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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Condensed Consolidated Statement of Financial Condition at September 30, 2000
(Unaudited) and the Condensed Statement of Income (Unaudited) for the nine
months ended September 30, 2000 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 31,722
<INT-BEARING-DEPOSITS> 427
<FED-FUNDS-SOLD> 1,150
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 147,924
<INVESTMENTS-CARRYING> 38,916
<INVESTMENTS-MARKET> 38,458
<LOANS> 707,663
<ALLOWANCE> 8,623
<TOTAL-ASSETS> 955,209
<DEPOSITS> 730,422
<SHORT-TERM> 124,155
<LIABILITIES-OTHER> 5,633
<LONG-TERM> 13,000
0
0
<COMMON> 17,588
<OTHER-SE> 64,411
<TOTAL-LIABILITIES-AND-EQUITY> 955,209
<INTEREST-LOAN> 44,955
<INTEREST-INVEST> 8,311
<INTEREST-OTHER> 1,870
<INTEREST-TOTAL> 55,136
<INTEREST-DEPOSIT> 18,788
<INTEREST-EXPENSE> 24,866
<INTEREST-INCOME-NET> 30,270
<LOAN-LOSSES> 1,214
<SECURITIES-GAINS> (6)
<EXPENSE-OTHER> 25,316
<INCOME-PRETAX> 12,094
<INCOME-PRE-EXTRAORDINARY> 8,108
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,108
<EPS-BASIC> 1.15
<EPS-DILUTED> 1.15
<YIELD-ACTUAL> 7.93
<LOANS-NON> 1,468
<LOANS-PAST> 1,466
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 7,557
<ALLOWANCE-OPEN> 7,886
<CHARGE-OFFS> 644
<RECOVERIES> 167
<ALLOWANCE-CLOSE> 8,623
<ALLOWANCE-DOMESTIC> 8,623
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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