<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION
13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
SECURITY NATIONAL BANK 28-6576
---------------------------------------- -------------------------------
Name of Institutional Investment Manager 13F File Number
40 S. LIMESTONE ST., SPRINGFIELD, OHIO 45502
--------------------------------------------------------------------------------
Business Address: (Street, City, State and Zip Code)
Report for the Calendar Year or Quarter Ended: SEPTEMBER 2000
----------------------------------
If amended report check here:
---------
ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
I represent that I am authorized to submit this Form and that all information in
this Form and the attachments to it is true, correct and complete, and I
understand that all required items, statements and schedules are integral parts
of this Form and that the submission of any amendment represents that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
I am signing this report as required by Securities Exchange Act of 1934.
TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946
--------------------------------------------------------------------------------
Name, Title and Phone No. of Person Submitting this Report
/s/ Terri L. Wyatt
--------------------------------------------------------------------------------
Manual Signature of Person Submitting this Report
SPRINGFIELD, OHIO October 4, 2000
---------------------------------------- -------------------------------
Place Signed (City and State) Date Signed
<PAGE> 2
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: N/A
Form 13F Information Table Entry Total: 175
Form 13F Information Table Value Total: $117,789
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column
headings and list entries.]
NONE
<PAGE> 3
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 1
- - - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - ITEM 4 - - ITEM 5 - - - ITEM 6 - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN KIDNEY STONE MGMT LTD AMKID0006 581 4,436 X 4,436
HELEN OF TROY CORP (HELE) G4388N106 78 11,000 X 11,000
SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X 343,000
THORNHILL LIMITED PARTNERSHIP THORN00l0 309 468 X 468
(CERTIFICATE OF ASSIGNMENT)
AT & T CORP (T) 001957109 1,192 40,569 X 39,480 1,089
AT & T CORP (T) 001957109 104 3,549 X X 3,324 225
ABBOTT LABORATORIES (ABT) 002824100 676 14,223 X 14,223
ABBOTT LABORATORIES (ABT) 002824100 19 400 X X 400
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 275 7,650 X 7,650
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 13 350 X X 350
AMERICAN ELECTRIC POWER CO (AEP) 025537101 410 10,474 X 10,474
AMERICAN ELECTRIC POWER CO (AEP) 025537101 8 200 X X 200
AMERICAN EXPRESS CO (AXP) 025816109 791 13,020 X 13,020
AMERICAN HOME PRODUCTS CORP (AHP) 026609107 810 14,350 X 14,350
AMERICAN INTL GRP (AIG) 026874107 814 8,504 X 7,661 843
AMERICAN INTL GRP (AIG) 026874107 36 375 X X 375
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 1,529 29,858 X 27,330 1,528
ADR SPONSORED
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 51 968 X X 968
ADR SPONSORED
BANK OF AMER CORP (BAC) (FORMERLY 060505104 254 4,842 X 4,842
BANKAMERICA CORP NEW)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 1,322 34,744 X 34,744
CHICAGO & BANC ONE)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 4 118 X X 118
CHICAGO & BANC ONE)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 301 12,435 X 12,435
(BCB P)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 25 1,050 X X 1,050
(BCB P)
BAXTER INTERNATIONAL INC (BAX) 071813109 357 4,475 X 4,475
BELLSOUTH CORP (BLS) 079860102 1,953 48,232 X 48,232
-------
COLUMN TOTALS 12,255
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 2
- - - - - - ITEM 1 AND 2 - - - - - - - - - - - - ITEM 3 - - - ITEM 4 - - - ITEM 5 - - ITEM 6 - - - ITEM 7 - - - - ITEM 8 - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BELLSOUTH CORP (BLS) 079860102 132 3,260 X X 2,160 1,100
BIOMET, INC (BMET) 090613100 2,529 72,268 X 72,268
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 1,154 20,062 X 18,730 1,332
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 71 1,232 X X 1,232
CHASE MANHATTAN CORP NEW (CMB) 16161A108 469 10,148 X 10,148
CHASE MANHATTAN CORP NEW (CMB) 16161A108 14 300 X X 300
CHEVRON CORP (CHV) 166751107 412 4,836 X 4,836
CHEVRON CORP (CHV) 166751107 13 150 X X 150
CINCINNATI FINANCIAL CORP (CINF) 172062101 3,767 106,121 X 105,421 700
CINERGY CORP (CIN) 172474108 707 21,379 X 21,379
CINERGY CORP (CIN) 172474108 26 800 X X 800
CISCO SYSTEMS INC (CSCO) 17275R102 899 16,275 X 15,275 1,000
CISCO SYSTEMS INC (CSCO) 17275R102 11 200 X X 200
CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 217 4,012 X 4,102
COCA-COLA CORP (KO) 191216100 313 5,675 X 4,400 1,275
COCA-COLA CORP (KO) 191216100 83 1,500 X X 1,500
COLGATE-PALMOLIVE COMPANY (CL) 194162103 569 12,050 X 12,050
COMCAST CORP CL A SPL (CMCSK) 200300200 430 10,500 X 10,000 500
COMCAST CORP CL A SPL (CMCSK) 200300200 14 350 X X 350
COMERICA INC (CMA) 200340107 333 5,700 X 5,700
COMPUTER SCIENCES CORP (CSC) 205363104 186 2,500 X 2,200 300
COMPUTER SCIENCES CORP (CSC) 205363104 15 200 X X 200
CONSOLIDATED FREIGHTWAYS CORP(CFWY) 209232107 62 12,400 X 12,400
CONVERGYS CORP 212485106 249 6,400 X 6,400
COM
CONVERGYS CORP 212485106 156 4,000 X X 2,000 2,000
COM
-------
COLUMN TOTALS 12,831
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 3
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
D P L INC COMMON (DPL) 233293109 484 16,270 X 16,270
D P L INC COMMON (DPL) 233293109 11 375 X X 375
DISNEY (DIS) (FORMERLY DISNEY, 254687106 413 10,785 X 10,785
WALT) COM
DISNEY (DIS) (FORMERLY DISNEY, 254687106 43 1,125 X X 600 525
WALT) COM
E I DUPONT DE NEMOURS & CO (DD) 263534109 474 11,600 X 10,112 1,488
E I DUPONT DE NEMOURS & CO (DD) 263534109 163 4,000 X X 1,200 2,800
DUKE ENERGY CO (DUK) 264399106 1,331 15,525 X 14,875 650
(FORMERLY DUKE POWER)
EMERSON ELECTRIC CO (EMR) 291011104 433 6,464 X 5,664 800
ENRON CORP (ENE) 293561106 771 8,800 X 8,800
EXXON MOBIL CORP (XOM) 30231G102 3,676 41,256 X 38,722 2,534
COM
EXXON MOBIL CORP (XOM) 30231G102 422 4,734 X X 4,734
COM
FPL GROUP INC (FPL) 302571104 429 6,525 X 6,525
FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 845 11,819 X 11,219 600
FEDERATED HIGH YIELD TR FD (38) 314197104 150 20,183 X 20,183
FEDERATED HIGH YIELD TR FD (38) 314197104 58 7,870 X X 7,870
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 381 192,571 X 192,571
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 5 2,689 X X 2,689
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED USGVT SECS: 2-5 YR (47) 31428P103 490 46,514 X 45,067 673 774
FEDERATED USGVT SECS: 2-5 YR (192) 31428P202 23 2,198 X 2,198
FEDERATED USGVT SECS: 2-5 YR (192) 31428P202 389 36,992 X X 36,992
FEDERATED TTL RETURN BND FD (328) 31428Q101 155 15,269 X 15,269
FEDERATED TTL RETURN BND FD (328) 31428Q101 15 1,489 X X 1,489
FIDELITY ADVISOR INTERM BND FD (87) 315809103 22 2,116 X 2,116
FIDELITY ADVISOR INTERM BND FD (87) 315809103 101 9,737 X X 9,737
FIDELITY GNMA FUND (15) 31617K105 88 8,368 X 8,368
-------
COLUMN TOTALS 11,372
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 4
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIDELITY GNMA FUND (15) 31617K105 62 5,871 X X 5,871
FIFTH THIRD BANCORP (FITB) 316773100 1,319 24,479 X 24,479
FIFTH THIRD BANCORP (FITB) 316773100 9 163 X X 163
FIRST UNION CORP (FTU) 337358105 655 20,350 X 19,650 700
FIRST UNION CORP (FTU) 337358105 19 575 X X 575
FORD MTR CO DEL (F) 345370860 421 16,506 X 15,506 1,000
COM PAR $0.01
FORD MTR CO DEL (F) 345370860 5 200 X X 200
COM PAR $0.01
GENERAL ELECTRIC CO (GE) 369604103 5,943 102,798 X 93,402 900 8,496
GENERAL ELECTRIC CO (GE) 369604103 185 3,208 X X 2,608 600
GENERAL MTRS CORP CL H (GMH) 370442832 173 4,658 X 4,658
GENERAL MTRS CORP CL H (GMH) 370442832 28 750 X X 750
HEWLETT-PACKARD CO (HWP) 428236103 873 8,950 X 8,350 600
HEWLETT-PACKARD CO (HWP) 428236103 37 375 X X 125 250
HIGHWOOD PPTYS INC (HIW) 431284108 748 31,650 X 31,650
HIGHWOOD PPTYS INC (HIW) 431284108 9 400 X X 400
HOME DEPOT INC (HD) 437076102 1,772 33,472 X 33,472
HONEYWELL INTL INC (HON) 438516106 487 13,678 X 12,878 800
COM
HONEYWELL INTL INC (HON) 438516106 12 350 X X 350
COM
HUNTINGTON BANCSHARES INC (HBAN) 446150104 3,511 239,013 X 239,013
A X P OHIO TAX EXEMPT FUND 44947T704 111 21,628 X 21,628
A X P TAX EXEMPT BOND FUND 449482108 42 11,040 X 11,040
ILLINOIS TOOL WKS INC (ITW) 452308109 279 5,000 X 5,000
INTEL CORP (INTC) 458140100 863 20,770 X 19,370 1,400
INTERNATIONAL BUSINESS MACHINES (IBM) 459200101 1,537 13,649 X 13,449 200
CORP
INTERNATIONAL PAPER COMPANY (IP) 460146103 248 8,656 X 8,656
--------
COLUMN TOTALS 19,348
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 5
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INTERNATIONAL PAPER COMPANY (IP) 460146103 4 123 X X 123
INTERPUBLIC GROUP COS INC (IPG) 460690100 198 5,800 X 5,700 100
COM
INTERPUBLIC GROUP COS INC (IPG) 460690100 14 400 X X 400
COM
JOHNSON & JOHNSON CO (JNJ) 478160104 1,976 21,036 X 20,500 536
JOHNSON & JOHNSON CO (JNJ) 478160104 78 828 X X 828
JOHNSON CONTROLS INC (JCI) 478366107 284 5,350 X 5,350
KIMBERLY-CLARK CORP (KMB) 494368103 419 7,500 X 7,500
KROGER CO (KR) 501044101 261 11,550 X 11,550
KROGER CO (KR) 501044101 23 1,000 X X 1,000
LUCENT TECHNOLOGIES INC (LU) 549463107 902 29,569 X 28,469 1,100
LUCENT TECHNOLOGIES INC (LU) 549463107 88 2,876 X X 2,384 492
MBNA CORP (KRB) 55262L100 584 15,175 X 15,175
MCDONALD'S CORP (MCD) 580135101 241 7,975 X 7,975
MERCK & CO INC (MRK) 589331107 2,131 28,631 X 27,831 800
MERCK & CO INC (MRK) 589331107 45 600 X X 600
MERRILL LYNCH & CO INC COM (MER) 590188108 426 6,450 X 6,450
MERRILL LYNCH & CO INC COM (MER) 590188108 42 640 X X 640
MICROSOFT CORP (MSFT) 594918104 1,438 23,846 X 23,146 700
MICROSOFT CORP (MSFT) 594918104 71 1,175 X X 375 800
MINNESOTA MINING & MFG (MMM) 604059105 802 8,800 X 8,300 500
MINNESOTA MINING & MFG (MMM) 604059105 100 1,100 X X 1,000 100
MONEY MKT OBLIGS TR SH (092) 60934N229 256 256,079 X X 256,079
FEDERATED PRIME VAL OBLG MMKT (856) 60934N575 21 20,863 X X 20,863
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 2 1,778 X 1,778
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 1,008 1,007,588 X X 1,007,588
--------
COLUMN TOTALS 11,414
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 6
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 544 5,950 X 5,950
MOTOROLA INC (MOT) 620076109 346 11,725 X 9,725 2,000
NASDAQ 100 TR UNIT SER 1 (QQQ) 631100104 2,384 26,845 X 26,345 500
NOKIA CORP SPNRD ADR (NOK A) 654902204 364 9,100 X 9,100
ORACLE CORP (ORCL) 68389X105 528 6,700 X 6,700
ORACLE CORP (ORCL) 68389X105 32 400 X X 400
ORTHODONTIC CTRS AMER INC (OCA) 68750P103 207 6,200 X 6,200
PEOPLES SAVINGS BANK OF TROY 712289107 91 25,968 X X 25,968
PEPSICO INC (PEP) 713448108 468 10,175 X 9,275 900
PEPSICO INC (PEP) 713448108 55 1,200 X X 1,200
PFIZER INC (PFE) 717081103 1,811 40,310 X 37,910 2,400
PROCTER & GAMBLE CO (PG) 742718109 1,917 28,608 X 27,772 836
PROCTER & GAMBLE CO (PG) 742718109 101 1,500 X X 1,200 300
PNC TEMP (24) 743884579 891 891,445 X 891,445
PNC TEMP (24) 743884579 22 22,258 X X 22,258
QUALCOMM INC (QCOM) 747525103 372 5,225 X 5,225
QWEST COMMUNICATIONS INTL INC (Q) 749121109 338 7,025 X 6,725 300
QWEST COMMUNICATIONS INTL INC (Q) 749121109 49 1,022 X X 1,022
SBC COMMUNICATIONS (SBC) 78387G103 1,952 39,146 X 39,118 28
SBC COMMUNICATIONS (SBC) 78387G103 276 5,526 X X 4,580 946
SCANA CORP NEW (SCG I) (FORMERLY 80589M102 402 13,025 X 13,025
SCANA CORP)
SCANA CORP NEW (SCG 1) (FORMERLY 80589M102 15 500 X X 500
SCANA CORP)
SCHERING-PLOUGH CORP (SGP) 806605101 228 4,900 X 4,900
SECURITY BANC CORPORATION (STYB) 813767100 18,577 1,004,185 X 969,174 35,011
SECURITY BANC CORPORATION (STYB) 813767100 9,650 521,596 X X 509,756 11,840
--------
COLUMN TOTALS 41,620
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 7
-------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7---------------ITEM 8---------
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SMITHKLINE BCHM PLC ADR 5A ORD (SBH) 832378301 515 7,500 X 7,500
SOUTHERN CO (SO) 842587107 738 22,752 X 22,752
SOUTHERN CO (SO) 842587107 18 550 X X 550
SOUTHWEST AIRLINES (LUV) 844741108 378 15,567 X 15,567
SUN MICROSYSTEMS (SUNW) 866810104 1,191 10,200 X 10,200
SUN MICROSYSTEMS (SUNW) 866810104 70 600 X X 600
TEXACO INC (TX) 881694103 343 6,537 X 6,537
TEXACO INC (TX) 881694103 50 960 X X 960
TEXAS INSTRS INC (TXN) 882508104 263 5,550 X 5,300 250
UNITED TECHNOLOGIES CORP (UTX) 913017109 569 8,205 X 8,205
VERIZON COMMUNICATIONS 92343V104 1,211 25,003 X 25,003
COM
VERIZON COMMUNICATIONS 92343V104 149 3,076 X X 2,876 200
COM
VODAFONE GROUP PLC NEW (VOD) 92857W100 261 7,045 X 7,045
(FORMERLY VODAFONE AIRTOUCH)
VODAFONE GROUP PLC NEW (VOD) 92857W100 19 500 X X 500
(FORMERLY VODAFONE AIRTOUCH)
WAL-MART STORES INC (WMT) 931142103 996 20,700 X 20,700
WAL-MART STORES INC (WMT) 931142103 45 925 X X 325 600
WELLS FARGO & CO NEW (WFC) 949746101 328 7,150 X 6,350 800
(FORMERLY NORWEST)
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 78 5,203 X 5,203
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 269 18,000 X X 18,000
THE WILLIAMS COMPANIES, INC (WMB) 969457100 574 13,575 X 13,275 300
THE WILLIAMS COMPANIES, INC (WMB) 969457100 17 400 X X 400
WORLDCOM INC GA NEW (WCOM) (FORMERLY 98157D106 584 19,232 X 19,045 187
MCI WORLDCOM)
WORLDCOM INC GA NEW (WCOM) (FORMERLY 98157D106 12 400 X X 400
MCI WORLDCOM)
XCEL ENERGY INC (XCEL) (FORMERLY 98389B100 256 9,322 X 9,322
NORTHERN STS POWER)
XCEL ENERGY INC (XCEL) (FORMERLY 98389B100 15 550 X X 550
NORTHERN STS POWER)
---------
COLUMN TOTALS 8,949
</TABLE>
<PAGE> 10
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 09/30/00 PAGE 8
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
--------
COLUMN TOTALS
FINAL TOTALS 117,789
</TABLE>
