<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> INCOME PORTFOLIO
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> APR-30-2000
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 100575355
<INVESTMENTS-AT-VALUE> 95354398
<RECEIVABLES> 2248823
<ASSETS-OTHER> 93338
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 97696559
<PAYABLE-FOR-SECURITIES> 4786185
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 558970
<TOTAL-LIABILITIES> 5345155
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 100817609
<SHARES-COMMON-STOCK> 10073986
<SHARES-COMMON-PRIOR> 9866496
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 498739
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 2766844
<ACCUM-APPREC-OR-DEPREC> (5200622)
<NET-ASSETS> 92351404
<DIVIDEND-INCOME> 24973
<INTEREST-INCOME> 7045492
<OTHER-INCOME> 0
<EXPENSES-NET> 690309
<NET-INVESTMENT-INCOME> 6380156
<REALIZED-GAINS-CURRENT> (1782543)
<APPREC-INCREASE-CURRENT> (4849711)
<NET-CHANGE-FROM-OPS> (252098)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 6966938
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 902416
<NUMBER-OF-SHARES-REDEEMED> 1379676
<SHARES-REINVESTED> 684750
<NET-CHANGE-IN-ASSETS> (5227059)
<ACCUMULATED-NII-PRIOR> 23969
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 984072
<GROSS-ADVISORY-FEES> 664467
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 702957
<AVERAGE-NET-ASSETS> 95275605
<PER-SHARE-NAV-BEGIN> 9.89
<PER-SHARE-NII> .64
<PER-SHARE-GAIN-APPREC> (.67)
<PER-SHARE-DIVIDEND> .69
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 9.17
<EXPENSE-RATIO> .74
</TABLE>
