NAVIGATOR MONEY MARKET FUND INC
497J, 1998-07-02
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<PAGE>   1
                        NAVIGATOR MONEY MARKET FUND
                        STATEMENT OF CERTIFICATION
                          PURSUANT TO RULE 497(j)


The Navigator Money Market Fund (the "Fund") hereby certifies that the form
of prospectus and statement of additional information that would have been
filed under paragraph(c) of Rule 497 under the Securities Act of 1933, as
amended, would not have differed from those contained in Post-Effective
Amendment No. 15 to the Fund's Registration Statement on Form N-1A (File Nos.
2-97840 and 811-04306) which was filed electronically on June 26, 1998
(Accession No. 0000893220-98-001133).

                                        Navigator Money Market Fund

Date: July 1, 1998                      /s/ Robert J. Walker, Jr.
                                        ---------------------------------
                                        By: Robert J. Walker, Jr.
                                        Title: President





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