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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-Q
FOR THE QUARTERLY PERIOD ENDED JUNE 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-1999
<CASH> 18,065
<INT-BEARING-DEPOSITS> 7,216
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 66,487
<INVESTMENTS-CARRYING> 57,128
<INVESTMENTS-MARKET> 0
<LOANS> 326,620
<ALLOWANCE> 3,049
<TOTAL-ASSETS> 489,502
<DEPOSITS> 405,644
<SHORT-TERM> 21,307
<LIABILITIES-OTHER> 4,567
<LONG-TERM> 7,000
0
0
<COMMON> 12,911
<OTHER-SE> 38,073
<TOTAL-LIABILITIES-AND-EQUITY> 489,502
<INTEREST-LOAN> 13,658
<INTEREST-INVEST> 3,676
<INTEREST-OTHER> 182
<INTEREST-TOTAL> 17,516
<INTEREST-DEPOSIT> 7,427
<INTEREST-EXPENSE> 7,845
<INTEREST-INCOME-NET> 9,671
<LOAN-LOSSES> 218
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,360
<INCOME-PRETAX> 4,128
<INCOME-PRE-EXTRAORDINARY> 4,128
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,836
<EPS-BASIC> 0.56
<EPS-DILUTED> 0.55
<YIELD-ACTUAL> 4.31
<LOANS-NON> 698
<LOANS-PAST> 655
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,954
<CHARGE-OFFS> 191
<RECOVERIES> 68
<ALLOWANCE-CLOSE> 3,049
<ALLOWANCE-DOMESTIC> 2,750
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 299
</TABLE>
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