<PAGE>
EXHIBIT 23.2
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Experts" in
the Registration Statement (Form S-3 No. 333-33842 Amendment No.1) and related
Prospectus of HealthAxis Inc. for the registration of 5,180,864 shares of its
common stock, and to the incorporation by reference therein of our report dated
March 28, 2000, with respect to the consolidated financial statements of
Insurdata Incorporated and Subsidiaries included in the Current Report as
amended (Form 8-K/A No. 000-13591) of HealthAxis Inc. dated April 20, 2000 filed
with the Securities and Exchange Commission.
/s/ Ernst & Young LLP
----------------------
ERNST & YOUNG LLP
Dallas, Texas
January 3, 2001