<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION
13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
SECURITY NATIONAL BANK 28-6576
---------------------------------------- -------------------------------
Name of Institutional Investment Manager 13F File Number
40 S. LIMESTONE ST., SPRINGFIELD, OHIO 45502
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Business Address: (Street, City, State and Zip Code)
Report for the Calendar Year or Quarter Ended: JUNE 2000
----------------------------------
If amended report check here:
---------
ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
I represent that I am authorized to submit this Form and that all information in
this Form and the attachments to it is true, correct and complete, and I
understand that all required items, statements and schedules are integral parts
of this Form and that the submission of any amendment represents that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
I am signing this report as required by Securities Exchange Act of 1934.
TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946
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Name, Title and Phone No. of Person Submitting this Report
/s/ Terri L. Wyatt
--------------------------------------------------------------------------------
Manual Signature of Person Submitting this Report
SPRINGFIELD, OHIO JULY 21, 2000
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Place Signed (City and State) Date Signed
<PAGE> 2
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: N/A
Form 13F Information Table Entry Total: 182
Form 13F Information Table Value Total: $122,535
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column
headings and list entries.]
NONE
<PAGE> 3
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 1
- - - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - ITEM 4 - - ITEM 5 - - - ITEM 6 - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN KIDNEY STONE MGMT LTD AMKID0006 581 4,436 X 4,436
SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X 343,000
THORNHILL LIMITED PARTNERSHIP THORN00l0 309 468 X 468
(CERTIFICATE OF ASSIGNMENT)
AT & T CORP (T) 001957109 1,403 44,100 X 43,011 1,089
AT & T CORP (T) 001957109 108 3,393 X X 2,868 525
ABBOTT LABORATORIES (ABT) 002824100 674 15,123 X 15,123
ABBOTT LABORATORIES (ABT) 002824100 18 400 X X 400
AGILENT TECHNOLOGIES INC (A) 008460101 289 3,916 X 3,466 450
AGILENT TECHNOLOGIES INC (A) 008460101 14 195 X X 195
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 237 7,650 X 7,650
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 11 350 X X 350
ALBERTSON'S INC (ABS) 013104104 253 7,606 X 7,606
AMERICAN ELECTRIC POWER CO (AEP) 025537101 351 11,833 X 11,833
AMERICAN ELECTRIC POWER CO (AEP) 025537101 6 200 X X 200
AMERICAN EXPRESS CO (AXP) 025816109 685 13,146 X 13,146
AMERICAN HOME PRODUCTS CORP (AHP) 026609107 872 14,850 X 14,850
AMERICAN INTL GRP (AIG) 026874107 666 5,670 X 5,108 562
AMERICAN INTL GRP (AIG) 026874107 29 250 X X 250
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 1,645 29,058 X 27,530 1,528
ADR SPONSORED
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 55 968 X X 968
ADR SPONSORED
BANK OF AMER CORP (BAC) (FORMERLY 060505104 210 4,842 X 4,842
BANKAMERICA CORP NEW)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 871 32,789 X 32,789
CHICAGO & BANC ONE)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 3 118 X X 118
CHICAGO & BANC ONE)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 289 12,435 X 12,435
(BCB P)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 24 1,050 X X 1,050
(BCB P)
-------
COLUMN TOTALS 9,946
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 2
- - - - - - ITEM 1 AND 2 - - - - - - - - - - - - ITEM 3 - - - ITEM 4 - - - ITEM 5 - - ITEM 6 - - - ITEM 7 - - - - ITEM 8 - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BAXTER INTERNATIONAL INC (BAX) 071813109 455 6,475 X 6,475
BELL ATLANTIC CORP (BEL) 077853109 657 12,906 X 12,606 300
BELL ATLANTIC CORP (BEL) 077853109 135 2,649 X X 1,035 1,614
BELLSOUTH CORP (BLS) 079860102 2,114 49,594 X 49,594
BELLSOUTH CORP (BLS) 079860102 147 3,460 X X 2,160 1,300
BIOMET, INC (BMET) 090613100 1,886 49,066 X 49,066
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 1,239 21,262 X 19,930 1,332
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 83 1,432 X X 1,232 200
CHASE MANHATTAN CORP NEW (CMB) 16161A108 476 10,344 X 10,344
CHASE MANHATTAN CORP NEW (CMB) 16161A108 14 300 X X 300
CHEVRON CORP (CHV) 166751107 423 4,986 X 4,986
CHEVRON CORP (CHV) 166751107 13 150 X X 150
CINCINNATI FINANCIAL CORP (CINF) 172062101 3,338 106,186 X 105,486 700
CINERGY CORP (CIN) 172474108 563 22,144 X 22,144
CINERGY CORP (CIN) 172474108 20 800 X X 800
CISCO SYSTEMS INC (CSCO) 17275R102 1,015 15,975 X 14,375 1,600
CISCO SYSTEMS INC (CSCO) 17275R102 13 200 X X 200
CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 235 3,885 X 3,885
COCA-COLA CORP (KO) 191216100 850 14,800 X 13,325 1,475
COCA-COLA CORP (KO) 191216100 86 1,500 X X 1,500
COLGATE-PALMOLIVE COMPANY (CL) 194162103 778 13,000 X 13,000
COMCAST CORP CL A SPL (CMCSK) 200300200 462 11,400 X 10,900 500
COMCAST CORP CL A SPL (CMCSK) 200300200 14 350 X X 350
COMERICA INC (CMA) 200340107 256 5,700 X 5,700
COMPUTER SCIENCES CORP (CSC) 205363104 187 2,500 X 2,200 300
-------
COLUMN TOTALS 15,459
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 3
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COMPUTER SCIENCES CORP (CSC) 205363104 15 200 X X 200
CONVERGYS CORP 212485106 332 6,400 X 6,400
COM
CONVERGYS CORP 212485106 208 4,000 X X 2,000 2,000
COM
D P L INC COMMON (DPL) 233293109 402 18,341 X 18,341
D P L INC COMMON (DPL) 233293109 8 375 X X 375
DISNEY (DIS) (FORMERLY DISNEY, 254687106 421 10,851 X 10,851
WALT) COM
DISNEY (DIS) (FORMERLY DISNEY, 254687106 44 1,125 X X 600 525
WALT) COM
DOMINION RES, INC VA NEW(D) 25746U109 354 8,246 X 8,246
(FORMERLY DOMINO RES INC VA.)
E I DUPONT DE NEMOURS & CO (DD) 263534109 590 13,434 X 11,946 1,488
E I DUPONT DE NEMOURS & CO (DD) 263534109 176 4,000 X X 1,200 2,800
DUKE ENERGY CO (DUK) 264399106 887 15,625 X 14,975 650
(FORMERLY DUKE POWER)
DUKE-WEEKS RLTY CRP NEW (DRE) 264411505 239 10,672 X 10,672
DUKE-WEEKS RLTY CRP NEW (DRE) 264411505 11 500 X X 500
EMERSON ELECTRIC CO (EMR) 291011104 399 6,614 X 5,814 800
ENRON CORP (ENE) 293561106 680 10,536 X 10,536
EXXON MOBIL CORP (XOM) COM 30231G102 3,952 50,348 X 47,558 2,790
EXXON MOBIL CORP (XOM) COM 30231G102 387 4,934 X X 4,934
FPL GROUP INC (FPL) 302571104 365 7,350 X 7,350
FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 765 14,620 X 13,645 975
FEDERATED HIGH YIELD TR FD (38) 314197104 153 19,953 X 19,953
FEDERATED HIGH YIELD TR FD (38) 314197104 60 7,885 X X 7,870 16
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 396 200,151 X 200,151
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 328 165,557 X X 165,557
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED USGVT SECS: 2-5 YR (47) 31428P103 356 34,247 X 33,473 774
FEDERATED TTL RETURN BND FD (328) 31428Q101 143 14,281 X 14,281
-------
COLUMN TOTALS 11,671
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 4
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIDELITY ADVISOR INTERM BND FD (87) 315809103 22 2,114 X 2,114
FIDELITY ADVISOR INTERM BND FD (87) 315809103 101 9,869 X X 666 9,203
FIDELITY INTERMEDIATE BOND FUND (32) 315912105 430 44,056 X X 44,056
FIDELITY GNMA FUND (15) 31617K105 87 8,310 X 8,310
FIDELITY GNMA FUND (15) 31617K105 61 5,871 X X 5,871
FIFTH THIRD BANCORP (FITB) 316773100 982 15,530 X 15,530
FIFTH THIRD BANCORP (FITB) 316773100 7 109 X X 109
FIRST UNION CORP (FTU) 337358105 517 20,825 X 20,125 700
FIRST UNION CORP (FTU) 337358105 14 575 X X 575
FORD MOTOR COMPANY (F) 345370100 721 16,773 X 15,773 1,000
FORD MOTOR COMPANY (F) 345370100 9 200 X X 200
GTE CORP (GTE) 362320103 745 11,960 X 11,960
GTE CORP (GTE) 362320103 28 450 X X 450
GENERAL ELECTRIC CO (GE) 369604103 5,429 103,648 X 93,952 900 8,796
GENERAL ELECTRIC CO (GE) 369604103 202 3,858 X X 2,808 1,050
GUIDANT CORP (GDT) COM 401698105 339 6,850 X 6,850
GUIDANT CORP (GDT) COM 401698105 25 500 X X 500
HEWLETT-PACKARD CO (HWP) 428236103 1,230 9,850 X 9,250 600
HEWLETT-PACKARD CO (HWP) 428236103 47 375 X X 125 250
HIGHWOOD PPTYS INC (HIW) 431284108 827 34,175 X 34,175
HIGHWOOD PPTYS INC (HIW) 431284108 10 400 X X 400
HOME DEPOT INC (HD) 437076102 1,684 33,722 X 33,722
HONEYWELL INTL INC (HON) 438516106 471 13,978 X 13,178 800
COM
HONEYWELL INTL INC (HON) 438516106 12 350 X X 350
COM
HUNTINGTON BANCSHARES INC (HBAN) 446150104 3,436 217,288 X 217,288
--------
COLUMN TOTALS 17,436
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 5
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A X P OHIO TAX EXEMPT FUND 44947T704 111 21,628 X 21,628
A X P TAX EXEMPT BOND FUND 449482108 42 11,040 X 11,040
ILLINOIS TOOL WKS INC (ITW) 452308109 285 5,000 X 5,000
INTEL CORP (INTC) 458140100 1,417 10,601 X 9,801 800
INTERNATIONAL BUSINESS MACHINES (IBM) 459200101 1,468 13,399 X 13,199 200
CORP
INTERNATIONAL PAPER COMPANY (IP) 460146103 284 9,509 X 9,509
INTERNATIONAL PAPER COMPANY (IP) 460146103 4 123 X X 123
INTERPUBLIC GROUP COS INC (IPG) 460690100 272 6,325 X 6,225 100
COM
INTERPUBLIC GROUP COS INC (IPG) 460690100 17 400 X X 400
COM
JOHNSON & JOHNSON CO (JNJ) 478160104 2,204 21,636 X 21,100 536
JOHNSON & JOHNSON CO (JNJ) 478160104 95 928 X X 928
JOHNSON CONTROLS INC (JCI) 478366107 282 5,500 X 5,500
KIMBERLY-CLARK CORP (KMB) 494368103 448 7,830 X 7,800
KROGER CO (KR) 501044101 437 19,800 X 19,200 600
KROGER CO (KR) 501044101 22 1,000 X X 1,000
LILLY ELI & CO (LLY) 532457108 411 4,115 X 4,115
LUCENT TECHNOLOGIES INC (LU) 549463107 1,979 33,690 X 32,590 1,100
LUCENT TECHNOLOGIES INC (LU) 549463107 169 2,876 X X 2,384 492
MBNA CORP (KRB) 55262L100 412 15,175 X 15,175
MCDONALD'S CORP (MCD) 580135101 263 7,975 X 7,975
MEDIAONE GROUP INC (UMG) 584400104 203 3,047 X 3,047
MEDIAONE GROUP INC (UMG) 584400104 32 480 X X 480
MERCK & CO INC (MRK) 589331107 2,213 28,881 X 28,081 800
MERCK & CO INC (MRK) 589331107 46 600 X X 600
MERRILL LYNCH & CO INC COM (MLR) 590188108 541 4,700 X 4,450 250
--------
COLUMN TOTALS 13,657
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 6
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MERRILL LYNCH & CO INC COM (MER) 590188108 37 320 X X 320
MICROSOFT CORP (MSFT) 594918104 1,972 24,646 X 23,946 700
MICROSOFT CORP (MSFT) 594918104 94 1,175 X X 375 800
MINNESOTA MINING & MFG (MMM) 604059105 752 9,100 X 8,600 500
MINNESOTA MINING & MFG (MMM) 604059105 91 1,100 X X 1,000 100
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 290 290,292 X X 290,292
MORGAN STANLEY DEAN WITTER & CO (MWD) 617446448 529 6,350 X 6,350
MOTOROLA INC (MOT) 620076109 343 11,425 X 9,925 1,500
NASDAQ 100 TR UNIT SER 1 (CQQ) 631100104 2,583 27,645 X 27,145 500
NOKIA CORP SPNRD ADR (NOK A) 654902204 360 7,200 X 7,200
ORACLE CORP (ORCL) 68389X105 630 7,500 X 7,500
ORACLE CORP (ORCL) 68389X105 17 200 X X 200
PEOPLES SAVINGS BANK OF TROY 712289107 106 25,968 X X 25,968
PEPSICO INC (PEP) 713448108 452 10,175 X 9,275 900
PEPSICO INC (PEP) 713448108 53 1,200 X X 1,200
PFIZER INC (PFE) 717081103 1,949 40,610 X 38,210 2,400
PROCTER & GAMBLE CO (PG) 742718109 1,628 28,435 X 27,599 836
PROCTER & GAMBLE CO (PG) 742718109 92 1,600 X X 1,300 300
PNC TEMP (24) 743884579 893 892,594 X 892,594
PNC TEMP (24) 743884579 165 166,064 X X 166,064
QUALCOMM INC (QCOM) 747525103 314 5,225 X 5,225
QWEST COMMUNICATIONS INTL INC (Q) 749121109 302 6,075 X 5,775 300
SBC COMMUNICATIONS (SBC) 78387G103 1,756 40,600 X 40,272 328
SBC COMMUNICATIONS (SBC) 78387G103 239 5,526 X X 4,580 946
SCANA CORP NEW (SCG I) (FORMERLY SCANA 80589M102 344 14,275 X 14,275
CORP)
--------
COLUMN TOTALS 15,992
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 7
-------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7---------------ITEM 8---------
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SCANA CORP NEW (SCG 1) 80589M102 12 500 X X 500
(FORMERLY SCANA CORP)
SCHERING-PLOUGH CORP (SGP) 806605101 237 4,700 X 4,700
SECURITY BANC CORPORATION (STYB) 813767100 19,022 1,001,166 X 966,155 35,011
SECURITY BANC CORPORATION (STYB) 813767100 9,674 509,184 X X 496,144 13,040
SMITHKLINE BCHM PLC AOR 5A ORD (SBH) 832378301 645 9,900 X 9,900
SOLECTRON CORP COM 834182107 461 11,000 X 10,600 400
SOLECTRON CORP COM 834182107 21 500 X X 500
SOUTHERN CO (SO) 842587107 572 24,530 X 24,530
SOUTHERN CO (SO) 842587107 13 550 X X 550
SOUTHWEST AIRLINES (LUV) 844741108 295 15,567 X 15,567
SPRINT (FRMLY UNITED TELECOM) (FON) 852061100 411 8,068 X 8,068
SPRINT CORP PCS COM SER 1 (PCS) 852061506 240 4,034 X 4,034
SUN MICROSYSTEMS (SUNW) 866810104 905 9,950 X 9,950
SUN MICROSYSTEMS (SUNW) 866810104 55 600 X X 600
TEXACO INC (TX) 881694103 414 7,771 X 7,771
TEXACO INC (TX) 881694103 51 960 X X 960
TRICON GLOBAL RESTAURANTS (YUM) 895953107 249 8,800 X 8,800
USX MARATHON GROUP (NRO) 902905827 286 11,425 X 11,425
(FORMERLY USX CORP)
UNITED TECHNOLOGIES CORP (UTX) 913017109 483 8,205 X 8,205
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 12 1,184 X 1,184
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 718 72,566 X X 72,566
VODAFONE AIRTOUCH PLC (VOD) 92857T107 306 7,330 X 7,330
ADR SPONSORED
VODAFONE AIRTOUCH PLC (VOD) 92857T107 21 500 X X 500
ADR SPONSORED
WAL-MART STORES INC (WMT) 931142103 1,210 21,200 X 21,200
WAL-MART STORES INC (WMT) 931142103 53 925 X X 325 600
---------
COLUMN TOTALS 36,366
</TABLE>
<PAGE> 10
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 06/30/00 PAGE 8
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WELLS FARGO & CO NEW (WFC) 949746101 269 6,850 X 6,050 800
(FORMERLY NORWEST)
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 81 5,203 X 5,203
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 279 18,000 X X 18,000
THE WILLIAMS COMPANIES, INC (WMB) 969457100 495 11,875 X 11,875
THE WILLIAMS COMPANIES, INC (WMB) 969457100 17 400 X X 400
WORLDCOM INC GA NEW (WCOM) (FORMERLY 98157D106 849 18,505 X 18,318 187
MCI WORLDCOM)
WORLDCOM INC GA NEW (WCOM) (FORMERLY 98157D106 18 400 X X 400
MCI WORLDCOM)
--------
COLUMN TOTALS 2,008
FINAL TOTALS 122,535
</TABLE>
