UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: CITIZENS BANK
Address: 870 WESTMINSTER STREET
PROVIDENCE, RI 02903
13F File Number: 28-05954
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: BRADFORD KOPP
Title: GROUP EXECUTIVE VICE PRESIDENT
Phone:
Signature, Place, and Date of Signing:
1 PROVIDENCE, RI 10242000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 716
Form 13F Information Table Value Total: $ 1,295,440
List of Other Included Managers:
No. 13F File Number Name
9 NH Contenniel Home Inv. Comm.
12 Starkweather
<TABLE> <C>
<C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/
SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN
AMOUNT PRN CALL
SECURITY NAME SUBCLASS
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 1485
55215 SH
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 7
250 SH
ADC TELECOMMUNICATIONS, INC. COMMON STOCK 000886101 11
400 SH
AES CORPORATION COMMON STOCK 00130H105 3091
45125 SH
AT&T COMMON STOCK 001957109 7340
249889 SH
AT&T COMMON STOCK 001957109 119
4040 SH
AT&T COMMON STOCK 001957109 1958
66640 SH
AXA FINL INC COMMON STOCK 002451102 945
18547 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 4042
84990 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 162
3400 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 922
19390 SH
ADOBE SYS INC COMMON STOCK 00724F101 9952
64100 SH
ADOBE SYS INC COMMON STOCK 00724F101 93
600 SH
ADOBE SYS INC COMMON STOCK 00724F101 85
550 SH
ADTRAN INC COMMON STOCK 00738A106 637
14975 SH
ADTRAN INC COMMON STOCK 00738A106 77
1800 SH
ADTRAN INC COMMON STOCK 00738A106 40
950 SH
AETNA INC. COMMON STOCK 008117103 114
1970 SH
AETNA INC. COMMON STOCK 008117103 163
2812 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1064
21745 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 9
190 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 403
8239 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 777
21590 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 184
5122 SH
ALCOA INC COMMON STOCK 013817101 829
32749 SH
ALCOA INC COMMON STOCK 013817101 56
2200 SH
ALCOA INC COMMON STOCK 013817101 58
2300 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 171
4488 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 128
3360 SH
ALLERGAN, INC COMMON STOCK 018490102 3068
36335 SH
ALLERGAN, INC COMMON STOCK 018490102 68
800 SH
ALLSTATE CORP COMMON STOCK 020002101 451
12967 SH
ALLSTATE CORP COMMON STOCK 020002101 279
8030 SH
ALLTEL CORPORATION COMMON STOCK 020039103 636
12195 SH
ALLTEL CORPORATION COMMON STOCK 020039103 171
3275 SH
ALZA CORP. CLASS A COMMON STOCK 022615108 225
2600 SH
AMBAC FINANCIAL GROUP, INC. COMMON STOCK 023139108 268
3665 SH
AMBAC FINANCIAL GROUP, INC. COMMON STOCK 023139108 26
350 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 3621
67375 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 48
900 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 374
6967 SH
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 196
4998 SH
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 142
3619 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 10176
167509 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 82
1350 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 1148
18894 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 5334
94307 SH
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 3868
68392 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 54265
567103 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 1239
12947 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 12320
128748 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 457
23825 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 148
7700 SH
AMGEN INC. COMMON STOCK 031162100 4870
69746 SH
AMGEN INC. COMMON STOCK 031162100 290
4150 SH
AMGEN INC. COMMON STOCK 031162100 573
8200 SH
ANADARKO PETE CORP. COMMON STOCK 032511107 572
8601 SH
ANADARKO PETE CORP. COMMON STOCK 032511107 288
4339 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 6243
75615 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 58
700 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 165
2000 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 9367
221380 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 42
1000 SH
ANHEUSER-BUSCH COMPANIES, INC. COMMON STOCK 035229103 243
5740 SH
AON CORP COMMON STOCK 037389103 271
6896 SH
APACHE CORP. COMMON STOCK 037411105 406
6875 SH
APACHE CORP. COMMON STOCK 037411105 24
400 SH
APACHE CORP. COMMON STOCK 037411105 142
2400 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 8260
139257 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 79
1340 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 272
4580 SH
ARGUSS COMMUNICATIONS, INC. COMMON STOCK 040282105 11138
544993 SH
ARGUSS COMMUNICATIONS, INC. COMMON STOCK 040282105 2034
99520 SH
ATMEL CORP COMMON STOCK 049513104 614
40400 SH
ATMEL CORP COMMON STOCK 049513104 8
500 SH
AUTODESK INC. COMMON STOCK 052769106 203
8000 SH
AUTODESK INC. COMMON STOCK 052769106 1
52 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 12340
184527 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 441
6600 SH
AUTOMATIC DATA PROCESSING INC. COMMON STOCK 053015103 4068
60829 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 1317
28391 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 7
150 SH
AVERY DENNISON CORP. COMMON STOCK 053611109 321
6926 SH
AVNET, INC. COMMON STOCK 053807103 642
22620 SH
AVNET, INC. COMMON STOCK 053807103 17
600 SH
AVNET, INC. COMMON STOCK 053807103 98
3450 SH
BJ SERVICES COMPANY COMMON STOCK 055482103 1961
32075 SH
BP AMOCO PLC COMMON STOCK 055622104 7679
144895 SH
BP AMOCO PLC COMMON STOCK 055622104 376
7088 SH
BP AMOCO PLC COMMON STOCK 055622104 2701
50970 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 8776
167554 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 459
8771 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 155
2756 SH
BANK OF NEW YORK CO. INC COMMON STOCK 064057102 903
16104 SH
BANKNORTH GROUP INC. COMMON STOCK 06646R107 691
38680 SH
BANKNORTH GROUP INC. COMMON STOCK 06646R107 311
17396 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 412
5159 SH
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 179
2241 SH
BED BATH & BEYOND INC COMMON STOCK 075896100 354
14500 SH
BED BATH & BEYOND INC COMMON STOCK 075896100 29
1200 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 7652
190105 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 56
1400 SH
BELLSOUTH CORPORATION COMMON STOCK 079860102 2181
54174 SH
A H BELO CORP COMMON STOCK 080555105 2323
126000 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 97
47 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 75
36 SH
BERKSHIRE HATHAWAY DEL COMMON STOCK 084670207 791
382 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 194
3053 SH
BEST BUY COMPANY INC COMMON STOCK 086516101 21
332 SH
BESTFOODS COMMON STOCK 08658U101 2243
30828 SH
BESTFOODS COMMON STOCK 08658U101 138
1900 SH
BESTFOODS COMMON STOCK 08658U101 567
7800 SH
BIOGEN, INC. COMMON STOCK 090597105 1412
23155 SH
BIOGEN, INC. COMMON STOCK 090597105 34
550 SH
BIOGEN, INC. COMMON STOCK 090597105 143
2350 SH
BIOMET INC COMMON STOCK 090613100 1791
51178 SH
BIOMET INC COMMON STOCK 090613100 32
900 SH
BIOMET INC COMMON STOCK 090613100 37
1050 SH
BOEING CO. COMMON STOCK 097023105 738
11708 SH
BOEING CO. COMMON STOCK 097023105 759
12045 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 356
9420 SH
BRIGGS & STRATTON CORP COMMON STOCK 109043109 166
4400 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 12675
221888 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 154
2700 SH
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 5170
90511 SH
CDW COMPUTER CENTERS INC COMMON STOCK 125129106 704
10200 SH
CIGNA COMMON STOCK 125509109 5944
56931 SH
CIGNA COMMON STOCK 125509109 47
450 SH
CIGNA COMMON STOCK 125509109 258
2475 SH
CVS CORP COMMON STOCK 126650100 2446
52817 SH
CVS CORP COMMON STOCK 126650100 28
600 SH
CVS CORP COMMON STOCK 126650100 525
11335 SH
CALPINE CORP COMMON STOCK 131347106 4621
44275 SH
CALPINE CORP COMMON STOCK 131347106 224
2150 SH
CALPINE CORP COMMON STOCK 131347106 94
900 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 94
3632 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 228
8800 SH
CARDINAL HEALTH INC COMMON STOCK 14149Y108 1170
13268 SH
CARDINAL HEALTH INC COMMON STOCK 14149Y108 31
350 SH
CARDINAL HEALTH INC COMMON STOCK 14149Y108 71
800 SH
CARNIVAL CRUISE COMMON STOCK 143658102 284
11550 SH
CARNIVAL CRUISE COMMON STOCK 143658102 17
700 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 782
20775 SH
CATALINA MARKETING CORP COMMON STOCK 148867104 8
225 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 9147
198037 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 118
2550 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 719
15567 SH
CHEVRON CORP COMMON STOCK 166751107 9167
107529 SH
CHEVRON CORP COMMON STOCK 166751107 119
1400 SH
CHEVRON CORP COMMON STOCK 166751107 2381
27931 SH
CHUBB CORP. COMMON STOCK 171232101 83
1044 SH
CHUBB CORP. COMMON STOCK 171232101 150
1900 SH
CIENA CORP COMMON STOCK 171779101 313
2550 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 1413
61450 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 6
275 SH
CIRCUIT CITY STORES COMMON STOCK 172737108 52
2276 SH
CISCO SYSTEMS COMMON STOCK 17275R102 24404
441701 SH
CISCO SYSTEMS COMMON STOCK 17275R102 495
8964 SH
CISCO SYSTEMS COMMON STOCK 17275R102 3303
59791 SH
CITIGROUP INC COMMON STOCK 172967101 25921
479463 SH
CITIGROUP INC COMMON STOCK 172967101 502
9277 SH
CITIGROUP INC COMMON STOCK 172967101 2350
43460 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 1029
51290 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 43
2124 SH
CLEAR CHANNEL COMMUNICATIONS COMMON STOCK 184502102 239
4232 SH
CLEAR CHANNEL COMMUNICATIONS COMMON STOCK 184502102 17
300 SH
CLOROX CO. COMMON STOCK 189054109 3171
80150 SH
CLOROX CO. COMMON STOCK 189054109 584
14750 SH
COASTAL CORPORATION COMMON STOCK 190441105 248
3350 SH
COASTAL CORPORATION COMMON STOCK 190441105 191
2575 SH
COCA-COLA CO. COMMON STOCK 191216100 11864
215226 SH
COCA-COLA CO. COMMON STOCK 191216100 28
500 SH
COCA-COLA CO. COMMON STOCK 191216100 4887
88648 SH
COCA-COLA ENTERPRISES INC COMMON STOCK 191219104 657
41250 SH
COCA-COLA ENTERPRISES INC COMMON STOCK 191219104 13
800 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 1389
29432 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 8
175 SH
COLGATE-PALMOLIVE CO. COMMON STOCK 194162103 843
17850 SH
COMCAST CORP COMMON STOCK 200300200 1184
28920 SH
COMCAST CORP COMMON STOCK 200300200 25
600 SH
COMERICA INC. COMMON STOCK 200340107 140
2403 SH
COMERICA INC. COMMON STOCK 200340107 167
2850 SH
COMPAQ COMPUTER COMMON STOCK 204493100 2923
105997 SH
COMPAQ COMPUTER COMMON STOCK 204493100 3
118 SH
COMPAQ COMPUTER COMMON STOCK 204493100 100
3642 SH
COMVERSE TECHNOLOGY INC. COMMON STOCK 205862402 341
3154 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 201
4800 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 52
1250 SH
CONEXANT SYSTEMS INC COMMON STOCK 207142100 31
750 SH
CONOCO INC. COMMON STOCK 208251405 929
34479 SH
CONOCO INC. COMMON STOCK 208251405 66
2457 SH
CONOCO INC. COMMON STOCK 208251405 446
16553 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 78
2300 SH
CONSOLIDATED EDISON INC. COMMON STOCK 209115104 152
4444 SH
CONSTELLATION ENERGY CORP COMMON STOCK 210371100 210
4225 SH
COOPER CAMERON CORP COMMON STOCK 216640102 2990
40575 SH
ADOLPH COORS COMPANY CLASS B COMMON STOCK 217016104 1084
17150 SH
ADOLPH COORS COMPANY CLASS B COMMON STOCK 217016104 13
200 SH
CORNING INCORPORATED COMMON STOCK 219350105 9226
31063 SH
CORNING INCORPORATED COMMON STOCK 219350105 89
300 SH
CORNING INCORPORATED COMMON STOCK 219350105 1114
3750 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 1817
52000 SH
COSTCO WHSL CORP COMMON STOCK 22160K105 38
1080 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 335
8050 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 17
400 SH
CYPRESS SEMI-CONDUCTOR CORP COMMON STOCK 232806109 33
800 SH
CYTYC CORP COMMON STOCK 232946103 2235
51830 SH
DQE INC. COMMON STOCK 23329J104 562
14000 SH
DQE INC. COMMON STOCK 23329J104 99
2466 SH
DANA CORP. COMMON STOCK 235811106 185
8618 SH
DANA CORP. COMMON STOCK 235811106 88
4088 SH
DANA CORP. COMMON STOCK 235811106 25
1152 SH
DELL COMPUTER COMMON STOCK 247025109 4052
131517 SH
DELL COMPUTER COMMON STOCK 247025109 431
13975 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 70
4636 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 213
14051 SH
DIEBOLD, INC. COMMON STOCK 253651103 90
3399 SH
DIEBOLD, INC. COMMON STOCK 253651103 263
9890 SH
WALT DISNEY CO. COMMON STOCK 254687106 8395
219476 SH
WALT DISNEY CO. COMMON STOCK 254687106 352
9200 SH
WALT DISNEY CO. COMMON STOCK 254687106 1237
32350 SH
DOMINION RES INC COMMON STOCK 25746U109 97
1679 SH
DOMINION RES INC COMMON STOCK 25746U109 128
2198 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 116
4725 SH
RR DONNELLEY & SONS COMMON STOCK 257867101 130
5300 SH
DOVER CORP. COMMON STOCK 260003108 817
17400 SH
DOW CHEMICAL CO COMMON STOCK 260543103 2782
111569 SH
DOW CHEMICAL CO COMMON STOCK 260543103 75
3000 SH
DOW CHEMICAL CO COMMON STOCK 260543103 363
14556 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 3064
73944 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 41
1000 SH
E.I. DUPONT deNEMOURS & CO. COMMON STOCK 263534109 1210
29192 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 842
9825 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 86
1000 SH
DUKE ENERGY CORP. COMMON STOCK 264399106 377
4393 SH
DYNEGY INC COMMON STOCK 26816Q101 678
11886 SH
DYNEGY INC COMMON STOCK 26816Q101 11
200 SH
E M C CORP MASS COMMON STOCK 268648102 14105
142293 SH
E M C CORP MASS COMMON STOCK 268648102 139
1400 SH
E M C CORP MASS COMMON STOCK 268648102 5152
51975 SH
EASTMAN KODAK CO COMMON STOCK 277461109 551
13492 SH
EASTMAN KODAK CO COMMON STOCK 277461109 206
5042 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 2249
116438 SH
A G EDWARDS INC COMMON STOCK 281760108 356
6800 SH
A G EDWARDS INC COMMON STOCK 281760108 242
4625 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 2814
51400 SH
ELAN CORP. PLC ADR COMMON STOCK 284131208 130
2367 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 140
3369 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 108
2592 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 1448
21619 SH
EMERSON ELECTRIC CO. COMMON STOCK 291011104 451
6730 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 1046
17243 SH
ENERGYNORTH, INC. COMMON STOCK 292925104 142
2340 SH
ENRON CORP. COMMON STOCK 293561106 8340
95175 SH
ENRON CORP. COMMON STOCK 293561106 24
275 SH
ENRON CORP. COMMON STOCK 293561106 1971
22490 SH
EQUITABLE RESOURCES INC. COMMON STOCK 294549100 3701
58400 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 128
8664 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 7
500 SH
ERICSSON TEL NEW ADR COMMON STOCK 294821400 27
1800 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 41610
466875 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 597
6694 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 16271
182563 SH
FPL GROUP COMMON STOCK 302571104 3065
46609 SH
FPL GROUP COMMON STOCK 302571104 92
1400 SH
FPL GROUP COMMON STOCK 302571104 498
7579 SH
FREDDIE MAC COMMON STOCK 313400301 3506
64850 SH
FREDDIE MAC COMMON STOCK 313400301 773
14300 SH
FED NAT'L MTG ASSOC COMMON STOCK 313586109 3504
49013 SH
FED NAT'L MTG ASSOC COMMON STOCK 313586109 143
2000 SH
FED NAT'L MTG ASSOC COMMON STOCK 313586109 553
7730 SH
FIRST DATA CORP. COMMON STOCK 319963104 1960
50174 SH
FIRST UNION CORP COMMON STOCK 337358105 3303
102628 SH
FIRST UNION CORP COMMON STOCK 337358105 13
400 SH
FIRST UNION CORP COMMON STOCK 337358105 350
10865 SH
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 528
23582 SH
FISERV INC COMMON STOCK 337738108 275
4595 SH
FISERV INC COMMON STOCK 337738108 18
300 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 6840
175372 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 207
5310 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 3647
93515 SH
FORD MOTOR CO COMMON STOCK 345370100 233
5000 SH
FORD MOTOR CO COMMON STOCK 345370860 1163
45951 SH
FORD MOTOR CO COMMON STOCK 345370860 263
10385 SH
FOREST LABORATORIES, INC. COMMON STOCK 345838106 1330
11600 SH
FOREST LABORATORIES, INC. COMMON STOCK 345838106 212
1850 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 119
4500 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 19
700 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 65
2470 SH
FOSSIL INC COMMON STOCK 349882100 524
39350 SH
GANNETT INC. COMMON STOCK 364730101 161
3035 SH
GANNETT INC. COMMON STOCK 364730101 63
1190 SH
GAP, INC. COMMON STOCK 364760108 1905
94675 SH
GAP, INC. COMMON STOCK 364760108 4
187 SH
GAP, INC. COMMON STOCK 364760108 62
3068 SH
GATEWAY INC COM COMMON STOCK 367626108 2885
61710 SH
GATEWAY INC COM COMMON STOCK 367626108 29
616 SH
GATEWAY INC COM COMMON STOCK 367626108 28
600 SH
GEMSTAR TV GUIDE INTL INC. COMMON STOCK 36866W106 5530
63425 SH
GEMSTAR TV GUIDE INTL INC. COMMON STOCK 36866W106 26
300 SH
GEMSTAR TV GUIDE INTL INC. COMMON STOCK 36866W106 105
1200 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 85696
1485522 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 1965
34062 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 30408
527109 SH
GENERAL MILLS INC COMMON STOCK 370334104 809
22799 SH
GENERAL MILLS INC COMMON STOCK 370334104 235
6620 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 1972
30333 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 31
480 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 572
8802 SH
GENTEX COMMON STOCK 371901109 80
3200 SH
GENTEX COMMON STOCK 371901109 225
9000 SH
GENZYME CORP COMMON STOCK 372917104 244
3575 SH
GENZYME CORP COMMON STOCK 372917104 14
200 SH
GILLETTE CO COMMON STOCK 375766102 2388
77342 SH
GILLETTE CO COMMON STOCK 375766102 601
19450 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 169
2800 SH
GLAXO WELLCOME PLC COMMON STOCK 37733W105 149
2470 SH
GUIDANT CORPORATION COMMON STOCK 401698105 289
4090 SH
GUIDANT CORPORATION COMMON STOCK 401698105 21
300 SH
HALLIBURTON CO COMMON STOCK 406216101 2123
43375 SH
HALLIBURTON CO COMMON STOCK 406216101 127
2600 SH
HALLIBURTON CO COMMON STOCK 406216101 577
11800 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 447
9330 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 96
2000 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 77
1600 SH
HARTFORD FINANCIAL COMMON STOCK 416515104 139
1900 SH
HARTFORD FINANCIAL COMMON STOCK 416515104 66
900 SH
HASBRO, INC. COMMON STOCK 418056107 34
2950 SH
HASBRO, INC. COMMON STOCK 418056107 9
750 SH
HASBRO, INC. COMMON STOCK 418056107 75
6543 SH
H.J. HEINZ CO. COMMON STOCK 423074103 168
4520 SH
H.J. HEINZ CO. COMMON STOCK 423074103 133
3600 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 1024
18914 SH
HERSHEY FOODS CORP. COMMON STOCK 427866108 200
3700 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 8317
85745 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 204
2100 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 2220
22884 SH
HOME DEPOT INC. COMMON STOCK 437076102 8569
161485 SH
HOME DEPOT INC. COMMON STOCK 437076102 306
5767 SH
HOME DEPOT INC. COMMON STOCK 437076102 1231
23199 SH
HONEYWELL INTL INC COMMON STOCK 438516106 1046
29374 SH
HONEYWELL INTL INC COMMON STOCK 438516106 21
600 SH
HONEYWELL INTL INC COMMON STOCK 438516106 472
13249 SH
HOUSEHOLD INTERNATIONAL INC. COMMON STOCK 441815107 432
7630 SH
HOUSEHOLD INTERNATIONAL INC. COMMON STOCK 441815107 40
700 SH
IDEXX LABS, INC. COMMON STOCK 45168D104 797
29800 SH
INTEL CORP COMMON STOCK 458140100 22601
543775 SH
INTEL CORP COMMON STOCK 458140100 704
16950 SH
INTEL CORP COMMON STOCK 458140100 5220
125589 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 16823
149535 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 152
1350 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 3753
33364 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 234
8140 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 3
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INTERNATIONAL PAPER CO COMMON STOCK 460146103 63
2200 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 818
24000 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 168
4924 SH
INTERSYSTEMS, INC. COMMON STOCK 460920101 4
10000 SH
INVERNESS MED TECH INC. COMMON STOCK 461268104 193
10000 SH
IVAX CORP COMMON STOCK 465823102 5008
108875 SH
IVAX CORP COMMON STOCK 465823102 37
800 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 504
5325 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 19
200 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 45
475 SH
JABIL CIRCUIT INC COMMON STOCK 466313103 2520
44400 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 19640
209077 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 639
6800 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 5566
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JOHNSON CONTROLS INC COMMON STOCK 478366107 5388
101305 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 144
2700 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 874
16427 SH
JONES APPAREL COMMON STOCK 480074103 261
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JONES APPAREL COMMON STOCK 480074103 3
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KLA INSTRUMENTS CORP COMMON STOCK 482480100 16
400 SH
KLA INSTRUMENTS CORP COMMON STOCK 482480100 23
550 SH
KIMBERLY CLARK COMMON STOCK 494368103 3992
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KIMBERLY CLARK COMMON STOCK 494368103 56
1000 SH
KIMBERLY CLARK COMMON STOCK 494368103 1011
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KNIGHT TRADING GROUP INC. COMMON STOCK 499063105 1170
32500 SH
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900 SH
KOHL'S CORP (WISC) COMMON STOCK 500255104 671
11630 SH
KOHL'S CORP (WISC) COMMON STOCK 500255104 144
2500 SH
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LEHMAN BROS HLDGS INC COMMON STOCK 524908100 16
108 SH
ELI LILLY & CO. COMMON STOCK 532457108 2107
25973 SH
ELI LILLY & CO. COMMON STOCK 532457108 8
100 SH
ELI LILLY & CO. COMMON STOCK 532457108 211
2600 SH
LIZ CLAIBORNE, INC. COMMON STOCK 539320101 1208
31375 SH
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18099 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 108
2400 SH
LOWE'S COMPANIES INC COMMON STOCK 548661107 45
1000 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7190
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LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 152
4977 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 2873
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MARSH & MCLENNAN COMMON STOCK 571748102 2105
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MARRIOTT INTL' INC. NEW COMMON STOCK 571903202 22
600 SH
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3050 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 315
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MAY DEPARTMENT STORES COMMON STOCK 577778103 12
600 SH
MAY DEPARTMENT STORES COMMON STOCK 577778103 124
6050 SH
MCDONALDS CORP. COMMON STOCK 580135101 3133
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MCDONALDS CORP. COMMON STOCK 580135101 75
2500 SH
MCDONALDS CORP. COMMON STOCK 580135101 911
30194 SH
MCGRAW-HILL, INC. COMMON STOCK 580645109 430
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MCGRAW-HILL, INC. COMMON STOCK 580645109 121
1900 SH
MEAD CORP. COMMON STOCK 582834107 254
10850 SH
MEAD CORP. COMMON STOCK 582834107 56
2400 SH
MEDIMMUNE INC. COMMON STOCK 584699102 5469
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MEDIMMUNE INC. COMMON STOCK 584699102 185
2400 SH
MEDIMMUNE INC. COMMON STOCK 584699102 9
120 SH
MEDTRONIC INC COMMON STOCK 585055106 3851
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MEDTRONIC INC COMMON STOCK 585055106 65
1250 SH
MEDTRONIC INC COMMON STOCK 585055106 267
5150 SH
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MELLON FINL CORP COMMON STOCK 58551A108 492
10600 SH
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325520 SH
MERCK & CO INC COMMON STOCK 589331107 417
5600 SH
MERCK & CO INC COMMON STOCK 589331107 7578
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MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 3493
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MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 17
250 SH
MERRILL LYNCH & CO. INC. COMMON STOCK 590188108 779
11800 SH
MICROSOFT CORP COMMON STOCK 594918104 16035
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MICROSOFT CORP COMMON STOCK 594918104 181
3000 SH
MICROSOFT CORP COMMON STOCK 594918104 2127
35260 SH
MILLIPORE CORP. COMMON STOCK 601073109 2407
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MILLIPORE CORP. COMMON STOCK 601073109 53
1100 SH
MILLIPORE CORP. COMMON STOCK 601073109 29
600 SH
MINIMED INC COMMON STOCK 60365K108 2346
26250 SH
MINIMED INC COMMON STOCK 60365K108 18
200 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 6840
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MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 100
1100 SH
MINNESOTA MINING & MFG CO. COMMON STOCK 604059105 1434
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13000 SH
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J P MORGAN & CO COMMON STOCK 616880100 245
1500 SH
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22882 SH
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MORGAN STANLEY COMMON STOCK 617446448 155
1700 SH
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MOTOROLA INC COMMON STOCK 620076109 1719
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1950 SH
MOTOROLA INC COMMON STOCK 620076109 278
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NABORS INDUSTRIES, INC COMMON STOCK 629568106 10
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NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 399
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NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 471
11700 SH
NATIONAL SEMICONDUCTOR CORP. COMMON STOCK 637640103 30
750 SH
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NETWORK APPLIANCE INC COMMON STOCK 64120L104 857
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NETWORK APPLIANCE INC COMMON STOCK 64120L104 25
200 SH
NETWORK APPLIANCE INC COMMON STOCK 64120L104 71
560 SH
NEW YORK TIMES COMMON STOCK 650111107 2600
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NEW YORK TIMES COMMON STOCK 650111107 47
1200 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 393
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NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 19
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NISOURCE INC COMMON STOCK 65473P105 116
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NISOURCE INC COMMON STOCK 65473P105 111
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NOKIA CORP COMMON STOCK 654902204 8
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NOKIA CORP COMMON STOCK 654902204 106
2650 SH
NOBLE DRILLING CORP COMMON STOCK 655042109 1417
28200 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 360
24625 SH
NORFOLK SOUTHERN CORP. COMMON STOCK 655844108 200
13680 SH
NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 1529
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NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 12
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NORTEL NETWORKS CORP NEW COMMON STOCK 656568102 610
10240 SH
NORTHROP CORP. COMMON STOCK 666807102 2681
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NORTHROP CORP. COMMON STOCK 666807102 18
200 SH
NORTHROP CORP. COMMON STOCK 666807102 9
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NOVELLUS SYSTEMS COMMON STOCK 670008101 809
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NOVELLUS SYSTEMS COMMON STOCK 670008101 7
150 SH
NOVELLUS SYSTEMS COMMON STOCK 670008101 55
1175 SH
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NSTAR COM COMMON STOCK 67019E107 112
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25200 SH
NUCOR CORP COMMON STOCK 670346105 20
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NUVEEN MUNICIPAL VALUE FUND TAX EXEMPT FUND 670928100 130
15000 PRN
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ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 14771
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ORACLE SYSTEMS CORP. COMMON STOCK 68389X105 972
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PPG INDUSTRIES, INC. COMMON STOCK 693506107 56
1400 SH
PPG INDUSTRIES, INC. COMMON STOCK 693506107 103
2600 SH
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PALL CORPORATION COMMON STOCK 696429307 8
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PARAMETRIC TECHNOLOGY CO. COMMON STOCK 699173100 167
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1500 SH
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PEPSICO INC COMMON STOCK 713448108 109
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PEPSICO INC COMMON STOCK 713448108 3642
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PHARMACIA CORP COMMON STOCK 71713U102 215
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1000 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 99
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PITNEY BOWES COMMON STOCK 724479100 513
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6900 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 2221
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PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 464
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QUAKER OATS CO. COMMON STOCK 747402105 518
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QUAKER OATS CO. COMMON STOCK 747402105 65
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QUALCOMM CORP COMMON STOCK 747525103 171
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QUALCOMM CORP COMMON STOCK 747525103 235
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QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 363
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2600 SH
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SCI SYSTEMS INC COMMON STOCK 783890106 16
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SPRINT CORPORATION COM COMMON STOCK 852061100 97
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WILLIAMS COMPANIES INC COMMON STOCK 969457100 241
5700 SH
WILLIAMS COMPANIES INC COMMON STOCK 969457100 1737
41104 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 290
14551 SH
WISCONSIN ENERGY CORP. COMMON STOCK 976657106 125
6275 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 3350
110290 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 12
400 SH
WORLDCOM INC GA NEW COMMON STOCK 98157D106 168
5525 SH
XCEL ENERGY INC. COMMON STOCK 98389B100 191
6950 SH
XCEL ENERGY INC. COMMON STOCK 98389B100 275
9993 SH
XILINX INC. COMMON STOCK 983919101 2160
25225 SH
XILINX INC. COMMON STOCK 983919101 283
3300 SH
XILINX INC. COMMON STOCK 983919101 287
3350 SH
XYBERNAUT CORP COMMON STOCK 984149104 59
10000 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 681
15331 SH
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 111
2508 SH
AMDOCS LTD COMMON STOCK G02602103 3962
63526 SH
AMDOCS LTD COMMON STOCK G02602103 44
700 SH
FLEXTRONICS INTL LTD COMMON STOCK Y2573F102 515
6273 SH
FLEXTRONICS INTL LTD COMMON STOCK Y2573F102 25
300 SH
FLEXTRONICS INTL LTD COMMON STOCK Y2573F102 29
350 SH
ABINGTON BANCORP (ABBK) COMMON STOCK 00350P100 389
38700 SH
FIRST UNION CORP. (FTU) COMMON STOCK 337358105 816
25000 SH
GRANITE STATE BANKSHARES, INC. COMMON STOCK 387472103 1825
100000 SH
INDEPENDENT BANK CORP. (INDB) COMMON STOCK 453836108 3653
298200 SH
JAZZTEL PLC COMMON STOCK 47214R152 556
23156 SH
USINTERNETWORKING, INC. COMMON STOCK 917311805 522
73847 SH
SPEECHWORKS INTERNATIONAL, IN. COMMON STOCK SPEECHCMN 1444
37500 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED
NONE
ADC TELECOMMUNICATIONS, INC. SOLE 55215
ADC TELECOMMUNICATIONS, INC. DEFINED 250
ADC TELECOMMUNICATIONS, INC. OTHER 400
AES CORPORATION SOLE 38725
AES CORPORATION SOLE
6400
AT&T SOLE 249389
AT&T SOLE
500
AT&T DEFINED 1250
AT&T DEFINED 9 2790
AT&T OTHER 63488
AT&T OTHER
1050
AT&T OTHER 12 2102
AXA FINL INC SOLE 8297
AXA FINL INC SOLE
10250
ABBOTT LABORATORIES SOLE 84990
ABBOTT LABORATORIES DEFINED 9 3400
ABBOTT LABORATORIES OTHER 17390
ABBOTT LABORATORIES OTHER 12 2000
ADOBE SYS INC SOLE 59800
ADOBE SYS INC SOLE
4300
ADOBE SYS INC DEFINED 9 600
ADOBE SYS INC OTHER 550
ADTRAN INC SOLE 14975
ADTRAN INC DEFINED 600
ADTRAN INC DEFINED 9 1200
ADTRAN INC OTHER 950
AETNA INC. SOLE 1970
AETNA INC. OTHER 2812
AGILENT TECHNOLOGIES INC SOLE 21669
AGILENT TECHNOLOGIES INC SOLE
76
AGILENT TECHNOLOGIES INC DEFINED 190
AGILENT TECHNOLOGIES INC OTHER 8220
AGILENT TECHNOLOGIES INC OTHER
19
AIR PRODUCTS & CHEMICALS INC SOLE 21590
AIR PRODUCTS & CHEMICALS INC OTHER 5122
ALCOA INC SOLE 22749
ALCOA INC SOLE
10000
ALCOA INC DEFINED 2200
ALCOA INC OTHER 2300
ALLEGHENY ENERGY INC SOLE 4488
ALLEGHENY ENERGY INC OTHER 3360
ALLERGAN, INC SOLE 36135
ALLERGAN, INC SOLE
200
ALLERGAN, INC OTHER 800
ALLSTATE CORP SOLE 12967
ALLSTATE CORP OTHER 8030
ALLTEL CORPORATION SOLE 12195
ALLTEL CORPORATION OTHER 3275
ALZA CORP. CLASS A SOLE 2600
AMBAC FINANCIAL GROUP, INC. SOLE 3665
AMBAC FINANCIAL GROUP, INC. OTHER 350
AMERICA ONLINE INC SOLE 67175
AMERICA ONLINE INC SOLE
200
AMERICA ONLINE INC DEFINED 900
AMERICA ONLINE INC OTHER 6967
AMERICAN ELECTRIC POWER CO SOLE 4998
AMERICAN ELECTRIC POWER CO OTHER 3430
AMERICAN ELECTRIC POWER CO OTHER
189
AMERICAN EXPRESS CO SOLE 167209
AMERICAN EXPRESS CO SOLE
300
AMERICAN EXPRESS CO DEFINED 1350
AMERICAN EXPRESS CO OTHER 12894
AMERICAN EXPRESS CO OTHER 12 6000
AMERICAN HOME PRODUCTS CORP. SOLE 89307
AMERICAN HOME PRODUCTS CORP. SOLE
5000
AMERICAN HOME PRODUCTS CORP. OTHER 65592
AMERICAN HOME PRODUCTS CORP. OTHER
1200
AMERICAN HOME PRODUCTS CORP. OTHER 12 1600
AMERICAN INTERNATIONAL GROUP SOLE 566916
AMERICAN INTERNATIONAL GROUP SOLE
187
AMERICAN INTERNATIONAL GROUP DEFINED 7847
AMERICAN INTERNATIONAL GROUP DEFINED 9 5100
AMERICAN INTERNATIONAL GROUP OTHER 127484
AMERICAN INTERNATIONAL GROUP OTHER 12 1264
AMERICAN POWER CONVERSION SOLE 11825
AMERICAN POWER CONVERSION SOLE
12000
AMERICAN POWER CONVERSION OTHER 7700
AMGEN INC. SOLE 69246
AMGEN INC. SOLE
500
AMGEN INC. DEFINED 4150
AMGEN INC. OTHER 8200
ANADARKO PETE CORP. SOLE 8601
ANADARKO PETE CORP. OTHER 4339
ANALOG DEVICES, INC. SOLE 75615
ANALOG DEVICES, INC. DEFINED 9 700
ANALOG DEVICES, INC. OTHER 2000
ANHEUSER-BUSCH COMPANIES, INC. SOLE 220880
ANHEUSER-BUSCH COMPANIES, INC. SOLE
500
ANHEUSER-BUSCH COMPANIES, INC. DEFINED 1000
ANHEUSER-BUSCH COMPANIES, INC. OTHER 5740
AON CORP SOLE 6896
APACHE CORP. SOLE 6875
APACHE CORP. DEFINED 400
APACHE CORP. OTHER 2400
APPLIED MATERIALS INC SOLE 133057
APPLIED MATERIALS INC SOLE
6200
APPLIED MATERIALS INC DEFINED 1340
APPLIED MATERIALS INC OTHER 4580
ARGUSS COMMUNICATIONS, INC. SOLE 544993
ARGUSS COMMUNICATIONS, INC. OTHER 99520
ATMEL CORP SOLE 40400
ATMEL CORP OTHER 500
AUTODESK INC. SOLE
8000
AUTODESK INC. OTHER 52
AUTOMATIC DATA PROCESSING INC. SOLE 184527
AUTOMATIC DATA PROCESSING INC. DEFINED 6600
AUTOMATIC DATA PROCESSING INC. OTHER 60119
AUTOMATIC DATA PROCESSING INC. OTHER
710
AVERY DENNISON CORP. SOLE 28241
AVERY DENNISON CORP. SOLE
150
AVERY DENNISON CORP. DEFINED 150
AVERY DENNISON CORP. OTHER 6926
AVNET, INC. SOLE 22620
AVNET, INC. DEFINED 600
AVNET, INC. OTHER 3450
BJ SERVICES COMPANY SOLE 32075
BP AMOCO PLC SOLE 144895
BP AMOCO PLC DEFINED 5153
BP AMOCO PLC DEFINED 9 1935
BP AMOCO PLC OTHER 50970
BANK OF AMERICA CORP SOLE 167554
BANK OF AMERICA CORP OTHER 8771
BANK OF NEW YORK CO. INC SOLE 2756
BANK OF NEW YORK CO. INC OTHER 16104
BANKNORTH GROUP INC. SOLE 38680
BANKNORTH GROUP INC. OTHER 17396
BAXTER INTERNATIONAL INC. SOLE 5159
BAXTER INTERNATIONAL INC. OTHER 2241
BED BATH & BEYOND INC SOLE 8000
BED BATH & BEYOND INC SOLE
6500
BED BATH & BEYOND INC OTHER 1200
BELLSOUTH CORPORATION SOLE 189955
BELLSOUTH CORPORATION SOLE
150
BELLSOUTH CORPORATION DEFINED 1400
BELLSOUTH CORPORATION OTHER 52774
BELLSOUTH CORPORATION OTHER
1400
A H BELO CORP SOLE 126000
BERKSHIRE HATHAWAY DEL SOLE 47
BERKSHIRE HATHAWAY DEL DEFINED 9 36
BERKSHIRE HATHAWAY DEL OTHER 382
BEST BUY COMPANY INC SOLE 3053
BEST BUY COMPANY INC OTHER 332
BESTFOODS SOLE 30828
BESTFOODS DEFINED 9 1900
BESTFOODS OTHER 7800
BIOGEN, INC. SOLE 23155
BIOGEN, INC. DEFINED 550
BIOGEN, INC. OTHER 1950
BIOGEN, INC. OTHER
400
BIOMET INC SOLE 51178
BIOMET INC DEFINED 900
BIOMET INC OTHER 1050
BOEING CO. SOLE 11708
BOEING CO. OTHER 12045
BRIGGS & STRATTON CORP SOLE 9420
BRIGGS & STRATTON CORP OTHER 4400
BRISTOL-MYERS SQUIBB CO. SOLE 221888
BRISTOL-MYERS SQUIBB CO. DEFINED 2700
BRISTOL-MYERS SQUIBB CO. OTHER 88411
BRISTOL-MYERS SQUIBB CO. OTHER
500
BRISTOL-MYERS SQUIBB CO. OTHER 12 1600
CDW COMPUTER CENTERS INC SOLE 4200
CDW COMPUTER CENTERS INC SOLE
6000
CIGNA SOLE 51281
CIGNA SOLE
5650
CIGNA DEFINED 450
CIGNA OTHER 2475
CVS CORP SOLE 52817
CVS CORP DEFINED 600
CVS CORP OTHER 10285
CVS CORP OTHER
350
CVS CORP OTHER 12 700
CALPINE CORP SOLE 44175
CALPINE CORP SOLE
100
CALPINE CORP DEFINED 2150
CALPINE CORP OTHER 900
CAMPBELL SOUP CO SOLE 3632
CAMPBELL SOUP CO OTHER 8800
CARDINAL HEALTH INC SOLE 13268
CARDINAL HEALTH INC DEFINED 350
CARDINAL HEALTH INC OTHER 800
CARNIVAL CRUISE SOLE 11250
CARNIVAL CRUISE SOLE
300
CARNIVAL CRUISE OTHER 700
CATALINA MARKETING CORP SOLE 20775
CATALINA MARKETING CORP OTHER 225
CHASE MANHATTAN CORP SOLE 190387
CHASE MANHATTAN CORP SOLE
7650
CHASE MANHATTAN CORP DEFINED 2550
CHASE MANHATTAN CORP OTHER 15567
CHEVRON CORP SOLE 106079
CHEVRON CORP SOLE
1450
CHEVRON CORP DEFINED 1400
CHEVRON CORP OTHER 27831
CHEVRON CORP OTHER
100
CHUBB CORP. SOLE 1044
CHUBB CORP. OTHER 1900
CIENA CORP SOLE 2550
CIRCUIT CITY STORES SOLE 61450
CIRCUIT CITY STORES DEFINED 275
CIRCUIT CITY STORES OTHER 2276
CISCO SYSTEMS SOLE 437101
CISCO SYSTEMS SOLE
4600
CISCO SYSTEMS DEFINED 8964
CISCO SYSTEMS OTHER 59591
CISCO SYSTEMS OTHER
200
CITIGROUP INC SOLE 470581
CITIGROUP INC SOLE
8882
CITIGROUP INC DEFINED 9277
CITIGROUP INC OTHER 39079
CITIGROUP INC OTHER
2380
CITIGROUP INC OTHER 12 2001
CITRIX SYSTEMS INC SOLE 45290
CITRIX SYSTEMS INC SOLE
6000
CITRIX SYSTEMS INC OTHER 2124
CLEAR CHANNEL COMMUNICATIONS SOLE 4232
CLEAR CHANNEL COMMUNICATIONS OTHER 300
CLOROX CO. SOLE 80150
CLOROX CO. OTHER 14750
COASTAL CORPORATION SOLE 3150
COASTAL CORPORATION SOLE
200
COASTAL CORPORATION OTHER 2575
COCA-COLA CO. SOLE 209726
COCA-COLA CO. SOLE
5500
COCA-COLA CO. DEFINED 500
COCA-COLA CO. OTHER 84048
COCA-COLA CO. OTHER
600
COCA-COLA CO. OTHER 12 4000
COCA-COLA ENTERPRISES INC SOLE 41250
COCA-COLA ENTERPRISES INC OTHER 800
COLGATE-PALMOLIVE CO. SOLE 29232
COLGATE-PALMOLIVE CO. SOLE
200
COLGATE-PALMOLIVE CO. DEFINED 175
COLGATE-PALMOLIVE CO. OTHER 17850
COMCAST CORP SOLE 28920
COMCAST CORP OTHER 600
COMERICA INC. SOLE 2403
COMERICA INC. OTHER 2850
COMPAQ COMPUTER SOLE 94497
COMPAQ COMPUTER SOLE
11500
COMPAQ COMPUTER DEFINED 118
COMPAQ COMPUTER OTHER 2642
COMPAQ COMPUTER OTHER 12 1000
COMVERSE TECHNOLOGY INC. SOLE 3154
CONEXANT SYSTEMS INC SOLE 4800
CONEXANT SYSTEMS INC DEFINED 9 1250
CONEXANT SYSTEMS INC OTHER 750
CONOCO INC. SOLE 34479
CONOCO INC. DEFINED 2457
CONOCO INC. OTHER 16553
CONSOLIDATED EDISON INC. SOLE 2300
CONSOLIDATED EDISON INC. OTHER 4444
CONSTELLATION ENERGY CORP SOLE 4050
CONSTELLATION ENERGY CORP SOLE
175
COOPER CAMERON CORP SOLE 35575
COOPER CAMERON CORP SOLE
5000
ADOLPH COORS COMPANY CLASS B SOLE 17150
ADOLPH COORS COMPANY CLASS B OTHER 200
CORNING INCORPORATED SOLE 30913
CORNING INCORPORATED SOLE
150
CORNING INCORPORATED DEFINED 9 300
CORNING INCORPORATED OTHER 3750
COSTCO WHSL CORP SOLE 52000
COSTCO WHSL CORP OTHER 1080
CYPRESS SEMI-CONDUCTOR CORP SOLE 8050
CYPRESS SEMI-CONDUCTOR CORP DEFINED 400
CYPRESS SEMI-CONDUCTOR CORP OTHER 800
CYTYC CORP SOLE 51830
DQE INC. SOLE 14000
DQE INC. OTHER 2466
DANA CORP. SOLE 8618
DANA CORP. DEFINED 9 4088
DANA CORP. OTHER 1152
DELL COMPUTER SOLE 131517
DELL COMPUTER OTHER 13375
DELL COMPUTER OTHER
600
DELPHI AUTOMOTIVE SYS CORP SOLE 4636
DELPHI AUTOMOTIVE SYS CORP OTHER 14051
DIEBOLD, INC. SOLE 3399
DIEBOLD, INC. OTHER 9890
WALT DISNEY CO. SOLE 207176
WALT DISNEY CO. SOLE
12300
WALT DISNEY CO. DEFINED 9200
WALT DISNEY CO. OTHER 30960
WALT DISNEY CO. OTHER
1390
DOMINION RES INC SOLE 1679
DOMINION RES INC OTHER 2198
RR DONNELLEY & SONS SOLE 4725
RR DONNELLEY & SONS OTHER 5300
DOVER CORP. SOLE 17400
DOW CHEMICAL CO SOLE 106769
DOW CHEMICAL CO SOLE
4800
DOW CHEMICAL CO DEFINED 3000
DOW CHEMICAL CO OTHER 14556
E.I. DUPONT deNEMOURS & CO. SOLE 73944
E.I. DUPONT deNEMOURS & CO. DEFINED 1000
E.I. DUPONT deNEMOURS & CO. OTHER 29192
DUKE ENERGY CORP. SOLE 9825
DUKE ENERGY CORP. DEFINED 1000
DUKE ENERGY CORP. OTHER 4393
DYNEGY INC SOLE 11886
DYNEGY INC OTHER 200
E M C CORP MASS SOLE 135893
E M C CORP MASS SOLE
6400
E M C CORP MASS DEFINED 1400
E M C CORP MASS OTHER 51975
EASTMAN KODAK CO SOLE 13492
EASTMAN KODAK CO OTHER 5042
EDISON INTERNATIONAL SOLE 108438
EDISON INTERNATIONAL SOLE
8000
A G EDWARDS INC SOLE 6600
A G EDWARDS INC SOLE
200
A G EDWARDS INC OTHER 4625
ELAN CORP. PLC ADR SOLE 51400
ELAN CORP. PLC ADR OTHER 2367
ELECTRONIC DATA SYSTEMS SOLE 3369
ELECTRONIC DATA SYSTEMS OTHER 2592
EMERSON ELECTRIC CO. SOLE 21619
EMERSON ELECTRIC CO. OTHER 6730
ENERGYNORTH, INC. SOLE 17243
ENERGYNORTH, INC. OTHER 2340
ENRON CORP. SOLE 89900
ENRON CORP. SOLE
5275
ENRON CORP. DEFINED 275
ENRON CORP. OTHER 22490
EQUITABLE RESOURCES INC. SOLE 58400
ERICSSON TEL NEW ADR SOLE 8664
ERICSSON TEL NEW ADR DEFINED 500
ERICSSON TEL NEW ADR OTHER 1800
EXXON MOBIL CORP SOLE 460318
EXXON MOBIL CORP SOLE
6557
EXXON MOBIL CORP DEFINED 3494
EXXON MOBIL CORP DEFINED 9 3200
EXXON MOBIL CORP OTHER 180238
EXXON MOBIL CORP OTHER
2325
FPL GROUP SOLE 46409
FPL GROUP SOLE
200
FPL GROUP DEFINED 1400
FPL GROUP OTHER 7579
FREDDIE MAC SOLE 64850
FREDDIE MAC OTHER 14300
FED NAT'L MTG ASSOC SOLE 48913
FED NAT'L MTG ASSOC SOLE
100
FED NAT'L MTG ASSOC DEFINED 2000
FED NAT'L MTG ASSOC OTHER 7380
FED NAT'L MTG ASSOC OTHER
350
FIRST DATA CORP. SOLE 42974
FIRST DATA CORP. SOLE
7200
FIRST UNION CORP SOLE 102628
FIRST UNION CORP DEFINED 400
FIRST UNION CORP OTHER 10865
FIRSTAR CORP NEW WIS SOLE 23582
FISERV INC SOLE 4595
FISERV INC OTHER 300
FLEETBOSTON FINL CORP SOLE 175072
FLEETBOSTON FINL CORP SOLE
300
FLEETBOSTON FINL CORP DEFINED 5310
FLEETBOSTON FINL CORP OTHER 80759
FLEETBOSTON FINL CORP OTHER
3556
FLEETBOSTON FINL CORP OTHER 12 9200
FORD MOTOR CO SOLE 500
FORD MOTOR CO SOLE
4500
FORD MOTOR CO SOLE 36402
FORD MOTOR CO SOLE
9549
FORD MOTOR CO OTHER 10385
FOREST LABORATORIES, INC. SOLE 11600
FOREST LABORATORIES, INC. OTHER 1850
FORTUNE BRANDS INC SOLE 4500
FORTUNE BRANDS INC DEFINED 700
FORTUNE BRANDS INC OTHER 2470
FOSSIL INC SOLE 39050
FOSSIL INC SOLE
300
GANNETT INC. SOLE 3035
GANNETT INC. OTHER 1190
GAP, INC. SOLE 94675
GAP, INC. DEFINED 187
GAP, INC. OTHER 3068
GATEWAY INC COM SOLE 61510
GATEWAY INC COM SOLE
200
GATEWAY INC COM DEFINED 616
GATEWAY INC COM OTHER 600
GEMSTAR TV GUIDE INTL INC. SOLE 63425
GEMSTAR TV GUIDE INTL INC. DEFINED 300
GEMSTAR TV GUIDE INTL INC. OTHER 1200
GENERAL ELECTRIC CO SOLE 1474922
GENERAL ELECTRIC CO SOLE
10600
GENERAL ELECTRIC CO DEFINED 25662
GENERAL ELECTRIC CO DEFINED 9 8400
GENERAL ELECTRIC CO OTHER 514134
GENERAL ELECTRIC CO OTHER
7575
GENERAL ELECTRIC CO OTHER 12 5400
GENERAL MILLS INC SOLE 22799
GENERAL MILLS INC OTHER 6620
GENERAL MOTORS CORP. SOLE 30233
GENERAL MOTORS CORP. SOLE
100
GENERAL MOTORS CORP. DEFINED 480
GENERAL MOTORS CORP. OTHER 8802
GENTEX SOLE 3200
GENTEX OTHER 9000
GENZYME CORP SOLE 3575
GENZYME CORP OTHER 200
GILLETTE CO SOLE 77142
GILLETTE CO SOLE
200
GILLETTE CO OTHER 17800
GILLETTE CO OTHER
650
GILLETTE CO OTHER 12 1000
GLAXO WELLCOME PLC SOLE 2800
GLAXO WELLCOME PLC OTHER 2470
GUIDANT CORPORATION SOLE 3975
GUIDANT CORPORATION SOLE
115
GUIDANT CORPORATION OTHER 300
HALLIBURTON CO SOLE 43275
HALLIBURTON CO SOLE
100
HALLIBURTON CO DEFINED 9 2600
HALLIBURTON CO OTHER 11750
HALLIBURTON CO OTHER
50
HARLEY DAVIDSON INC SOLE 9330
HARLEY DAVIDSON INC DEFINED 2000
HARLEY DAVIDSON INC OTHER 1600
HARTFORD FINANCIAL SOLE 1750
HARTFORD FINANCIAL SOLE
150
HARTFORD FINANCIAL OTHER 878
HARTFORD FINANCIAL OTHER 12 22
HASBRO, INC. SOLE 2950
HASBRO, INC. DEFINED 750
HASBRO, INC. OTHER 300
HASBRO, INC. OTHER 12 6243
H.J. HEINZ CO. SOLE 4520
H.J. HEINZ CO. OTHER 3600
HERSHEY FOODS CORP. SOLE 18914
HERSHEY FOODS CORP. OTHER 3700
HEWLETT PACKARD CO SOLE 85545
HEWLETT PACKARD CO SOLE
200
HEWLETT PACKARD CO DEFINED 2100
HEWLETT PACKARD CO OTHER 22834
HEWLETT PACKARD CO OTHER
50
HOME DEPOT INC. SOLE 160960
HOME DEPOT INC. SOLE
525
HOME DEPOT INC. DEFINED 5767
HOME DEPOT INC. OTHER 22374
HOME DEPOT INC. OTHER
825
HONEYWELL INTL INC SOLE 29274
HONEYWELL INTL INC SOLE
100
HONEYWELL INTL INC DEFINED 600
HONEYWELL INTL INC OTHER 13249
HOUSEHOLD INTERNATIONAL INC. SOLE 7630
HOUSEHOLD INTERNATIONAL INC. OTHER 700
IDEXX LABS, INC. OTHER 29800
INTEL CORP SOLE 541077
INTEL CORP SOLE
2698
INTEL CORP DEFINED 10950
INTEL CORP DEFINED 9 6000
INTEL CORP OTHER 119884
INTEL CORP OTHER
4505
INTEL CORP OTHER 12 1200
INTERNATIONAL BUSINESS MACHINES SOLE 149535
INTERNATIONAL BUSINESS MACHINES DEFINED 1350
INTERNATIONAL BUSINESS MACHINES OTHER 31314
INTERNATIONAL BUSINESS MACHINES OTHER
850
INTERNATIONAL BUSINESS MACHINES OTHER 12 1200
INTERNATIONAL PAPER CO SOLE 8140
INTERNATIONAL PAPER CO DEFINED 99
INTERNATIONAL PAPER CO OTHER 2200
INTERPUBLIC GROUP COS INC SOLE 24000
INTERPUBLIC GROUP COS INC OTHER 4924
INTERSYSTEMS, INC. OTHER 10000
INVERNESS MED TECH INC. SOLE 10000
IVAX CORP SOLE 108875
IVAX CORP DEFINED 800
JDS UNIPHASE CORP SOLE 5325
JDS UNIPHASE CORP DEFINED 200
JDS UNIPHASE CORP OTHER 475
JABIL CIRCUIT INC SOLE 44400
JOHNSON & JOHNSON SOLE 208977
JOHNSON & JOHNSON SOLE
100
JOHNSON & JOHNSON DEFINED 5100
JOHNSON & JOHNSON DEFINED 9 1700
JOHNSON & JOHNSON OTHER 58104
JOHNSON & JOHNSON OTHER
650
JOHNSON & JOHNSON OTHER 12 500
JOHNSON CONTROLS INC SOLE 101305
JOHNSON CONTROLS INC DEFINED 800
JOHNSON CONTROLS INC DEFINED 9 1900
JOHNSON CONTROLS INC OTHER 16427
JONES APPAREL SOLE 9866
JONES APPAREL OTHER 96
KLA INSTRUMENTS CORP SOLE 40175
KLA INSTRUMENTS CORP SOLE
5000
KLA INSTRUMENTS CORP DEFINED 400
KLA INSTRUMENTS CORP OTHER 550
KIMBERLY CLARK SOLE 71423
KIMBERLY CLARK SOLE
100
KIMBERLY CLARK DEFINED 1000
KIMBERLY CLARK OTHER 18122
KNIGHT TRADING GROUP INC. SOLE 32500
KNIGHT TRADING GROUP INC. OTHER 900
KOHL'S CORP (WISC) SOLE 11630
KOHL'S CORP (WISC) OTHER 2500
LSI LOGIC CORPORATION SOLE 60320
LSI LOGIC CORPORATION SOLE
5400
LEHMAN BROS HLDGS INC SOLE 5309
LEHMAN BROS HLDGS INC OTHER 108
ELI LILLY & CO. SOLE 25973
ELI LILLY & CO. DEFINED 100
ELI LILLY & CO. OTHER 2600
LIZ CLAIBORNE, INC. SOLE 31375
LOWE'S COMPANIES INC SOLE 17949
LOWE'S COMPANIES INC SOLE
150
LOWE'S COMPANIES INC DEFINED 1200
LOWE'S COMPANIES INC DEFINED 9 1200
LOWE'S COMPANIES INC OTHER 1000
LUCENT TECHNOLOGIES INC SOLE 229858
LUCENT TECHNOLOGIES INC SOLE
5400
LUCENT TECHNOLOGIES INC DEFINED 1725
LUCENT TECHNOLOGIES INC DEFINED 9 3252
LUCENT TECHNOLOGIES INC OTHER 90896
LUCENT TECHNOLOGIES INC OTHER
1106
LUCENT TECHNOLOGIES INC OTHER 12 2000
MARSH & MCLENNAN SOLE 15855
MARRIOTT INTL' INC. NEW SOLE 45400
MARRIOTT INTL' INC. NEW OTHER 600
MAXIM INTEGRATED PRODUCTS, INC SOLE 3050
MAY DEPARTMENT STORES SOLE 15375
MAY DEPARTMENT STORES DEFINED 600
MAY DEPARTMENT STORES OTHER 6050
MCDONALDS CORP. SOLE 103778
MCDONALDS CORP. DEFINED 2500
MCDONALDS CORP. OTHER 30194
MCGRAW-HILL, INC. SOLE 6770
MCGRAW-HILL, INC. OTHER 1700
MCGRAW-HILL, INC. OTHER
200
MEAD CORP. SOLE 10850
MEAD CORP. OTHER 2400
MEDIMMUNE INC. SOLE 70400
MEDIMMUNE INC. SOLE
400
MEDIMMUNE INC. DEFINED 2400
MEDIMMUNE INC. OTHER 120
MEDTRONIC INC SOLE 74326
MEDTRONIC INC DEFINED 1250
MEDTRONIC INC OTHER 5150
MELLON FINL CORP SOLE 16006
MELLON FINL CORP OTHER 10600
MERCK & CO INC SOLE 325420
MERCK & CO INC SOLE
100
MERCK & CO INC DEFINED 5600
MERCK & CO INC OTHER 100389
MERCK & CO INC OTHER
1420
MERRILL LYNCH & CO. INC. SOLE 52930
MERRILL LYNCH & CO. INC. DEFINED 250
MERRILL LYNCH & CO. INC. OTHER 11800
MICROSOFT CORP SOLE 265616
MICROSOFT CORP SOLE
250
MICROSOFT CORP DEFINED 3000
MICROSOFT CORP OTHER 31660
MICROSOFT CORP OTHER
2000
MICROSOFT CORP OTHER 12 1600
MILLIPORE CORP. SOLE 49611
MILLIPORE CORP. SOLE
75
MILLIPORE CORP. DEFINED 400
MILLIPORE CORP. DEFINED 9 700
MILLIPORE CORP. OTHER 600
MINIMED INC SOLE 26250
MINIMED INC DEFINED 200
MINNESOTA MINING & MFG CO. SOLE 75061
MINNESOTA MINING & MFG CO. DEFINED 1100
MINNESOTA MINING & MFG CO. OTHER 15736
MOBIUS MGMT SYSTEMS INC SOLE 13000
J P MORGAN & CO SOLE 40460
J P MORGAN & CO SOLE
50
J P MORGAN & CO DEFINED 9 1500
J P MORGAN & CO OTHER 22582
J P MORGAN & CO OTHER
300
MORGAN STANLEY SOLE 124922
MORGAN STANLEY SOLE
2800
MORGAN STANLEY DEFINED 1700
MORGAN STANLEY OTHER 6280
MOTOROLA INC SOLE 60853
MOTOROLA INC DEFINED 9 1950
MOTOROLA INC OTHER 9850
NABORS INDUSTRIES, INC SOLE 43280
NABORS INDUSTRIES, INC OTHER 200
NATIONAL FUEL GAS COMPANY SOLE 7116
NATIONAL SEMICONDUCTOR CORP. SOLE 5700
NATIONAL SEMICONDUCTOR CORP. SOLE
6000
NATIONAL SEMICONDUCTOR CORP. OTHER 750
NEIMAN MARCUS GP SOLE 17175
NETWORK APPLIANCE INC SOLE 6730
NETWORK APPLIANCE INC DEFINED 200
NETWORK APPLIANCE INC OTHER 560
NEW YORK TIMES SOLE 66125
NEW YORK TIMES OTHER 1200
NEXTEL COMMUNICATIONS SOLE 8410
NEXTEL COMMUNICATIONS OTHER 400
NISOURCE INC SOLE 4764
NISOURCE INC OTHER 4552
NOKIA CORP SOLE 16058
NOKIA CORP SOLE
300
NOKIA CORP DEFINED 200
NOKIA CORP OTHER 2650
NOBLE DRILLING CORP SOLE 28200
NORFOLK SOUTHERN CORP. SOLE 24625
NORFOLK SOUTHERN CORP. OTHER 13680
NORTEL NETWORKS CORP NEW SOLE 25663
NORTEL NETWORKS CORP NEW DEFINED 200
NORTEL NETWORKS CORP NEW OTHER 10240
NORTHROP CORP. SOLE 29500
NORTHROP CORP. DEFINED 200
NORTHROP CORP. OTHER 100
NOVELLUS SYSTEMS SOLE 17375
NOVELLUS SYSTEMS DEFINED 150
NOVELLUS SYSTEMS OTHER 1175
NSTAR COM SOLE 6474
NSTAR COM OTHER 2772
NUCOR CORP SOLE 25200
NUCOR CORP OTHER 650
NUVEEN MUNICIPAL VALUE FUND SOLE 15000
NUVEEN MUNICIPAL VALUE FUND OTHER 4300
OMNICOM GROUP SOLE 20450
OMNICOM GROUP OTHER 198
ORACLE SYSTEMS CORP. SOLE 183674
ORACLE SYSTEMS CORP. SOLE
3900
ORACLE SYSTEMS CORP. DEFINED 3150
ORACLE SYSTEMS CORP. OTHER 12345
PNC FINANCIAL SERVICES GROUP SOLE 7525
PNC FINANCIAL SERVICES GROUP SOLE
200
PNC FINANCIAL SERVICES GROUP OTHER 800
PPG INDUSTRIES, INC. SOLE 16580
PPG INDUSTRIES, INC. SOLE
100
PPG INDUSTRIES, INC. DEFINED 9 1400
PPG INDUSTRIES, INC. OTHER 2600
PALL CORPORATION SOLE 12250
PALL CORPORATION OTHER 400
PARAMETRIC TECHNOLOGY CO. SOLE 15250
PARAMETRIC TECHNOLOGY CO. OTHER 1500
PAYCHEX, INC. SOLE 6254
PEPSICO INC SOLE 195166
PEPSICO INC SOLE
125
PEPSICO INC DEFINED 2363
PEPSICO INC OTHER 79178
PFIZER INC SOLE 344483
PFIZER INC SOLE
5900
PFIZER INC DEFINED 1800
PFIZER INC OTHER 138244
PFIZER INC OTHER
150
PHARMACIA CORP SOLE 39485
PHARMACIA CORP DEFINED 475
PHARMACIA CORP DEFINED 9 3100
PHARMACIA CORP OTHER 30096
PHILIP MORRIS COS INC. SOLE 14028
PHILIP MORRIS COS INC. OTHER 23650
PHILIP MORRIS COS INC. OTHER 12 900
PHILLIPS PETROLEUM CO SOLE 10485
PHILLIPS PETROLEUM CO DEFINED 1000
PHILLIPS PETROLEUM CO OTHER 1424
PHILLIPS PETROLEUM CO OTHER
150
PITNEY BOWES SOLE 21730
PITNEY BOWES OTHER 13015
T ROWE PRICE SOLE 6050
PROCTER & GAMBLE CO SOLE 107090
PROCTER & GAMBLE CO SOLE
100
PROCTER & GAMBLE CO DEFINED 3500
PROCTER & GAMBLE CO DEFINED 9 3400
PROCTER & GAMBLE CO OTHER 33152
PROVIDIAN FINANCIAL CORP SOLE 3656
PROVIDIAN FINANCIAL CORP DEFINED 200
PROVIDIAN FINANCIAL CORP OTHER 650
QUAKER OATS CO. SOLE 6544
QUAKER OATS CO. DEFINED 825
QUAKER OATS CO. OTHER 12360
QUALCOMM CORP SOLE 29098
QUALCOMM CORP DEFINED 2400
QUALCOMM CORP OTHER 2375
QUALCOMM CORP OTHER
925
QWEST COMMUNICATIONS INTL INC SOLE 17435
QWEST COMMUNICATIONS INTL INC SOLE
172
QWEST COMMUNICATIONS INTL INC OTHER 7563
RADIOSHACK CORP SOLE 4150
RADIOSHACK CORP OTHER 94
RAYTHEON CO. SOLE 13507
RAYTHEON CO. OTHER 580
RELIANT ENERGY INC SOLE 7749
RELIANT ENERGY INC OTHER 1472
ROCKWELL INTL CORP SOLE 5473
ROCKWELL INTL CORP DEFINED 300
ROCKWELL INTL CORP DEFINED 9 1250
ROCKWELL INTL CORP OTHER 750
ROHM & HAAS INC. SOLE 32700
ROHM & HAAS INC. OTHER 2247
ROSS STORES INC SOLE 8300
ROSS STORES INC OTHER 2600
ROYAL DUTCH PETROLEUM CO. SOLE 15072
ROYAL DUTCH PETROLEUM CO. SOLE
100
ROYAL DUTCH PETROLEUM CO. DEFINED 235
ROYAL DUTCH PETROLEUM CO. OTHER 13488
ROYAL DUTCH PETROLEUM CO. OTHER
325
SBC COMMUNICATIONS INC SOLE 146909
SBC COMMUNICATIONS INC SOLE
7476
SBC COMMUNICATIONS INC DEFINED 1031
SBC COMMUNICATIONS INC OTHER 58554
SBC COMMUNICATIONS INC OTHER
1100
SCI SYSTEMS INC SOLE 4950
SCI SYSTEMS INC DEFINED 400
SCI SYSTEMS INC OTHER 1800
SDL, INC SOLE 900
SDL, INC OTHER 25
SEI INVESTMENTS COMPANY SOLE 24525
SEI INVESTMENTS COMPANY SOLE
300
SEI INVESTMENTS COMPANY DEFINED 700
SAFEWAY INC. SOLE 66125
SAFEWAY INC. OTHER 1400
SARA LEE CORP SOLE 59230
SARA LEE CORP OTHER 5157
SCHERING-PLOUGH CORP SOLE 226255
SCHERING-PLOUGH CORP SOLE
300
SCHERING-PLOUGH CORP DEFINED 6200
SCHERING-PLOUGH CORP DEFINED 9 1000
SCHERING-PLOUGH CORP OTHER 35560
SCHERING-PLOUGH CORP OTHER
3100
SCHLUMBERGER LTD SOLE 9033
SCHLUMBERGER LTD SOLE
100
SCHLUMBERGER LTD OTHER 4238
SCHLUMBERGER LTD OTHER
70
SCHOLASTIC CORP SOLE 36800
CHARLES SCHWAB CORP NEW SOLE 5233
CHARLES SCHWAB CORP NEW SOLE
11250
CHARLES SCHWAB CORP NEW OTHER 12943
SCIENTIFIC-ATLANTA, INC. SOLE 83045
SCIENTIFIC-ATLANTA, INC. SOLE
8400
SCIENTIFIC-ATLANTA, INC. DEFINED 700
SCIENTIFIC-ATLANTA, INC. DEFINED 9 900
SCIENTIFIC-ATLANTA, INC. OTHER 1920
SEAGATE TECHNOLOGY SOLE 19273
SEAGATE TECHNOLOGY SOLE
300
SEAGATE TECHNOLOGY OTHER 1000
SEAGRAM COMPANY LTD. SOLE 2900
SEAGRAM COMPANY LTD. OTHER 3500
SEARS ROEBUCK & CO SOLE 12484
SEARS ROEBUCK & CO DEFINED 9 1300
SEARS ROEBUCK & CO OTHER 5661
SEMPRA ENERGY SOLE 26812
SIEBEL INC SOLE 9250
SIEBEL INC OTHER 280
SMITHKLINE BEECHAM SOLE 2080
SMITHKLINE BEECHAM OTHER 3600
SOLECTRON CORP SOLE 109794
SOLECTRON CORP SOLE
7400
SOLECTRON CORP OTHER 1200
SOUTHERN CO SOLE 6572
SOUTHERN CO OTHER 6300
SOUTHWEST AIRLINES SOLE 10204
SOUTHWEST AIRLINES SOLE
150
SOUTHWEST AIRLINES DEFINED 150
SOUTHWEST AIRLINES OTHER 2336
SPRINT CORPORATION COM SOLE 47016
SPRINT CORPORATION COM SOLE
6000
SPRINT CORPORATION COM OTHER 3300
SPRINT CORPORATION COM SOLE 12434
SPRINT CORPORATION COM SOLE
400
SPRINT CORPORATION COM OTHER 3250
STATE STREET CORP SOLE 29740
STATE STREET CORP OTHER 3400
STILWELL FINANCIAL INC. SOLE 11180
STILWELL FINANCIAL INC. OTHER 2000
SUN MICROSYSTEMS INC. SOLE 191602
SUN MICROSYSTEMS INC. SOLE
300
SUN MICROSYSTEMS INC. DEFINED 3200
SUN MICROSYSTEMS INC. DEFINED 9 700
SUN MICROSYSTEMS INC. OTHER 19750
SYMBOL TECHNOLOGY SOLE 6100
SYMBOL TECHNOLOGY OTHER 500
SYSCO CORP SOLE 69980
SYSCO CORP SOLE
6500
SYSCO CORP DEFINED 400
SYSCO CORP OTHER 6150
SYSCO CORP OTHER
3400
TECO ENERGY INC. SOLE 13869
TECO ENERGY INC. OTHER 10775
TJX COMPANIES SOLE 32897
TJX COMPANIES SOLE
575
TJX COMPANIES DEFINED 1812
TJX COMPANIES OTHER 2464
TJX COMPANIES OTHER
300
TRW INC. SOLE 13416
TRW INC. OTHER 5200
TXU CORP SOLE 7673
TXU CORP OTHER 2430
TARGET CORP SOLE 17620
TARGET CORP SOLE
300
TARGET CORP OTHER 1900
TELLABS INC SOLE 76525
TELLABS INC SOLE
200
TELLABS INC DEFINED 1343
TELLABS INC OTHER 2150
TERADYNE INC. SOLE 7595
TERADYNE INC. OTHER 300
TEXACO INC SOLE 42801
TEXACO INC DEFINED 600
TEXACO INC DEFINED 9 1600
TEXACO INC OTHER 16723
TEXAS INSTRUMENTS INC SOLE 33426
TEXAS INSTRUMENTS INC SOLE
400
TEXAS INSTRUMENTS INC DEFINED 200
TEXAS INSTRUMENTS INC OTHER 60010
TEXTRON INC SOLE 30006
TEXTRON INC DEFINED 400
TEXTRON INC OTHER 3950
TIFFANY & CO. SOLE 20125
TIFFANY & CO. OTHER 700
TIME WARNER, INC. SOLE 35094
TIME WARNER, INC. SOLE
8300
TIME WARNER, INC. DEFINED 2296
TIME WARNER, INC. OTHER 7665
TIME WARNER TELECOM INC SOLE 9525
TIME WARNER TELECOM INC SOLE
250
TIME WARNER TELECOM INC OTHER 450
TIMKEN COMPANY SOLE 17400
TORONTO DOMINION BANK SOLE 16000
TOSCO CORP SOLE 11750
TOSCO CORP OTHER 2000
TRIBUNE CO NEW SOLE 4834
TRIBUNE CO NEW OTHER 400
TYCO INTL LTD SOLE 241308
TYCO INTL LTD SOLE
10325
TYCO INTL LTD DEFINED 1700
TYCO INTL LTD OTHER 26005
TYCO INTL LTD OTHER
100
UAL CORP SOLE 9950
UAL CORP OTHER 100
UNAPIX ENTERTAINMENT INC. OTHER 35273
UNION PACIFIC CORP SOLE 16437
UNION PACIFIC CORP OTHER 10028
UNITED STATES CELLULAR CORP SOLE 4000
UNITED TECHNOLOGIES CORP SOLE 100443
UNITED TECHNOLOGIES CORP SOLE
10000
UNITED TECHNOLOGIES CORP DEFINED 800
UNITED TECHNOLOGIES CORP OTHER 12378
UNITEDHEALTH GROUP INC SOLE 49550
UNITIL CORP COMMON SOLE 5460
UNITIL CORP COMMON OTHER 24406
UNOCAL CORP. SOLE 5828
UNOCAL CORP. OTHER 2425
UNUMPROVIDENT CORP SOLE 5106
UNUMPROVIDENT CORP OTHER 2700
VERIZON COMMUNICATIONS SOLE 345787
VERIZON COMMUNICATIONS SOLE
300
VERIZON COMMUNICATIONS DEFINED 7166
VERIZON COMMUNICATIONS DEFINED 9 4600
VERIZON COMMUNICATIONS OTHER 109531
VERIZON COMMUNICATIONS OTHER
1616
VIACOM INC. SOLE 14600
VIACOM INC. DEFINED 1600
VIACOM INC. OTHER 2975
VIACOM INC. SOLE 60635
VIACOM INC. SOLE
244
VIACOM INC. DEFINED 1515
VIACOM INC. OTHER 6840
VISHAY INTERTCHLGY INC. SOLE 184700
VISHAY INTERTCHLGY INC. DEFINED 750
VISHAY INTERTCHLGY INC. DEFINED 9 1400
VISHAY INTERTCHLGY INC. OTHER 2500
VODAFONE GROUP PLC SOLE 13201
VODAFONE GROUP PLC OTHER 11812
WAL-MART STORES SOLE 225329
WAL-MART STORES SOLE
200
WAL-MART STORES DEFINED 700
WAL-MART STORES OTHER 20073
WALGREEN COMPANY SOLE 10655
WALGREEN COMPANY OTHER 5730
WASHINGTON MUT INC SOLE 4750
WASHINGTON MUT INC OTHER 500
WASHINGTON TRUST BANCORP., INC. OTHER 70037
WASHINGTON TRUST BANCORP., INC. OTHER 12 2025
WATSON PHARMACEUTICAL INC SOLE 8950
WATSON PHARMACEUTICAL INC OTHER 600
WELLS FARGO & CO NEW SOLE 24312
WELLS FARGO & CO NEW DEFINED 850
WELLS FARGO & CO NEW OTHER 3820
WEYERHAEUSER CO SOLE 13450
WEYERHAEUSER CO SOLE
3200
WILLIAMS COMPANIES INC SOLE 123907
WILLIAMS COMPANIES INC DEFINED 9 5700
WILLIAMS COMPANIES INC OTHER 41104
WISCONSIN ENERGY CORP. SOLE 14551
WISCONSIN ENERGY CORP. OTHER 6275
WORLDCOM INC GA NEW SOLE 110290
WORLDCOM INC GA NEW DEFINED 400
WORLDCOM INC GA NEW OTHER 5525
XCEL ENERGY INC. SOLE 6950
XCEL ENERGY INC. OTHER 9129
XCEL ENERGY INC. OTHER
864
XILINX INC. SOLE 25225
XILINX INC. DEFINED 3300
XILINX INC. OTHER 3350
XYBERNAUT CORP OTHER 10000
DAIMLERCHRYSLER AG SOLE 15331
DAIMLERCHRYSLER AG OTHER 2508
AMDOCS LTD SOLE 63526
AMDOCS LTD OTHER 700
FLEXTRONICS INTL LTD SOLE 6273
FLEXTRONICS INTL LTD DEFINED 300
FLEXTRONICS INTL LTD OTHER 350
ABINGTON BANCORP (ABBK) SOLE 38700
FIRST UNION CORP. (FTU) SOLE 25000
GRANITE STATE BANKSHARES, INC. SOLE 100000
INDEPENDENT BANK CORP. (INDB) SOLE 298200
JAZZTEL PLC SOLE 23156
USINTERNETWORKING, INC. SOLE 73847
SPEECHWORKS INTERNATIONAL, IN. SOLE 37500
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