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Previous: CHEMUNG FINANCIAL CORP, 10-Q, 2000-08-08 |
Next: DIVERSIFIED HISTORIC INVESTORS II, NT 10-Q, 2000-08-08 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S UNAUDITED QUARTERLY FINANCIAL STATEMENTS AND DISCLOSURES FOR THE
PERIOD ENDED JUNE 30, 2000 AS PRESENTED IN ITS SECOND QUARTER 2000 FORM 10-Q
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
DISCLOSURES.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 28,087
<INT-BEARING-DEPOSITS> 1,126
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 219,325
<INVESTMENTS-CARRYING> 9,543
<INVESTMENTS-MARKET> 9,523
<LOANS> 387,258
<ALLOWANCE> 4,654
<TOTAL-ASSETS> 672,319
<DEPOSITS> 510,902
<SHORT-TERM> 68,242
<LIABILITIES-OTHER> 6,026
<LONG-TERM> 20,000
0
0
<COMMON> 43
<OTHER-SE> 67,106
<TOTAL-LIABILITIES-AND-EQUITY> 672,319
<INTEREST-LOAN> 16,055
<INTEREST-INVEST> 7,212
<INTEREST-OTHER> 121
<INTEREST-TOTAL> 23,388
<INTEREST-DEPOSIT> 8,404
<INTEREST-EXPENSE> 10,576
<INTEREST-INCOME-NET> 12,812
<LOAN-LOSSES> 375
<SECURITIES-GAINS> 1
<EXPENSE-OTHER> 11,327
<INCOME-PRETAX> 5,940
<INCOME-PRE-EXTRAORDINARY> 4,082
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,082
<EPS-BASIC> 1.00
<EPS-DILUTED> 1.00
<YIELD-ACTUAL> 4.20
<LOANS-NON> 698
<LOANS-PAST> 255
<LOANS-TROUBLED> 421
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,665
<CHARGE-OFFS> 469
<RECOVERIES> 83
<ALLOWANCE-CLOSE> 4,654
<ALLOWANCE-DOMESTIC> 3,218
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,436
</TABLE>
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