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Previous: PEOPLES FINANCIAL CORP /MS/, 10-Q, EX-23, 2000-08-04 |
Next: CAPITAL REALTY INVESTORS 85 LTD PARTNERSHIP, 10QSB, 2000-08-04 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 33,690,622
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 41,263,586
<INVESTMENTS-CARRYING> 105,292,874
<INVESTMENTS-MARKET> 103,563,000
<LOANS> 370,175,118
<ALLOWANCE> 4,153,855
<TOTAL-ASSETS> 575,364,407
<DEPOSITS> 387,329,067
<SHORT-TERM> 0
<LIABILITIES-OTHER> 4,560,120
<LONG-TERM> 350,405
0
0
<COMMON> 5,862,674
<OTHER-SE> 72,982,716
<TOTAL-LIABILITIES-AND-EQUITY> 575,364,407
<INTEREST-LOAN> 15,829,273
<INTEREST-INVEST> 4,518,005
<INTEREST-OTHER> 36,191
<INTEREST-TOTAL> 20,383,469
<INTEREST-DEPOSIT> 6,644,694
<INTEREST-EXPENSE> 8,496,505
<INTEREST-INCOME-NET> 11,886,964
<LOAN-LOSSES> 105,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,648,152
<INCOME-PRETAX> 5,463,027
<INCOME-PRE-EXTRAORDINARY> 5,463,027
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,695,527
<EPS-BASIC> 0.63
<EPS-DILUTED> 0.63
<YIELD-ACTUAL> 5.14
<LOANS-NON> 44,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,338,149
<CHARGE-OFFS> 355,187
<RECOVERIES> 65,893
<ALLOWANCE-CLOSE> 4,153,855
<ALLOWANCE-DOMESTIC> 4,153,855
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 150,000
</TABLE>
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