<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION
13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
SECURITY NATIONAL BANK 28-6576
- ---------------------------------------- -------------------------------
Name of Institutional Investment Manager 13F File Number
40 S. LIMESTONE ST., SPRINGFIELD, OHIO 45502
- --------------------------------------------------------------------------------
Business Address: (Street, City, State and Zip Code)
Report for the Calendar Year or Quarter Ended: MARCH 2000
----------------------------------
If amended report check here:
---------
ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
I represent that I am authorized to submit this Form and that all information in
this Form and the attachments to it is true, correct and complete, and I
understand that all required items, statements and schedules are integral parts
of this Form and that the submission of any amendment represents that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
I am signing this report as required by Securities Exchange Act of 1934.
TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946
- --------------------------------------------------------------------------------
Name, Title and Phone No. of Person Submitting this Report
/s/ Terri L. Wyatt
- --------------------------------------------------------------------------------
Manual Signature of Person Submitting this Report
SPRINGFIELD, OHIO APRIL 5, 2000
- ---------------------------------------- -------------------------------
Place Signed (City and State) Date Signed
<PAGE> 2
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Institutional Managers: N/A
Form 13F Information Table Entry Total: 175
Form 13F Information Table Value Total: $135,919
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column
headings and list entries.]
NONE
<PAGE> 3
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 1
- - - - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - ITEM 4 - - ITEM 5 - - - ITEM 6 - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN KIDNEY STONE MGMT LTD AMKID0006 581 4,436 X 4,436
SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X 343,000
THORNHILL LIMITED PARTNERSHIP THORN00l0 309 468 X 468
(CERTIFICATE OF ASSIGNMENT)
AT & T CORP (T) 001957109 2,452 43,550 X 42,911 639
AT & T CORP (T) 001957109 180 3,193 X X 2,668 525
ABBOTT LABORATORIES (ABT) 002824100 595 16,923 X 16,923
ABBOTT LABORATORIES (ABT) 002824100 14 400 X X 400
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 249 8,750 X 8,750
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 10 350 X X 350
ALBERTSON'S INC (ABS) 013104104 241 7,795 X 7,795
AMERICA ONLINE INC (AOL) 02364J104 234 3,465 X 3,465
AMERICAN ELECTRIC POWER CO (AEP) 025537101 408 13,669 X 13,669
AMERICAN ELECTRIC POWER CO (AEP) 025537101 6 200 X X 200
AMERICAN EXPRESS CO (AXP) 025816109 638 4,282 X 4,282
AMERICAN HOME PRODUCTS CORP (AHP) 026609107 798 14,850 X 14,850
AMERICAN INTL GRP (AIG) 026874107 529 4,827 X 4,827
AMERICAN INTL GRP (AIG) 026874107 27 250 X X 250
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 1,519 28,518 X 27,810 708
ADR SPONSORED
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 52 968 X X 968
ADR SPONSORED
BANK OF AMER CORP (BAC) (FORMERLY 060505104 285 5,454 X 5,217 237
BANKAMERICA CORP NEW)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 1,120 32,592 X 32,592
CHICAGO & BANC ONE)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 4 118 X X 118
CHICAGO & BANC ONE)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 300 13,085 X 13,085
(BCB P)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 24 1,050 X X 1,050
(BCB P)
BAXTER INTERNATIONAL INC (BAX) 071813109 418 6,675 X 6,675
-------
COLUMN TOTALS 11,337
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 2
- - - - - - - ITEM 1 AND 2 - - - - - - - - - - - - ITEM 3 - - - ITEM 4 - - - ITEM 5 - - ITEM 6 - - - ITEM 7 - - - - ITEM 8 - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BELL ATLANTIC CORP (BEL) 077853109 819 13,406 X 13,106 300
BELL ATLANTIC CORP (BEL) 077853109 162 2,649 X X 1,035 1,614
BELLSOUTH CORP (BLS) 079860102 2,416 51,544 X 51,544
BELLSOUTH CORP (BLS) 079860102 162 3,460 X X 2,160 1,300
BIOMET, INC (BMET) 090613100 1,797 49,412 X 49,412
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 1,158 19,962 X 19,330 632
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 83 1,432 X X 1,232 200
CATERPILLAR INC (CAT) 149123101 327 8,300 X 8,300
CHASE MANHATTAN CORP NEW (CMB) 16161A108 584 6,696 X 6,696
CHEVRON CORP (CHV) 166751107 479 5,186 X 5,186
CHEVRON CORP (CHV) 166751107 14 150 X X 150
CINCINNATI FINANCIAL CORP (CINF) 172062101 4,369 116,111 X 116,111
CINERGY CORP (CIN) 172474108 454 21,574 X 21,574
CINERGY CORP (CIN) 172474108 17 800 X X 800
CISCO SYSTEMS INC (CSCO) 17275R102 1,322 17,098 X 16,098 1,000
CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 263 4,385 X 4,385
COCA-COLA CORP (KO) 191216100 702 14,950 X 13,875 1,075
COCA-COLA CORP (KO) 191216100 70 1,500 X X 1,500
COLGATE-PALMOLIVE COMPANY (CL) 194162103 789 14,000 X 13,700 300
COMCAST CORP CL A SPL (CMCSK) 200300200 451 10,400 X 9,900 500
COMCAST CORP CL A SPL (CMCSK) 200300200 15 350 X X 350
COMERICA INC (CMA) 200340107 239 5,700 X 5,700
CONVERGYS CORP 212485106 348 9,000 X 9,000
COM
CONVERGYS CORP 212485106 155 4,000 X X 2,000 2,000
COM
D P L INC COMMON (DPL) 233293109 409 18,441 X 18,441
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COLUMN TOTALS 17,614
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 3
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
D P L INC COMMON (DPL) 233293109 8 375 X X 375
DISNEY (DIS) (FORMERLY DISNEY, 254687106 410 9,950 X 9,950
WALT) COM
DISNEY (DIS) (FORMERLY DISNEY, 254687106 46 1,125 X X 600 525
WALT) COM
DOMINION RES, INC VA NEW(D) 25746U109 340 8,846 X 8,846
(FORMERLY DOMINO RES INC VA.)
DOW CHEMICAL CO (DOW) 260543103 245 2,150 X 2,150
E I DUPONT DE NEMOURS & CO (DD) 263534109 535 10,112 X 9,812 300
E I DUPONT DE NEMOURS & CO (DD) 263534109 220 4,150 X X 1,350 2,800
DUKE ENERGY CO (DUK) 264399106 805 15,325 X 15,025 300
(FORMERLY DUKE POWER)
DUKE-WEEKS RLTY CRP NEW (DRE) 264411505 200 10,444 X 10,444
DUKE-WEEKS RLTY CRP NEW (DRE) 264411505 10 500 X X 500
EMERSON ELECTRIC CO (EMR) 291011104 582 10,964 X 10,964
ENRON CORP (ENE) 293561106 819 10,936 X 10,936
EXXON MOBIL CORP (XOM) COM 30231G102 3,885 49,845 X 49,311 534
EXXON MOBIL CORP (XOM) COM 30231G102 385 4,934 X X 4,934
FPL GROUP INC (FPL) 302571104 339 7,350 X 7,350
FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 807 14,270 X 13,895 375
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 372 187,971 X 187,971
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 370 186,932 X X 186,932
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED USGVT SECS: 2-5 YR (47) 31428P103 265 25,583 X 24,809 774
FIDELITY ADVISOR INTERM BND FD (87) 315809103 22 2,111 X 2,111
FIDELITY ADVISOR INTERM BND FD (87) 315809103 167 16,308 X X 727 15,581
FIDELITY INTERMEDIATE BOND FUND (32) 315912105 500 51,321 X X 40,983 10,338
FIFTH THIRD BANCORP (FITB) 316773100 1,245 19,756 X 24,756
FIFTH THIRD BANCORP (FITB) 316773100 7 109 X X 109
FIRST TR GNMA FD UN SER GNMA SER 47 337335566 1 10,000 X 10,000
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COLUMN TOTALS 12,585
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 4
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIRST UNION CORP (FTU) 337358105 804 21,575 X 20,875 700
FIRST UNION CORP (FTU) 337358105 21 575 X X 575
FORD MOTOR COMPANY (F) 345370100 729 15,873 X 15,773 100
FORD MOTOR COMPANY (F) 345370100 9 200 X X 200
GTE CORP (GTE) 362320103 831 11,710 X 11,710
GTE CORP (GTE) 362320103 32 450 X X 450
GENERAL ELECTRIC CO (GE) 369604103 5,153 33,109 X 31,077 300 1,732
GENERAL ELECTRIC CO (GE) 369604103 200 1,286 X X 936 350
GENERAL MOTORS CORP (GM) 370442105 298 3,597 X 3,507 90
GENERAL MOTORS CORP (GM) 370442105 22 266 X X 266
HEWLETT-PACKARD CO (HWP) 428236103 1,246 9,400 X 9,400
HEWLETT-PACKARD CO (HWP) 428236103 50 375 X X 125 250
HIGHWOOD PPTYS INC (HIW) 431284108 682 31,900 X 31,900
HIGHWOOD PPTYS INC (HIW) 431284108 9 400 X X 400
HOME DEPOT INC (HD) 437076102 2,159 33,472 X 33,472
HUNTINGTON BANCSHARES INC (HBAN) 446150104 4,862 217,288 X 217,288
A X P OHIO TAX EXEMPT FUND 44947T704 109 21,628 X 21,628
A X P TAX EXEMPT BOND FUND 449482108 41 11,040 X 11,040
ILLINOIS TOOL WKS INC (ITW) 452308109 276 5,000 X 5,000
INTEL CORP (INTC) 458140100 1,161 8,801 X 8,801
INTERNATIONAL BUSINESS MACHINES (IBM) 459200101 1,676 14,204 X 14,004 200
CORP
INTERNATIONAL PAPER COMPANY (IP) 460146103 325 7,600 X 7,600
INTERPUBLIC GROUP COS INC (IPG) 460690100 299 6,325 X 6,225 100
COM
JOHNSON & JOHNSON CO (JNJ) 478160104 1,657 23,586 X 23,050 536
JOHNSON & JOHNSON CO (JNJ) 478160104 51 728 X X 728
--------
COLUMN TOTALS 22,702
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 5
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JOHNSON CONTROLS INC (JCI) 478366107 297 5,500 X 5,500
KIMBERLY-CLARK CORP (KMB) 494368103 437 7,800 X 7,800
KROGER CO (KR) 501044101 348 19,800 X 19,200 600
KROGER CO (KR) 501044101 18 1,000 X X 1,000
LILLY ELI & CO (LLY) 532457108 540 8,615 X 8,615
LUCENT TECHNOLOGIES INC (LU) 549463107 2,011 32,440 X 32,140 300
LUCENT TECHNOLOGIES INC (LU) 549463107 160 2,576 X X 2,084 492
MBNA CORP (KRB) 55262L100 387 15,175 X 15,175
MCI WORLDCOM INC (WCOM) 55268B106 840 18,530 X 18,343 187
MCDONALD'S CORP (MCD) 580135101 692 18,525 X 18,225 300
MCDONALD'S CORP (MCD) 580135101 15 400 X X 400
MEDIAONE GROUP INC (UMG) 58440J104 247 3,047 X 3,047
MEDIAONE GROUP INC (UMG) 58440J104 39 480 X X 480
MERCK & CO INC (MRK) 589331107 1,878 30,231 X 30,031 200
MERCK & CO INC (MRK) 589331107 37 600 X X 600
MERRILL LYNCH & CO INC COM (MER) 590188108 349 3,325 X 3,325
MERRILL LYNCH & CO INC COM (MER) 590188108 34 320 X X 320
MICROSOFT CORP (MSFT) 594918104 2,403 22,615 X 22,415 200
MICROSOFT CORP (MSFT) 594918104 85 800 X X 800
MINNESOTA MINING & MFG (MMM) 604059105 837 9,450 X 9,450
MINNESOTA MINING & MFG (MMM) 604059105 97 1,100 X X 1,000 100
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 285 285,099 X X 285,099
MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 526 6,350 X 6,350
NASDAQ 100 TR UNIT SER 1 631100104 3,156 28,820 X 28,320 500
NOKIA CORP SPNRD ADR (NOK A) 654902204 411 1,850 X 1,850
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COLUMN TOTALS 16,129
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 03/31/00 PAGE 6
- - - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ORACLE CORP (ORCL) 68389X105 578 7,400 X 7,400
PEOPLES SAVINGS BANK OF TROY 712289107 136 25,968 X X 25,968
PEPSICO INC (PEP) 713448108 594 17,025 X 16,125 900
PEPSICO INC (PEP) 713448108 42 1,200 X X 1,200
PFIZER INC (PFE) 717081103 1,016 27,792 X 27,792
PROCTER & GAMBLE CO (PG) 742718109 1,519 26,885 X 26,349 536
PROCTER & GAMBLE CO (PG) 742718109 90 1,600 X X 1,300 300
PNC TEMP (24) 743884579 889 888,533 X 888,533
PNC TEMP (24) 743884579 1,181 1,180,819 X X 1,180,819
QUALCOMM INC (QCOM) 747525103 866 5,800 X 5,800
QWEST COMMUNICATIONS INTL INC (Q) 749121109 292 6,075 X 5,775 300
SBC COMMUNICATIONS (SBC) 78387G103 1,709 40,577 X 40,249 328
SBC COMMUNICATIONS (SBC) 78387G103 233 5,526 X X 4,580 946
SCANA CORP NEW (SCG I) (FORMERLY SCANA 80589M102 400 16,275 X 16,275
CORP)
SCANA CORP NEW (SCG I) (FORMERLY SCANA 80589M102 12 500 X X 500
CORP)
SECURITY BANC CORPORATION (STYB) 813767100 23,696 987,346 X 949,535 37,811
SECURITY BANC CORPORATION (STYB) 813767100 12,881 536,726 X X 523,686 13,040
SMITHKLINE BCHM PLC ADR 5A ORD (SBH) 832378301 753 11,400 X 11,400
SOLECTRON CORP COM 834182107 381 9,500 X 9,100 400
SOUTHERN CO (SO) 842587107 541 24,880 X 24,880
SOUTHERN CO (SO) 842587107 12 550 X X 550
SOUTHWEST AIRLINES (LUV) 844741108 324 15,567 X 15,567
SPRINT (FRMLY UNITED TELECOM) (FON) 852061100 508 8,068 X 8,068
SPRINT CORP PCS COM SER 1 (PCS) 852061506 264 4,034 X 4,034
SUN MICROSYSTEMS (SUNW) 866810104 937 10,000 X 10,000
--------
COLUMN TOTALS 49,854
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/99 PAGE 7
- -------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7---------------ITEM 8---------
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SUN MICROSYSTEMS (SUNW) 866810104 56 600 X X 600
TEXACO INC (TX) 881694103 488 9,071 X 9,071
TEXACO INC (TX) 881694103 52 960 X X 960
TRICON GLOBAL RESTAURANTS (YUM) 895953107 298 9,600 X 9,600
TRICON GLOBAL RESTAURANTS (YUM) 895953107 12 400 X X 400
UAL CORP (UAL) 902549500 233 3,850 X 3,850
UAL CORP (UAL) 902549500 12 200 X X 200
USX MARATHON GROUP (MRO) 902905827 308 11,800 X 11,800
(FORMERLY USX CORP)
UNITED TECHNOLOGIES CORP (UTX) 913017109 474 7,505 X 7,505
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 12 1,184 X 1,184
VANGUARD SHORT-TERM FEDERAL FD (49) 922031604 712 71,981 X X 71,981
VODAFONE AIRTOUCH PLC (VOD) 92857T107 391 7,045 X 7,045
ADR SPONSORED
VODAFONE AIRTOUCH PLC (VOD) 92857T107 28 500 X X 500
ADR SPONSORED
WAL-MART STORES INC (WMT) 931142103 1,215 21,500 X 21,500
WAL-MART STORES INC (WMT) 931142103 52 925 X X 325 600
WARNER LAMBERT CO (WLA) 934488107 374 3,825 X 3,825
WELLS FARGO & CO NEW (WFC) 949746101 247 6,050 X 6,050
(FORMERLY NORWEST)
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 74 5,121 X 5,121
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 261 18,000 X X 18,000
THE WILLIAMS COMPANIES, INC (WMB) 969457100 399 9,075 X 9,075
---------
COLUMN TOTALS 5,698
FINAL TOTALS 135,919
</TABLE>
