<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> INCOME PORTFOLIO
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> APR-30-2001
<PERIOD-END> OCT-31-2000
<INVESTMENTS-AT-COST> 94870295
<INVESTMENTS-AT-VALUE> 91363633
<RECEIVABLES> 2848614
<ASSETS-OTHER> 120490
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 94332737
<PAYABLE-FOR-SECURITIES> 196590
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 692424
<TOTAL-LIABILITIES> 889014
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 101894716
<SHARES-COMMON-STOCK> 10192451
<SHARES-COMMON-PRIOR> 10073986
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 564142
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 4380081
<ACCUM-APPREC-OR-DEPREC> (3506770)
<NET-ASSETS> 93443723
<DIVIDEND-INCOME> 81551
<INTEREST-INCOME> 3589242
<OTHER-INCOME> 0
<EXPENSES-NET> 347835
<NET-INVESTMENT-INCOME> 3322958
<REALIZED-GAINS-CURRENT> (1613237)
<APPREC-INCREASE-CURRENT> 1693852
<NET-CHANGE-FROM-OPS> 3403573
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3388361
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 339492
<NUMBER-OF-SHARES-REDEEMED> 576594
<SHARES-REINVESTED> 355567
<NET-CHANGE-IN-ASSETS> 1092319
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 498739
<OVERDIST-NET-GAINS-PRIOR> 2766844
<GROSS-ADVISORY-FEES> 331824
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 331824
<AVERAGE-NET-ASSETS> 93277784
<PER-SHARE-NAV-BEGIN> 9.17
<PER-SHARE-NII> .33
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> .33
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 9.17
<EXPENSE-RATIO> .74
</TABLE>
