HEALTHAXIS INC
8-K, 2000-09-18
INSURANCE AGENTS, BROKERS & SERVICE
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<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934



      Date of Report (Date of Earliest Event Reported): September 18, 2000



                                 HEALTHAXIS INC.
                                 ---------------
             (Exact name of registrant as specified in its charter)




        Pennsylvania                    0-13591                23-2214195
        ------------                    -------                ----------
(State or other jurisdiction    (Commission File Number)      (I.R.S. Employer
     of incorporation)                                       Identification No.)

               2500 DeKalb Pike, East Norriton, Pennsylvania 19401
              ----------------------------------------------------
                (Address of principal executive offices/Zip Code)

              Former name, former address, and former fiscal year,
                        if changed since last report: N/A
                                                      ---
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Item 5.  Other Events

         The following information is qualified in its entirety by, and should
be read in conjunction with, the more detailed information and financial data,
including the Consolidated Financial Statements of HealthAxis Inc. ("HAI") and
its subsidiaries, and the notes thereto, appearing in HAI's reports filed with
the Securities and Exchange Commission ("SEC"). Except for the historical
information contained herein, this Current Report on Form 8-K, contains certain
forward-looking statements regarding HAI's business and prospects that are based
upon numerous assumptions about future conditions which may ultimately prove to
be inaccurate and actual events and results may materially differ from
anticipated results described in such statements. Such forward-looking
statements involve risks and uncertainties, such as historical and anticipated
losses; uncertainty of future results, new business challenges, competition,
funding; need for additional capital, reliability of information systems,
protection of proprietary technology, trademark infringement, uncertain
acceptance of the Internet as a medium for health insurance sales, failure to
meet performance standards, reliance on a small number of large clients, foreign
operations, changes in insurance industry regulations, regulation of the
Internet and legal uncertainties, potential conflicts of interest, and absence
of dividends. Any one or a combination of these factors could have a material
adverse effect on HAI's business, financial condition and results of operations.
These forward-looking statements represent HAI's judgment as of the date of this
report. HAI disclaims, however, any intent or obligation to update these
forward-looking statements.

         On September 18 2000, the Company issued a press release that provides
an update on the status of its proposed merger with HealthAxis.com, Inc.





















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<PAGE>

Item 7.  Financial Statements and Exhibits

         (a)      Financial Statements of business acquired.

                  Not applicable.

         (b)      Proforma Financial Information.

                  Not applicable.

         (c)      Exhibits.

                  The following exhibits are filed herewith:


S-K Item            Description
Number
--------            ------------

99.1                Press Release dated September 18, 2000.



























                                       3
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                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                     HEALTHAXIS INC.


Date:    9/18/00                     By: /s/ Michael Ashker
       ---------------                  --------------------------------------
                                        Michael Ashker
                                        President and Chief Executive Officer




























                                       4
<PAGE>


                                  EXHIBIT INDEX

S-K Item
Number              Description
--------            -----------

99.1                Press Release dated September 18, 2000.










































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