Form 13F
Form 13F Cover Page
Report for the Calendar Year or Quarter Ended: June 20, 2000
Institutional Investment Manager Filing this Report:
Name: Howe and Rusling, Inc.
Address: 120 East Avenue
Rochester, NY 14604
The institutional investment manager filing this report
and the person by whom it is signed hereby represent
that the person signing the report s authorized to
submit it, that all information contained herein ins
true, correct and complete, and that it is understood
that all required items, statements, schedules, lists,
and tables, are considered integral parts of this
submission.
Person Signing this Report on Behalf of Reporting Manager:
Name: Michelle Lynn Pedzich
Title: Compliance Officer
Phone: 716-325-4140
Signature, Place, and Date of Signing:
Michelle Lynn Pedzich, Rochester, New York August 2, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
None
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 80
Form 13F Information Table Value Total: $501,798
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A D C TELECOMMUNICATN COM 000886101 16204 193195 SH SOLE 63610 130130
A T & T CORP. COM 001957109 435 13754 SH SOLE 3468 10286
ABBOTT LABORATORIES COM 002824100 3650 81906 SH SOLE 31050 50856
ALLTEL CORP COM 020039103 13611 219748 SH SOLE 80705 139043
AMERICAN EXPRESS COM 025816109 540 10362 SH SOLE 1788 8574
AMERICAN HOME PRODUCTS COM 026609107 1249 21262 SH SOLE 21262
AMERICAN INTL GROUP INC COM 026874107 19035 161996 SH SOLE 49022 113286
AMGEN COM 031162100 233 3320 SH SOLE 3320
APPLIED MATLS INC COM 038222105 15250 168280 SH SOLE 53750 114885
BANK NEW YORK INC COM 064057102 260 5598 SH SOLE 5598
BECTON, DICKINSON & CO COM 075887109 296 10312 SH SOLE 1000 9312
BELL ATLANTIC COM 077853109 16120 317639 SH SOLE 91628 226011
BELLSOUTH COM 079860102 2376 55732 SH SOLE 22004 33728
BP AMOCO PLC SPONSORED ADR COM 055622104 1151 20351 SH SOLE 7196 13155
BRISTOL MYERS-SQUIBB CO COM 110122108 20728 355853 SH SOLE 93665 262888
CARDINAL HEALTH INC COM 14149Y108 16180 218653 SH SOLE 73255 145998
CHEVRON CORP COM 166751107 544 6414 SH SOLE 300 6114
CISCO SYSTEMS COM 17275R102 19040 299554 SH SOLE 89490 210564
CITIGROUP INC (NEW) COM 172967101 19011 315529 SH SOLE 93612 222557
COCA COLA CO COM 191216100 688 11979 SH SOLE 11979
COLGATE PALMOLIVE COM 194162103 19719 329344 SH SOLE 104934 225410
CORNING INC COM 219350105 1005 3725 SH SOLE 3725
DISNEY HOLDING CO (WALT) COM 254687106 986 25417 SH SOLE 8100 18817
DOLLAR TREE STORES COM 256747106 17031 430472 SH SOLE 148103 283404
DOVER CORP COM 260003108 12861 317063 SH SOLE 101310 215753
DUPONT DE NEMOURS E I COM 263534109 534 12198 SH SOLE 12198
EASTMAN KODAK COMPANY COM 277461109 2029 34102 SH SOLE 18571 15531
ELAN PLC ADR COM 284131208 24498 505755 SH SOLE 158810 348195
EMERSON ELECTRIC COM 291011104 628 10400 SH SOLE 3200 7200
ENRON CORP COM 293561106 2582 40038 SH SOLE 40038
EQUITY INCOME FUND 1ST EXCH COM 294700703 838 4805 SH SOLE 4805
EXXON MOBIL CORP COM 30231G102 4269 54387 SH SOLE 8043 46344
FAIRCHILD SEMICND INTL CL A COM 303726103 11930 294575 SH SOLE 97680 197565
FIRST DATA CORP COM 319963104 16434 331166 SH SOLE 100260 231706
FLEETBOSTON FINL CORP COM 339030108 289 8490 SH SOLE 244 8246
GENERAL ELECTRIC COM 369604103 47332 893062 SH SOLE 230380 665607
GENERAL MOTORS COM 370442105 241 4144 SH SOLE 4144
GLOBAL CROSSING LTD COM G3921A100 1019 38711 SH SOLE 38711
HEWLETT-PACKARD COM 428236103 17481 139985 SH SOLE 45795 94510
HOME DEPOT INC COM 437076102 18019 360821 SH SOLE 116821 244806
INTEL CORP COM 458140100 1103 8248 SH SOLE 2000 6248
INTL BUSINESS MACHINES COM 459200101 1039 9480 SH SOLE 120 9360
JOHNSON & JOHNSON COM 478160104 24776 243204 SH SOLE 86035 157769
KIMBERLY CLARK COM 494368103 317 5520 SH SOLE 5520
LILLY (ELI) & CO COM 532457108 1281 12828 SH SOLE 12828
LUCENT TECHNOLOGIES COM 549463107 933 15744 SH SOLE 2184 13560
M & T BK CORP COM 55261F104 675 1500 SH SOLE 1500
M D U RESOURCES GROUP COM 552690109 531 24550 SH SOLE 675 23875
MC GRAW HILL COMPANIES COM 580645109 216 4000 SH SOLE 200 3800
MCDONALD'S CORP COM 580135101 583 17690 SH SOLE 17690
MERCK & CO COM 589331107 1201 15672 SH SOLE 2700 12972
MGIC INVT CORP WIS COM 552848103 14903 327545 SH SOLE 94660 233485
MICROSOFT CORP COM 594918104 1765 22064 SH SOLE 3100 18964
MINNESOTA MINING & MFG CO COM 604059105 857 10382 SH SOLE 3900 6482
MORGAN (J P) CO COM 616880100 1768 16055 SH SOLE 6836 9219
MOTOROLA COM 620076109 854 29394 SH SOLE 2400 26994
NATIONAL BOSTON MED NEW COM 635040207 1 15219 SH SOLE 15219
ORACLE CORP COM 68389X105 227 2700 SH SOLE 2700
P P G INDUSTRIES INC COM 693506107 1334 30108 SH SOLE 6410 23698
PAYCHEX INC COM 704326107 21159 503797 SH SOLE 155681 349166
PEPSICO INC COM 713448108 1562 35150 SH SOLE 14200 20950
PFIZER INC COM 717081103 11355 236557 SH SOLE 79300 157257
PHILIP MORRIS COMPANIES INC COM 718154107 1367 51470 SH SOLE 18500 32970
POTASH CORP SASKATCHEWAN COM 73755L107 397 7200 SH SOLE 7200
PROCTER & GAMBLE COM 742718109 1594 27840 SH SOLE 4240 23600
SBC COMMUNICATIONS INC. COM 78387G103 1944 44955 SH SOLE 4191 40764
SCHERING-PLOUGH CORP COM 806605101 210 4150 SH SOLE 1500 2650
SHELL TRANSPORT ADR COM 822703609 16765 335715 SH SOLE 103475 233090
SOUTHDOWN INC COM 841297104 17623 305160 SH SOLE 95745 210115
SPX CORP COM 784635104 249 2061 SH SOLE 2061
SUN MICROSYSTEMS COM 866810104 232 2550 SH SOLE 2550
TREASURY INTL INC NEW COM 894641109 7 32500 SH SOLE 32500
U. S. WEST INC COM 91273H101 618 7203 SH SOLE 7203
VODAFONE AIRTOUCH COM 92857T107 3173 76580 SH SOLE 27400 49180
WAL-MART STORES COM 931142103 308 5340 SH SOLE 5340
WELLS FARGO & CO 1998 COM 949746101 1779 45899 SH SOLE 6800 39099
XEROX CORP COM 984121103 271 13072 SH SOLE 2700 10372
DREYFUS FOUNDERS FDS GROWTH SE 262001464 221 9633 SH SOLE 9633
JANUS INVT FD OVERSEAS FD 471023846 225 5949 SH SOLE 5949
SCHWAB CHARLES FAMILY VALUE AD 8085156 50 50000 SH SOLE 50000
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