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070 E020500 N
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070 F020500 N
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<PAGE> PAGE 21
070 H010500 Y
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 N
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070 K010500 N
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070 L020500 Y
070 M010500 Y
070 M020500 Y
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070 O020500 N
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070 P020500 N
070 Q010500 N
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<PAGE> PAGE 22
072 Z000500 -19
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008 A000601 RETIREMENT SYSTEM INVESTORS INC.
008 B000601 A
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<PAGE> PAGE 23
015 A000601 CHASE MANHATTAN BANK, N.A.
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<PAGE> PAGE 24
048 F020600 0.000
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050 000600 N
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<PAGE> PAGE 25
070 D010600 Y
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070 K020600 N
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<PAGE> PAGE 26
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<PAGE> PAGE 27
075 B000600 29241
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008 A000701 RETIREMENT SYSTEM INVESTORS INC
008 B000701 A
008 C000701 801-36893
008 D010701 NEW YORK
008 D020701 NY
008 D030701 10017
015 A000701 CHASE MANHATTAN BANK, N.A.
015 B000701 C
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<PAGE> PAGE 28
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<PAGE> PAGE 29
070 A010700 Y
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<PAGE> PAGE 30
072 L000700 0
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<PAGE> PAGE 31
074 V010700 28.01
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008 A000801 RETIREMENT SYSTEM INVESTORS INC.
008 B000801 A
008 C000801 801-36893
008 D010801 NEW YORK
008 D020801 NY
008 D030801 10017
015 A000801 CHASE MANHATTAN BANK, N.A.
015 B000801 C
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<PAGE> PAGE 32
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<PAGE> PAGE 33
064 B000800 N
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<PAGE> PAGE 34
072 F000800 455
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<PAGE> PAGE 35
074 R030800 0
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SIGNATURE STEPHEN P. POLLAK
TITLE EXECVP,COUNSEL & SEC
[LETTERHEAD OF MCGLADREY & PULLEN, LLP]
The Board of Trustees and Unitholders
RSI Retirement Trust
In planning and performing our audit of the financial statements of RSI
Retirement Trust, a series investment company consisting of the Core Equity
Fund, Emerging Growth Equity Fund, Value Equity Fund, International Equity
Fund, Short-Term Investment Fund, Intermediate-Term Bond Fund and Actively
Managed Bond Fund for the year ended September 30, 1995, we considered its
internal control structure, including procedures for safeguarding securities,
in order to determine our auditing procedures for the purpose of expressing our
opinion on the financial statements and to comply with the requirements of Form
N-SAR, not to provide assurance on the internal control structure.
The management of RSI Retirement Trust is responsible for establishing and
maintaining an internal control structure. In fulfilling this responsibility,
estimates and judgments by management are required to assess the expected
benefits and related costs of internal control structure policies and
procedures. Two of the objectives of an internal control structure are to
provide management with reasonable, but not absolute, assurance that assets are
safeguarded against loss from unauthorized use or disposition and that
transactions are executed in accordance with management's authorization and
recorded properly to permit preparation of financial statements in conformity
with generally accepted accounting principles.
Because of inherent limitations in any internal control structure, errors or
irregularities may occur and not be detected. Also, projection of any
evaluation of the structure to future periods is subject to the risk that it
may become inadequate because of changes in conditions or that the effectiveness
of the design and operation may deteriorate.
Our consideration of the internal control structure would not necessarily
disclose all matters in the internal control structure that might be material
weaknesses under standards established by the American Institute of Certified
Public Accountants. A material weakness is a condition in which the design or
operation of the specific internal control structure elements does not reduce
to a relatively low level the risk that errors or irregularities in amounts
that would be material in relation to the financial statements being audited
may occur and not be detected within a timely period by employees in the normal
course of performing their assigned functions. However, we noted no matters
involving the internal control structure, including procedures for safeguarding
securities, that we consider to be material weaknesses as defined above as of
September 30, 1995.
This report is intended solely for the information and use of management and
the Securities and Exchange Commission.
/s/McGladrey & Pullen, LLP
McGladrey & Pullen, LLP
New York, New York
November 15, 1995
