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<PAGE>
THE HARTFORD'S BUILDER
Hartford Life Insurance Company
Supplement Dated December 20, 1995 to The Hartford's Builder
Prospectus dated May 1, 1995
The subsection of the prospectus entitled "The Company" is amended as follows:
Effective December 20, 1995, Hartford Fire Insurance Company became an
independent, publicly traded corporation and is no longer a subsidiary of
ITT Corporation.
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