CATERPILLAR FINANCIAL SERVICES CORPORATION
POWERNOTES (SM)
With Maturities of 9 months or more from Date of Issue
Registration No. 333-35460
Filed Pursuant to Rule 424 (b) (2)
PRICING SUPPLEMENT NO. 023 Trade Date: 11/22/00
(To Prospectus Supplement & Prospectus dated
September 8, 2000) Issue Date: 11/28/00
The Date of this Pricing Supplement November 22, 2000
SUBJECT TO REDEMPTION
CUSIP Date and terms of redemption or
or Stated Interest repayment (including any
Common Interest Price to Discounts & PaymentSurvivor' applicable regular or
special
Code Rate (1)Maturit Public (2)Commissions Frequency OptionYes/N record dates)
14911QAY7 6.75% 11/15/05 100% 1.0% Quarterly YES NO
Original Issue Discount Note: Total Amount of OID:
____ Yes X No N/A
(1) The interest rates on the PowerNotes (SM) may be changed by Caterpillar
Financial Services Corporation from time to time, but any such change will not
affect the interest rate on any PowerNotes (SM) offered prior to the effective
date of the change.
(2) Expressed as a percentage of aggregate principal amount. Actual Price to
Public may be less, and will be determined by prevailing market prices at the
time of purchase as set forth in the confirmation sheet.
