<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION
13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
SECURITY NATIONAL BANK 28-6576
- ---------------------------------------- -------------------------------
Name of Institutional Investment Manager 13F File Number
40 S. LIMESTONE ST., SPRINGFIELD, OHIO 45502
- --------------------------------------------------------------------------------
Business Address: (Street, City, State and Zip Code)
Report for the Calendar Year or Quarter Ended: JUNE 1999
----------------------------------
If amended report check here:
---------
ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
I represent that I am authorized to submit this Form and that all information in
this Form and the attachments to it is true, correct and complete, and I
understand that all required items, statements and schedules are integral parts
of this Form and that the submission of any amendment represents that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
I am signing this report as required by Securities Exchange Act of 1934.
TERRI L. WYATT, TRUST OPERATIONS OFFICER 937 324-6946
- --------------------------------------------------------------------------------
Name, Title and Phone No. of Person Submitting this Report
/s/ Terri L. Wyatt
- --------------------------------------------------------------------------------
Manual Signature of Person Submitting this Report
SPRINGFIELD, OHIO JULY 9, 1999
- ---------------------------------------- -------------------------------
Place Signed (City and State) Date Signed
<PAGE> 2
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 1
- - - - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - ITEM 4 - - ITEM 5 - - - ITEM 6 - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN KIDNEY STONE MGMT LTD AMKID0006 532 4,436 X 4,436
DAIMLERCHRYSLER AG (DCX) (FORMERLY D1668R123 275 3,094 X 3,094
CHRYSLER) ORG
SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X 343,000
THORNHILL LIMITED PARTNERSHIP THORN00l0 250 378 X 378
(CERTIFICATE OF ASSIGNMENT
AT & T CORP (T) 001957109 2,296 41,143 X 40,768 375
AT & T CORP (T) 001957109 161 2,893 X X 2,368 225 300
ABBOTT LABORATORIES (ABT) 002824100 1,115 24,575 X 24,575
ABBOTT LABORATORIES (ABT) 002824100 18 400 X X 400
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 352 8,750 X 8,750
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 14 350 X X 350
AIRTOUCH COMMUNICATIONS (ATI) 00949T100 311 2,893 X 2,893
AIRTOUCH COMMUNICATIONS (ATI) 00949T100 22 200 X X 200
ALBERTSON'S INC (ABS) 013104104 800 15,516 X 15,264 252
AMERICAN ELECTRIC POWER CO (AEP) 025537101 577 15,364 X 15,364
AMERICAN ELECTRIC POWER CO (AEP) 025537101 8 200 X X 200
AMERICAN EXPRESS CO (AXP) 025816109 804 6,182 X 6,182
AMERICAN HOME PRODUCTS CORP (AHP) 026609107 1,047 18,250 X 18,250
AMERICAN INTL GRP (AIG) 026874107 418 3,562 X 3,562
AMERICAN STD COS INC DEL (ASD) 029712106 334 6,950 X 6,950
AMERITECH CORP (AIT) 030954101 1,028 13,984 X 13,788 196
AMERITECH CORP (AIT) 030954101 228 3,096 X X 1,896 1,200
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 1,611 14,851 X 14,851
ADR SPONSORED
BP AMOCO P L C (BPA)(FORMERLY 055622104 53 484 X X 484
AMOCO) ADR SPONSORED
BP PRUDHOE BAY RLTY TR (BPT) 055630107 190 25,750 X 25,750
BP PRUDHOE BAY RLTY TR (BPT) 055630107 5 700 X X 700
-------
COLUMN TOTALS 12,792
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 2
- - - - - - - ITEM 1 AND 2 - - - - - - - - - - - - ITEM 3 - - - ITEM 4 - - - ITEM 5 - - ITEM 6 - - - ITEM 7 - - - - ITEM 8 - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BANK OF AMER CORP (BAC) (FORMERLY 060505104 385 5,254 X 5,017 237
BANKAMERICA CORP NEW)
BANK ONE CORP (ONE) (FORMERLY FIRST CHICAGO 06423A103 1,964 32,976 X 32,976
& BANC ONE)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 7 118 X X 118
CHICAGO & BANC ONE)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 348 13,835 X 13,835
(BCB P)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 26 1,050 X X 1,050
(BCB P)
BAXTER INTERNATIONAL INC (BAX) 071813109 405 6,675 X 6,675
BECTON DICKINSON & CO (BDX) 075887109 252 8,400 X 8,000 400
BELL ATLANTIC CORP (BEL) 077853109 748 11,444 X 11,444
BELL ATLANTIC CORP (BEL) 077853109 173 2,649 X X 1,035 1,414 200
BELLSOUTH CORP (BLS) 079860102 2,557 55,432 X 55,132 300
BELLSOUTH CORP (BLS) 079860102 160 3,460 X X 2,160 900 400
BESTFOODS (BFO) 08658U101 445 9,000 X 9,000
BIOMET, INC (BMET) 090613100 2,091 52,602 X 52,602
BOEING CO (BA) 097023105 340 7,725 X 7,725
BOEING CO (BA) 097023105 9 200 X X 200
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 1,576 22,380 X 21,580 800
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 80 1,132 X X 932 200
CSX CORP (CSX) 126408103 218 4,800 X 4,800
CSX CORP (CSX) 126408103 5 100 X X 100
CARNIVAL CORP (CCL) 143658102 661 13,625 X 13,225 400
CATERPILLAR INC (CAT) 149123101 498 8,300 X 8,300
CHEVRON CORP (CHV) 166751107 745 7,838 X 7,838
CHEVRON CORP (CHV) 166751107 14 150 X X 150
CINCINNATI FINANCIAL CORP (CINF) 172062101 4,430 117,941 X 117,281 660
CINERGY CORP (CIN) 172474108 623 19,474 X 19,474
----------
COLUMN TOTALS 18,760
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 3
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CINERGY CORP (CIN) 172474108 42 1,300 X X 1,300
CISCO SYSTEMS INC (CSCO) 17275R102 497 7,698 X 7,698
COCA-COLA CORP (KO) 191216100 1,049 16,925 X 16,650 275
COCA-COLA CORP (KO) 191216100 457 7,365 X X 7,365
COLGATE-PALMOLIVE COMPANY (CL) 194162103 1,931 19,602 X 19,302 300
COMERICA INC (CMA) 200340107 279 4,700 X 4,700
COMPAQ COMPUTER CORP (CPQ) 204493100 400 16,900 X 15,900 1,000
CONVERGYS CORP 212485106 174 9,000 X 9,000
COM
CONVERGYS CORP 212485106 78 4,000 X X 2,000 2,000
COM
D P L INC COMMON (DPL) 233293109 378 20,441 X 20,441
D P L INC COMMON (DPL) 233293109 7 375 X X 375
DISNEY (WALT) CO. (DIS) 254687106 404 13,100 X 13,100
DISNEY (WALT) CO (DIS) 254687106 44 1,425 X X 900 525
DOMINION RESOURCES, INC (D) 257470104 343 7,925 X 7,925
DOMINION RESOURCES, INC (D) 257470104 13 300 X X 300
DOW CHEMICAL CO (DOW) 260543103 311 2,450 X 2,450
E I DUPONT DE NEMOURS & CO (DD) 263534109 724 10,601 X 10,601
E I DUPONT DE NEMOURS & CO (DD) 263534109 283 4,150 X X 1,350 2,800
DUKE ENERGY CO (DUK) 264399106 509 9,350 X 9,150 200
(FORMERLY DUKE POWER)
DUKE RLTY INVTS INC NEW (DRE) 264411505 483 21,399 X 20,599 800
DUKE RLTY INVTS INC NEW (DRE) 264411505 18 800 X X 800
EMERSON ELECTRIC CO (EMR) 291011104 794 12,614 X 12,614
ENRON CORP (ENE) 293561106 459 5,618 X 5,618
EXXON CORP (XON) 302290101 2,883 37,381 X 36,861 520
EXXON CORP (XON) 302290101 381 4,934 X X 4,734 200
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COLUMN TOTALS 12,941
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 4
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FPL GROUP INC (FPL) 302571104 359 6,575 X 6,575
FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 829 12,145 X 11,770 375
FEDERATED HIGH YIELD TR FD (38) 314197104 62 7,098 X 7,098
FEDERATED HIGH YIELD TR FD (38) 314197104 27 3,127 X X 3,127
FEDERATED INSTL SHRT-DUR GVT BD(626) 31420B102 88 44,440 X 44,440
FEDERATED INSTL SHRT-DUR GVT BD(626) 31420B102 344 172,974 X X 172,974
FIDELITY ADVISOR INTERM BND FD (87) 315809103 60 5,744 X 5,744
FIDELITY ADVISOR INTERM BND FD (87) 315809103 137 13,110 X X 643 12,467
FIDELITY INTERMEDIATE BOND FUND(32) 315912105 512 51,363 X X 43,206 8,157
FIFTH THIRD BANCORP (FITB) 316773100 634 9,530 X 9,530
FIFTH THIRD BANCORP (FITB) 316773100 7 109 X X 109
FIRST TR GNMA FD UN SER GNMA SER 47 337335566 1 10,000 X 10,000
FIRST UNION CORP (FTU) 337358105 735 15,600 X 15,300 300
FIRST UNION CORP (FTU) 337358105 32 675 X X 675
FORD MOTOR COMPANY (F) 345370100 808 14,323 X 14,323
FORD MOTOR COMPANY (F) 345370100 11 200 X X 200
GTE CORP (GTE) 362320103 694 9,197 X 9,197
GTE CORP (GTE) 362320103 8 100 X X 100
GENERAL ELECTRIC CO (GE) 369604103 4,217 37,318 X 35,818 300 1,200
GENERAL ELECTRIC CO (GE) 369604103 145 1,286 X X 936 350
GENERAL MOTORS CORP (GM) 370442105 267 4,047 X 3,957 90
GENERAL MOTORS CORP (GM) 370442105 18 266 X X 266
GILLETTE CO (G) 375766102 203 4,960 X 4,960
HRPT PPRYS TR COM SH BEN INT (HRP) 40426W101 176 11,500 X 11,500
(FRMRLY HLTH & RTRMNT PPTYS)
HEWLETT-PACKARD GO (HWP) 428236103 1,219 12,125 X 11,925 200
--------
COLUMN TOTALS 11,593
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 5
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HEWLETT-PACKARD CO (HWP) 428236103 25 250 X X 250
HIGHWOOD PPTYS INC (HIW) 431284108 737 26,875 X 26,875
HIGHWOOD PPTYS INC (HIW) 431284108 11 400 X X 400
HOME DEPOT INC (HD) 437076102 1,147 17,798 X 17,798
HUNTINGTON BANCSHARES INC (HBAN) 446150104 6,914 197,537 X 197,537
I D S OHIO TAX EXEMPT FUND 44947T704 116 21,628 X 21,628
1 D S TAX EXEMPT FUND 449482108 44 11,040 X 11,040
ILLINOIS TOOL WKS INC (ITW) 452308109 409 5,000 X 5,000
INTEL CORP (INTC) 458140100 309 5,200 X 5,200
INTERNATIONAL BUSINESS MACHINES(IBM) 459200101 1,396 10,804 X 10,804
CORP
INTERNATIONAL PAPER COMPANY (IP) 460146103 223 4,442 X 4,442
JOHNSON & JOHNSON CO (JNJ) 478160104 1,923 19,625 X 19,625
JOHNSON & JOHNSON CO (JNJ) 478160104 71 728 X X 728
KIMBERLY-CLARK CORP (KMB) 494368103 467 8,200 X 8,200
KROGER CO (KR) 501044101 549 19,650 X 18,850 800
LILLY ELI & CO (LLY) 532457108 639 8,915 X 8,915
LUCENT TECHNOLOGIES INC (LU) 549463107 1,437 21,308 X 21,293 15
LUCENT TECHNOLOGIES INC (LU) 549463107 174 2,576 X X 2,084 192 300
MBNA CORP (KRB) 55262L100 580 18,937 X 18,937
MCI WORLDCOM INC (WCOM) 55268B106 934 10,856 X 10,731 125
MCDONALD'S CORP (MCD) 580135101 708 17,225 X 17,225
MCDONALD'S CORP (MCD) 580135101 33 800 X X 800
MEDIAONE GROUP INC (UMG) 58440J104 196 2,633 X 2,633
MEDIAONE GROUP INC (UMG) 58440J104 36 480 X X 480
MERCK & CO INC (MRK) 589331107 1,940 26,352 X 26,152 200
--------
COLUMN TOTALS 21,018
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 6
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MERCK & CO INC (MRK) 589331107 44 600 X X 600
MERRILL L LYNCH & CO INC COM (MER) 590188108 429 5,400 X 5,400
MICROSOFT CORP (MSFT) 594918104 1,804 20,005 X 19,805 200
MICROSOFT CORP (MSFT) 594918104 72 800 X X 800
MINNESOTA MINING & MFG (MMM) 604059105 858 9,875 X 9,875
MINNESOTA MINING & MFG (MMM) 604059105 96 1,300 X X 1,000 100
MOBIL CORP (MOB) 607059102 1,098 11,116 X 10,283 833
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 311 310,512 X X 310,512
MONSANTO CO (NTC) 611662107 559 14,125 X 13,800 325
MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 298 2,900 X 2,900
NASDAQ 100 TR UNIT SER 1 631100104 1,576 13,675 X 13,425 250
NORFOLK SOUTHERN CORP (NSC) 655844108 383 12,725 X 12,725
NORFOLK SOUTHERN CORP (NSC) 655844108 18 600 X X 600
OFFICEMAX INC (OMX) 67622M108 205 17,100 X 17,100
ORACLE CORP (ORCL) 68389X105 249 6,700 X 6,700
PENNEY, J C CO INC (JCP) 708160106 477 9,825 X 9,825
PENNEY, J C CO INC (JCP) 708160106 19 400 X X 400
PEOPLES SAVINGS BANK OF TROY 712289107 217 25,968 X X 25,968
PEPSICO INC (PEP) 713448108 738 19,075 X 19,075
PEPSICO INC (PEP) 713448108 46 1,200 X X 1,200
PFIZER INC (PFE) 717081103 3,619 33,204 X 33,204
PROCTER & GAMBLE CO (PG) 742718109 2,436 27,299 X 27,299
PROCTER & GAMBLE CO (PG) 742718109 156 1,750 X X 1,300 450
PNC TEMP (24) 743884579 951 951,019 X 951,019
PNC TEMP (24) 743884579 1,375 1,374,756 X X 1,374,756
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COLUMN TOTALS 18,034
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 7
- -------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7---------------ITEM 8---------
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ROYAL DUTCH PETE CO (RD) 780257804 276 4,585 X 4,585
NY REG SHS 1.25
SBC COMMUNICATIONS (SBC) 78387G103 1,215 20,946 X 21,646 300
SBC COMMUNICATIONS (SBC) 78387G103 211 3,632 X X 2,686 400 546
SCANA CORP 805898103 558 23,875 X 23,025 850
FORMERLY: SO CAROLINA ELECTRIC & GAS
SCANA CORP 805898103 21 900 X X 900
FORMERLY: SO CAROLINA ELECTRIC & GAS
SCHERING-PLOUGH CORP (SGP) 806605101 675 12,850 X 12,550 300
SCHLUMBERGER LTD (SLB) 806857108 313 4,920 X 4,645 275
SEAGATE TECHNOLOGY 811804103 396 15,450 X 15,075 375
COM
SECURITY BANC CORPORATION (STYB) 813767100 34,096 988,291 X 954,835 33,456
SECURITY BANC CORPORATION (STYB) 813767100 18,452 534,835 X X 519,795 15,040
SMITHKLINE BCHM PLC ADR 5A ORD (SBH) 832378301 753 11,400 X 11,400
SOUTHERN CO (SO) 842587107 690 26,052 X 26,052
SOUTHERN CO (SO) 842587107 15 550 X X 550
SOUTHWEST AIRLINES (LUV) 844741108 319 10,242 X 10,242
SPRINT (FRMLY UNITED TELECOM) (FON) 852061100 428 8,068 X 8,068
SUN MICROSYSTEMS (SUNW) 866810104 368 5,350 X 5,350
TEXACO INC (TX) 881694103 614 9,848 X 9,548 300
TEXACO INC (TX) 881694103 72 1,160 X X 960 200
TRIBUNE CO NEW COM (TRB) 896047107 479 5,500 X 5,500
USX MARATHON GROUP (MRO) 902905827 374 11,500 X 11,500
(FORMERLY USX CORP)
USX MARATHON GROUP (MRO) 902905827 21 650 X X 650
(FORMERLY USX CORP)
UNION PACIFIC CORP (UNP) 907818108 322 5,530 X 5,180 350
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 26 2,518 X 2,518
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 999 99,682 X X 99,682
WAL-MART STORES INC (WMT) 931142103 475 9,850 X 9,850
----------
COLUMN TOTALS 62,167
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/99 PAGE 8
- -------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7-----------ITEM 8-----
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WAL-MART STORES INC (WMT) 931142103 29 600 X X 600
WARNER LAMBERT CO (WLA) 934488107 548 7,925 X 7,650 275
WATSON PHARMACEUTICALS INC (WPI) 942683103 276 7,875 X 7,375 500
WELLS FARGO & CO NEW (WFC) 949746101 233 5,450 X 5,450
(FORMERLY NORWEST)
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 129 5,121 X 5,121
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 455 18,000 X X 18,000
THE WILLIAMS COMPANIES, INC (WMB) 969457100 377 8,850 X 8,850
XEROX CORP (XRX) 984121103 416 7,050 X 6,750 300
------------
COLUMN TOTALS 2,463
FINAL TOTALS 159,768
</TABLE>
