<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION
13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
SECURITY NATIONAL BANK 28-6576
---------------------------------------- -------------------------------
Name of Institutional Investment Manager 13F File Number
40 S. LIMESTONE ST., SPRINGFIELD, OHIO 45502
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Business Address: (Street, City, State and Zip Code)
Report for the Calendar Year or Quarter Ended: DECEMBER 2000
----------------------------------
If amended report check here:
---------
ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
I represent that I am authorized to submit this Form and that all information in
this Form and the attachments to it is true, correct and complete, and I
understand that all required items, statements and schedules are integral parts
of this Form and that the submission of any amendment represents that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
I am signing this report as required by Securities Exchange Act of 1934.
TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946
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Name, Title and Phone No. of Person Submitting this Report
/s/ Terri L. Wyatt
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Manual Signature of Person Submitting this Report
SPRINGFIELD, OHIO December 31, 2000
---------------------------------------- -------------------------------
Place Signed (City and State) Date Signed
<PAGE> 2
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: N/A
Form 13F Information Table Entry Total: 169
Form 13F Information Table Value Total: $116,045
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column
headings and list entries.]
NONE
<PAGE> 3
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 1
- - - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - ITEM 4 - - ITEM 5 - - - ITEM 6 - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN KIDNEY STONE MGMT LTD AMKID0006 581 4,436 X 4,436
SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X 343,000
THORNHILL LIMITED PARTNERSHIP THORN00l0 315 477 X 477
(CERTIFICATE OF ASSIGNMENT)
AT & T CORP (T) 001957109 549 31,836 X 31,197 639
AT & T CORP (T) 001957109 61 3,549 X X 3,324 225
AXP SPL TAX EXEMPT SER TR 00246A812 114 21,628 X 21,628
OHIO TAX EXMP A
AXP TAX EXEMPT SER INC 00246D402 45 11,040 X 11,040
CL A
ABBOTT LABORATORIES (ABT) 002824100 687 14,175 X 14,175
ABBOTT LABORATORIES (ABT) 002824100 19 400 X X 400
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 314 7,650 X 7,650
AIR PRODUCTS & CHEMICALS INC (APD) 009158106 14 350 X X 350
AMERICAN ELECTRIC POWER CO (AEP) 025537101 343 7,374 X 7,374
AMERICAN ELECTRIC POWER CO (AEP) 025537101 9 200 X X 200
AMERICAN EXPRESS CO (AXP) 025816109 715 13,020 X 13,020
AMERICAN HOME PRODUCTS CORP (AHP) 026609107 702 11,050 X 11,050
AMERICAN INTL GRP (AIG) 026874107 613 6,221 X 6,221
AMERICAN INTL GRP (AIG) 026874107 37 375 X X 375
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 1,247 26,038 X 24,510 1,528
ADR SPONSORED
BP AMOCO P L C (BPA)(FORMERLY AMOCO) 055622104 46 968 X X 968
ADR SPONSORED
BANK OF AMER CORP (BAC) (FORMERLY 060505104 222 4,842 X 4,842
BANKAMERICA CORP NEW)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 1,244 33,973 X 33,973
CHICAGO & BANC ONE)
BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 4 118 X X 118
CHICAGO & BANC ONE)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 312 12,435 X 12,435
(BCB P)
BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836 26 1,050 X X 1,050
(BCB P)
BAXTER INTERNATIONAL INC (BAX) 071813109 395 4,475 X 4,475
-------
COLUMN TOTALS 8,957
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 2
- - - - - - ITEM 1 AND 2 - - - - - - - - - - - - ITEM 3 - - - ITEM 4 - - - ITEM 5 - - ITEM 6 - - - ITEM 7 - - - - ITEM 8 - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BELLSOUTH CORP (BLS) 079860102 1,747 42,682 X 42,682
BELLSOUTH CORP (BLS) 079860102 133 3,260 X X 3,060 200
BIOMET, INC (BMET) 090613100 3,115 78,485 X 42,945 35,540
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 1,446 19,562 X 19,030 532
BRISTOL-MYERS SQUIBB CO (BMY) 110122108 91 1,232 X X 1,232
CHASE MANHATTAN CORP NEW (CMB) 16161A108 477 10,498 X 10,498
CHASE MANHATTAN CORP NEW (CMB) 16161A108 14 300 X X 300
CHEVRON CORP (CHV) 166751107 451 5,336 X 5,336
CHEVRON CORP (CHV) 166751107 13 150 X X 150
CINCINNATI FINANCIAL CORP (CINF) 172062101 4,161 105,162 X 105,162
CINERGY CORP (CIN) 172474108 716 20,379 X 20,379
CINERGY CORP (CIN) 172474108 28 800 X X 800
CISCO SYSTEMS INC (CSCO) 17275R102 684 17,875 X 17,875
CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 231 4,530 X 4,530
COCA-COLA CORP (KO) 191216100 321 5,275 X 4,400 875
COCA-COLA CORP (KO) 191216100 91 1,500 X X 1,500
COLGATE-PALMOLIVE COMPANY (CL) 194162103 778 12,050 X 12,050
COMCAST CORP CL A SPL (CMCSK) 200300200 438 10,500 X 10,000 500
COMCAST CORP CL A SPL (CMCSK) 200300200 15 350 X X 350
COMPUTER SCIENCES CORP (CSC) 205363104 247 4,100 X 4,100
COMPUTER SCIENCES CORP (CSC) 205363104 12 200 X X 200
CONVERGYS CORP 212485106 199 4,400 X 4,400
COM
CONVERGYS CORP 212485106 181 4,000 X X 2,000 2,000
COM
D P L INC COMMON (DPL) 233293109 524 15,783 X 15,783
D P L INC COMMON (DPL) 233293109 12 375 X X 375
-------
COLUMN TOTALS 16,125
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 3
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DISNEY (DIS) (FORMERLY DISNEY, 254687106 310 10,700 X 10,700
WALT) COM
DISNEY (DIS) (FORMERLY DISNEY, 254687106 33 1,125 X X 600 525
WALT) COM
E I DUPONT DE NEMOURS & CO (DD) 263534109 467 9,662 X 9,362 300
E I DUPONT DE NEMOURS & CO (DD) 263534109 193 4,000 X X 1,200 2,800
DUFF & PHELPS SELECTED UTL (DNP) 264324104 124 11,839 X 11,839
DUKE ENERGY CO (DUK) 264399106 1,100 12,900 X 12,600 300
(FORMERLY DUKE POWER)
E M C CORP MASS COM 268648102 198 2,975 X 2,975
E M C CORP MASS COM 268648102 53 800 X X 800
EMERSON ELECTRIC CO (EMR) 291011104 466 5,914 X 5,914
ENRON CORP (ENE) 293561106 732 8,800 X 8,800
UIT EQTY INV FD UNIT SELECT 10 29471Q309 27 26,747 X X 26,747
EXXON MOBIL CORP (XOM) 30231G102 3,095 35,602 X 35,068 534
COM
EXXON MOBIL CORP (XOM) 30231G102 403 4,634 X X 4,634
COM
FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 858 9,895 X 9,895
FEDERATED HIGH YIELD TR FD (38) 314197104 162 24,191 X 24,191
FEDERATED HIGH YIELD TR FD (38) 314197104 53 7,870 X X 7,870
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 390 195,755 X 195,755
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 5 2,590 X X 2,590
(FRMLY FED SHRT-DUR GVT BD FD)
FEDERATED USGVT SECS: 2-5 YR (47) 31428P103 748 69,455 X 68,008 673 774
FEDERATED USGVT SECS: 2-5 YR 31428P202 23 2,145 X 2,145
SVC(192)
FEDERATED USGVT SECS: 2-5 YR 31428P202 402 37,363 X X 37,363
SVC(192)
FEDERATED TTL RETURN BND FD (328) 31428Q101 462 44,489 X 40,144 1,928 2,417
FEDERATED TTL RETURN BND FD (328) 31428Q101 55 5,338 X X 5,338
FIDELITY ADVISOR INTERM BND FD (87) 315809103 21 1,976 X 1,976
FIDELITY ADVISOR INTERM BND FD (87) 315809103 108 10,253 X X 10,253
-------
COLUMN TOTALS 10,488
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 4
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIDELITY GNMA FUND (15) 31617K105 57 5,327 X 5,327
FIDELITY GNMA FUND (15) 31617K105 63 5,871 X X 5,871
FIFTH THIRD BANCORP (FITB) 316773100 1,372 22,961 X 22,961
FIFTH THIRD BANCORP (FITB) 316773100 10 163 X X 163
FIRST UNION CORP (FTU) 337358105 677 24,350 X 23,650 700
FIRST UNION CORP (FTU) 337358105 21 750 X X 750
FORD MTR CO DEL (F) 345370860 358 15,282 X 15,182 100
COM PAR $0.01
FORD MTR CO DEL (F) 345370860 5 200 X X 200
COM PAR $0.01
GENERAL ELECTRIC CO (GE) 369604103 4,053 84,547 X 78,451 900 5,196
GENERAL ELECTRIC CO (GE) 369604103 135 2,808 X X 2,208 600
GENZYME CORP (GENZ) 372917104 207 2,300 X 2,300
COM-GEN DIV
GENZYME CORP (GENZ) 372917104 22 250 X X 250
COM-GEN DIV
HEWLETT-PACKARD CO (HWP) 428236103 488 15,450 X 15,450
HEWLETT-PACKARD CO (HWP) 428236103 24 750 X X 250 500
HIGHWOOD PPTYS INC (HIW) 431284108 907 36,475 X 36,475
HIGHWOOD PPTYS INC (HIW) 431284108 10 400 X X 400
HOME DEPOT INC (HD) 437076102 1,559 34,122 X 34,122
HUNTINGTON BANCSHARES INC (HBAN) 446150104 3,768 232,766 X 232,766
ILLINOIS TOOL WKS INC (ITW) 452308109 298 5,000 X 5,000
INTEL CORP (INTC) 458140100 676 22,470 X 22,470
INTERNATIONAL BUSINESS MACHINES (IBM) 459200101 999 11,749 X 11,549 200
CORP
INTERNATIONAL PAPER COMPANY (IP) 460146103 346 8,478 X 8,478
INTERNATIONAL PAPER COMPANY (IP) 460146103 5 123 X X 123
JOHNSON & JOHNSON CO (JNJ) 478160104 1,884 17,936 X 17,400 536
JOHNSON & JOHNSON CO (JNJ) 478160104 87 828 X X 828
--------
COLUMN TOTALS 18,031
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 5
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
KIMBERLY-CLARK CORP (KMB) 494368103 530 7,500 X 7,500
KROGER CO (KR) 501044101 258 9,550 X 9,550
KROGER CO (KR) 501044101 27 1,000 X X 1,000
LUCENT TECHNOLOGIES INC (LU) 549463107 466 35,544 X 34,244 300
LUCENT TECHNOLOGIES INC (LU) 549463107 43 3,176 X X 2,684 492
MBNA CORP (KRB) 55262L100 409 11,075 X 11,075
MCDONALD'S CORP (MCD) 580135101 271 7,975 X 7,975
MERCK & CO INC (MRK) 589331107 2,184 23,331 X 23,131 200
MERCK & CO INC (MRK) 589331107 56 600 X X 600
MERRILL LYNCH & CO INC COM (MER) 590188108 440 6,450 X 6,450
MERRILL LYNCH & CO INC COM (MER) 590188108 44 640 X X 640
MICROSOFT CORP (MSFT) 594918104 991 22,846 X 22,646 200
MICROSOFT CORP (MSFT) 594918104 51 1,175 X X 375 800
MINNESOTA MINING & MFG (MMM) 604059105 530 4,400 X 4,400
MINNESOTA MINING & MFG (MMM) 604059105 133 1,100 X X 1,000 100
MONEY MKT OBLIGS TR SH (092) 60934N229 125 124,802 X X 124,802
FEDERATED PRIME VAL OBLG MMKT (856) 60934N575 13 12,575 X X 12,575
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 3 2,661 X 2,661
FEDERATED AUTOMATED CASH MGMT (75) 60934N864 1,008 1,008,185 X X 1,008,185
MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 563 7,100 X 7,100
MOTOROLA INC (MOT) 620076109 261 12,875 X 12,375 500
NASDAQ 100 TR UNIT SER 1 (QQQ) 631100104 1,512 25,910 X 25,410 500
NOKIA CORP SPNRD ADR (NOK A) 654902204 448 10,300 X 10,300
ORACLE CORP (ORCL) 68389X105 407 14,000 X 14,000
ORACLE CORP (ORCL) 68389X105 23 800 X X 800
--------
COLUMN TOTALS 10,796
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 6
- - - - - - - ITEM 1 AND 2 - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - - ITEM 6 - - - ITEM 7 - - - - - - ITEM 8 - - - - - - -
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PEOPLES SAVINGS BANK OF TROY 712289107 97 25,968 X X 25,968
PEPSICO INC (PEP) 713448108 512 10,325 X 9,475 900
PEPSICO INC (PEP) 713448108 59 1,200 X X 1,200
PFIZER INC (PFE) 717081103 1,744 37,910 X 37,910
PROCTER & GAMBLE CO (PG) 742718109 2,213 28,208 X 27,672 536
PROCTER & GAMBLE CO (PG) 742718109 118 1,500 X X 1,200 300
PNC TEMP (24) 743884579 891 891,236 X 891,236
PNC TEMP (24) 743884579 23 22,906 X X 22,906
QUALCOMM INC (QCOM) 747525103 429 5,225 X 5,225
QWEST COMMUNICATIONS INTL INC (Q) 749121109 287 7,025 X 6,725 300
QWEST COMMUNICATIONS INTL INC (Q) 749121109 42 1,022 X X 1,022
SBC COMMUNICATIONS (SBC) 78387G103 1,866 39,070 X 39,042 28
SBC COMMUNICATIONS (SBC) 78387G103 264 5,526 X X 4,580 946
SCANA CORP NEW (SCG I) (FORMERLY 80589M102 385 13,025 X 13,025
SCANA CORP)
SCANA CORP NEW (SCG I) (FORMERLY 80589M102 15 500 X X 500
SCANA CORP)
SCHERING-PLOUGH CORP (SGP) 806605101 261 4,600 X 4,600
SECURITY BANC CORPORATION (STYB) 813767100 22,200 975,812 X 941,401 34,411
SECURITY BANC CORPORATION (STYB) 813767100 12,092 531,531 X X 519,652 11,879
SMITHKLINE BCHM PLC ADR 5A ORD (SBH) 832378301 466 7,500 X 7,500
SOUTHERN CO (SO) 842587107 735 22,102 X 22,102
SOUTHERN CO (SO) 842587107 13 400 X X 400
SOUTHWEST AIRLINES (LUV) 844741108 506 15,087 X 15,087
SUN LIFE FINL SVCS CDA INC 866796105 232 8,706 X 8,706
COM
SUN MICROSYSTEMS (SUNW) 866810104 663 23,800 X 23,600 200
SUN MICROSYSTEMS (SUNW) 866810104 33 1,200 X X 1,200
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COLUMN TOTALS 46,146
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
REPORT PTR285 1Y SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/00 PAGE 7
-------------- ITEM 1 AND 2------------ITEM 3--------ITEM 4---------ITEM 5--------ITEM 6--------ITEM 7---------------ITEM 8---------
INVESTMENT
MARKET SHARES DISCRETION VOTING AUTHORITY
VALUE OR SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (THOUSANDS) PRINCIPAL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TEXACO INC (TX) 881694103 412 6,632 X 6,632
TEXACO INC (TX) 881694103 60 960 X X 960
TEXAS INSTRS INC (TXN) 882508104 237 5,000 X 4,750 250
UNITED TECHNOLOGIES CORP (UTX) 913017109 500 6,355 X 6,205 150
UNITED TECHNOLOGIES CORP (UTX) 913017109 16 200 X X 200
VERIZON COMMUNICATIONS 92343V104 1,009 20,123 X 20,123
COM
VERIZON COMMUNICATIONS 92343V104 154 3,076 X X 2,876 200
COM
VODAFONE GROUP PLC NEW (VOD) 92857W100 252 7,045 X 7,045
(FORMERLY VODAFONE AIRTOUCH)
VODAFONE GROUP PLC NEW (VOD) 92857W100 18 500 X X 500
(FORMERLY VODAFONE AIRTOUCH)
WAL-MART STORES INC (WMT) 931142103 1,047 19,700 X 19,700
WAL-MART STORES INC (WMT) 931142103 49 925 X X 325 600
WELLS FARGO & CO NEW (WFC) 949746101 342 6,150 X 6,150
(FORMERLY NORWEST)
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 52 3,037 X 3,037
WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 309 18,000 X X 18,000
THE WILLIAMS COMPANIES, INC (WMB) 969457100 532 13,325 X 13,025 300
THE WILLIAMS COMPANIES, INC (WMB) 969457100 16 400 X X 400
WORLDCOM INC GA NEW (WCOM) (FORMERLY 98157D106 214 15,213 X 15,026 187
MCI WORLDCOM)
XCEL ENERGY INC (XEL) (FORMERLY 98389B100 267 9,181 X 9,181
NORTHERN STS POWER)
XCEL ENERGY INC (XEL) (FORMERLY 98389B100 16 550 X X 550
NORTHERN STS POWER)
---------
COLUMN TOTALS 5,502
FINAL TOTALS 116,045
</TABLE>
