HOWE & RUSLING INC
13F-HR, 1999-05-17
Previous: CYPRUS AMAX MINERALS CO, 10-Q, 1999-05-17
Next: GOLDMAN SACHS & CO, 13F-HR, 1999-05-17








Period Ending: 03/31/99
Name: Howe and Rusling, Inc.
Address:  120 East Avenue
	    Rochester, NY  14604
Signature: Jack L. Anderson
Title: Executive VP
Phone: 716-325-4140
13F File Number: 28-1563





























<TABLE>                           <C>                                           <C>                            




Howe and Rusling, Inc.
                                                              FORM 13F
                                                           March 31, 1999

                                                                                                               Voting Authority
                                                                                                          --------------------------
                                                             Value    Shares/ Sh/ Put/ Invstmt
          Name of Issuer          Title of class    CUSIP   (x$1000)  Prn Amt Prn Call Dscretn  Managers    Sole    Shared    None
  ------------------------------ ---------------- --------- --------  ------- --- ---- ------- ---------- -------- -------- --------

D A T & T CORP.                  COM              001957109      806    10094 SH       Sole                   1160              8934
D ABBOTT LABORATORIES            COM              002824100     4932   105356 SH       Sole                  29050             76306
D AIRTOUCH COMMUNICATION         COM              00949T100     3275    33896 SH       Sole                   9760             24136
D ALLSTATE CORP                  COM              020002101    11755   317163 SH       Sole                 101493            215670
D AMERICAN EXPRESS               COM              025816109      418     3554 SH       Sole                    596              2958
D AMERICAN HOME PRODUCTS         COM              026609107     1485    22756 SH       Sole                    800             21956
D AMERICAN INTL GROUP INC        COM              026874107    21395   177370 SH       Sole                  51165            126632
D AMERITECH                      COM              030954101     1076    18674 SH       Sole                   2040             16634
D ATLANTIC RICHFIELD             COM              048825103      303     4150 SH       Sole                                     4150
D BANK NEW YORK INC              COM              064057102      201     5598 SH       Sole                                     5598
D BANK ONE CORP (NEW)            COM              06423A103     5057    91843 SH       Sole                  12385             79458
D BECTON, DICKINSON & CO         COM              075887109      426    11112 SH       Sole                                    11112
D BELL ATLANTIC                  COM              077853109    16262   314629 SH       Sole                  90374            224255
D BELLSOUTH                      COM              079860102     2246    56068 SH       Sole                  22580             33488
D BP AMOCO PLC SPONSORED ADR     COM              055622104      990     9800 SH       Sole                   4350              5450
D BRISTOL MYERS-SQUIBB CO        COM              110122108    22717   354269 SH       Sole                  84460            270809
D CARNIVAL CORP                  COM              143658102    15513   319450 SH       Sole                 109540            209910
D CHEVRON CORP                   COM              166751107      610     6871 SH       Sole                    248              6623
D CISCO SYSTEMS                  COM              17275R102    14661   133810 SH       Sole                  46199             87611
D CITIGROUP INC (NEW)            COM              172967101    16405   256823 SH       Sole                  84716            172707
D CITRIX SYS INC                 COM              177376100     3292    86360 SH       Sole                  46905             39455
D CLOROX CO                      COM              189054109      251     2144 SH       Sole                                     2144
D COCA COLA CO                   COM              191216100     1618    26361 SH       Sole                   1500             24861
D COLGATE PALMOLIVE              COM              194162103    12584   136787 SH       Sole                  37195            100092
D COMPUWARE CORP                 COM              205638109    12420   520199 SH       Sole                 158495            361704
D CORNING INC                    COM              219350105      225     3750 SH       Sole                                     3750
D DISNEY HOLDING CO (WALT)       COM              254687106      970    31167 SH       Sole                   8300             24367
D DOVER CORP                     COM              260003108      381    11576 SH       Sole                                    11576
D DUPONT DE NEMOURS E I          COM              263534109      810    13946 SH       Sole                                    13946
D EASTMAN KODAK COMPANY          COM              277461109     3107    48647 SH       Sole                  20274             28373
D ELAN PLC ADR                   COM              284131208    16189   232095 SH       Sole                  68390            164205
D EMERSON ELECTRIC               COM              291011104      786    14841 SH       Sole                   3200             11641
D ENRON CORP                     COM              293561106     1390    21639 SH       Sole                                    21639
D EQUIFAX INC                    COM              294429105    13437   390880 SH       Sole                 116545            275335
D EQUITY INCOME FUND 1ST EXCH    COM              294700703     1004     5665 SH       Sole                    417              5248
D EXXON                          COM              302290101     3552    50340 SH       Sole                   4092             46248
D FANNIE MAE                     COM              313586109    19927   287757 SH       Sole                  90803            197554
D FIRST DATA CORP                COM              319963104      956    22368 SH       Sole                                    22368
D FIRSTAR CORP NEW WIS           COM              33763V109      236     2640 SH       Sole                   2640
D FLEET FINANCIAL GROUP INC      COM              338915101      429    11398 SH       Sole                                    11398
D FLOWERS INDS INC               COM              343496105     8356   339340 SH       Sole                 147855            191485
D FORTUNE BRANDS INC             COM              349631101      324     8424 SH       Sole                   1585              6839
D FRONTIER CORP                  COM              35906P105      609    11746 SH       Sole                                    11746
D G T E  CORP                    COM              362320103      438     7234 SH       Sole                    405              6829
D GENERAL ELECTRIC               COM              369604103    37368   337789 SH       Sole                  84451            254538
D GENERAL MOTORS                 COM              370442105      547     6287 SH       Sole                    373              5914
D GILLETTE CO                    COM              375766102      220     3700 SH       Sole                   1000              2700
D HOME DEPOT INC                 COM              437076102    20198   324469 SH       Sole                 100035            225184
D INTEL CORP                     COM              458140100      606     5100 SH       Sole                    900              4200
D INTL BUSINESS MACHINES         COM              459200101      946     5336 SH       Sole                    490              4846
D IPALCO ENTERPRISES INC         COM              462613100    14790   674210 SH       Sole                 202540            473270
D JOHNSON & JOHNSON              COM              478160104    20890   223419 SH       Sole                  70270            153749
D KEYCORP                        COM              493267108      335    11038 SH       Sole                                    11038
D KIMBERLY CLARK                 COM              494368103      476     9920 SH       Sole                                     9920
D LILLY (ELI) & CO               COM              532457108     1139    13418 SH       Sole                                    13418
D LUCENT TECHNOLOGIES            COM              549463107      973     9012 SH       Sole                    768              8244
D M & T BK CORP                  COM              55261F104      776     1620 SH       Sole                                     1620
D M D U RESOURCES GROUP          COM              552690109      857    37450 SH       Sole                    675             36775
D MC GRAW HILL COMPANIES         COM              580645109      262     4800 SH       Sole                    200              4600
D MCDONALD'S CORP                COM              580135101     1110    24490 SH       Sole                                    24490
D MCKESSON HBOC INC              COM              58155Q103     7774   117785 SH       Sole                  33716             84291
D MERCK & CO                     COM              589331107     2285    28524 SH       Sole                   4570             23954
D MGIC INVT CORP WIS             COM              552848103    11482   327460 SH       Sole                  93150            234910
D MICROSOFT CORP                 COM              594918104    22656   252790 SH       Sole                  62905            190485
D MINNESOTA MINING & MFG CO      COM              604059105      782    11050 SH       Sole                   3900              7150
D MOBIL CORP                     COM              607059102      994    11296 SH       Sole                   1918              9378
D MORGAN (J P) CO                COM              616880100     2062    16715 SH       Sole                   6960              9755
D MOTOROLA                       COM              620076109      737    10058 SH       Sole                    800              9258
D NETWORK ASSOCS INC             COM              640938106     9040   294579 SH       Sole                  75228            219351
D NIPSCO INDUSTRIES INC          COM              629140104      211     7800 SH       Sole                                     7800
D P P G INDUSTRIES INC           COM              693506107     1704    33253 SH       Sole                   6595             26658
D PAYCHEX INC                    COM              704326107      434     9156 SH       Sole                                     9156
D PEPSICO INC                    COM              713448108     3562    90889 SH       Sole                  32820             58069
D PFIZER INC                     COM              717081103    10663    76847 SH       Sole                  26526             50321
D PHILIP MORRIS COMPANIES INC    COM              718154107     2517    71542 SH       Sole                  22900             50442
D POTASH CORP SASKATCHEWAN       COM              73755L107      428     8000 SH       Sole                                     8000
D PROCTER & GAMBLE               COM              742718109     3503    35767 SH       Sole                   3400             32367
D RAYTHEON CO CL B               COM              755111408    13087   223240 SH       Sole                  77025            146915
D SAFEWAY INC NEW                COM              786514208    16338   318395 SH       Sole                 102210            217035
D SBC COMMUNICATIONS INC.        COM              78387G103     1226    25984 SH       Sole                   2876             23108
D SCHERING-PLOUGH CORP           COM              806605101    10172   184115 SH       Sole                  53300            130815
D SCHWAB CHARLES CP NEW          COM              808513105      380     3955 SH       Sole                    370              3585
D SOUTHDOWN INC                  COM              841297104    15366   286215 SH       Sole                  87395            199520
D SUNDSTRAND CORP                COM              867323107      327     4699 SH       Sole                                     4699
D TJX COS INC NEW                COM              872540109    22334   656895 SH       Sole                 180855            477740
D U. S. WEST INC                 COM              91273H101      243     4409 SH       Sole                      1              4408
D WAL-MART STORES                COM              931142103      260     2820 SH       Sole                                     2820
D WARNER-LAMBERT CO              COM              934488107      672    10140 SH       Sole                                    10140
D WELLS FARGO & CO 1998          COM              949746101     1793    51128 SH       Sole                   6800             44328
D XEROX CORP                     COM              984121103      607    11652 SH       Sole                   1600             10052
D BARON ASSET FD SH BEN INT                       068278100      508 9381.051 SH       Sole                                 9381.051
D FIDELITY SPARTAN US EQUITY IND                  315911206      336 7319.426 SH       Sole                                 7319.426
D FOUNDERS FD INC GROWTH FD                       350553400      65329107.272 SH       Sole                                29107.272
D JANUS INVT FD OVERSEAS FD                       471023846      49123464.604 SH       Sole                                23464.604
D SCHWAB INVTS 1000 EQUITY FD                     808517106      204 5839.436 SH       Sole                                 5839.436
D VANGUARD INDEX TRUST                            922908108      291 2445.208 SH       Sole                                 2445.208
S REPORT SUMMARY                 96 DATA RECORDS              511440            0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED
</TABLE>














Report Summary 

0 Other included managers

Information Entry Total 96 Data Records

Information Value Total $511,440




























© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission