HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT ONE
497, 1995-10-30
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                         THE HARTFORD'S BUILDER
                     HARTFORD LIFE INSURANCE COMPANY



        SUPPLEMENT DATED OCTOBER 20, 1995 TO THE HARTFORD'S BUILDER
                  PROSPECTUS DATED MAY 1, 1995



The subsection entitled "The Company" should read as follows:


                             THE COMPANY


Hartford Life Insurance Company was originally incorporated under the laws of
Massachusetts on June 5, 1902. It was subsequently redomiciled to
Connecticut. It is a stock life insurance company engaged in the business of
writing health and life insurance, both ordinary and group, in all states of
the United States and the District of Columbia. Hartford Life is ultimately
one hundred percent owned by Hartford Fire Insurance Company, one of the
largest multiple lines insurance carriers in the United States. Hartford Fire
Insurance Company is a subsidiary of ITT Corporation. Hartford Life Insurance
Company has an A+ (superior) rating from A.M. Best and Company, Inc. and
Standard and Poor's (AA+) rating on the basis of its claims paying ability.

These ratings do not apply to the performance of the Separate Account.
However, the contractual obligations under this Contract are the general
corporate obligations of Hartford Life. These ratings do apply to Hartford
Life's ability to meet its insurance obligations under the contract.

Hartford Life is subject to Connecticut law governing insurance companies and
is regulated and supervised by the Connecticut Commissioner of Insurance. An
annual statement in a prescribed form must be filed with that Commissioner on
or before March 1 in each year covering the operations of Hartford Life for
the preceding year and its financial condition on December 31 of such year.
Its books and assets are subject to review or examination by the Commissioner
or his agents at all times, and a full examination of its operations is
conducted by the National Association of Insurance Commissioners ("NAIC") at
least once in every four years. In addition, Hartford Life is subject to the
insurance laws and regulations of any jurisdiction in which it sells its
insurance contracts. Hartford Life is also subject to various Federal and
state securities laws and regulations.



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