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SUPPLEMENT DATED NOVEMBER 19, 1999
to
PROSPECTUS DATED MAY 1, 1999
for
Flexible Premium Variable
Universal Life Insurance Policy
Issued by
MONY Life Insurance Company of America
MONY America Variable Account L
EFFECTIVE NOVEMBER 1, 1999 THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED
IN YOUR PROSPECTUS. PLEASE READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE
REFERENCE.
1. PAGE 16 OF THE PROSPECTUS IS AMENDED BY REPLACING THE SUB-INVESTMENT ADVISER
FEE FOR THE MANAGED PORTFOLIO WITH THE FOLLOWING:
OpCap Advisors' fee for the assets of the Portfolio it manages is an
annual rate of 0.40% of the portfolio's aggregate average daily net assets
up to $1 billion, 0.30% from $1 billion to $2 billion, and 0.25% in excess
of $2 billion. Retroactive to November 1, 1999, Sanford C. Bernstein & Co.,
Inc.'s fee for the assets of the Portfolio it manages is an annual rate of
0.40% of the portfolio's aggregate average daily net assets up to $10
million, 0.30% from $10 million to $50 million, 0.20% from $50 million to
$100 million, and 0.10% in excess of $100 million.
2. PAGE 17 OF THE PROSPECTUS IS AMENDED BY REPLACING THE SUB-INVESTMENT ADVISER
FEE FOR THE CAPITAL APPRECIATION PORTFOLIO WITH THE FOLLOWING:
Retroactive to November 1, 1999, an annual rate of 0.45% of the
portfolio's aggregate average daily net assets.
#820-348 Registration No. 333-56969
