HEALTHAXIS INC
S-4/A, EX-23.2, 2000-12-07
INSURANCE AGENTS, BROKERS & SERVICE
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                       CONSENT OF INDEPENDENT ACCOUNTANTS

HealthAxis.com, Inc.
East Norriton, PA

We hereby consent to the use in the Prospectus constituting a part of the
Registration Statement on Form S-4/A (File No. 333-30256) of our report dated
March 16, 2000 except for Notes 10, 11, 12, 13, 18 and 20 which are as of
September 29, 2000 and Notes 5, 7, 8 and 19 which are as of October 13, 2000,
relating to the consolidated financial statements of HealthAxis.com, Inc. for
the year ended December 31, 1999 and for the period from Inception (March 26,
1998) through December 31, 1999, which is contained in the Prospectus.

We also consent to the reference to us under the caption "Experts" in the
Prospectus.


/s/ BDO Seidman, LLP
---------------------
BDO Seidman, LLP

Philadelphia, PA
December 6, 2000



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