PEOPLES BANCTRUST CO INC
SC 13D, 1995-05-30
STATE COMMERCIAL BANKS
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<PAGE>
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                              ____________________


                                  SCHEDULE 13D




                    Under the Securities Exchange Act of 1934


                      The Peoples BancTrust Company, Inc.
                ------------------------------------------------
                                (Name of Issuer)


                     Common Stock, Par Value $.10 Per Share
                ------------------------------------------------
                         (Title of Class of Securities)


                                   709796 10 6
                                 ---------------
                                 (Cusip Number)


                           Edith Plant Morthland Jones
                                432 Church Street
                             Selma, Alabama 36701
          ------------------------------------------------------------
                  (Name, address and telephone number of person
                authorized to receive notices and communications)


                                December 31, 1994
             -------------------------------------------------------
             (Date of event which requires filing of this statement)


     If the filing person has previously filed a statement on Schedule 13G to
report the acquisition which is the subject of this Schedule 13D, and is filing
this schedule because of Rule 13d-1(b)(3) or (4), check the following box.
                                                                            ----

Check the following box if a fee is being paid with the statement.    X
                                                                    -----

                                Page 1 of 7 Pages
<PAGE>
- --------------------------                             -------------------------
CUSIP No. 709796 10 6                 13D                  Page 2 of 7 Pages
- --------------------------                             -------------------------

- -------------------------------------------------------------------------------
1.   Name of Reporting Person:  Edith Plant Morthland Jones
     S.S. or I.R.S. Identification No. of Above Person:
     SS# ###-##-####
- --------------------------------------------------------------------------------
2.   Check the appropriate box if a member of a group

                    (a) / /    (b) / /
- --------------------------------------------------------------------------------
3.   SEC use only

- --------------------------------------------------------------------------------
4.   Source of funds:*
        00
- --------------------------------------------------------------------------------
5.   Check box if Disclosure of legal proceedings is required
     pursuant to Items 2(d) or 2(e)
                                     / /
- --------------------------------------------------------------------------------
6.   Citizenship or place of organization:
       United States
- --------------------------------------------------------------------------------
Number of        7. Sole Voting Power: 8,040
  shares       -----------------------------------------------------------------
beneficially     8. Shared Voting Power: 37,287
  owned by     -----------------------------------------------------------------
    each         9. Sole Dispositive Power: 8,040
 reporting     -----------------------------------------------------------------
 person with    10. Shared Dispositive Power: 37,287
- --------------------------------------------------------------------------------
11.  Aggregate amount beneficially owned by each reporting
     person: 45,327
- --------------------------------------------------------------------------------
12.  Check Box if the aggregate amount in row (11) excludes
     certain shares*
                         /X/

- --------------------------------------------------------------------------------
13.  Percent of class represented by amount in Row (11):
     5.2%
- --------------------------------------------------------------------------------
14.  Type of Reporting Person*
     IN
- --------------------------------------------------------------------------------
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Item 1.  Security and Issuer.

     The class of equity to which this statement relates is the Common Stock,
par value $.10 per share, of The Peoples BancTrust Company, Inc. (the "Issuer")
whose executive office is at 310 Broad Street, Selma, Alabama 36701.

ITEM 2.  IDENTITY AND BACKGROUND.

     (a)  NAME:  Edith Plant Morthland Jones

     (b)  RESIDENCE OR BUSINESS ADDRESS:  432 Church Street,
                                          Selma, Alabama 36701

     (c)  PRESENT PRINCIPAL OCCUPATION OR EMPLOYMENT:  Housewife.

          BUSINESS ADDRESS:   Not Applicable

          PRINCIPAL BUSINESS:  Not Applicable

     (d)  CRIMINAL PROCEEDING CONVICTIONS:  None

     (e)  SECURITIES LAWS PROCEEDINGS.  None

     (f)  CITIZENSHIP:  United State of America

ITEM 3.  SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION.

     The Reporting Persons acquired beneficial ownership of such 45,327 shares
as follows:  (a) 27,287 shares are owned directly by the Reporting Person and
her spouse and minor children and were acquired by inheritance; (b) 8,040 shares
are held by a trust for the benefit of the Reporting Persons' children, of which
the Reporting Person is trustee and has voting and dispositive power; (c) 10,000
shares are held by a trust of which the Reporting

                                Page 3 of 7 Pages
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Person is co-trustee with Rex J. Morthland, the Reporting Person's father, with
whom she shares voting and dispositive power.

ITEM 4.  PURPOSE OF TRANSACTION.

     The shares covered by this Statement are being held for investment
purposes.

     Depending upon a continuing assessment and upon future developments, the
Reporting Person may determine, from time to time or at any time, to purchase
additional shares of the Issuer or to sell or otherwise dispose of some of the
shares.

     The Reporting Person has no plans which relate to or would result in:

     (a)  An extraordinary corporate transaction, such as a merger,
     reorganization or liquidation, involving the Issuer or any of its
     subsidiaries;

     (b)  A sale or transfer of a material amount of assets of the Issuer or any
     of its subsidiaries;

     (c)  Any change in the present board of directors or management of the
     Issuer, including any plans or proposals to change the number or term of
     directors or to fill any existing vacancies on the board;

     (d)  Any material change in the present capitalization or dividend policy
     of the Issuer;

     (e)  Any other material change in the Issuer's business or corporate
     structure;

                                Page 4 of 7 Pages
<PAGE>
     (f)  Changes in the Issuer's charter, by-laws or instruments corresponding
     thereto or other actions which may impede the acquisition of control of the
     Issuer by any person;

     (g)  Causing a class of securities of the Issuer to be delisted from a
     national securities exchange or to cease to be authorized to be quoted in
     an inter-dealer quotation system of a registered national securities
     association;

     (h)  A class of equity securities of the Issuer becoming eligible for
     termination of registration pursuant to section 12(g)(4) of the Securities
     Exchange Act of 1934; or

     (i)  Any action similar to any of those enumerated above.

ITEM 5.  INTEREST IN SECURITIES OF THE ISSUER.

     (a)  45,327 shares are beneficially owned by the Reporting Person as of the
          date of this Statement, representing 5.20% of the total shares issued
          and outstanding of the Issuer.  The aggregate amount reported as
          beneficially owned in row (11) does not include an aggregate 340,893
          shares which are beneficially owned by other members of the Reporting
          Person's family as to which she disclaims beneficial ownership
          pursuant to Rule 13d-4 under the Securities Exchange Act of 1934.

     (b)  See Item 3 above.

     (c)  No transactions in the shares were effected by the Reporting Person
          named in response to Item 2 during the past 60 days, except as may be
          disclosed herein.

                                Page 5 of 7 Pages
<PAGE>
     (d)  The persons named in paragraph (b) of this Item have the right to
          receive or the power to direct the receipt of dividends from, or the
          proceeds from the sale of, the shares.

     (e)  Not applicable.

ITEM 6.  CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS
         WITH RESPECT TO SECURITIES OF THE ISSUER

     The Reporting Person has not entered into any contracts, arrangements,
understandings or relationships (legal or otherwise) with respect to any
securities of the Issuer, except for the Reporting Person's relationship with
the trusts described in Item 3 above.

ITEM 7.  MATERIAL TO BE FILED AS EXHIBITS

     None

                                Page 6 of 7 Pages
<PAGE>
                                    SIGNATURE

     After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.


Date: May 3, 1995                  /s/ Edith Plant Morthland Jones
                                   -------------------------------
                                   Edith Plant Morthland Jones



                                Page 7 of 7 Pages


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