SH
UNOCAL CORP. COMMON STOCK 915289102 72 2425 SH
UNUMPROVIDENT CORP COMMON STOCK 91529Y106 92 5406 SH
UNUMPROVIDENT CORP COMMON STOCK 91529Y106 90 5300 SH
VIACOM INC. COMMON STOCK 925524100 676 12650 SH
VIACOM INC. COMMON STOCK 925524100 148 2775 SH
VIACOM INC. COMMON STOCK 925524308 1590 30148 SH
VIACOM INC. COMMON STOCK 925524308 39 731 SH
VISHAY INTERTCHLGY INC. COMMON STOCK 928298108 1884 33875 SH
VISHAY INTERTCHLGY INC. COMMON STOCK 928298108 150 2700 SH
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 1107 19915 SH
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 739 13295 SH
WAL-MART STORES COMMON STOCK 931142103 12777 226137 SH
WAL-MART STORES COMMON STOCK 931142103 31 550 SH
WAL-MART STORES COMMON STOCK 931142103 1073 18998 SH
WALGREEN COMPANY COMMON STOCK 931422109 286 11120 SH
WALGREEN COMPANY COMMON STOCK 931422109 117 4560 SH
WARNER-LAMBERT CO COMMON STOCK 934488107 7570 77495 SH
WARNER-LAMBERT CO COMMON STOCK 934488107 3260 33376 SH
WASHINGTON TRUST BANCORP., INC. COMMON STOCK 940610108 190 11893 SH
WASHINGTON TRUST BANCORP., INC. COMMON STOCK 940610108 1184 73990 SH
WATSON PHARMACEUTICAL INC COMMON STOCK 942683103 528 13300 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 814 19980 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 35 850 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 196 4820 SH
WEYERHAEUSER CO COMMON STOCK 962166104 1308 22950 SH
WILLIAMETTE IND. INC. COMMON STOCK 969133107 1766 44000 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 5319 121058 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 257 5850 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 1773 40354 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 287 14386 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 134 6725 SH
XILINX INC. COMMON STOCK 983919101 1509 18225 SH
XILINX INC. COMMON STOCK 983919101 106 1280 SH
XEROX CORP COMMON STOCK 984121103 110 4225 SH
XEROX CORP COMMON STOCK 984121103 94 3600 SH
XYBERNAUT CORP COMMON STOCK 984149104 167 10000 SH
YAHOO INC COMMON STOCK 984332106 197 1150 SH
YAHOO INC COMMON STOCK 984332106 34 200 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 1022 15620 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 250 3816 SH
TOMMY HILFIGER COMMON STOCK G8915Z102 688 47452 SH
TOMMY HILFIGER COMMON STOCK G8915Z102 11 772 SH
ABINGTON BANCORP COMMON STOCK 00350P100 387 38700 SH
BOSTONFED BANCORP INC. COMMON STOCK 101178101 907 75600 SH
C-BRIDGE INTERNET SOLUTIONS COMMON STOCK 12500B105 299 8000 SH
FIRST FED OF EAST HARTFORD COMMON STOCK 319944104 534 17800 SH
FIRST ESSEX BANCORP, INC. COMMON STOCK 320103104 1136 72700 SH
FIRST UNION CORP. COMMON STOCK 337358105 878 25000 SH
FLEETBOSTON CORP. COMMON STOCK 339030108 1813 50000 SH
GRANITE STATE BANKSHARES, INC. COMMON STOCK 387472103 1525 100000 SH
INDEPENDENT BANK CORP. COMMON STOCK 453836108 2849 238700 SH
LAWRENCE SAVINGS BANK COMMON STOCK 520341108 196 28000 SH
MECHAICS SAVINGS BANK COMMON STOCK 583492103 4048 126500 SH
SEACOAST FINANCIAL SERVICES COMMON STOCK 81170Q106 1837 190832 SH
VIA NET WORKS, INC. COMMON STOCK (VIA) 6758 317380 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
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ADC TELECOMMUNICATIONS, INC. SOLE 75630
ADC TELECOMMUNICATIONS, INC. DEFINED 500
ADC TELECOMMUNICATIONS, INC. OTHER 200
AT&T SOLE 271976
AT&T SOLE 11500
AT&T DEFINED 1550
AT&T DEFINED 9 2790
AT&T OTHER 68955
AT&T OTHER 1200
AXA FINL INC SOLE 93889
AXA FINL INC SOLE 250
ABBOTT LABORATORIES SOLE 90202
ABBOTT LABORATORIES SOLE 600
ABBOTT LABORATORIES DEFINED 9 3400
ABBOTT LABORATORIES OTHER 18190
ABBOTT LABORATORIES OTHER 4000
ABBOTT LABORATORIES OTHER 12 2000
ADOBE SYS INC SOLE 51662
ADOBE SYS INC SOLE 3450
ADTRAN INC SOLE 7750
ADTRAN INC SOLE 100
AETNA INC. SOLE 2026
AETNA INC. OTHER 2812
AIR PRODUCTS & CHEMICALS INC SOLE 23440
AIR PRODUCTS & CHEMICALS INC OTHER 5122
ALCOA INC SOLE 11365
ALCOA INC SOLE 5000
ALCOA INC DEFINED 800
ALCOA INC OTHER 2790
ALLEGHENY ENERGY INC SOLE 4488
ALLEGHENY ENERGY INC OTHER 3560
ALLERGAN, INC SOLE 33364
ALLERGAN, INC SOLE 200
ALLERGAN, INC OTHER 800
ALLSTATE CORP SOLE 17017
ALLSTATE CORP OTHER 8956
ALLTEL CORPORATION SOLE 15195
ALLTEL CORPORATION SOLE 150
ALLTEL CORPORATION DEFINED 250
ALLTEL CORPORATION OTHER 3875
ALLTEL CORPORATION OTHER 1800
AMBAC FINANCIAL GROUP, INC. SOLE 4590
AMBAC FINANCIAL GROUP, INC. OTHER 100
AMERICA ONLINE INC SOLE 125202
AMERICA ONLINE INC SOLE 200
AMERICA ONLINE INC OTHER 8150
AMERICA ONLINE INC OTHER 100
AMERICAN EXPRESS CO SOLE 73479
AMERICAN EXPRESS CO SOLE 650
AMERICAN EXPRESS CO DEFINED 825
AMERICAN EXPRESS CO OTHER 7797
AMERICAN EXPRESS CO OTHER 12 2000
AMERICAN HOME PRODUCTS CORP. SOLE 98390
AMERICAN HOME PRODUCTS CORP. SOLE 10400
AMERICAN HOME PRODUCTS CORP. DEFINED 200
AMERICAN HOME PRODUCTS CORP. DEFINED 9 7000
AMERICAN HOME PRODUCTS CORP. OTHER 71700
AMERICAN HOME PRODUCTS CORP. OTHER 1200
AMERICAN HOME PRODUCTS CORP. OTHER 12 1600
AMERICAN INTERNATIONAL GROUP SOLE 414118
AMERICAN INTERNATIONAL GROUP SOLE 525
AMERICAN INTERNATIONAL GROUP DEFINED 5108
AMERICAN INTERNATIONAL GROUP DEFINED 9 4428
AMERICAN INTERNATIONAL GROUP OTHER 86575
AMERICAN INTERNATIONAL GROUP OTHER 2761
AMERICAN INTERNATIONAL GROUP OTHER 12 843
AMERICAN POWER CONVERSION SOLE 150550
AMERICAN POWER CONVERSION SOLE 12000
AMERICAN POWER CONVERSION OTHER 7200
AMGEN INC. SOLE 66371
AMGEN INC. SOLE 500
AMGEN INC. DEFINED 1700
AMGEN INC. OTHER 9200
ANALOG DEVICES, INC. SOLE 57790
ANALOG DEVICES, INC. OTHER 600
ANHEUSER-BUSCH COMPANIES, INC. SOLE 96258
ANHEUSER-BUSCH COMPANIES, INC. SOLE 6075
ANHEUSER-BUSCH COMPANIES, INC. DEFINED 175
ANHEUSER-BUSCH COMPANIES, INC. OTHER 16598
AON CORP SOLE 7233
APACHE CORP. SOLE 2925
APACHE CORP. OTHER 1300
APPLIED MATERIALS INC SOLE 127505
APPLIED MATERIALS INC SOLE 6700
APPLIED MATERIALS INC DEFINED 1740
APPLIED MATERIALS INC OTHER 3370
ARGUSS HLDGS INC SOLE 647293
ARGUSS HLDGS INC OTHER 99520
ATLANTIC RICHFIELD CO SOLE 25558
ATLANTIC RICHFIELD CO DEFINED 100
ATLANTIC RICHFIELD CO DEFINED 9 1180
ATLANTIC RICHFIELD CO OTHER 14036
ATMEL CORP SOLE 4500
AUTODESK INC. SOLE 50000
AUTODESK INC. SOLE 8000
AUTODESK INC. OTHER 52
AUTOMATIC DATA PROCESSING INC. SOLE 190020
AUTOMATIC DATA PROCESSING INC. SOLE 1000
AUTOMATIC DATA PROCESSING INC. DEFINED 8000
AUTOMATIC DATA PROCESSING INC. OTHER 52405
AUTOMATIC DATA PROCESSING INC. OTHER 3110
AVERY DENNISON CORP. SOLE 33566
AVERY DENNISON CORP. SOLE 450
AVERY DENNISON CORP. DEFINED 650
AVERY DENNISON CORP. OTHER 7726
AVNET, INC. SOLE 9985
AVNET, INC. OTHER 1800
BCE INC. SOLE 6252
BCE INC. OTHER 1000
BJ SERVICES COMPANY SOLE 5325
BJ SERVICES COMPANY SOLE 400
BP AMOCO PLC SOLE 114848
BP AMOCO PLC SOLE 150
BP AMOCO PLC DEFINED 3525
BP AMOCO PLC OTHER 29718
BANK OF AMERICA CORP SOLE 169969
BANK OF AMERICA CORP SOLE 600
BANK OF AMERICA CORP OTHER 11263
BANK OF NEW YORK CO. INC SOLE 2656
BANK OF NEW YORK CO. INC OTHER 18304
BANK ONE CORP SOLE 9939
BANK ONE CORP OTHER 1556
BAXTER INTERNATIONAL INC. SOLE 4850
BAXTER INTERNATIONAL INC. OTHER 1941
BECTON DICKINSON & CO SOLE 6600
BECTON DICKINSON & CO DEFINED 10
BECTON DICKINSON & CO OTHER 4000
BELL ATLANTIC CORP. SOLE 291357
BELL ATLANTIC CORP. SOLE 775
BELL ATLANTIC CORP. DEFINED 6664
BELL ATLANTIC CORP. DEFINED 9 4600
BELL ATLANTIC CORP. OTHER 74807
BELL ATLANTIC CORP. OTHER 1250
BELLSOUTH CORPORATION SOLE 156453
BELLSOUTH CORPORATION SOLE 150
BELLSOUTH CORPORATION DEFINED 3072
BELLSOUTH CORPORATION OTHER 55768
BELLSOUTH CORPORATION OTHER 1400
A H BELO CORP SOLE 126000
BERKSHIRE HATHAWAY DEL SOLE 16
BERKSHIRE HATHAWAY DEL SOLE 52
BERKSHIRE HATHAWAY DEL DEFINED 9 36
BERKSHIRE HATHAWAY DEL OTHER 382
BEST BUY COMPANY INC SOLE 2178
BEST BUY COMPANY INC SOLE 350
BEST BUY COMPANY INC OTHER 332
BESTFOODS SOLE 32303
BESTFOODS DEFINED 9 1900
BESTFOODS OTHER 11200
BIOGEN, INC. SOLE 71790
BIOGEN, INC. SOLE 425
BIOGEN, INC. DEFINED 450
BIOGEN, INC. OTHER 1735
BIOGEN, INC. OTHER 400
BIOMET INC SOLE 32150
BIOMET INC OTHER 500
BOEING CO. SOLE 33008
BOEING CO. DEFINED 481
BOEING CO. DEFINED 9 500
BOEING CO. OTHER 12145
BOISE CASCADE CORP. SOLE 6113
BOISE CASCADE CORP. OTHER 1015
BRIGGS & STRATTON CORP SOLE 9020
BRIGGS & STRATTON CORP OTHER 6350
BRISTOL-MYERS SQUIBB CO. SOLE 251314
BRISTOL-MYERS SQUIBB CO. SOLE 200
BRISTOL-MYERS SQUIBB CO. DEFINED 1000
BRISTOL-MYERS SQUIBB CO. OTHER 95416
BRISTOL-MYERS SQUIBB CO. OTHER 500
BRISTOL-MYERS SQUIBB CO. OTHER 12 1600
CBS CORP SOLE 15894
CBS CORP SOLE 225
CBS CORP OTHER 4908
CIGNA SOLE 99811
CIGNA SOLE 7500
CIGNA OTHER 1175
CVS CORP SOLE 52829
CVS CORP OTHER 9325
CVS CORP OTHER 350
CVS CORP OTHER 12 700
CALPINE CORP SOLE 22200
CALPINE CORP SOLE 100
CAMPBELL SOUP CO SOLE 8660
CAMPBELL SOUP CO OTHER 8200
CANANDAIGUA BRANDS INC SOLE 5042
CARNIVAL CRUISE SOLE 22900
CARNIVAL CRUISE SOLE 450
CARNIVAL CRUISE OTHER 5850
CATALINA MARKETING CORP SOLE 7225
CATALINA MARKETING CORP SOLE 175
CATALINA MARKETING CORP OTHER 75
CATERPILLAR TRACTOR CO SOLE 24250
CATERPILLAR TRACTOR CO OTHER 600
CHASE MANHATTAN CORP SOLE 132859
CHASE MANHATTAN CORP SOLE 5200
CHASE MANHATTAN CORP OTHER 13208
CHEVRON CORP SOLE 153473
CHEVRON CORP SOLE 1950
CHEVRON CORP DEFINED 550
CHEVRON CORP OTHER 28180
CHEVRON CORP OTHER 100
CHUBB CORP. SOLE 1544
CHUBB CORP. OTHER 1500
CHURCH & DWIGHT CO., INC. SOLE 50000
CIRCUIT CITY STORES SOLE 95750
CIRCUIT CITY STORES DEFINED 275
CIRCUIT CITY STORES OTHER 300
CIRCUIT CITY STORES OTHER 1776
CISCO SYSTEMS SOLE 439552
CISCO SYSTEMS SOLE 1550
CISCO SYSTEMS DEFINED 2000
CISCO SYSTEMS OTHER 57450
CISCO SYSTEMS OTHER 200
CITIGROUP INC SOLE 351044
CITIGROUP INC SOLE 9937
CITIGROUP INC DEFINED 2358
CITIGROUP INC OTHER 31884
CITIGROUP INC OTHER 1785
CITIGROUP INC OTHER 12 1512
CITRIX SYSTEMS INC SOLE 68860
CITRIX SYSTEMS INC SOLE 1500
CITRIX SYSTEMS INC OTHER 424
CLOROX CO. SOLE 80341
CLOROX CO. OTHER 14600
COCA-COLA CO. SOLE 219455
COCA-COLA CO. SOLE 5900
COCA-COLA CO. DEFINED 150
COCA-COLA CO. OTHER 106453
COCA-COLA CO. OTHER 2000
COCA-COLA CO. OTHER 12 4000
COLGATE-PALMOLIVE CO. SOLE 39677
COLGATE-PALMOLIVE CO. SOLE 500
COLGATE-PALMOLIVE CO. DEFINED 725
COLGATE-PALMOLIVE CO. OTHER 25450
COMCAST CORP SOLE 86385
COMCAST CORP OTHER 150
COMERICA INC. SOLE 2903
COMERICA INC. OTHER 2850
COMPAQ COMPUTER SOLE 100341
COMPAQ COMPUTER SOLE 300
COMPAQ COMPUTER DEFINED 518
COMPAQ COMPUTER OTHER 3001
COMPAQ COMPUTER OTHER 12 1000
COMPUTER ASSOCIATES INT'L INC. SOLE 29500
COMPUTER ASSOCIATES INT'L INC. OTHER 1325
COMPUWARE CORPORATION SOLE 18270
COMPUWARE CORPORATION SOLE 400
COMPUWARE CORPORATION DEFINED 808
COMPUWARE CORPORATION OTHER 930
COMVERSE TECHNOLOGY INC. SOLE 1719
CONEXANT SYSTEMS INC SOLE 4800
CONEXANT SYSTEMS INC DEFINED 9 1250
CONEXANT SYSTEMS INC OTHER 950
CONOCO INC. SOLE 34546
CONOCO INC. DEFINED 2457
CONOCO INC. OTHER 17323
CONSOLIDATED EDISON INC. SOLE 2640
CONSOLIDATED EDISON INC. OTHER 4444
CORNING INCORPORATED SOLE 31953
CORNING INCORPORATED SOLE 150
CORNING INCORPORATED OTHER 3425
COSTCO WHSL CORP SOLE 54025
COSTCO WHSL CORP OTHER 780
COUNTRYWIDE CREDIT INDS INC SOLE 8575
COUNTRYWIDE CREDIT INDS INC OTHER 800
CYPRESS SEMI-CONDUCTOR CORP SOLE 4800
CYPRESS SEMI-CONDUCTOR CORP OTHER 1400
DQE INC. SOLE 14100
DQE INC. OTHER 2466
DANA CORP. SOLE 9640
DANA CORP. DEFINED 9 4088
DANA CORP. OTHER 1848
DELL COMPUTER SOLE 111547
DELL COMPUTER OTHER 15400
DELL COMPUTER OTHER 600
DIAL CORP NEW SOLE 11250
DIAL CORP NEW OTHER 3300
DIEBOLD, INC. SOLE 4899
DIEBOLD, INC. OTHER 9890
WALT DISNEY CO. SOLE 203620
WALT DISNEY CO. SOLE 12600
WALT DISNEY CO. DEFINED 10800
WALT DISNEY CO. OTHER 23000
WALT DISNEY CO. OTHER 1590
DONALDSON LUFKIN & JENRETTE SOLE 6650
RR DONNELLEY & SONS SOLE 5350
RR DONNELLEY & SONS OTHER 5675
DOVER CORP. SOLE 13700
DOW CHEMICAL CO SOLE 44043
DOW CHEMICAL CO SOLE 1700
DOW CHEMICAL CO OTHER 5902
E.I. DUPONT deNEMOURS & CO. SOLE 100765
E.I. DUPONT deNEMOURS & CO. SOLE 3265
E.I. DUPONT deNEMOURS & CO. DEFINED 1367
E.I. DUPONT deNEMOURS & CO. OTHER 33681
DUKE ENERGY CORP. SOLE 5050
DUKE ENERGY CORP. DEFINED 1000
DUKE ENERGY CORP. OTHER 3518
E M C CORP MASS SOLE 65485
E M C CORP MASS SOLE 4500
E M C CORP MASS DEFINED 300
E M C CORP MASS OTHER 24675
EASTMAN KODAK CO SOLE 14092
EASTMAN KODAK CO OTHER 4742
EDISON INTERNATIONAL SOLE 158214
EDISON INTERNATIONAL SOLE 16000
A G EDWARDS INC SOLE 6900
A G EDWARDS INC SOLE 200
A G EDWARDS INC OTHER 4925
ELAN CORP. PLC ADR SOLE 50900
ELAN CORP. PLC ADR OTHER 2500
ELECTRONIC DATA SYSTEMS SOLE 3354
ELECTRONIC DATA SYSTEMS OTHER 2632
EMERSON ELECTRIC CO. SOLE 26700
EMERSON ELECTRIC CO. OTHER 14130
ENERGYNORTH, INC. SOLE 17243
ENERGYNORTH, INC. OTHER 2340
ENRON CORP. SOLE 27350
ENRON CORP. SOLE 475
ENRON CORP. DEFINED 525
ENRON CORP. OTHER 30490
ERICSSON TEL NEW ADR SOLE 2006
ERICSSON TEL NEW ADR DEFINED 375
ERICSSON TEL NEW ADR OTHER 450
EXXON MOBIL CORP SOLE 426650
EXXON MOBIL CORP SOLE 5582
EXXON MOBIL CORP DEFINED 4798
EXXON MOBIL CORP DEFINED 9 3200
EXXON MOBIL CORP OTHER 184592
EXXON MOBIL CORP OTHER 3381
FPL GROUP SOLE 43134
FPL GROUP SOLE 200
FPL GROUP DEFINED 200
FPL GROUP OTHER 9379
FREDDIE MAC SOLE 80070
FREDDIE MAC SOLE 350
FREDDIE MAC DEFINED 860
FREDDIE MAC OTHER 16200
FANNIE MAE SOLE 54613
FANNIE MAE SOLE 100
FANNIE MAE DEFINED 2200
FANNIE MAE OTHER 8730
FANNIE MAE OTHER 2350
FEDERATED DEPT STORES, INC. SOLE 4020
FEDERATED DEPT STORES, INC. SOLE 500
FEDERATED DEPT STORES, INC. OTHER 300
FIRST UNION CORP SOLE 125306
FIRST UNION CORP OTHER 18091
FIRSTAR CORP NEW WIS SOLE 22982
FLEETBOSTON FINL CORP SOLE 239451
FLEETBOSTON FINL CORP SOLE 1484
FLEETBOSTON FINL CORP DEFINED 5610
FLEETBOSTON FINL CORP OTHER 78453
FLEETBOSTON FINL CORP OTHER 3556
FLEETBOSTON FINL CORP OTHER 12 9200
FLEETWOOD ENTERPRISES SOLE 9450
FLEETWOOD ENTERPRISES OTHER 600
FORD MOTOR CO SOLE 59707
FORD MOTOR CO SOLE 9400
FORD MOTOR CO OTHER 9234
FOREST LABORATORIES, INC. SOLE 6400
FORTUNE BRANDS INC SOLE 4550
FORTUNE BRANDS INC SOLE 340
FORTUNE BRANDS INC DEFINED 700
FORTUNE BRANDS INC OTHER 2470
GTE CORP. SOLE 102909
GTE CORP. OTHER 29439
GTE CORP. OTHER 300
GANNETT INC. SOLE 3145
GANNETT INC. OTHER 1190
GAP, INC. SOLE 108594
GAP, INC. SOLE 6000
GAP, INC. DEFINED 487
GAP, INC. OTHER 4268
GATEWAY INC COM SOLE 61510
GATEWAY INC COM SOLE 200
GATEWAY INC COM DEFINED 616
GATEWAY INC COM OTHER 600
GENERAL ELECTRIC CO SOLE 511138
GENERAL ELECTRIC CO SOLE 5450
GENERAL ELECTRIC CO DEFINED 7632
GENERAL ELECTRIC CO DEFINED 9 2800
GENERAL ELECTRIC CO OTHER 179333
GENERAL ELECTRIC CO OTHER 5425
GENERAL ELECTRIC CO OTHER 12 1800
GENERAL MILLS INC SOLE 26400
GENERAL MILLS INC OTHER 3220
GENERAL MOTORS CORP. SOLE 31470
GENERAL MOTORS CORP. SOLE 100
GENERAL MOTORS CORP. DEFINED 480
GENERAL MOTORS CORP. OTHER 9202
GENTEX SOLE 3200
GENTEX OTHER 9000
GENUINE PARTS SOLE 4350
GENUINE PARTS OTHER 6299
GEORGIA-PACIFIC CORP SOLE 6735
GEORGIA-PACIFIC CORP SOLE 500
GEORGIA-PACIFIC CORP OTHER 2694
GILLETTE CO SOLE 97562
GILLETTE CO SOLE 400
GILLETTE CO DEFINED 100
GILLETTE CO OTHER 25825
GILLETTE CO OTHER 1350
GILLETTE CO OTHER 12 1000
GLAXO WELLCOME PLC SOLE 2600
GLAXO WELLCOME PLC OTHER 2470
GRAINGER W W INC SOLE 2720
GRAINGER W W INC DEFINED 800
GRAINGER W W INC OTHER 1700
GUIDANT CORPORATION SOLE 11790
GUIDANT CORPORATION SOLE 225
GUIDANT CORPORATION DEFINED 200
GUIDANT CORPORATION OTHER 600
HALLIBURTON CO SOLE 53725
HALLIBURTON CO SOLE 100
HALLIBURTON CO DEFINED 9 2600
HALLIBURTON CO OTHER 17350
HALLIBURTON CO OTHER 50
HARLEY DAVIDSON INC SOLE 7400
HASBRO, INC. SOLE 14750
HASBRO, INC. DEFINED 750
HASBRO, INC. OTHER 1600
HASBRO, INC. OTHER 12 6243
H.J. HEINZ CO. SOLE 5620
H.J. HEINZ CO. OTHER 3700
HERSHEY FOODS CORP. SOLE 20614
HERSHEY FOODS CORP. OTHER 6100
HEWLETT PACKARD CO SOLE 86528
HEWLETT PACKARD CO SOLE 800
HEWLETT PACKARD CO DEFINED 600
HEWLETT PACKARD CO OTHER 22084
HEWLETT PACKARD CO OTHER 1000
HOME DEPOT INC. SOLE 195117
HOME DEPOT INC. SOLE 525
HOME DEPOT INC. DEFINED 3125
HOME DEPOT INC. OTHER 20035
HOME DEPOT INC. OTHER 825
HONEYWELL INTL INC SOLE 38207
HONEYWELL INTL INC SOLE 700
HONEYWELL INTL INC DEFINED 600
HONEYWELL INTL INC OTHER 16424
HUBBELL INC. SOLE 4648
HUBBELL INC. OTHER 4676
ITT INDUSTRIES INC SOLE 8000
ITT INDUSTRIES INC OTHER 939
IDEXX LABS, INC. OTHER 30000
IMMUNEX CORP WASH COM NEW SOLE 5880
INTEL CORP SOLE 311717
INTEL CORP SOLE 5248
INTEL CORP DEFINED 1900
INTEL CORP DEFINED 9 3000
INTEL CORP OTHER 63025
INTEL CORP OTHER 4200
INTEL CORP OTHER 12 600
INTERNATIONAL BUSINESS MACHINES SOLE 144666
INTERNATIONAL BUSINESS MACHINES SOLE 1100
INTERNATIONAL BUSINESS MACHINES DEFINED 1150
INTERNATIONAL BUSINESS MACHINES OTHER 34825
INTERNATIONAL BUSINESS MACHINES OTHER 2850
INTERNATIONAL BUSINESS MACHINES OTHER 12 1200
INTERNATIONAL PAPER CO SOLE 10716
INTERNATIONAL PAPER CO OTHER 3900
INTERPUBLIC GROUP COS INC SOLE 28400
INTERPUBLIC GROUP COS INC OTHER 5524
INTERSYSTEMS, INC. OTHER 10000
INTUIT SOLE 32475
IVAX CORP SOLE 117700
IVAX CORP SOLE 475
IVAX CORP OTHER 1700
JDS UNIPHASE CORP SOLE 2775
JDS UNIPHASE CORP DEFINED 200
JDS UNIPHASE CORP OTHER 300
JABIL CIRCUIT INC SOLE 45700
JOHNSON & JOHNSON SOLE 233521
JOHNSON & JOHNSON SOLE 600
JOHNSON & JOHNSON DEFINED 2200
JOHNSON & JOHNSON DEFINED 9 1700
JOHNSON & JOHNSON OTHER 56614
JOHNSON & JOHNSON OTHER 1390
JOHNSON & JOHNSON OTHER 12 500
JOHNSON CONTROLS INC SOLE 101855
JOHNSON CONTROLS INC DEFINED 800
JOHNSON CONTROLS INC OTHER 18052
JONES APPAREL SOLE 10966
JONES APPAREL OTHER 96
KLA INSTRUMENTS CORP SOLE 4350
KLA INSTRUMENTS CORP OTHER 550
KANSAS CITY SOUTHERN IND INC SOLE 6490
KANSAS CITY SOUTHERN IND INC OTHER 1070
KEYCORP SOLE 8518
KEYCORP SOLE 300
KEYCORP OTHER 2282
KIMBERLY CLARK SOLE 130775
KIMBERLY CLARK SOLE 200
KIMBERLY CLARK DEFINED 700
KIMBERLY CLARK OTHER 19022
LEGATO SYSTEMS INC SOLE 43801
LEGATO SYSTEMS INC OTHER 100
LEHMAN BROS HLDGS INC SOLE 11784
LEHMAN BROS HLDGS INC OTHER 192
ELI LILLY & CO. SOLE 22300
ELI LILLY & CO. OTHER 4800
LINCOLN NATIONAL CORP. SOLE 7000
LINCOLN NATIONAL CORP. OTHER 600
LOWE'S COMPANIES INC SOLE 6575
LOWE'S COMPANIES INC SOLE 150
LOWE'S COMPANIES INC DEFINED 1200
LOWE'S COMPANIES INC OTHER 600
LUCENT TECHNOLOGIES INC SOLE 310154
LUCENT TECHNOLOGIES INC SOLE 11456
LUCENT TECHNOLOGIES INC DEFINED 3579
LUCENT TECHNOLOGIES INC DEFINED 9 3252
LUCENT TECHNOLOGIES INC OTHER 106958
LUCENT TECHNOLOGIES INC OTHER 1506
LUCENT TECHNOLOGIES INC OTHER 12 2000
MCI WORLDCOM INC SOLE 96481
MCI WORLDCOM INC SOLE 750
MCI WORLDCOM INC DEFINED 150
MCI WORLDCOM INC OTHER 3324
MARSH & MCLENNAN SOLE 18253
MARRIOTT INTL' INC. NEW SOLE 45400
MARRIOTT INTL' INC. NEW OTHER 600
MAXIM INTEGRATED PRODUCTS, INC SOLE 3250
MAY DEPARTMENT STORES SOLE 20412
MAY DEPARTMENT STORES DEFINED 600
MAY DEPARTMENT STORES OTHER 6012
MCDONALDS CORP. SOLE 120942
MCDONALDS CORP. DEFINED 2000
MCDONALDS CORP. OTHER 27960
MCDONALDS CORP. OTHER 5850
MCGRAW-HILL, INC. SOLE 5750
MCGRAW-HILL, INC. OTHER 2700
MCGRAW-HILL, INC. OTHER 100
MEAD CORP. SOLE 8950
MEAD CORP. OTHER 5100
MEDIAONE GROUP INC. SOLE 122409
MEDIAONE GROUP INC. OTHER 4476
MEDIAONE GROUP INC. OTHER 12 2348
MEDIMMUNE INC. SOLE 25375
MEDIMMUNE INC. SOLE 225
MEDIMMUNE INC. DEFINED 100
MEDIMMUNE INC. OTHER 40
MEDTRONIC INC SOLE 75050
MEDTRONIC INC DEFINED 1725
MEDTRONIC INC OTHER 10900
MELLON FINL CORP SOLE 15206
MELLON FINL CORP OTHER 11800
MERCK & CO INC SOLE 336778
MERCK & CO INC SOLE 1100
MERCK & CO INC DEFINED 4600
MERCK & CO INC OTHER 102013
MERCK & CO INC OTHER 5020
MERRILL LYNCH & CO. INC. SOLE 32355
MERRILL LYNCH & CO. INC. DEFINED 375
MERRILL LYNCH & CO. INC. OTHER 5400
MICROSOFT CORP SOLE 279666
MICROSOFT CORP SOLE 9700
MICROSOFT CORP DEFINED 2550
MICROSOFT CORP OTHER 45782
MICROSOFT CORP OTHER 3600
MICROSOFT CORP OTHER 12 1600
MINNESOTA MINING & MFG CO. SOLE 73221
MINNESOTA MINING & MFG CO. DEFINED 1000
MINNESOTA MINING & MFG CO. DEFINED 9 1700
MINNESOTA MINING & MFG CO. OTHER 13480
MINNESOTA MINING & MFG CO. OTHER 956
MOBIUS MGMT SYSTEMS INC SOLE 15000
MONSANTO CO SOLE 38848
MONSANTO CO DEFINED 475
MONSANTO CO DEFINED 9 3100
MONSANTO CO OTHER 28716
MONTANA POWER CO SOLE 3258
MONTANA POWER CO OTHER 600
J P MORGAN & CO SOLE 44910
J P MORGAN & CO SOLE 50
J P MORGAN & CO DEFINED 100
J P MORGAN & CO DEFINED 9 1500
J P MORGAN & CO OTHER 21157
J P MORGAN & CO OTHER 300
MORGAN STANLEY SOLE 160777
MORGAN STANLEY SOLE 3075
MORGAN STANLEY DEFINED 200
MORGAN STANLEY OTHER 7560
MOTOROLA INC SOLE 49208
MOTOROLA INC DEFINED 9 650
MOTOROLA INC OTHER 3100
MURPHY OIL CORP. SOLE 15250
NABORS INDUSTRIES, INC SOLE 13800
NATIONAL FUEL GAS COMPANY SOLE 7116
NATIONAL SEMICONDUCTOR CORP. SOLE 7172
NATIONAL SEMICONDUCTOR CORP. SOLE 6000
NATIONAL SEMICONDUCTOR CORP. OTHER 550
NAVIGANT CONSULTING INC SOLE 15000
NETWORK APPLIANCE INC SOLE 6290
NETWORK APPLIANCE INC SOLE 400
NETWORK APPLIANCE INC DEFINED 200
NETWORK APPLIANCE INC OTHER 460
NEW YORK TIMES SOLE 65700
NEW YORK TIMES SOLE 975
NEW YORK TIMES OTHER 1200
NEXTEL COMMUNICATIONS SOLE 3675
NEXTEL COMMUNICATIONS SOLE 175
NEXTEL COMMUNICATIONS OTHER 350
NIKE, INC. CLASS B SOLE 23700
NOKIA CORP SOLE 2361
NOKIA CORP SOLE 75
NOBLE DRILLING CORP SOLE 28200
NORFOLK SOUTHERN CORP. SOLE 35500
NORFOLK SOUTHERN CORP. DEFINED 9 4500
NORFOLK SOUTHERN CORP. OTHER 18480
NORTEL NETWORKS CORP SOLE 5751
NORTEL NETWORKS CORP DEFINED 100
NORTEL NETWORKS CORP OTHER 4660
NORTHERN STATES PWR CO SOLE 6350
NORTHERN STATES PWR CO OTHER 4700
NOVELLUS SYSTEMS SOLE 7650
NSTAR COM SOLE 6474
NSTAR COM OTHER 2772
NUCOR CORP SOLE 28100
NUCOR CORP OTHER 1550
NUVEEN MUNICIPAL VALUE FUND SOLE 15000
NUVEEN MUNICIPAL VALUE FUND OTHER 3800
OMNICOM GROUP SOLE 20450
OMNICOM GROUP OTHER 48
ORACLE SYSTEMS CORP. SOLE 172016
ORACLE SYSTEMS CORP. SOLE 450
ORACLE SYSTEMS CORP. DEFINED 700
ORACLE SYSTEMS CORP. OTHER 7745
OWENS ILLINOIS INC. SOLE 25000
PLC SYSTEMS, INC SOLE 66000
PNC BANK CORP SOLE 7776
PNC BANK CORP SOLE 200
PNC BANK CORP OTHER 700
PPG INDUSTRIES, INC. SOLE 19095
PPG INDUSTRIES, INC. SOLE 100
PPG INDUSTRIES, INC. DEFINED 9 1400
PPG INDUSTRIES, INC. OTHER 3300
PAYCHEX, INC. SOLE 8225
PEOPLE'S HERITAGE FINANCIAL GRP SOLE 26180
PEOPLE'S HERITAGE FINANCIAL GRP OTHER 46812
PEPSICO INC SOLE 185014
PEPSICO INC OTHER 81078
PEPSICO INC OTHER 1800
PHARMACIA & UPJOHN INC SOLE 5950
PHARMACIA & UPJOHN INC OTHER 1160
PFIZER INC SOLE 158618
PFIZER INC SOLE 100
PFIZER INC DEFINED 1400
PFIZER INC OTHER 61134
PFIZER INC OTHER 585
PHILIP MORRIS COS INC. SOLE 17908
PHILIP MORRIS COS INC. OTHER 22650
PHILIP MORRIS COS INC. OTHER 12 900
PHILLIPS PETROLEUM CO SOLE 22035
PHILLIPS PETROLEUM CO DEFINED 1000
PHILLIPS PETROLEUM CO OTHER 1324
PHILLIPS PETROLEUM CO OTHER 150
PITNEY BOWES SOLE 26190
PITNEY BOWES OTHER 23900
PROCTER & GAMBLE CO SOLE 138979
PROCTER & GAMBLE CO SOLE 5700
PROCTER & GAMBLE CO DEFINED 700
PROCTER & GAMBLE CO DEFINED 9 3400
PROCTER & GAMBLE CO OTHER 56928
PROGRESSIVE CORP SOLE 3000
PROVIDIAN FINANCIAL CORP SOLE 3891
PROVIDIAN FINANCIAL CORP OTHER 450
QUAKER OATS CO. SOLE 4500
QUAKER OATS CO. DEFINED 700
QUAKER OATS CO. OTHER 12360
QUALCOMM CORP SOLE 41153
QUALCOMM CORP SOLE 75
QUALCOMM CORP DEFINED 2400
QUALCOMM CORP OTHER 1775
QUALCOMM CORP OTHER 800
RAYTHEON CO. SOLE 19004
RAYTHEON CO. DEFINED 9 2350
RAYTHEON CO. OTHER 7330
ROCKWELL INTL CORP SOLE 6471
ROCKWELL INTL CORP DEFINED 300
ROCKWELL INTL CORP DEFINED 9 1250
ROCKWELL INTL CORP OTHER 750
ROHM & HAAS INC. SOLE 104600
ROHM & HAAS INC. OTHER 5247
ROSS STORES INC SOLE 18600
ROSS STORES INC OTHER 2600
ROYAL DUTCH PETROLEUM CO. SOLE 12996
ROYAL DUTCH PETROLEUM CO. SOLE 300
ROYAL DUTCH PETROLEUM CO. OTHER 12988
ROYAL DUTCH PETROLEUM CO. OTHER 1925
SBC COMMUNICATIONS INC SOLE 150418
SBC COMMUNICATIONS INC SOLE 14476
SBC COMMUNICATIONS INC DEFINED 5564
SBC COMMUNICATIONS INC OTHER 66037
SBC COMMUNICATIONS INC OTHER 1100
SCI SYSTEMS INC SOLE 34000
SCI SYSTEMS INC OTHER 3300
SAFEWAY INC. SOLE 69225
SAFEWAY INC. OTHER 1400
SARA LEE CORP SOLE 61730
SARA LEE CORP OTHER 4857
SCHERING-PLOUGH CORP SOLE 246400
SCHERING-PLOUGH CORP SOLE 12700
SCHERING-PLOUGH CORP DEFINED 1300
SCHERING-PLOUGH CORP DEFINED 9 1000
SCHERING-PLOUGH CORP OTHER 36020
SCHERING-PLOUGH CORP OTHER 3100
SCHLUMBERGER LTD SOLE 9645
SCHLUMBERGER LTD SOLE 100
SCHLUMBERGER LTD OTHER 8338
CHARLES SCHWAB CORP NEW SOLE 7500
SCIENTIFIC-ATLANTA, INC. SOLE 95880
SCIENTIFIC-ATLANTA, INC. SOLE 8600
SCIENTIFIC-ATLANTA, INC. OTHER 720
SEAGATE TECHNOLOGY SOLE 27423
SEAGATE TECHNOLOGY SOLE 450
SEAGATE TECHNOLOGY DEFINED 800
SEAGATE TECHNOLOGY OTHER 1000
SEAGRAM COMPANY LTD. SOLE 3100
SEAGRAM COMPANY LTD. OTHER 3500
SEARS ROEBUCK & CO SOLE 13084
SEARS ROEBUCK & CO DEFINED 9 1300
SEARS ROEBUCK & CO OTHER 6061
SELFCARE INC SOLE 10000
SEMPRA ENERGY SOLE 26212
SIEBEL INC SOLE 5815
SIEBEL INC OTHER 140
SMITHKLINE BEECHAM SOLE 1091
SMITHKLINE BEECHAM OTHER 3600
SOLECTRON CORP SOLE 107890
SOLECTRON CORP SOLE 7400
SOLECTRON CORP OTHER 1000
SOUTHDOWN INC. SOLE 4350
SOUTHERN CO SOLE 7062
SOUTHERN CO OTHER 6300
SOUTHWEST AIRLINES SOLE 8004
SOUTHWEST AIRLINES SOLE 150
SOUTHWEST AIRLINES DEFINED 450
SOUTHWEST AIRLINES OTHER 1686
SPRINT CORPORATION COM SOLE 52205
SPRINT CORPORATION COM SOLE 6200
SPRINT CORPORATION COM DEFINED 200
SPRINT CORPORATION COM OTHER 5000
SPRINT CORPORATION COM SOLE 12258
SPRINT CORPORATION COM SOLE 850
SPRINT CORPORATION COM OTHER 3400
STATE STREET CORP SOLE 20940
STATE STREET CORP OTHER 9850
SUN MICROSYSTEMS INC. SOLE 190850
SUN MICROSYSTEMS INC. SOLE 750
SUN MICROSYSTEMS INC. DEFINED 1350
SUN MICROSYSTEMS INC. OTHER 17075
SYSCO CORP SOLE 6500
SYSCO CORP OTHER 2750
SYSCO CORP OTHER 5300
TECO ENERGY INC. SOLE 12088
TECO ENERGY INC. OTHER 11375
TJX COMPANIES SOLE 112090
TJX COMPANIES SOLE 575
TJX COMPANIES DEFINED 2112
TJX COMPANIES OTHER 4664
TJX COMPANIES OTHER 300
TRW INC. SOLE 15326
TRW INC. OTHER 5500
TANDY CORP. SOLE 4000
TANDY CORP. OTHER 94
TARGET CORP SOLE 9525
TARGET CORP SOLE 150
TARGET CORP OTHER 950
TELLABS INC SOLE 81333
TELLABS INC SOLE 350
TELLABS INC DEFINED 600
TELLABS INC OTHER 2150
TEXACO INC SOLE 48287
TEXACO INC DEFINED 600
TEXACO INC DEFINED 9 1600
TEXACO INC OTHER 14356
TEXAS INSTRUMENTS INC SOLE 18726
TEXAS INSTRUMENTS INC SOLE 425
TEXAS INSTRUMENTS INC DEFINED 225
TEXAS INSTRUMENTS INC OTHER 29955
TEXTRON INC SOLE 26346
TEXTRON INC OTHER 3618
TIFFANY & CO. SOLE 5575
TIFFANY & CO. SOLE 450
TIFFANY & CO. OTHER 350
TIME WARNER, INC. SOLE 13712
TIME WARNER, INC. SOLE 8300
TIME WARNER, INC. OTHER 7865
TIMES MIRROR CO SOLE 2855
TORONTO DOMINION BANK SOLE 16600
TRIBUNE CO NEW SOLE 43952
TRIBUNE CO NEW OTHER 400
TYCO INTL LTD SOLE 248412
TYCO INTL LTD SOLE 11100
TYCO INTL LTD DEFINED 2200
TYCO INTL LTD OTHER 29330
TYCO INTL LTD OTHER 100
UAL CORP SOLE 11550
UAL CORP SOLE 200
UAL CORP OTHER 800
UNAPIX ENTERTAINMENT INC. OTHER 35273
UNION PACIFIC CORP SOLE 18986
UNION PACIFIC CORP OTHER 10830
UNITED STATES CELLULAR CORP SOLE 5575
US WEST INC NEW SOLE 9215
US WEST INC NEW SOLE 100
US WEST INC NEW DEFINED 532
US WEST INC NEW OTHER 5313
US TRUST CORP SOLE 3718
US TRUST CORP OTHER 1018
UNITED TECHNOLOGIES CORP SOLE 108204
UNITED TECHNOLOGIES CORP SOLE 10800
UNITED TECHNOLOGIES CORP DEFINED 800
UNITED TECHNOLOGIES CORP OTHER 13433
UNITED TECHNOLOGIES CORP OTHER 1400
UNITIL CORP COMMON SOLE 8760
UNITIL CORP COMMON OTHER 24846
UNOCAL CORP. SOLE 5828
UNOCAL CORP. OTHER 2425
UNUMPROVIDENT CORP SOLE 5406
UNUMPROVIDENT CORP OTHER 5300
VIACOM INC. SOLE 12650
VIACOM INC. OTHER 2775
VIACOM INC. SOLE 30148
VIACOM INC. OTHER 731
VISHAY INTERTCHLGY INC. SOLE 33875
VISHAY INTERTCHLGY INC. OTHER 2700
VODAFONE AIRTOUCH PLC SOLE 19915
VODAFONE AIRTOUCH PLC OTHER 13295
WAL-MART STORES SOLE 225537
WAL-MART STORES SOLE 600
WAL-MART STORES DEFINED 550
WAL-MART STORES OTHER 16350
WAL-MART STORES OTHER 2648
WALGREEN COMPANY SOLE 11120
WALGREEN COMPANY OTHER 4560
WARNER-LAMBERT CO SOLE 71995
WARNER-LAMBERT CO SOLE 5500
WARNER-LAMBERT CO OTHER 33376
WASHINGTON TRUST BANCORP., INC. SOLE 11893
WASHINGTON TRUST BANCORP., INC. OTHER 71965
WASHINGTON TRUST BANCORP., INC. OTHER 12 2025
WATSON PHARMACEUTICAL INC SOLE 13300
WELLS FARGO & CO NEW SOLE 19980
WELLS FARGO & CO NEW DEFINED 850
WELLS FARGO & CO NEW OTHER 4820
WEYERHAEUSER CO SOLE 13450
WEYERHAEUSER CO SOLE 9500
WILLIAMETTE IND. INC. SOLE 44000
WILLIAMS COMPANIES INC SOLE 120758
WILLIAMS COMPANIES INC SOLE 300
WILLIAMS COMPANIES INC DEFINED 150
WILLIAMS COMPANIES INC DEFINED 9 5700
WILLIAMS COMPANIES INC OTHER 40354
WISCONSIN ENERGY CORP. SOLE 14386
WISCONSIN ENERGY CORP. OTHER 6725
XILINX INC. SOLE 18225
XILINX INC. OTHER 1280
XEROX CORP SOLE 4225
XEROX CORP OTHER 3600
XYBERNAUT CORP OTHER 10000
YAHOO INC SOLE 1150
YAHOO INC OTHER 200
DAIMLERCHRYSLER AG SOLE 15620
DAIMLERCHRYSLER AG OTHER 3816
TOMMY HILFIGER SOLE 47052
TOMMY HILFIGER SOLE 400
TOMMY HILFIGER OTHER 572
TOMMY HILFIGER OTHER 200
ABINGTON BANCORP SOLE 38700
BOSTONFED BANCORP INC. SOLE 75600
C-BRIDGE INTERNET SOLUTIONS SOLE 8000
FIRST FED OF EAST HARTFORD SOLE 17800
FIRST UNION CORP. SOLE 25000
FLEET BOSTON CORP. SOLE 50000
GRANITE STATE BANKSHARES, INC. SOLE 100000
INDEPENDENT BANK CORP. SOLE 238700
LAWRENCE SAVINGS BANK SOLE 28000
MECHANICS SAVINGS BANK SOLE 126500
SEACOAST FINANCIAL SERVICES SOLE 190832
VIA NET WORKS, INC. SOLE 317380
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